Best Buick Car Insurance Rates in 2025 (Compare the Top 10 Companies)

State Farm, USAA, and Progressive stand out as the best Buick car insurance rates, offering premiums as low as $45 per month. These insurers provide cost-effective but comprehensive coverage, ideal for individuals seeking discounted rates and dependable protection customized to their driving requirements.

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Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

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Daniel Walker
Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Reviewed by
Kalyn Johnson

Updated June 2024

Top Pick for Buick: State Farm
4.3

Company Facts

Full Coverage for Buick

$120/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Has the third-lowest average premium among the top 10 providers
  • Consistently strong financial standing and solid rankings
  • Customers have a variety of online options and an easy-to-use app
  • Rates can be pricey depending on where you live
  • Limited add-ons available
Best for Military Buick Driver: USAA
4.8

Company Facts

Full Coverage for Buick

$115/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Low rates
  • Excellent customer Service
  • Specialty military coverage
  • Easy-to-use mobile app
  • Nationwide coverage
  • No gap insurance
  • Membership eligibility
  • DUIs drastically increase rates
Best UBI for Buick: Progressive
4.4

Company Facts

Full Coverage for Buick

$130/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Affordable Rates
  • UBI Savings With Snapshot
  • Snapshot Saves Safe Drivers
  • Get Progressive Quote Online
  • Robust Digital Tools
  • Low Customer Loyalty
  • Unexpected Rate Increases
  • High Costs for Teens

State Farm emerges as the prime selection for the best Buick car insurance rates, offering competitive premiums beginning at a mere $45 per month for comprehensive protection.

Best Buick Car Insurance Rates: State Farm, USAA, and Progressive

Together with USAA and Progressive, they present budget-friendly premiums and extensive coverage choices tailored to meet your driving requirements. Our Top 10 Company Picks: Best Buick Car Insurance Rates

CompanyRankGood Driver DiscountA.M. BestBest ForJump to Pros/Cons
State Farm TablePress Logo#115%BComprehensive CoverageState Farm
USAA TablePress Logo#210%A++Military ExclusiveUSAA
Progressive TablePress Logo#320%A+Snapshot ProgramProgressive
Allstate TablePress Logo#415%A+Deductible RewardsAllstate
Amica TablePress Logo#525%A+Dividend PoliciesAmica
Liberty Mutual TablePress Logo#610%AAccident ForgivenessLiberty Mutual
Farmers TablePress Logo#715%ASignal AppFarmers
Nationwide Table Press Logo#810%A+Vanishing DeductibleNationwide
Travelers TablePress Logo#910%A++IntelliDrive ProgramTravelers
Geico TablePress Logo#1015%A++Affordable RatesGeico

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Buicks are often favored by insurers for their safety, with average car insurance quotes at $142 per month, in line with the national average. When considering Buick insurance costs, it’s crucial to differentiate between classic vs. standard car insurance policies. While rates are typically reasonable, comparing insurers can help maximize savings. Enter your ZIP code now to begin comparing.

Here's What You Need to Know

  • State Farm offers competitive rates, starting at $45 per month
  • Defensive driving and safer vehicles can reduce costs with best Buick car insurance
  • Tailored options and discounts guarantee the best Buick car insurance rates

#1 – State Farm: Top Overall Pick

State Farm: Best Buick Car Insurance Rates

Pros

  • Extensive Network: State Farm has a vast network of agents and offices, making it easy for customers to access assistance and support. Refer to our State Farm car insurance review.
  • Strong Financial Stability: With its solid financial standing, State Farm offers reassurance to policyholders regarding claim payouts and long-term stability.
  • Customizable Policies: State Farm provides a range of customizable policy options, allowing customers to tailor coverage to their specific needs.

Cons

  • Higher Premiums: State Farm’s premiums may be higher compared to some competitors, particularly for certain demographics or coverage types.
  • Limited Digital Tools: While State Farm has made strides in digital offerings, some customers may find its online platform and mobile app less intuitive or feature-rich compared to other insurers.

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#2 – USAA: Best for Military Exclusive

USAA: Best Buick Car Insurance Rates

Pros

  • Excellent Customer Service: USAA is renowned for its top-notch customer service, consistently receiving high ratings for responsiveness and satisfaction.
  • Exclusive Benefits: USAA offers exclusive benefits to military members and their families, including specialized coverage options and discounts.
  • Financial Strength: USAA boasts strong financial stability, instilling confidence in policyholders regarding the company’s ability to meet its obligations.

Cons

  • Limited Eligibility: USAA membership is restricted to military members, veterans, and their families, limiting its availability to the general public. Read more through our USAA car insurance review.
  • Sparse Physical Locations: USAA primarily operates online and through phone support, lacking the extensive brick-and-mortar presence of some competitors, which may be inconvenient for some customers.

#3 – Progressive: Best for Snapshot Program

Progressive: Best Buick Car Insurance Rates

Pros

  • Wide Range of Discounts: Progressive offers an extensive array of discounts, allowing customers to potentially save on premiums through various eligibility criteria.
  • Innovative Technology: Progressive is known for its innovative technology, such as the Snapshot program, which tracks driving behavior to potentially lower premiums.
  • Convenient Online Experience: Progressive’s online platform and mobile app provide a seamless and user-friendly experience for policy management and claims processing.

Cons

  • Mixed Customer Service Reviews: While Progressive excels in technology and digital experience, some customers have reported mixed experiences with its customer service representatives. Read more through our Progressive car insurance review.
  • Varied Pricing: Progressive’s pricing can be inconsistent, with some customers finding competitive rates while others may receive higher quotes compared to competitors for similar coverage.

#4 – Allstate: Best for Deductible Rewards

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Allstate: Best Buick Car Insurance Rates

Pros

  • Range of Coverage Options: Allstate offers a wide range of coverage options, allowing customers to customize their policies to fit their individual needs. Read more through our Allstate car insurance review.
  • User-Friendly Technology: Allstate provides user-friendly mobile apps and online tools, making it convenient for customers to manage their policies and file claims.
  • Strong Financial Stability: With its solid financial standing, Allstate offers peace of mind to policyholders regarding the company’s ability to handle claims and meet obligations.

Cons

  • Higher Premiums for Some: Allstate’s premiums may be higher for certain demographics or coverage types compared to other insurers, potentially making it less competitive in terms of pricing.
  • Limited Discounts: While Allstate offers some discounts, its range may be more limited compared to other insurers, potentially resulting in fewer opportunities for savings.

#5 – Amica: Best for Dividend Policies

Amica: Best Buick Car Insurance Rates

Pros

  • High Customer Satisfaction: Amica consistently receives high ratings for customer satisfaction, reflecting its commitment to excellent service and support. Read more through our Amica car insurance review.
  • Financial Strength: Amica boasts strong financial stability, assuring policyholders of its ability to fulfill claims and obligations even in challenging circumstances.
  • Dividend Policies: Amica offers dividend policies to eligible policyholders, providing an opportunity to receive a portion of profits back as a refund.

Cons

  • Limited Availability: Amica’s availability is limited to certain regions, restricting access for customers outside of those areas.
  • Potentially Higher Premiums: While Amica’s customer service and coverage options are highly regarded, some customers may find its premiums slightly higher compared to other insurers.

#6 – Liberty Mutual: Best for Accident Forgiveness

Liberty Mutual: Best Buick Car Insurance Rates

Pros

  • Customizable Policies: Liberty Mutual offers customizable policies, allowing customers to tailor coverage to their specific needs and preferences. Read more through our Liberty Mutual car insurance review.
  • Accident Forgiveness: Liberty Mutual provides accident forgiveness programs, which can help prevent premium increases for qualifying policyholders after their first accident.
  • Multiple Discount Opportunities: Liberty Mutual offers various discounts, including multi-policy, multi-car, and safe driving discounts, providing opportunities for savings.

Cons

  • Mixed Customer Service Reviews: While Liberty Mutual provides extensive coverage options and discounts, some customers have reported mixed experiences with its customer service representatives.
  • Higher Premiums for Certain Demographics: Liberty Mutual’s premiums may be higher for certain demographics or coverage types compared to some competitors, potentially making it less competitive in terms of pricing.

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#7 – Farmers: Best for Signal App

Farmers: Best Buick Car Insurance Rates

Pros

  • Personalized Coverage: Farmers offers personalized coverage options, allowing customers to tailor their policies to their unique needs and circumstances. Read more through our Farmers car insurance review.
  • Strong Agent Network: Farmers has a vast network of agents who provide personalized assistance and guidance to customers, ensuring they find the right coverage.
  • Policy Bundling Discounts: Farmers offers discounts for bundling multiple policies, such as home and auto insurance, potentially resulting in significant savings for customers.

Cons

  • Potentially Higher Premiums: Farmers’ premiums may be higher compared to some competitors, particularly for certain demographics or coverage types.
  • Limited Digital Experience: While Farmers has made strides in digital offerings, some customers may find its online platform and mobile app less advanced or user-friendly compared to other insurers.

#8 – Nationwide: Best for Vanishing Deductible

Nationwide: Best Buick Car Insurance Rates

Pros

  • Wide Range of Coverage Options: Nationwide offers a broad range of coverage options, allowing customers to customize their policies to meet their specific needs.
  • Member Benefits: Nationwide offers various member benefits, such as access to financial services and discounts on other products, enhancing the overall customer experience.
  • Strong Financial Stability: Nationwide boasts strong financial stability, providing reassurance to policyholders regarding the company’s ability to handle claims and meet obligations, as highlighted in our Nationwide insurance review.

Cons

  • Mixed Customer Service Reviews: While Nationwide provides extensive coverage options and member benefits, some customers have reported mixed experiences with its customer service representatives.
  • Limited Availability of Discounts: Nationwide’s discount offerings may be more limited compared to some competitors, potentially resulting in fewer opportunities for savings.

#9 – Travelers: Best for IntelliDrive Program

Travelers: Best Buick Car Insurance Rates

Pros

  • Wide Range of Policy Options: Travelers offers a diverse range of policy options, allowing customers to choose coverage that suits their individual needs and preferences.
  • IntelliDrive Program: Travelers’ IntelliDrive program rewards safe driving behavior with potential discounts on premiums, encouraging and incentivizing safe driving habits.
  • Strong Financial Stability: Travelers has a strong financial standing, providing policyholders with confidence in the company’s ability to handle claims and meet obligations.

Cons

  • Higher Premiums for Some: Travelers’ premiums may be higher for certain demographics or coverage types compared to other insurers, potentially making it less competitive in terms of pricing.
  • Limited Availability of Discounts: While Travelers offers various discounts, the availability may be more limited compared to some competitors, potentially resulting in fewer opportunities for savings. Read more through our Travelers car insurance review.

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#10 – Geico: Best for Affordable Rates

Geico: Best Buick Car Insurance Rates

Pros

  • Affordable Rates: Our Geico insurance review highlights that Geico is known for its competitive rates, offering affordable premiums for a wide range of customers, including those with clean driving records.
  • User-Friendly Technology: Geico provides user-friendly online tools and a mobile app, making it convenient for customers to manage their policies, file claims, and access support.
  • Extensive Discount Opportunities: Geico offers a wide range of discounts, including multi-policy, safe driving, and vehicle safety discounts, providing numerous opportunities for savings.

Cons

  • Limited Agent Interaction: Geico primarily operates online and through phone support, with limited face-to-face interaction with agents, which may be less preferable for some customers.
  • Mixed Claims Experience: While Geico offers affordable rates and convenient technology, some customers have reported mixed experiences with the claims process, including delays and communication issues.

Compare Buick Car Insurance Rates

Buick car insurance rates typically hover around the national average, varying slightly depending on the model. On average, drivers pay about $142 for insurance, although this can fluctuate based on various factors.
Buick Car Insurance Monthly Rates by Coverage Level & Provider
Insurance CompanyMinimum CoverageFull Coverage
Allstate$55$140
Amica$52$125
Farmers$53$135
Geico$46$118
Liberty Mutual$60$150
Nationwide$47$125
Progressive$48$130
State Farm$45$120
Travelers$49$128
USAA$50$115

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While there’s minimal difference between Buick models, it’s crucial to compare insurance costs for specific models like the Enclave, LaCrosse, Lucerne, Regal, Regal Sportback, and Rendezvous. Doing so ensures you meet your state’s minimum insurance requirement while making informed coverage decisions tailored to your vehicle choice.

The Best Car Insurance for Buicks

Navigating Buick insurance options can be complex. Two main types exist: minimum insurance, mandated by most states for legal driving, and full coverage, offering comprehensive protection. Deciding between them hinges on factors like your car’s value and financing status.
While full coverage is crucial for newer or valuable Buicks, drivers with older models may find minimum insurance more cost-effective. For the best defensive driving tips and coverage decisions tailored to your needs, thorough research and comparison are essential. Enter your ZIP code now to start.

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Factors That Affect Your Buick Car Insurance

Buicks generally offer affordable insurance rates, but several factors can influence premiums, such as location, marital status, age, car model, credit score, and driving history. Newer Buicks typically require full coverage insurance for comprehensive protection, while older models may suffice with minimum coverage.

Assess your coverage needs based on the best Buick car insurance rates.

Scott W. Johnson Licensed Insurance Agent

When deciding on coverage, consider these factors to ensure you get the best protection at the right price. Additionally, explore potential car insurance discounts to further reduce costs and maximize savings.

Tips to Save on Buick Car Insurance Rates

For those running a food truck in Texas, where every dollar counts, finding affordable car insurance for your Buick is crucial. Buicks generally offer reasonable rates, often aligning with the national average. State Farm Site Screenshot: Best Buick Car Insurance Rates To maximize savings, consider enrolling in telematics programs, seeking discounts, prioritizing car safety, adjusting coverage amounts cautiously, and maintaining a clean driving record. While Progressive is typically a cost-effective option for Buick drivers, individuals with low credit scores may want to explore other insurers for potentially better rates. Enter your ZIP code now to begin.

Frequently Asked Questions

How do I compare Buick car insurance rates?

To compare Buick car insurance rates, you can follow these steps:

  1. Gather Information: Collect the necessary details about your Buick, including its make, model, year, and vehicle identification number (VIN).
  2. Research Insurance Providers: Look for reputable insurance companies that offer coverage in your area.
  3. Obtain Quotes: Contact insurance providers directly or use online comparison tools to request insurance quotes for your Buick.
  4. Provide Accurate Information: Make sure to provide accurate and complete details about yourself, your Buick, and your driving history when requesting quotes.
  5. Review and Compare: Once you receive quotes from different insurers, review the coverage options, deductibles, limits, and premiums to make an informed comparison.
  6. Consider Additional Factors: Besides price, consider the insurer’s reputation, customer service, claims handling process, and any available discounts.
  7. Make a Decision: After comparing rates and coverage options, choose the insurance policy that best meets your needs and budget.

The abovementioned information are the steps in comparing Buick car insurance rates.

Are Buick car insurance rates generally higher or lower compared to other brands?

Buick car insurance rates can vary depending on the specific model, driver profile, and other factors mentioned above. Generally, Buicks are known for their safety features, which can help lower insurance rates. However, insurance rates are influenced by a combination of factors, including the car’s claims history, repair costs, and theft rates. It’s important to compare insurance quotes from multiple providers to get a better understanding of how Buick rates compare to other brands in your specific situation. Enter your ZIP code to begin.

Are Buick car insurance rates affected by the age of the vehicle?

Yes, the age of your Buick can impact cheapest car insurance rates. Generally, older vehicles tend to have lower insurance rates compared to newer ones. This is because the value of older cars is typically lower, reducing the potential cost of repairs or replacement in case of an accident. However, factors such as the model’s safety features, historical claims data, and overall reliability can also influence rates. It’s important to note that even with an older Buick, factors like your driving history, location, and coverage choices will still play a role in determining your insurance premiums.

Are there specific insurance considerations for certain Buick models?

Yes, insurance considerations can vary depending on the specific model of your Buick. Here are a few factors to keep in mind for certain Buick models:

  • Buick Enclave: The Buick Enclave is a midsize SUV known for its safety features and spaciousness. Insurance rates for the Enclave may be influenced by factors such as the vehicle’s size, claims history, and repair costs associated with SUVs. Additionally, the Enclave’s advanced safety features may potentially qualify for insurance discounts.
  • Buick Regal: The Buick Regal is a midsize sedan that offers a combination of comfort and performance. Insurance rates for the Regal can be influenced by factors such as the model’s safety features, engine size, and historical claims data. The trim level and optional features on the Regal may also impact insurance premiums.
  • Buick Encore: The Buick Encore is a compact crossover known for its fuel efficiency and versatility. Insurance rates for the Encore may be affected by factors such as its theft rates, repair costs, and overall claims history for the model. The Encore’s safety features and optional add-ons, such as advanced driver assistance systems, can also impact insurance rates.

The abovementioned information are the important details that one should always be mindful about.

Why is Buick car insurance so affordable?

While there are several reasons for the affordability of Buick car insurance, one of the most important is that they’re generally safe cars. Enter your ZIP code now to begin.

Should you buy gap insurance for a Buick?

Gap insurance pays the difference between what you still owe on your car loan and your car’s total value in case you total your Buick while you still owe on it, even if you’re eligible for a good driver discount.

What are the top three insurance providers recommended for securing Buick car insurance rates, according to the article?

The top three insurance providers recommended for securing Buick car insurance rates, according to the article, are State Farm, USAA, and Progressive.

What factors should drivers consider when comparing insurance costs for specific Buick models?

When comparing insurance costs for specific Buick models, drivers should consider factors such as location, marital status, age, car model, credit score, and driving history. Enter your ZIP code now to start.

How does the availability of discounts vary among the insurance providers mentioned in the article?

The availability of discounts varies among the insurance providers mentioned in the article, with some offering a wide range of discounts, such as Progressive, which can contribute to the affordability of insurance rates, while others may have more limited options.

What are some key considerations for insuring customized or modified Buick vehicles, as highlighted in the article?

Key considerations for insuring customized or modified Buick vehicles, as highlighted in the article, include informing the insurance provider about the modifications, potential impacts on coverage and premiums, and the need for additional coverage depending on the nature of the modifications.

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<h3>Car Insurance Discounts From the Top Providers for Buick</h3>
<h3>Car Insurance Discounts From the Top Providers for Buick</h3>