15 Traffic Tickets that Raise Car Insurance Rates (Plus Ways to Save)

One moving violation can raise your car insurance rates by $352.47/mo on average in the US. Tickets and arrests can stay on your driving record for seven years or more.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses...

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Reviewed byJoel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: May 19, 2020

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A clean record will help you get the lowest rates available, but sometimes things happen and you get a ticket or get into an accident.

But what can you do?

We are going to explain violations, both felony and misdemeanor, along with traffic infractions to see just how much your rate will be affected.

Ready to start looking for cheaper rates now? Enter your ZIP code here to use our free online quote tool to start getting car insurance quotes today.

Table of Contents

How does your driving record affect auto insurance?

Insurance companies rate car insurance by several different factors. Age is a commonly known factor; the younger the driver, the more costly the insurance will be.

Another factor that can affect your car insurance is your driving record.

The sinking feeling of seeing the blue lights in your rearview mirror lasts longer than just the write up of the ticket. The violation can stay on your driving record for years.

We will explain what your driving record is, what factors impact it, and how long these violations stay on it.

What is my driving record?

Your driving record is also commonly referred to as your motor vehicle report or MVR. Your MVR contains the following information:

  • Identifying information (name, address, etc.)
  • License number (including status and expiration)
  • Points, DUIs, fines, suspensions, and revocations
  • Traffic violations and convictions
  • Accidents

It does not include information for non-moving violations or criminal history of non-moving convictions.

What factors impact my driving record?

Any moving violations or convictions will impact your record. Speeding tickets, accidents, and driving under the influence are all charges that will be listed on your driving record.

License suspensions and revocations will also be listed and impact your driving record.

How long do these factors remain on my driving record?

Your violations stay on your record depending on your particular state laws. For the most part, the more severe the violation, the longer it will stay on your record.

In some states, like Virginia, serious violations can stay on your record permanently. In a state like Florida, violations stay on for about three years and then fall off your record. If you live in Montana, your record can be seen by insurance companies and local law enforcement for your entire lifetime.

You can check with your local department of vehicles to verify how long your violations will stay on your driving record.

Why do insurance companies check my driving record?

Your driving record is a very important factor in determining your car insurance rate. Insurance companies check your driving record so they can rate what type of risk you are.

It is very important for companies to check driving records. If you have a ticket or other violation on your record, checking your driving record after so many years could actually benefit you as well.

Each insurance company has its own regulations and guidelines regarding checking your driving rates. As a rule of thumb, most companies check once a year at renewal. Rates can change drastically due to your driving record. Below is information obtained from the National Association of Insurance Commissioners.

Find your state below and see the rate difference between a clean record, a speeding ticket, one accident, or driving under the influence.

StateGroupCompanyDriving_RecordAnnualPremium
AKAllstateAllstate F&CClean record$2,510.61
AKAllstateAllstate F&CWith 1 accident$3,541.27
AKAllstateAllstate F&CWith 1 DUI$3,541.83
AKAllstateAllstate F&CWith 1 speeding violation$2,987.51
AKGEICOGEICO GeneralClean record$2,058.89
AKGEICOGEICO GeneralWith 1 accident$3,044.11
AKGEICOGEICO GeneralWith 1 DUI$4,320.46
AKGEICOGEICO GeneralWith 1 speeding violation$2,096.36
AKProgressiveProgressive DirectClean record$2,740.77
AKProgressiveProgressive DirectWith 1 accident$3,512.71
AKProgressiveProgressive DirectWith 1 DUI$2,911.36
AKProgressiveProgressive DirectWith 1 speeding violation$3,086.55
AKState FarmState Farm Mutual AutoClean record$2,031.37
AKState FarmState Farm Mutual AutoWith 1 accident$2,424.84
AKState FarmState Farm Mutual AutoWith 1 DUI$2,228.12
AKState FarmState Farm Mutual AutoWith 1 speeding violation$2,228.12
AKUSAAUSAAClean record$1,928.44
AKUSAAUSAAWith 1 accident$2,473.74
AKUSAAUSAAWith 1 DUI$3,231.71
AKUSAAUSAAWith 1 speeding violation$2,182.93
ALAllstateAllstate P&CClean record$2,819.09
ALAllstateAllstate P&CWith 1 accident$3,319.47
ALAllstateAllstate P&CWith 1 DUI$3,926.43
ALAllstateAllstate P&CWith 1 speeding violation$3,181.11
ALFarmersMid-Century Ins CoClean record$3,521.75
ALFarmersMid-Century Ins CoWith 1 accident$4,555.98
ALFarmersMid-Century Ins CoWith 1 DUI$4,444.14
ALFarmersMid-Century Ins CoWith 1 speeding violation$4,221.35
ALGEICOGEICO CasClean record$1,936.11
ALGEICOGEICO CasWith 1 accident$3,111.00
ALGEICOGEICO CasWith 1 DUI$3,835.23
ALGEICOGEICO CasWith 1 speeding violation$2,584.04
ALLiberty MutualSafeco Ins Co of ILClean record$4,152.61
ALLiberty MutualSafeco Ins Co of ILWith 1 accident$5,782.39
ALLiberty MutualSafeco Ins Co of ILWith 1 DUI$5,653.77
ALLiberty MutualSafeco Ins Co of ILWith 1 speeding violation$5,593.42
ALNationwideNationwide Mutual FireClean record$2,329.20
ALNationwideNationwide Mutual FireWith 1 accident$2,329.20
ALNationwideNationwide Mutual FireWith 1 DUI$3,391.78
ALNationwideNationwide Mutual FireWith 1 speeding violation$2,600.45
ALProgressiveProgressive SpecialtyClean record$4,019.60
ALProgressiveProgressive SpecialtyWith 1 accident$5,052.72
ALProgressiveProgressive SpecialtyWith 1 DUI$4,318.84
ALProgressiveProgressive SpecialtyWith 1 speeding violation$4,410.91
ALState FarmState Farm Mutual AutoClean record$4,332.10
ALState FarmState Farm Mutual AutoWith 1 accident$5,367.76
ALState FarmState Farm Mutual AutoWith 1 DUI$4,746.36
ALState FarmState Farm Mutual AutoWith 1 speeding violation$4,746.36
ALTravelersTravelers Home & Marine Ins CoClean record$3,079.85
ALTravelersTravelers Home & Marine Ins CoWith 1 accident$3,231.91
ALTravelersTravelers Home & Marine Ins CoWith 1 DUI$4,728.55
ALTravelersTravelers Home & Marine Ins CoWith 1 speeding violation$3,750.88
ALUSAAUSAAClean record$1,633.79
ALUSAAUSAAWith 1 accident$2,050.06
ALUSAAUSAAWith 1 DUI$3,045.15
ALUSAAUSAAWith 1 speeding violation$1,767.36
ARAllstateAllstate P&CClean record$4,247.65
ARAllstateAllstate P&CWith 1 accident$5,344.99
ARAllstateAllstate P&CWith 1 DUI$5,933.45
ARAllstateAllstate P&CWith 1 speeding violation$5,074.04
ARFarmersFarmers Ins CoClean record$3,599.68
ARFarmersFarmers Ins CoWith 1 accident$4,611.04
ARFarmersFarmers Ins CoWith 1 DUI$4,504.91
ARFarmersFarmers Ins CoWith 1 speeding violation$4,315.87
ARGEICOGEICO GeneralClean record$2,361.95
ARGEICOGEICO GeneralWith 1 accident$3,625.74
ARGEICOGEICO GeneralWith 1 DUI$5,408.92
ARGEICOGEICO GeneralWith 1 speeding violation$2,541.89
ARLiberty MutualSafeco Ins Co of ILClean record$2,728.95
ARLiberty MutualSafeco Ins Co of ILWith 1 accident$4,435.22
ARLiberty MutualSafeco Ins Co of ILWith 1 DUI$5,189.50
ARLiberty MutualSafeco Ins Co of ILWith 1 speeding violation$3,668.24
ARNationwideNationwide MutualClean record$3,003.05
ARNationwideNationwide MutualWith 1 accident$3,881.91
ARNationwideNationwide MutualWith 1 DUI$5,255.42
ARNationwideNationwide MutualWith 1 speeding violation$3,306.76
ARProgressiveProgressive NorthWesternClean record$4,579.61
ARProgressiveProgressive NorthWesternWith 1 accident$6,359.88
ARProgressiveProgressive NorthWesternWith 1 DUI$4,812.78
ARProgressiveProgressive NorthWesternWith 1 speeding violation$5,496.11
ARState FarmState Farm Mutual AutoClean record$2,561.18
ARState FarmState Farm Mutual AutoWith 1 accident$3,016.88
ARState FarmState Farm Mutual AutoWith 1 DUI$2,789.02
ARState FarmState Farm Mutual AutoWith 1 speeding violation$2,789.02
ARTravelersTravelers Home & Marine Ins CoClean record$5,005.97
ARTravelersTravelers Home & Marine Ins CoWith 1 accident$5,171.93
ARTravelersTravelers Home & Marine Ins CoWith 1 DUI$7,570.08
ARTravelersTravelers Home & Marine Ins CoWith 1 speeding violation$6,145.34
ARUSAAUSAAClean record$1,667.81
ARUSAAUSAAWith 1 accident$2,115.02
ARUSAAUSAAWith 1 DUI$3,050.64
ARUSAAUSAAWith 1 speeding violation$1,850.74
AZAllstateAllstate F&CClean record$3,928.23
AZAllstateAllstate F&CWith 1 accident$4,968.77
AZAllstateAllstate F&CWith 1 DUI$5,636.16
AZAllstateAllstate F&CWith 1 speeding violation$5,083.24
AZAmerican FamilyAmerican Family MutualClean record$2,941.15
AZAmerican FamilyAmerican Family MutualWith 1 accident$4,576.78
AZAmerican FamilyAmerican Family MutualWith 1 DUI$5,677.23
AZAmerican FamilyAmerican Family MutualWith 1 speeding violation$3,417.08
AZFarmersFarmers Ins Co of AZClean record$4,223.46
AZFarmersFarmers Ins Co of AZWith 1 accident$5,449.00
AZFarmersFarmers Ins Co of AZWith 1 DUI$5,317.13
AZFarmersFarmers Ins Co of AZWith 1 speeding violation$5,010.74
AZGEICOGEICO CasClean record$1,756.51
AZGEICOGEICO CasWith 1 accident$2,372.76
AZGEICOGEICO CasWith 1 DUI$3,173.03
AZGEICOGEICO CasWith 1 speeding violation$1,756.51
AZNationwideNICOAClean record$2,958.14
AZNationwideNICOAWith 1 accident$3,110.44
AZNationwideNICOAWith 1 DUI$4,606.16
AZNationwideNICOAWith 1 speeding violation$3,309.59
AZProgressiveProgressive Advance InsClean record$3,156.01
AZProgressiveProgressive Advance InsWith 1 accident$4,155.92
AZProgressiveProgressive Advance InsWith 1 DUI$3,331.40
AZProgressiveProgressive Advance InsWith 1 speeding violation$3,666.67
AZState FarmState Farm Mutual AutoClean record$4,326.10
AZState FarmState Farm Mutual AutoWith 1 accident$5,186.40
AZState FarmState Farm Mutual AutoWith 1 DUI$4,756.25
AZState FarmState Farm Mutual AutoWith 1 speeding violation$4,756.25
AZTravelersTravelers Property CasualtyClean record$2,468.10
AZTravelersTravelers Property CasualtyWith 1 accident$3,215.76
AZTravelersTravelers Property CasualtyWith 1 DUI$3,578.10
AZTravelersTravelers Property CasualtyWith 1 speeding violation$3,077.01
AZUSAAUSAAClean record$2,243.31
AZUSAAUSAAWith 1 accident$3,213.87
AZUSAAUSAAWith 1 DUI$4,239.51
AZUSAAUSAAWith 1 speeding violation$2,640.48
CAAllstateAllstate Northbrook IndemnityClean record$2,728.75
CAAllstateAllstate Northbrook IndemnityWith 1 accident$4,597.74
CAAllstateAllstate Northbrook IndemnityWith 1 DUI$7,223.23
CAAllstateAllstate Northbrook IndemnityWith 1 speeding violation$3,582.10
CAFarmersFarmers Ins ExchangeClean record$3,696.87
CAFarmersFarmers Ins ExchangeWith 1 accident$5,032.97
CAFarmersFarmers Ins ExchangeWith 1 DUI$6,267.69
CAFarmersFarmers Ins ExchangeWith 1 speeding violation$4,997.58
CAGEICOGEICO GeneralClean record$2,017.77
CAGEICOGEICO GeneralWith 1 accident$3,114.26
CAGEICOGEICO GeneralWith 1 DUI$3,907.43
CAGEICOGEICO GeneralWith 1 speeding violation$2,503.11
CALiberty MutualSAFECO Ins Co of AmericaClean record$2,633.85
CALiberty MutualSAFECO Ins Co of AmericaWith 1 accident$3,528.24
CALiberty MutualSAFECO Ins Co of AmericaWith 1 DUI$3,184.62
CALiberty MutualSAFECO Ins Co of AmericaWith 1 speeding violation$2,790.95
CANationwideAMCO InsuranceClean record$3,246.36
CANationwideAMCO InsuranceWith 1 accident$4,161.96
CANationwideAMCO InsuranceWith 1 DUI$7,042.46
CANationwideAMCO InsuranceWith 1 speeding violation$4,161.96
CAProgressiveUnited Financial CasualtyClean record$1,864.57
CAProgressiveUnited Financial CasualtyWith 1 accident$3,169.83
CAProgressiveUnited Financial CasualtyWith 1 DUI$3,678.10
CAProgressiveUnited Financial CasualtyWith 1 speeding violation$2,686.17
CAState FarmState Farm Mutual AutoClean record$2,998.02
CAState FarmState Farm Mutual AutoWith 1 accident$3,576.02
CAState FarmState Farm Mutual AutoWith 1 DUI$6,755.39
CAState FarmState Farm Mutual AutoWith 1 speeding violation$3,479.69
CATravelersTravelers Commercial Ins Co.Clean record$2,233.29
CATravelersTravelers Commercial Ins Co.With 1 accident$3,642.70
CATravelersTravelers Commercial Ins Co.With 1 DUI$4,233.25
CATravelersTravelers Commercial Ins Co.With 1 speeding violation$3,288.90
CAUSAAUSAA CICClean record$1,789.53
CAUSAAUSAA CICWith 1 accident$2,663.65
CAUSAAUSAA CICWith 1 DUI$4,361.87
CAUSAAUSAA CICWith 1 speeding violation$1,960.41
COAllstateAllstate F&CClean record$4,723.09
COAllstateAllstate F&CWith 1 accident$5,431.34
COAllstateAllstate F&CWith 1 DUI$6,643.37
COAllstateAllstate F&CWith 1 speeding violation$5,350.87
COAmerican FamilyAmerican Family MutualClean record$2,762.77
COAmerican FamilyAmerican Family MutualWith 1 accident$3,915.14
COAmerican FamilyAmerican Family MutualWith 1 DUI$5,122.27
COAmerican FamilyAmerican Family MutualWith 1 speeding violation$3,131.89
COFarmersFarmers Ins Exchange 2.0Clean record$4,468.57
COFarmersFarmers Ins Exchange 2.0With 1 accident$5,743.39
COFarmersFarmers Ins Exchange 2.0With 1 DUI$5,665.21
COFarmersFarmers Ins Exchange 2.0With 1 speeding violation$5,283.78
COGEICOGEICO CasClean record$2,184.55
COGEICOGEICO CasWith 1 accident$3,395.15
COGEICOGEICO CasWith 1 DUI$3,928.76
COGEICOGEICO CasWith 1 speeding violation$2,858.30
COLiberty MutualSafeco Ins Co of AmericaClean record$2,450.68
COLiberty MutualSafeco Ins Co of AmericaWith 1 accident$2,869.91
COLiberty MutualSafeco Ins Co of AmericaWith 1 DUI$2,978.75
COLiberty MutualSafeco Ins Co of AmericaWith 1 speeding violation$2,891.61
CONationwideAMCO InsuranceClean record$2,872.85
CONationwideAMCO InsuranceWith 1 accident$3,930.20
CONationwideAMCO InsuranceWith 1 DUI$4,991.57
CONationwideAMCO InsuranceWith 1 speeding violation$3,163.26
COProgressiveProgressive DirectClean record$3,665.41
COProgressiveProgressive DirectWith 1 accident$5,115.10
COProgressiveProgressive DirectWith 1 DUI$3,869.05
COProgressiveProgressive DirectWith 1 speeding violation$4,278.14
COState FarmState Farm Mutual AutoClean record$3,008.73
COState FarmState Farm Mutual AutoWith 1 accident$3,532.80
COState FarmState Farm Mutual AutoWith 1 DUI$3,270.76
COState FarmState Farm Mutual AutoWith 1 speeding violation$3,270.76
COUSAAUSAA CICClean record$2,439.12
COUSAAUSAA CICWith 1 accident$2,973.13
COUSAAUSAA CICWith 1 DUI$5,192.84
COUSAAUSAA CICWith 1 speeding violation$2,750.39
CTAllstateAllstate F&CClean record$4,964.26
CTAllstateAllstate F&CWith 1 accident$6,130.79
CTAllstateAllstate F&CWith 1 DUI$7,267.10
CTAllstateAllstate F&CWith 1 speeding violation$4,964.26
CTGEICOGEICO GeneralClean record$1,942.20
CTGEICOGEICO GeneralWith 1 accident$2,546.81
CTGEICOGEICO GeneralWith 1 DUI$5,420.88
CTGEICOGEICO GeneralWith 1 speeding violation$2,384.75
CTLiberty MutualSafeco Ins Co of ILClean record$6,377.55
CTLiberty MutualSafeco Ins Co of ILWith 1 accident$7,985.83
CTLiberty MutualSafeco Ins Co of ILWith 1 DUI$7,908.84
CTLiberty MutualSafeco Ins Co of ILWith 1 speeding violation$6,859.28
CTNationwideNationwide Discover AgencyClean record$2,991.13
CTNationwideNationwide Discover AgencyWith 1 accident$3,900.02
CTNationwideNationwide Discover AgencyWith 1 DUI$4,466.56
CTNationwideNationwide Discover AgencyWith 1 speeding violation$3,331.67
CTProgressiveProgressive CasualtyClean record$4,197.03
CTProgressiveProgressive CasualtyWith 1 accident$6,093.37
CTProgressiveProgressive CasualtyWith 1 DUI$4,415.90
CTProgressiveProgressive CasualtyWith 1 speeding violation$4,975.08
CTState FarmState Farm Mutual AutoClean record$2,770.61
CTState FarmState Farm Mutual AutoWith 1 accident$3,044.79
CTState FarmState Farm Mutual AutoWith 1 DUI$3,044.79
CTState FarmState Farm Mutual AutoWith 1 speeding violation$3,044.79
CTTravelersTravelers Home & Marine Ins CoClean record$4,833.25
CTTravelersTravelers Home & Marine Ins CoWith 1 accident$5,235.67
CTTravelersTravelers Home & Marine Ins CoWith 1 DUI$7,620.42
CTTravelersTravelers Home & Marine Ins CoWith 1 speeding violation$6,327.84
CTUSAAUSAA CICClean record$2,470.92
CTUSAAUSAA CICWith 1 accident$3,104.23
CTUSAAUSAA CICWith 1 DUI$4,713.94
CTUSAAUSAA CICWith 1 speeding violation$2,470.92
DCAllstateAllstate P&CClean record$5,526.28
DCAllstateAllstate P&CWith 1 accident$6,624.38
DCAllstateAllstate P&CWith 1 DUI$7,225.63
DCAllstateAllstate P&CWith 1 speeding violation$6,499.40
DCGEICOGEICO GeneralClean record$2,255.62
DCGEICOGEICO GeneralWith 1 accident$3,832.82
DCGEICOGEICO GeneralWith 1 DUI$5,869.52
DCGEICOGEICO GeneralWith 1 speeding violation$2,813.29
DCNationwideNICOAClean record$3,904.62
DCNationwideNICOAWith 1 accident$4,982.97
DCNationwideNICOAWith 1 DUI$6,235.08
DCNationwideNICOAWith 1 speeding violation$4,273.26
DCProgressiveProgressive DirectClean record$4,332.07
DCProgressiveProgressive DirectWith 1 accident$5,478.69
DCProgressiveProgressive DirectWith 1 DUI$4,978.67
DCProgressiveProgressive DirectWith 1 speeding violation$5,091.61
DCState FarmState Farm Mutual AutoClean record$3,703.83
DCState FarmState Farm Mutual AutoWith 1 accident$4,444.25
DCState FarmState Farm Mutual AutoWith 1 DUI$4,074.05
DCState FarmState Farm Mutual AutoWith 1 speeding violation$4,074.05
DCUSAAUSAA CICClean record$1,969.44
DCUSAAUSAA CICWith 1 accident$2,510.06
DCUSAAUSAA CICWith 1 DUI$3,629.33
DCUSAAUSAA CICWith 1 speeding violation$2,212.93
DEAllstateAllstate P&CClean record$5,339.71
DEAllstateAllstate P&CWith 1 accident$6,398.38
DEAllstateAllstate P&CWith 1 DUI$7,464.16
DEAllstateAllstate P&CWith 1 speeding violation$6,062.01
DEGEICOGEICO AdvantageClean record$2,859.02
DEGEICOGEICO AdvantageWith 1 accident$3,960.13
DEGEICOGEICO AdvantageWith 1 DUI$4,842.11
DEGEICOGEICO AdvantageWith 1 speeding violation$3,247.89
DELiberty MutualLiberty Mut Fire Ins CoClean record$14,685.03
DELiberty MutualLiberty Mut Fire Ins CoWith 1 accident$16,885.42
DELiberty MutualLiberty Mut Fire Ins CoWith 1 DUI$26,825.11
DELiberty MutualLiberty Mut Fire Ins CoWith 1 speeding violation$15,044.50
DENationwideNationwide MutualClean record$3,454.89
DENationwideNationwide MutualWith 1 accident$3,454.89
DENationwideNationwide MutualWith 1 DUI$6,329.52
DENationwideNationwide MutualWith 1 speeding violation$4,081.55
DEProgressiveProgressive DirectClean record$3,602.97
DEProgressiveProgressive DirectWith 1 accident$4,773.89
DEProgressiveProgressive DirectWith 1 DUI$4,103.13
DEProgressiveProgressive DirectWith 1 speeding violation$4,247.32
DEState FarmState Farm Mutual AutoClean record$4,048.67
DEState FarmState Farm Mutual AutoWith 1 accident$4,885.02
DEState FarmState Farm Mutual AutoWith 1 DUI$4,466.85
DEState FarmState Farm Mutual AutoWith 1 speeding violation$4,466.85
DETravelersTravelers Home & Marine Ins CoClean record$3,563.54
DETravelersTravelers Home & Marine Ins CoWith 1 accident$3,573.78
DETravelersTravelers Home & Marine Ins CoWith 1 DUI$5,847.26
DETravelersTravelers Home & Marine Ins CoWith 1 speeding violation$3,744.85
DEUSAAUSAAClean record$1,916.79
DEUSAAUSAAWith 1 accident$1,916.79
DEUSAAUSAAWith 1 DUI$3,280.40
DEUSAAUSAAWith 1 speeding violation$2,189.94
FLAllstateAllstate F&CClean record$6,417.39
FLAllstateAllstate F&CWith 1 accident$7,700.66
FLAllstateAllstate F&CWith 1 DUI$8,524.13
FLAllstateAllstate F&CWith 1 speeding violation$7,119.64
FLGEICOGEICO GeneralClean record$2,636.72
FLGEICOGEICO GeneralWith 1 accident$3,368.94
FLGEICOGEICO GeneralWith 1 DUI$5,012.72
FLGEICOGEICO GeneralWith 1 speeding violation$4,116.12
FLLiberty MutualLiberty Mutual Ins CoClean record$3,869.33
FLLiberty MutualLiberty Mutual Ins CoWith 1 accident$5,026.31
FLLiberty MutualLiberty Mutual Ins CoWith 1 DUI$7,291.64
FLLiberty MutualLiberty Mutual Ins CoWith 1 speeding violation$5,285.32
FLNationwideAllied P&CClean record$3,705.32
FLNationwideAllied P&CWith 1 accident$4,065.71
FLNationwideAllied P&CWith 1 DUI$5,472.37
FLNationwideAllied P&CWith 1 speeding violation$4,114.99
FLProgressiveProgressive SelectClean record$4,407.95
FLProgressiveProgressive SelectWith 1 accident$6,519.19
FLProgressiveProgressive SelectWith 1 DUI$5,490.35
FLProgressiveProgressive SelectWith 1 speeding violation$5,915.72
FLState FarmState Farm Mutual AutoClean record$3,105.11
FLState FarmState Farm Mutual AutoWith 1 accident$3,690.25
FLState FarmState Farm Mutual AutoWith 1 DUI$3,397.66
FLState FarmState Farm Mutual AutoWith 1 speeding violation$3,397.66
FLUSAAUSAAClean record$2,233.94
FLUSAAUSAAWith 1 accident$2,755.24
FLUSAAUSAAWith 1 DUI$4,070.81
FLUSAAUSAAWith 1 speeding violation$2,341.64
GAAllstateAllstate F&CClean record$3,465.71
GAAllstateAllstate F&CWith 1 accident$5,365.97
GAAllstateAllstate F&CWith 1 DUI$4,363.29
GAAllstateAllstate F&CWith 1 speeding violation$3,647.83
GAGEICOGEICO GeneralClean record$1,991.22
GAGEICOGEICO GeneralWith 1 accident$2,493.90
GAGEICOGEICO GeneralWith 1 DUI$5,179.25
GAGEICOGEICO GeneralWith 1 speeding violation$2,244.40
GALiberty MutualSafeco Ins Co of ILClean record$7,632.75
GALiberty MutualSafeco Ins Co of ILWith 1 accident$10,428.16
GALiberty MutualSafeco Ins Co of ILWith 1 DUI$11,988.03
GALiberty MutualSafeco Ins Co of ILWith 1 speeding violation$10,164.83
GANationwideNationwide MutualClean record$4,993.04
GANationwideNationwide MutualWith 1 accident$5,859.64
GANationwideNationwide MutualWith 1 DUI$9,033.42
GANationwideNationwide MutualWith 1 speeding violation$6,053.51
GAProgressiveProgressive MountainClean record$3,524.11
GAProgressiveProgressive MountainWith 1 accident$6,212.74
GAProgressiveProgressive MountainWith 1 DUI$4,157.29
GAProgressiveProgressive MountainWith 1 speeding violation$4,102.75
GAState FarmState Farm Mutual AutoClean record$3,084.80
GAState FarmState Farm Mutual AutoWith 1 accident$3,684.98
GAState FarmState Farm Mutual AutoWith 1 DUI$3,384.88
GAState FarmState Farm Mutual AutoWith 1 speeding violation$3,384.88
GAUSAAUSAAClean record$2,416.20
GAUSAAUSAAWith 1 accident$3,058.95
GAUSAAUSAAWith 1 DUI$4,461.07
GAUSAAUSAAWith 1 speeding violation$2,693.63
HIAllstateAllstate InsuranceClean record$1,293.11
HIAllstateAllstate InsuranceWith 1 accident$1,904.18
HIAllstateAllstate InsuranceWith 1 DUI$3,722.37
HIAllstateAllstate InsuranceWith 1 speeding violation$1,774.29
HIFarmersFarmers Ins HI StandardClean record$2,290.51
HIFarmersFarmers Ins HI StandardWith 1 accident$3,419.86
HIFarmersFarmers Ins HI StandardWith 1 DUI$11,054.40
HIFarmersFarmers Ins HI StandardWith 1 speeding violation$2,290.51
HIGEICOGEICO Govt EmployeesClean record$1,414.01
HIGEICOGEICO Govt EmployeesWith 1 accident$1,834.57
HIGEICOGEICO Govt EmployeesWith 1 DUI$8,772.86
HIGEICOGEICO Govt EmployeesWith 1 speeding violation$1,414.01
HILiberty MutualLiberty Mutual FireClean record$1,697.57
HILiberty MutualLiberty Mutual FireWith 1 accident$2,124.21
HILiberty MutualLiberty Mutual FireWith 1 DUI$6,812.19
HILiberty MutualLiberty Mutual FireWith 1 speeding violation$2,124.21
HIProgressiveProgressive DirectClean record$1,649.25
HIProgressiveProgressive DirectWith 1 accident$2,322.92
HIProgressiveProgressive DirectWith 1 DUI$2,602.26
HIProgressiveProgressive DirectWith 1 speeding violation$2,137.29
HIState FarmState Farm Mutual AutoClean record$950.44
HIState FarmState Farm Mutual AutoWith 1 accident$1,130.10
HIState FarmState Farm Mutual AutoWith 1 DUI$1,040.29
HIState FarmState Farm Mutual AutoWith 1 speeding violation$1,040.29
HIUSAAUSAAClean record$901.18
HIUSAAUSAAWith 1 accident$1,109.67
HIUSAAUSAAWith 1 DUI$1,803.79
HIUSAAUSAAWith 1 speeding violation$942.77
IAAllstateAllstate F&CClean record$2,520.67
IAAllstateAllstate F&CWith 1 accident$3,052.48
IAAllstateAllstate F&CWith 1 DUI$3,471.36
IAAllstateAllstate F&CWith 1 speeding violation$2,818.93
IAAmerican FamilyAmerican Family MutualClean record$2,181.65
IAAmerican FamilyAmerican Family MutualWith 1 accident$3,194.63
IAAmerican FamilyAmerican Family MutualWith 1 DUI$4,146.21
IAAmerican FamilyAmerican Family MutualWith 1 speeding violation$2,564.75
IAFarmersFarmers Ins CoClean record$2,075.24
IAFarmersFarmers Ins CoWith 1 accident$2,574.48
IAFarmersFarmers Ins CoWith 1 DUI$2,612.92
IAFarmersFarmers Ins CoWith 1 speeding violation$2,480.25
IAGEICOGEICO CasClean record$1,738.74
IAGEICOGEICO CasWith 1 accident$2,430.21
IAGEICOGEICO CasWith 1 DUI$3,150.76
IAGEICOGEICO CasWith 1 speeding violation$1,864.91
IALiberty MutualSafeco Ins Co AmericaClean record$3,813.36
IALiberty MutualSafeco Ins Co AmericaWith 1 accident$4,718.51
IALiberty MutualSafeco Ins Co AmericaWith 1 DUI$4,811.11
IALiberty MutualSafeco Ins Co AmericaWith 1 speeding violation$4,318.14
IANationwideNationwide Agribusiness InsClean record$1,845.39
IANationwideNationwide Agribusiness InsWith 1 accident$2,653.58
IANationwideNationwide Agribusiness InsWith 1 DUI$3,619.68
IANationwideNationwide Agribusiness InsWith 1 speeding violation$2,088.66
IAProgressiveProgressive NorthernClean record$1,925.97
IAProgressiveProgressive NorthernWith 1 accident$3,155.58
IAProgressiveProgressive NorthernWith 1 DUI$2,089.34
IAProgressiveProgressive NorthernWith 1 speeding violation$2,411.09
IAState FarmState Farm Mutual AutoClean record$2,059.12
IAState FarmState Farm Mutual AutoWith 1 accident$2,389.89
IAState FarmState Farm Mutual AutoWith 1 DUI$2,224.51
IAState FarmState Farm Mutual AutoWith 1 speeding violation$2,224.51
IATravelersTravelers Home & Marine Ins CoClean record$3,957.29
IATravelersTravelers Home & Marine Ins CoWith 1 accident$5,276.31
IATravelersTravelers Home & Marine Ins CoWith 1 DUI$7,065.50
IATravelersTravelers Home & Marine Ins CoWith 1 speeding violation$5,418.41
IAUSAAUSAAClean record$1,415.07
IAUSAAUSAAWith 1 accident$1,899.89
IAUSAAUSAAWith 1 DUI$2,470.55
IAUSAAUSAAWith 1 speeding violation$1,624.77
IDAllstateAllstate F&CClean record$3,374.66
IDAllstateAllstate F&CWith 1 accident$4,240.80
IDAllstateAllstate F&CWith 1 DUI$4,737.87
IDAllstateAllstate F&CWith 1 speeding violation$4,001.71
IDAmerican FamilyAmerican Family MutualClean record$2,939.25
IDAmerican FamilyAmerican Family MutualWith 1 accident$4,158.40
IDAmerican FamilyAmerican Family MutualWith 1 DUI$4,488.53
IDAmerican FamilyAmerican Family MutualWith 1 speeding violation$3,328.97
IDFarmersFarmers Ins Co Of IDClean record$2,765.42
IDFarmersFarmers Ins Co Of IDWith 1 accident$3,502.85
IDFarmersFarmers Ins Co Of IDWith 1 DUI$3,281.82
IDFarmersFarmers Ins Co Of IDWith 1 speeding violation$3,123.03
IDGEICOGEICO GeneralClean record$1,703.22
IDGEICOGEICO GeneralWith 1 accident$2,715.11
IDGEICOGEICO GeneralWith 1 DUI$3,793.66
IDGEICOGEICO GeneralWith 1 speeding violation$2,870.72
IDLiberty MutualSafeco Ins Co of ILClean record$1,912.27
IDLiberty MutualSafeco Ins Co of ILWith 1 accident$2,394.45
IDLiberty MutualSafeco Ins Co of ILWith 1 DUI$2,469.94
IDLiberty MutualSafeco Ins Co of ILWith 1 speeding violation$2,429.40
IDNationwideDepositors InsuranceClean record$2,088.90
IDNationwideDepositors InsuranceWith 1 accident$2,712.70
IDNationwideDepositors InsuranceWith 1 DUI$3,792.39
IDNationwideDepositors InsuranceWith 1 speeding violation$2,347.77
IDState FarmState Farm Mutual AutoClean record$1,703.63
IDState FarmState Farm Mutual AutoWith 1 accident$2,032.29
IDState FarmState Farm Mutual AutoWith 1 DUI$1,867.96
IDState FarmState Farm Mutual AutoWith 1 speeding violation$1,867.96
IDTravelersTravelers Home & Marine Ins CoClean record$1,990.40
IDTravelersTravelers Home & Marine Ins CoWith 1 accident$2,832.53
IDTravelersTravelers Home & Marine Ins CoWith 1 DUI$4,913.17
IDTravelersTravelers Home & Marine Ins CoWith 1 speeding violation$3,169.07
IDUSAAUSAAClean record$1,347.13
IDUSAAUSAAWith 1 accident$1,921.59
IDUSAAUSAAWith 1 DUI$2,609.61
IDUSAAUSAAWith 1 speeding violation$1,632.11
ILAllstateAllstate F&CClean record$3,726.07
ILAllstateAllstate F&CWith 1 accident$6,324.22
ILAllstateAllstate F&CWith 1 DUI$5,877.17
ILAllstateAllstate F&CWith 1 speeding violation$4,890.19
ILAmerican FamilyAmerican Family MutualClean record$2,804.70
ILAmerican FamilyAmerican Family MutualWith 1 accident$3,981.29
ILAmerican FamilyAmerican Family MutualWith 1 DUI$5,293.47
ILAmerican FamilyAmerican Family MutualWith 1 speeding violation$3,181.76
ILFarmersIllinois Farmers Ins CoClean record$3,889.37
ILFarmersIllinois Farmers Ins CoWith 1 accident$5,013.07
ILFarmersIllinois Farmers Ins CoWith 1 DUI$4,888.44
ILFarmersIllinois Farmers Ins CoWith 1 speeding violation$4,629.91
ILGEICOGEICO CasClean record$1,986.45
ILGEICOGEICO CasWith 1 accident$2,808.55
ILGEICOGEICO CasWith 1 DUI$3,878.75
ILGEICOGEICO CasWith 1 speeding violation$2,442.88
ILLiberty MutualSafeco Ins Co of ILClean record$1,898.05
ILLiberty MutualSafeco Ins Co of ILWith 1 accident$2,692.01
ILLiberty MutualSafeco Ins Co of ILWith 1 DUI$2,366.62
ILLiberty MutualSafeco Ins Co of ILWith 1 speeding violation$2,153.92
ILNationwideNationwide Mutual FireClean record$2,442.47
ILNationwideNationwide Mutual FireWith 1 accident$3,162.33
ILNationwideNationwide Mutual FireWith 1 DUI$3,718.20
ILNationwideNationwide Mutual FireWith 1 speeding violation$2,805.74
ILProgressiveProgressive NorthernClean record$2,915.60
ILProgressiveProgressive NorthernWith 1 accident$4,318.08
ILProgressiveProgressive NorthernWith 1 DUI$3,228.52
ILProgressiveProgressive NorthernWith 1 speeding violation$3,684.42
ILState FarmState Farm Mutual AutoClean record$2,141.94
ILState FarmState Farm Mutual AutoWith 1 accident$2,547.83
ILState FarmState Farm Mutual AutoWith 1 DUI$2,344.88
ILState FarmState Farm Mutual AutoWith 1 speeding violation$2,344.88
ILTravelersTravelers Standard Fire Ins CoClean record$1,988.49
ILTravelersTravelers Standard Fire Ins CoWith 1 accident$2,606.50
ILTravelersTravelers Standard Fire Ins CoWith 1 DUI$2,909.21
ILTravelersTravelers Standard Fire Ins CoWith 1 speeding violation$2,494.84
ILUSAAUSAAClean record$1,973.79
ILUSAAUSAAWith 1 accident$2,838.49
ILUSAAUSAAWith 1 DUI$3,887.63
ILUSAAUSAAWith 1 speeding violation$2,380.90
INAllstateAllstate P&CClean record$3,174.79
INAllstateAllstate P&CWith 1 accident$4,664.15
INAllstateAllstate P&CWith 1 DUI$4,300.16
INAllstateAllstate P&CWith 1 speeding violation$3,776.13
INAmerican FamilyAmerican Family MutualClean record$2,536.48
INAmerican FamilyAmerican Family MutualWith 1 accident$4,042.61
INAmerican FamilyAmerican Family MutualWith 1 DUI$5,118.11
INAmerican FamilyAmerican Family MutualWith 1 speeding violation$3,021.53
INFarmersIllinois Farmers Ins 2.0Clean record$3,075.78
INFarmersIllinois Farmers Ins 2.0With 1 accident$3,585.80
INFarmersIllinois Farmers Ins 2.0With 1 DUI$3,693.27
INFarmersIllinois Farmers Ins 2.0With 1 speeding violation$3,395.36
INGEICOGEICO CasClean record$1,484.10
INGEICOGEICO CasWith 1 accident$2,335.92
INGEICOGEICO CasWith 1 DUI$3,163.50
INGEICOGEICO CasWith 1 speeding violation$2,060.76
INLiberty MutualFirst Liberty Ins CorpClean record$4,508.66
INLiberty MutualFirst Liberty Ins CorpWith 1 accident$5,316.60
INLiberty MutualFirst Liberty Ins CorpWith 1 DUI$8,331.50
INLiberty MutualFirst Liberty Ins CorpWith 1 speeding violation$4,968.62
INNationwideNationwide MutualClean record$2,331.76
INNationwideNationwide MutualWith 1 accident$3,006.36
INNationwideNationwide MutualWith 1 DUI$2,882.65
INNationwideNationwide MutualWith 1 speeding violation$2,626.47
INProgressiveProgressive PaloverdeClean record$2,920.38
INProgressiveProgressive PaloverdeWith 1 accident$5,122.01
INProgressiveProgressive PaloverdeWith 1 DUI$3,485.66
INProgressiveProgressive PaloverdeWith 1 speeding violation$4,063.94
INState FarmState Farm Mutual AutoClean record$2,352.35
INState FarmState Farm Mutual AutoWith 1 accident$2,578.70
INState FarmState Farm Mutual AutoWith 1 DUI$2,352.35
INState FarmState Farm Mutual AutoWith 1 speeding violation$2,352.35
INTravelersTravco Ins CoClean record$2,882.78
INTravelersTravco Ins CoWith 1 accident$3,562.60
INTravelersTravco Ins CoWith 1 DUI$4,036.88
INTravelersTravco Ins CoWith 1 speeding violation$3,092.74
INUSAAUSAAClean record$1,231.70
INUSAAUSAAWith 1 accident$1,753.24
INUSAAUSAAWith 1 DUI$2,011.63
INUSAAUSAAWith 1 speeding violation$1,526.86
KSAllstateAllstate F&CClean record$3,467.53
KSAllstateAllstate F&CWith 1 accident$4,037.61
KSAllstateAllstate F&CWith 1 DUI$4,650.66
KSAllstateAllstate F&CWith 1 speeding violation$3,885.11
KSAmerican FamilyAmerican Family MutualClean record$2,108.90
KSAmerican FamilyAmerican Family MutualWith 1 accident$2,258.90
KSAmerican FamilyAmerican Family MutualWith 1 DUI$2,108.90
KSAmerican FamilyAmerican Family MutualWith 1 speeding violation$2,108.90
KSFarmersFarmers Ins CoClean record$3,124.16
KSFarmersFarmers Ins CoWith 1 accident$4,015.29
KSFarmersFarmers Ins CoWith 1 DUI$3,913.78
KSFarmersFarmers Ins CoWith 1 speeding violation$3,761.86
KSGEICOGEICO GeneralClean record$2,024.15
KSGEICOGEICO GeneralWith 1 accident$3,318.87
KSGEICOGEICO GeneralWith 1 DUI$5,130.10
KSGEICOGEICO GeneralWith 1 speeding violation$2,409.46
KSLiberty MutualSAFECO Ins Co of AmericaClean record$3,614.88
KSLiberty MutualSAFECO Ins Co of AmericaWith 1 accident$5,422.06
KSLiberty MutualSAFECO Ins Co of AmericaWith 1 DUI$5,326.24
KSLiberty MutualSAFECO Ins Co of AmericaWith 1 speeding violation$4,774.50
KSNationwideAllied NW Affin PPBMClean record$1,857.04
KSNationwideAllied NW Affin PPBMWith 1 accident$2,137.16
KSNationwideAllied NW Affin PPBMWith 1 DUI$3,781.21
KSNationwideAllied NW Affin PPBMWith 1 speeding violation$2,126.95
KSProgressiveProgressive NorthWesternClean record$3,828.81
KSProgressiveProgressive NorthWesternWith 1 accident$4,477.29
KSProgressiveProgressive NorthWesternWith 1 DUI$3,998.62
KSProgressiveProgressive NorthWesternWith 1 speeding violation$4,272.82
KSState FarmState Farm Mutual AutoClean record$2,525.63
KSState FarmState Farm Mutual AutoWith 1 accident$2,914.37
KSState FarmState Farm Mutual AutoWith 1 DUI$2,720.00
KSState FarmState Farm Mutual AutoWith 1 speeding violation$2,720.00
KSTravelersTravelers Home & Marine Ins CoClean record$3,174.28
KSTravelersTravelers Home & Marine Ins CoWith 1 accident$4,130.07
KSTravelersTravelers Home & Marine Ins CoWith 1 DUI$5,680.32
KSTravelersTravelers Home & Marine Ins CoWith 1 speeding violation$4,381.05
KSUSAAUSAAClean record$1,744.07
KSUSAAUSAAWith 1 accident$2,346.29
KSUSAAUSAAWith 1 DUI$3,442.84
KSUSAAUSAAWith 1 speeding violation$1,997.23
KYAllstateAllstate P&CClean record$5,911.23
KYAllstateAllstate P&CWith 1 accident$7,724.51
KYAllstateAllstate P&CWith 1 DUI$8,260.64
KYAllstateAllstate P&CWith 1 speeding violation$6,679.30
KYGEICOGEICO GeneralClean record$2,766.32
KYGEICOGEICO GeneralWith 1 accident$4,913.10
KYGEICOGEICO GeneralWith 1 DUI$7,467.13
KYGEICOGEICO GeneralWith 1 speeding violation$3,387.82
KYLiberty MutualSAFECO Ins Co of ILClean record$4,937.70
KYLiberty MutualSAFECO Ins Co of ILWith 1 accident$7,618.06
KYLiberty MutualSAFECO Ins Co of ILWith 1 DUI$5,913.45
KYLiberty MutualSAFECO Ins Co of ILWith 1 speeding violation$5,254.67
KYNationwideNationwide MutualClean record$4,358.33
KYNationwideNationwide MutualWith 1 accident$5,662.92
KYNationwideNationwide MutualWith 1 DUI$7,183.66
KYNationwideNationwide MutualWith 1 speeding violation$4,807.99
KYProgressiveProgressive DirectClean record$4,580.31
KYProgressiveProgressive DirectWith 1 accident$6,816.16
KYProgressiveProgressive DirectWith 1 DUI$5,224.39
KYProgressiveProgressive DirectWith 1 speeding violation$5,569.65
KYState FarmState Farm Mutual AutoClean record$3,079.02
KYState FarmState Farm Mutual AutoWith 1 accident$3,629.62
KYState FarmState Farm Mutual AutoWith 1 DUI$3,354.31
KYState FarmState Farm Mutual AutoWith 1 speeding violation$3,354.31
KYTravelersTravelers Home & Marine Ins CoClean record$5,703.08
KYTravelersTravelers Home & Marine Ins CoWith 1 accident$5,868.49
KYTravelersTravelers Home & Marine Ins CoWith 1 DUI$8,514.63
KYTravelersTravelers Home & Marine Ins CoWith 1 speeding violation$6,120.50
KYUSAAUSAAClean record$2,182.03
KYUSAAUSAAWith 1 accident$3,087.95
KYUSAAUSAAWith 1 DUI$3,693.72
KYUSAAUSAAWith 1 speeding violation$2,627.86
LAAllstateAllstate P&CClean record$4,753.81
LAAllstateAllstate P&CWith 1 accident$7,221.89
LAAllstateAllstate P&CWith 1 DUI$6,443.95
LAAllstateAllstate P&CWith 1 speeding violation$5,575.49
LAGEICOGEICO CasClean record$4,180.19
LAGEICOGEICO CasWith 1 accident$6,755.09
LAGEICOGEICO CasWith 1 DUI$8,315.63
LAGEICOGEICO CasWith 1 speeding violation$5,367.48
LAProgressiveProgressive Security Ins.Clean record$6,223.20
LAProgressiveProgressive Security Ins.With 1 accident$8,352.66
LAProgressiveProgressive Security Ins.With 1 DUI$8,027.23
LAProgressiveProgressive Security Ins.With 1 speeding violation$7,281.29
LAState FarmState Farm Mutual AutoClean record$4,196.97
LAState FarmState Farm Mutual AutoWith 1 accident$4,961.27
LAState FarmState Farm Mutual AutoWith 1 DUI$4,579.12
LAState FarmState Farm Mutual AutoWith 1 speeding violation$4,579.12
LAUSAAUSAAClean record$3,321.62
LAUSAAUSAAWith 1 accident$4,611.20
LAUSAAUSAAWith 1 DUI$5,514.32
LAUSAAUSAAWith 1 speeding violation$3,965.32
MAAllstateAllstate InsuranceClean record$2,844.83
MAAllstateAllstate InsuranceWith 1 accident$4,241.04
MAAllstateAllstate InsuranceWith 1 DUI$4,771.65
MAAllstateAllstate InsuranceWith 1 speeding violation$2,844.83
MAGEICOGEICO Govt EmployeesClean record$2,257.25
MAGEICOGEICO Govt EmployeesWith 1 accident$3,105.74
MAGEICOGEICO Govt EmployeesWith 1 DUI$3,546.30
MAGEICOGEICO Govt EmployeesWith 1 speeding violation$2,382.92
MALiberty MutualLiberty MutualClean record$3,418.18
MALiberty MutualLiberty MutualWith 1 accident$4,669.77
MALiberty MutualLiberty MutualWith 1 DUI$5,616.30
MALiberty MutualLiberty MutualWith 1 speeding violation$3,653.17
MAProgressiveProgressive DirectClean record$3,221.47
MAProgressiveProgressive DirectWith 1 accident$4,540.58
MAProgressiveProgressive DirectWith 1 DUI$3,602.42
MAProgressiveProgressive DirectWith 1 speeding violation$3,975.98
MAState FarmState Farm Mutual AutoClean record$1,078.08
MAState FarmState Farm Mutual AutoWith 1 accident$1,468.32
MAState FarmState Farm Mutual AutoWith 1 DUI$1,745.92
MAState FarmState Farm Mutual AutoWith 1 speeding violation$1,155.09
MATravelersStandard Fire Ins CoClean record$2,757.80
MATravelersStandard Fire Ins CoWith 1 accident$3,813.46
MATravelersStandard Fire Ins CoWith 1 DUI$4,079.29
MATravelersStandard Fire Ins CoWith 1 speeding violation$3,501.20
MAUSAAUSAA CICClean record$1,374.38
MAUSAAUSAA CICWith 1 accident$1,784.07
MAUSAAUSAA CICWith 1 DUI$3,027.34
MAUSAAUSAA CICWith 1 speeding violation$1,537.36
MDAllstateAllstate IndemnityClean record$4,632.04
MDAllstateAllstate IndemnityWith 1 accident$6,158.29
MDAllstateAllstate IndemnityWith 1 DUI$4,632.04
MDAllstateAllstate IndemnityWith 1 speeding violation$5,510.30
MDGEICOGEICO CasClean record$2,719.17
MDGEICOGEICO CasWith 1 accident$4,234.15
MDGEICOGEICO CasWith 1 DUI$5,144.48
MDGEICOGEICO CasWith 1 speeding violation$3,232.71
MDLiberty MutualLiberty Mutual Fire Ins CoClean record$6,722.01
MDLiberty MutualLiberty Mutual Fire Ins CoWith 1 accident$8,825.47
MDLiberty MutualLiberty Mutual Fire Ins CoWith 1 DUI$13,177.49
MDLiberty MutualLiberty Mutual Fire Ins CoWith 1 speeding violation$8,465.21
MDNationwideNAICOAClean record$2,565.95
MDNationwideNAICOAWith 1 accident$3,443.50
MDNationwideNAICOAWith 1 DUI$2,744.78
MDNationwideNAICOAWith 1 speeding violation$2,908.52
MDProgressiveProgressive SelectClean record$3,496.06
MDProgressiveProgressive SelectWith 1 accident$4,633.82
MDProgressiveProgressive SelectWith 1 DUI$4,229.05
MDProgressiveProgressive SelectWith 1 speeding violation$4,020.51
MDState FarmState Farm Mutual AutoClean record$3,551.42
MDState FarmState Farm Mutual AutoWith 1 accident$4,461.30
MDState FarmState Farm Mutual AutoWith 1 DUI$3,915.37
MDState FarmState Farm Mutual AutoWith 1 speeding violation$3,915.37
MDUSAAUSAAClean record$2,158.09
MDUSAAUSAAWith 1 accident$2,645.44
MDUSAAUSAAWith 1 DUI$3,849.72
MDUSAAUSAAWith 1 speeding violation$2,323.31
MEAllstateAllstate F&CClean record$2,210.41
MEAllstateAllstate F&CWith 1 accident$2,997.40
MEAllstateAllstate F&CWith 1 DUI$3,128.03
MEAllstateAllstate F&CWith 1 speeding violation$2,498.30
MEFarmersBristol West SelectClean record$2,423.42
MEFarmersBristol West SelectWith 1 accident$3,086.41
MEFarmersBristol West SelectWith 1 DUI$2,677.91
MEFarmersBristol West SelectWith 1 speeding violation$2,892.86
MEGEICOGEICO GeneralClean record$1,097.13
MEGEICOGEICO GeneralWith 1 accident$1,545.66
MEGEICOGEICO GeneralWith 1 DUI$2,300.75
MEGEICOGEICO GeneralWith 1 speeding violation$1,097.13
MELiberty MutualLiberty Mutual Fire Ins CoClean record$3,343.89
MELiberty MutualLiberty Mutual Fire Ins CoWith 1 accident$3,922.06
MELiberty MutualLiberty Mutual Fire Ins CoWith 1 DUI$6,426.66
MELiberty MutualLiberty Mutual Fire Ins CoWith 1 speeding violation$3,632.97
MEProgressiveProgressive NorthwesternClean record$2,920.77
MEProgressiveProgressive NorthwesternWith 1 accident$4,932.02
MEProgressiveProgressive NorthwesternWith 1 DUI$3,250.73
MEProgressiveProgressive NorthwesternWith 1 speeding violation$3,470.83
MEState FarmState Farm Mutual AutoClean record$1,995.85
MEState FarmState Farm Mutual AutoWith 1 accident$2,401.52
MEState FarmState Farm Mutual AutoWith 1 DUI$2,198.67
MEState FarmState Farm Mutual AutoWith 1 speeding violation$2,198.67
METravelersTravelers Home & Marine Ins CoClean record$1,878.74
METravelersTravelers Home & Marine Ins CoWith 1 accident$2,087.92
METravelersTravelers Home & Marine Ins CoWith 1 DUI$2,613.05
METravelersTravelers Home & Marine Ins CoWith 1 speeding violation$2,432.18
MEUSAAUSAAClean record$1,109.22
MEUSAAUSAAWith 1 accident$1,459.07
MEUSAAUSAAWith 1 DUI$2,047.78
MEUSAAUSAAWith 1 speeding violation$1,219.90
MIAllstateAllstate F&CClean record$11,157.41
MIAllstateAllstate F&CWith 1 accident$14,921.81
MIAllstateAllstate F&CWith 1 DUI$49,926.15
MIAllstateAllstate F&CWith 1 speeding violation$15,605.00
MIFarmersFarmers Ins ExchClean record$7,125.08
MIFarmersFarmers Ins ExchWith 1 accident$9,124.12
MIFarmersFarmers Ins ExchWith 1 DUI$8,989.66
MIFarmersFarmers Ins ExchWith 1 speeding violation$8,775.53
MIGEICOGEICO IndClean record$2,265.45
MIGEICOGEICO IndWith 1 accident$4,781.81
MIGEICOGEICO IndWith 1 DUI$14,490.20
MIGEICOGEICO IndWith 1 speeding violation$4,182.95
MILiberty MutualLiberty Mutual FireClean record$14,010.84
MILiberty MutualLiberty Mutual FireWith 1 accident$16,892.34
MILiberty MutualLiberty Mutual FireWith 1 DUI$31,170.98
MILiberty MutualLiberty Mutual FireWith 1 speeding violation$17,925.96
MINationwideNationwide Mutual FireClean record$5,410.49
MINationwideNationwide Mutual FireWith 1 accident$7,226.65
MINationwideNationwide Mutual FireWith 1 DUI$6,574.72
MINationwideNationwide Mutual FireWith 1 speeding violation$6,097.67
MIProgressiveProgressive MarathonClean record$4,542.22
MIProgressiveProgressive MarathonWith 1 accident$5,975.45
MIProgressiveProgressive MarathonWith 1 DUI$5,371.85
MIProgressiveProgressive MarathonWith 1 speeding violation$5,568.68
MIState FarmState Farm Mutual AutoClean record$7,996.44
MIState FarmState Farm Mutual AutoWith 1 accident$9,585.68
MIState FarmState Farm Mutual AutoWith 1 DUI$20,710.40
MIState FarmState Farm Mutual AutoWith 1 speeding violation$11,969.54
MITravelersTravelers AffinityClean record$5,936.51
MITravelersTravelers AffinityWith 1 accident$8,478.53
MITravelersTravelers AffinityWith 1 DUI$13,660.75
MITravelersTravelers AffinityWith 1 speeding violation$7,020.08
MIUSAAUSAA CICClean record$2,912.07
MIUSAAUSAA CICWith 1 accident$3,633.49
MIUSAAUSAA CICWith 1 DUI$4,760.60
MIUSAAUSAA CICWith 1 speeding violation$3,173.82
MNAllstateAllstate IndemnityClean record$3,292.72
MNAllstateAllstate IndemnityWith 1 accident$4,780.23
MNAllstateAllstate IndemnityWith 1 DUI$5,738.97
MNAllstateAllstate IndemnityWith 1 speeding violation$4,316.11
MNAmerican FamilyAmerican Family MutualClean record$2,367.00
MNAmerican FamilyAmerican Family MutualWith 1 accident$4,259.41
MNAmerican FamilyAmerican Family MutualWith 1 DUI$4,775.76
MNAmerican FamilyAmerican Family MutualWith 1 speeding violation$2,682.98
MNFarmersIllinois Farmers InsClean record$2,686.69
MNFarmersIllinois Farmers InsWith 1 accident$3,381.83
MNFarmersIllinois Farmers InsWith 1 DUI$3,427.73
MNFarmersIllinois Farmers InsWith 1 speeding violation$3,053.56
MNGEICOGEICO GeneralClean record$2,318.74
MNGEICOGEICO GeneralWith 1 accident$3,691.11
MNGEICOGEICO GeneralWith 1 DUI$5,500.20
MNGEICOGEICO GeneralWith 1 speeding violation$2,484.09
MNLiberty MutualLiberty Mutual FireClean record$9,956.63
MNLiberty MutualLiberty Mutual FireWith 1 accident$13,646.49
MNLiberty MutualLiberty Mutual FireWith 1 DUI$19,913.12
MNLiberty MutualLiberty Mutual FireWith 1 speeding violation$10,738.20
MNNationwideAMCO InsuranceClean record$2,322.49
MNNationwideAMCO InsuranceWith 1 accident$3,083.13
MNNationwideAMCO InsuranceWith 1 DUI$3,547.09
MNNationwideAMCO InsuranceWith 1 speeding violation$2,753.24
MNState FarmState Farm Mutual AutoClean record$1,900.45
MNState FarmState Farm Mutual AutoWith 1 accident$2,233.53
MNState FarmState Farm Mutual AutoWith 1 DUI$2,066.98
MNState FarmState Farm Mutual AutoWith 1 speeding violation$2,066.98
MNUSAAUSAA CICClean record$2,126.06
MNUSAAUSAA CICWith 1 accident$2,706.41
MNUSAAUSAA CICWith 1 DUI$4,082.21
MNUSAAUSAA CICWith 1 speeding violation$2,531.74
MOAllstateAllstate F&CClean record$3,512.16
MOAllstateAllstate F&CWith 1 accident$3,963.68
MOAllstateAllstate F&CWith 1 DUI$4,932.33
MOAllstateAllstate F&CWith 1 speeding violation$3,976.44
MOAmerican FamilyAmerican Family MutualClean record$2,464.75
MOAmerican FamilyAmerican Family MutualWith 1 accident$3,548.51
MOAmerican FamilyAmerican Family MutualWith 1 DUI$4,323.36
MOAmerican FamilyAmerican Family MutualWith 1 speeding violation$2,810.97
MOFarmersFarmers Ins CoClean record$3,735.40
MOFarmersFarmers Ins CoWith 1 accident$4,635.57
MOFarmersFarmers Ins CoWith 1 DUI$4,533.97
MOFarmersFarmers Ins CoWith 1 speeding violation$4,343.83
MOGEICOGEICO CasClean record$2,251.53
MOGEICOGEICO CasWith 1 accident$2,917.03
MOGEICOGEICO CasWith 1 DUI$3,930.78
MOGEICOGEICO CasWith 1 speeding violation$2,441.95
MOLiberty MutualSafeco Ins Co of ILClean record$3,282.75
MOLiberty MutualSafeco Ins Co of ILWith 1 accident$4,711.37
MOLiberty MutualSafeco Ins Co of ILWith 1 DUI$4,857.97
MOLiberty MutualSafeco Ins Co of ILWith 1 speeding violation$5,222.59
MONationwideAllied P&CClean record$1,781.84
MONationwideAllied P&CWith 1 accident$2,284.19
MONationwideAllied P&CWith 1 DUI$3,045.90
MONationwideAllied P&CWith 1 speeding violation$1,949.48
MOProgressiveProgressive CasualtyClean record$2,964.99
MOProgressiveProgressive CasualtyWith 1 accident$3,960.21
MOProgressiveProgressive CasualtyWith 1 DUI$3,283.46
MOProgressiveProgressive CasualtyWith 1 speeding violation$3,467.90
MOState FarmState Farm Mutual AutoClean record$2,476.06
MOState FarmState Farm Mutual AutoWith 1 accident$2,909.75
MOState FarmState Farm Mutual AutoWith 1 DUI$2,692.90
MOState FarmState Farm Mutual AutoWith 1 speeding violation$2,692.90
MOUSAAUSAAClean record$2,030.33
MOUSAAUSAAWith 1 accident$2,457.96
MOUSAAUSAAWith 1 DUI$3,399.34
MOUSAAUSAAWith 1 speeding violation$2,215.48
MSAllstateAllstate P&CClean record$4,169.90
MSAllstateAllstate P&CWith 1 accident$4,913.75
MSAllstateAllstate P&CWith 1 DUI$5,957.20
MSAllstateAllstate P&CWith 1 speeding violation$4,727.61
MSGEICOGEICO GeneralClean record$2,542.00
MSGEICOGEICO GeneralWith 1 accident$3,857.06
MSGEICOGEICO GeneralWith 1 DUI$5,870.46
MSGEICOGEICO GeneralWith 1 speeding violation$4,079.30
MSLiberty MutualSAFECO Ins Co of ILClean record$3,162.96
MSLiberty MutualSAFECO Ins Co of ILWith 1 accident$5,047.43
MSLiberty MutualSAFECO Ins Co of ILWith 1 DUI$5,170.78
MSLiberty MutualSAFECO Ins Co of ILWith 1 speeding violation$4,442.59
MSNationwideNationwide P&CClean record$2,202.86
MSNationwideNationwide P&CWith 1 accident$2,809.65
MSNationwideNationwide P&CWith 1 DUI$3,575.07
MSNationwideNationwide P&CWith 1 speeding violation$2,438.54
MSProgressiveProgressive Gulf InsClean record$3,689.60
MSProgressiveProgressive Gulf InsWith 1 accident$4,947.94
MSProgressiveProgressive Gulf InsWith 1 DUI$4,263.35
MSProgressiveProgressive Gulf InsWith 1 speeding violation$4,334.53
MSState FarmState Farm Mutual AutoClean record$2,708.15
MSState FarmState Farm Mutual AutoWith 1 accident$3,313.31
MSState FarmState Farm Mutual AutoWith 1 DUI$2,950.21
MSState FarmState Farm Mutual AutoWith 1 speeding violation$2,950.21
MSTravelersTravelers Home & Marine Ins CoClean record$3,259.64
MSTravelersTravelers Home & Marine Ins CoWith 1 accident$3,412.73
MSTravelersTravelers Home & Marine Ins CoWith 1 DUI$4,686.91
MSTravelersTravelers Home & Marine Ins CoWith 1 speeding violation$3,557.99
MSUSAAUSAAClean record$1,605.09
MSUSAAUSAAWith 1 accident$2,050.33
MSUSAAUSAAWith 1 DUI$2,783.74
MSUSAAUSAAWith 1 speeding violation$1,785.35
MTAllstateAllstate F&CClean record$3,925.25
MTAllstateAllstate F&CWith 1 accident$4,642.32
MTAllstateAllstate F&CWith 1 DUI$5,635.38
MTAllstateAllstate F&CWith 1 speeding violation$4,485.46
MTFarmersMid-Century Ins CoClean record$3,433.60
MTFarmersMid-Century Ins CoWith 1 accident$4,436.87
MTFarmersMid-Century Ins CoWith 1 DUI$4,326.13
MTFarmersMid-Century Ins CoWith 1 speeding violation$3,433.60
MTGEICOGEICO GeneralClean record$2,316.09
MTGEICOGEICO GeneralWith 1 accident$3,664.68
MTGEICOGEICO GeneralWith 1 DUI$5,661.62
MTGEICOGEICO GeneralWith 1 speeding violation$2,767.01
MTLiberty MutualSAFECO Ins Co of ILClean record$903.51
MTLiberty MutualSAFECO Ins Co of ILWith 1 accident$1,570.59
MTLiberty MutualSAFECO Ins Co of ILWith 1 DUI$1,570.59
MTLiberty MutualSAFECO Ins Co of ILWith 1 speeding violation$1,259.73
MTNationwideDepositors InsuranceClean record$2,525.70
MTNationwideDepositors InsuranceWith 1 accident$3,638.09
MTNationwideDepositors InsuranceWith 1 DUI$4,698.24
MTNationwideDepositors InsuranceWith 1 speeding violation$3,051.00
MTProgressiveProgressive NorthWesternClean record$3,739.68
MTProgressiveProgressive NorthWesternWith 1 accident$4,819.80
MTProgressiveProgressive NorthWesternWith 1 DUI$4,616.41
MTProgressiveProgressive NorthWesternWith 1 speeding violation$4,147.16
MTState FarmState Farm Mutual AutoClean record$2,255.63
MTState FarmState Farm Mutual AutoWith 1 accident$2,579.85
MTState FarmState Farm Mutual AutoWith 1 DUI$2,417.73
MTState FarmState Farm Mutual AutoWith 1 speeding violation$2,417.73
MTUSAAUSAAClean record$1,531.17
MTUSAAUSAAWith 1 accident$1,901.51
MTUSAAUSAAWith 1 DUI$2,826.76
MTUSAAUSAAWith 1 speeding violation$1,868.12
NCAllstateAllstate P&CClean record$3,887.51
NCAllstateAllstate P&CWith 1 accident$6,855.02
NCAllstateAllstate P&CWith 1 DUI$12,757.11
NCAllstateAllstate P&CWith 1 speeding violation$5,262.09
NCGEICOGEICO Govt EmployeesClean record$1,576.88
NCGEICOGEICO Govt EmployeesWith 1 accident$2,336.01
NCGEICOGEICO Govt EmployeesWith 1 DUI$5,666.30
NCGEICOGEICO Govt EmployeesWith 1 speeding violation$2,167.56
NCLiberty MutualLiberty MutualClean record$1,298.25
NCLiberty MutualLiberty MutualWith 1 accident$1,668.53
NCLiberty MutualLiberty MutualWith 1 DUI$4,095.53
NCLiberty MutualLiberty MutualWith 1 speeding violation$1,668.53
NCNationwideNationwide MutualClean record$1,672.55
NCNationwideNationwide MutualWith 1 accident$2,164.71
NCNationwideNationwide MutualWith 1 DUI$5,390.16
NCNationwideNationwide MutualWith 1 speeding violation$2,164.71
NCProgressiveProgressive PremierClean record$1,124.37
NCProgressiveProgressive PremierWith 1 accident$1,642.22
NCProgressiveProgressive PremierWith 1 DUI$5,173.29
NCProgressiveProgressive PremierWith 1 speeding violation$1,590.55
NCState FarmState Farm Mutual AutoClean record$1,645.72
NCState FarmState Farm Mutual AutoWith 1 accident$2,371.17
NCState FarmState Farm Mutual AutoWith 1 DUI$5,926.55
NCState FarmState Farm Mutual AutoWith 1 speeding violation$2,371.17
NCTravelersStandard Fire Ins CoClean record$1,844.98
NCTravelersStandard Fire Ins CoWith 1 accident$2,448.95
NCTravelersStandard Fire Ins CoWith 1 DUI$5,836.08
NCTravelersStandard Fire Ins CoWith 1 speeding violation$2,400.64
NDAllstateAllstate InsuranceClean record$3,792.51
NDAllstateAllstate InsuranceWith 1 accident$4,171.17
NDAllstateAllstate InsuranceWith 1 DUI$6,316.36
NDAllstateAllstate InsuranceWith 1 speeding violation$4,397.21
NDAmerican FamilyAmerican Family MutualClean record$2,788.21
NDAmerican FamilyAmerican Family MutualWith 1 accident$3,977.01
NDAmerican FamilyAmerican Family MutualWith 1 DUI$5,292.65
NDAmerican FamilyAmerican Family MutualWith 1 speeding violation$3,191.73
NDFarmersMid-Century Ins CoClean record$2,607.49
NDFarmersMid-Century Ins CoWith 1 accident$3,324.12
NDFarmersMid-Century Ins CoWith 1 DUI$3,281.75
NDFarmersMid-Century Ins CoWith 1 speeding violation$3,156.59
NDGEICOGEICO GeneralClean record$1,542.47
NDGEICOGEICO GeneralWith 1 accident$2,581.12
NDGEICOGEICO GeneralWith 1 DUI$4,044.54
NDGEICOGEICO GeneralWith 1 speeding violation$2,504.84
NDLiberty MutualSAFECO Ins Co of AmericaClean record$11,403.39
NDLiberty MutualSAFECO Ins Co of AmericaWith 1 accident$12,866.12
NDLiberty MutualSAFECO Ins Co of AmericaWith 1 DUI$13,981.02
NDLiberty MutualSAFECO Ins Co of AmericaWith 1 speeding violation$13,160.78
NDNationwideAllied P&CClean record$1,886.34
NDNationwideAllied P&CWith 1 accident$2,606.56
NDNationwideAllied P&CWith 1 DUI$3,601.56
NDNationwideAllied P&CWith 1 speeding violation$2,146.95
NDProgressiveProgressive NorthwesternClean record$3,346.29
NDProgressiveProgressive NorthwesternWith 1 accident$4,111.13
NDProgressiveProgressive NorthwesternWith 1 DUI$3,384.21
NDProgressiveProgressive NorthwesternWith 1 speeding violation$3,650.62
NDState FarmState Farm Mutual AutoClean record$2,371.72
NDState FarmState Farm Mutual AutoWith 1 accident$2,749.37
NDState FarmState Farm Mutual AutoWith 1 DUI$2,560.51
NDState FarmState Farm Mutual AutoWith 1 speeding violation$2,560.51
NDUSAAUSAA GICClean record$1,425.96
NDUSAAUSAA GICWith 1 accident$2,018.24
NDUSAAUSAA GICWith 1 DUI$2,822.98
NDUSAAUSAA GICWith 1 speeding violation$1,760.03
NEAllstateAllstate F&CClean record$2,777.66
NEAllstateAllstate F&CWith 1 accident$3,132.35
NEAllstateAllstate F&CWith 1 DUI$3,779.97
NEAllstateAllstate F&CWith 1 speeding violation$3,105.34
NEAmerican FamilyAmerican Family MutualClean record$2,169.13
NEAmerican FamilyAmerican Family MutualWith 1 accident$2,353.13
NEAmerican FamilyAmerican Family MutualWith 1 DUI$2,169.13
NEAmerican FamilyAmerican Family MutualWith 1 speeding violation$2,169.13
NEFarmersMid-Century Ins CoClean record$3,383.72
NEFarmersMid-Century Ins CoWith 1 accident$4,335.78
NEFarmersMid-Century Ins CoWith 1 DUI$4,228.98
NEFarmersMid-Century Ins CoWith 1 speeding violation$4,040.67
NEGEICOGEICO GeneralClean record$2,461.87
NEGEICOGEICO GeneralWith 1 accident$3,540.03
NEGEICOGEICO GeneralWith 1 DUI$5,337.69
NEGEICOGEICO GeneralWith 1 speeding violation$4,010.38
NELiberty MutualSafeco Ins Co of ILClean record$5,353.64
NELiberty MutualSafeco Ins Co of ILWith 1 accident$6,305.75
NELiberty MutualSafeco Ins Co of ILWith 1 DUI$6,838.78
NELiberty MutualSafeco Ins Co of ILWith 1 speeding violation$6,467.92
NENationwideAllied P&CClean record$1,847.11
NENationwideAllied P&CWith 1 accident$2,668.54
NENationwideAllied P&CWith 1 DUI$3,806.28
NENationwideAllied P&CWith 1 speeding violation$2,093.81
NEProgressiveProgressive NorthernClean record$3,195.31
NEProgressiveProgressive NorthernWith 1 accident$4,684.11
NEProgressiveProgressive NorthernWith 1 DUI$3,573.41
NEProgressiveProgressive NorthernWith 1 speeding violation$3,579.22
NEState FarmState Farm Mutual AutoClean record$2,267.42
NEState FarmState Farm Mutual AutoWith 1 accident$2,610.01
NEState FarmState Farm Mutual AutoWith 1 DUI$2,438.71
NEState FarmState Farm Mutual AutoWith 1 speeding violation$2,438.71
NEUSAAUSAAClean record$1,768.34
NEUSAAUSAAWith 1 accident$2,226.95
NEUSAAUSAAWith 1 DUI$3,324.55
NEUSAAUSAAWith 1 speeding violation$2,003.27
NHAllstateAllstate F&CClean record$2,265.09
NHAllstateAllstate F&CWith 1 accident$3,081.27
NHAllstateAllstate F&CWith 1 DUI$2,910.41
NHAllstateAllstate F&CWith 1 speeding violation$2,643.26
NHGEICOGEICO GeneralClean record$1,440.74
NHGEICOGEICO GeneralWith 1 accident$1,594.30
NHGEICOGEICO GeneralWith 1 DUI$1,984.30
NHGEICOGEICO GeneralWith 1 speeding violation$1,440.74
NHLiberty MutualSafeco Ins Co of AmericaClean record$5,304.18
NHLiberty MutualSafeco Ins Co of AmericaWith 1 accident$9,586.97
NHLiberty MutualSafeco Ins Co of AmericaWith 1 DUI$9,836.91
NHLiberty MutualSafeco Ins Co of AmericaWith 1 speeding violation$9,049.58
NHNationwideNationwide MutualClean record$1,916.58
NHNationwideNationwide MutualWith 1 accident$2,661.21
NHNationwideNationwide MutualWith 1 DUI$3,254.55
NHNationwideNationwide MutualWith 1 speeding violation$2,132.07
NHProgressiveProgressive UniversalClean record$2,315.49
NHProgressiveProgressive UniversalWith 1 accident$3,192.89
NHProgressiveProgressive UniversalWith 1 DUI$2,553.90
NHProgressiveProgressive UniversalWith 1 speeding violation$2,715.51
NHState FarmState Farm Mutual AutoClean record$2,012.55
NHState FarmState Farm Mutual AutoWith 1 accident$2,155.87
NHState FarmState Farm Mutual AutoWith 1 DUI$2,560.87
NHState FarmState Farm Mutual AutoWith 1 speeding violation$2,012.55
NHUSAAUSAAClean record$1,472.06
NHUSAAUSAAWith 1 accident$1,981.71
NHUSAAUSAAWith 1 DUI$2,462.79
NHUSAAUSAAWith 1 speeding violation$1,711.29
NJAllstateAllstate NJ P&CClean record$4,287.07
NJAllstateAllstate NJ P&CWith 1 accident$7,126.18
NJAllstateAllstate NJ P&CWith 1 DUI$6,227.00
NJAllstateAllstate NJ P&CWith 1 speeding violation$5,214.06
NJFarmersForemost Ins Grand RapidsClean record$5,899.07
NJFarmersForemost Ins Grand RapidsWith 1 accident$10,017.70
NJFarmersForemost Ins Grand RapidsWith 1 DUI$8,155.86
NJFarmersForemost Ins Grand RapidsWith 1 speeding violation$6,395.36
NJGEICOGEICO Govt EmployeesClean record$2,142.43
NJGEICOGEICO Govt EmployeesWith 1 accident$2,817.06
NJGEICOGEICO Govt EmployeesWith 1 DUI$3,917.82
NJGEICOGEICO Govt EmployeesWith 1 speeding violation$2,142.43
NJLiberty MutualLiberty Mutual FireClean record$6,498.24
NJLiberty MutualLiberty Mutual FireWith 1 accident$7,437.18
NJLiberty MutualLiberty Mutual FireWith 1 DUI$6,632.80
NJLiberty MutualLiberty Mutual FireWith 1 speeding violation$6,498.24
NJProgressiveProg Garden State Ins CoClean record$3,414.48
NJProgressiveProg Garden State Ins CoWith 1 accident$4,583.69
NJProgressiveProg Garden State Ins CoWith 1 DUI$3,906.91
NJProgressiveProg Garden State Ins CoWith 1 speeding violation$3,985.79
NJState FarmState Farm IndClean record$4,089.25
NJState FarmState Farm IndWith 1 accident$7,446.84
NJState FarmState Farm IndWith 1 DUI$11,975.32
NJState FarmState Farm IndWith 1 speeding violation$6,597.21
NJTravelersSt Paul Protective Ins CoClean record$3,268.35
NJTravelersSt Paul Protective Ins CoWith 1 accident$4,864.10
NJTravelersSt Paul Protective Ins CoWith 1 DUI$4,697.50
NJTravelersSt Paul Protective Ins CoWith 1 speeding violation$4,188.00
NMAllstateAllstate F&CClean record$3,463.83
NMAllstateAllstate F&CWith 1 accident$4,561.93
NMAllstateAllstate F&CWith 1 DUI$4,877.91
NMAllstateAllstate F&CWith 1 speeding violation$3,898.94
NMFarmersFarmers Ins Co Of AZClean record$3,647.16
NMFarmersFarmers Ins Co Of AZWith 1 accident$4,695.14
NMFarmersFarmers Ins Co Of AZWith 1 DUI$4,584.99
NMFarmersFarmers Ins Co Of AZWith 1 speeding violation$4,334.86
NMGEICOGEICO GeneralClean record$2,631.46
NMGEICOGEICO GeneralWith 1 accident$4,217.65
NMGEICOGEICO GeneralWith 1 DUI$8,352.61
NMGEICOGEICO GeneralWith 1 speeding violation$2,631.46
NMNationwideAMCO InsuranceClean record$2,626.05
NMNationwideAMCO InsuranceWith 1 accident$3,689.19
NMNationwideAMCO InsuranceWith 1 DUI$4,766.32
NMNationwideAMCO InsuranceWith 1 speeding violation$2,975.96
NMProgressiveProgressive DirectClean record$2,697.09
NMProgressiveProgressive DirectWith 1 accident$3,687.66
NMProgressiveProgressive DirectWith 1 DUI$2,905.91
NMProgressiveProgressive DirectWith 1 speeding violation$3,186.04
NMState FarmState Farm Mutual AutoClean record$2,197.95
NMState FarmState Farm Mutual AutoWith 1 accident$2,388.23
NMState FarmState Farm Mutual AutoWith 1 DUI$2,388.23
NMState FarmState Farm Mutual AutoWith 1 speeding violation$2,388.23
NMUSAAUSAAClean record$1,705.93
NMUSAAUSAAWith 1 accident$2,372.58
NMUSAAUSAAWith 1 DUI$3,121.71
NMUSAAUSAAWith 1 speeding violation$1,986.84
NVAllstateAllstate F&CClean record$4,551.36
NVAllstateAllstate F&CWith 1 accident$5,357.32
NVAllstateAllstate F&CWith 1 DUI$6,435.38
NVAllstateAllstate F&CWith 1 speeding violation$5,142.41
NVAmerican FamilyAmerican Family MutualClean record$4,375.60
NVAmerican FamilyAmerican Family MutualWith 1 accident$6,063.18
NVAmerican FamilyAmerican Family MutualWith 1 DUI$6,523.59
NVAmerican FamilyAmerican Family MutualWith 1 speeding violation$4,802.36
NVFarmersMid-Century Ins CoClean record$4,659.13
NVFarmersMid-Century Ins CoWith 1 accident$5,948.44
NVFarmersMid-Century Ins CoWith 1 DUI$6,169.08
NVFarmersMid-Century Ins CoWith 1 speeding violation$5,605.58
NVGEICOGEICO CasClean record$2,525.79
NVGEICOGEICO CasWith 1 accident$4,083.57
NVGEICOGEICO CasWith 1 DUI$4,932.52
NVGEICOGEICO CasWith 1 speeding violation$3,106.48
NVLiberty MutualSafeco Ins Co of ILClean record$4,527.85
NVLiberty MutualSafeco Ins Co of ILWith 1 accident$7,248.04
NVLiberty MutualSafeco Ins Co of ILWith 1 DUI$7,286.31
NVLiberty MutualSafeco Ins Co of ILWith 1 speeding violation$5,744.02
NVNationwideDepositors InsuranceClean record$2,790.29
NVNationwideDepositors InsuranceWith 1 accident$3,588.41
NVNationwideDepositors InsuranceWith 1 DUI$4,479.42
NVNationwideDepositors InsuranceWith 1 speeding violation$3,050.46
NVProgressiveProgressive DirectClean record$3,385.02
NVProgressiveProgressive DirectWith 1 accident$4,658.43
NVProgressiveProgressive DirectWith 1 DUI$4,264.08
NVProgressiveProgressive DirectWith 1 speeding violation$3,942.74
NVState FarmState Farm Mutual AutoClean record$5,265.23
NVState FarmState Farm Mutual AutoWith 1 accident$6,327.44
NVState FarmState Farm Mutual AutoWith 1 DUI$5,796.33
NVState FarmState Farm Mutual AutoWith 1 speeding violation$5,796.33
NVTravelersTravelers Home & Marine Ins CoClean record$3,833.89
NVTravelersTravelers Home & Marine Ins CoWith 1 accident$5,716.35
NVTravelersTravelers Home & Marine Ins CoWith 1 DUI$7,277.22
NVTravelersTravelers Home & Marine Ins CoWith 1 speeding violation$4,614.16
NVUSAAUSAAClean record$2,340.32
NVUSAAUSAAWith 1 accident$2,948.75
NVUSAAUSAAWith 1 DUI$4,343.35
NVUSAAUSAAWith 1 speeding violation$2,643.85
NYAllstateAllstate F&CClean record$4,004.39
NYAllstateAllstate F&CWith 1 accident$4,004.39
NYAllstateAllstate F&CWith 1 DUI$5,884.41
NYAllstateAllstate F&CWith 1 speeding violation$5,070.67
NYGEICOGEICO GeneralClean record$1,894.00
NYGEICOGEICO GeneralWith 1 accident$2,064.88
NYGEICOGEICO GeneralWith 1 DUI$3,860.07
NYGEICOGEICO GeneralWith 1 speeding violation$1,894.00
NYLiberty MutualLiberty Mutual FireClean record$5,197.79
NYLiberty MutualLiberty Mutual FireWith 1 accident$5,197.79
NYLiberty MutualLiberty Mutual FireWith 1 DUI$10,569.55
NYLiberty MutualLiberty Mutual FireWith 1 speeding violation$5,197.79
NYNationwideNationwide MutualClean record$3,042.44
NYNationwideNationwide MutualWith 1 accident$3,042.44
NYNationwideNationwide MutualWith 1 DUI$6,853.01
NYNationwideNationwide MutualWith 1 speeding violation$3,113.84
NYProgressiveProgressive CasualtyClean record$3,664.67
NYProgressiveProgressive CasualtyWith 1 accident$3,664.67
NYProgressiveProgressive CasualtyWith 1 DUI$4,066.27
NYProgressiveProgressive CasualtyWith 1 speeding violation$3,688.99
NYState FarmState Farm Mutual AutoClean record$4,267.85
NYState FarmState Farm Mutual AutoWith 1 accident$4,267.85
NYState FarmState Farm Mutual AutoWith 1 DUI$4,701.31
NYState FarmState Farm Mutual AutoWith 1 speeding violation$4,701.31
NYTravelersTravelers Personal Ins CoClean record$3,901.71
NYTravelersTravelers Personal Ins CoWith 1 accident$4,896.91
NYTravelersTravelers Personal Ins CoWith 1 DUI$4,964.33
NYTravelersTravelers Personal Ins CoWith 1 speeding violation$4,552.21
NYUSAAUSAAClean record$3,348.28
NYUSAAUSAAWith 1 accident$3,402.69
NYUSAAUSAAWith 1 DUI$4,893.09
NYUSAAUSAAWith 1 speeding violation$3,402.69
OHAllstateAllstate F&CClean record$2,689.12
OHAllstateAllstate F&CWith 1 accident$3,250.76
OHAllstateAllstate F&CWith 1 DUI$3,808.65
OHAllstateAllstate F&CWith 1 speeding violation$3,040.34
OHAmerican FamilyAmerican Family MutualClean record$1,451.77
OHAmerican FamilyAmerican Family MutualWith 1 accident$1,536.30
OHAmerican FamilyAmerican Family MutualWith 1 DUI$1,536.30
OHAmerican FamilyAmerican Family MutualWith 1 speeding violation$1,536.30
OHFarmersFarmers Ins of ColumbusClean record$2,823.36
OHFarmersFarmers Ins of ColumbusWith 1 accident$3,634.83
OHFarmersFarmers Ins of ColumbusWith 1 DUI$3,544.94
OHFarmersFarmers Ins of ColumbusWith 1 speeding violation$3,688.92
OHGEICOGEICO CasClean record$1,269.11
OHGEICOGEICO CasWith 1 accident$1,828.67
OHGEICOGEICO CasWith 1 DUI$2,645.09
OHGEICOGEICO CasWith 1 speeding violation$1,725.85
OHLiberty MutualSafeco Ins Co of ILClean record$3,722.47
OHLiberty MutualSafeco Ins Co of ILWith 1 accident$4,775.12
OHLiberty MutualSafeco Ins Co of ILWith 1 DUI$4,880.34
OHLiberty MutualSafeco Ins Co of ILWith 1 speeding violation$4,341.01
OHNationwideNationwide MutualClean record$2,644.52
OHNationwideNationwide MutualWith 1 accident$3,364.88
OHNationwideNationwide MutualWith 1 DUI$4,269.79
OHNationwideNationwide MutualWith 1 speeding violation$2,924.39
OHProgressiveProgressive SpecialtyClean record$2,963.60
OHProgressiveProgressive SpecialtyWith 1 accident$4,028.09
OHProgressiveProgressive SpecialtyWith 1 DUI$3,156.21
OHProgressiveProgressive SpecialtyWith 1 speeding violation$3,599.93
OHState FarmState Farm Mutual AutoClean record$2,285.04
OHState FarmState Farm Mutual AutoWith 1 accident$2,730.70
OHState FarmState Farm Mutual AutoWith 1 DUI$2,507.87
OHState FarmState Farm Mutual AutoWith 1 speeding violation$2,507.87
OHTravelersDiscover Prop & Cas Ins CoClean record$2,308.77
OHTravelersDiscover Prop & Cas Ins CoWith 1 accident$3,009.00
OHTravelersDiscover Prop & Cas Ins CoWith 1 DUI$4,539.26
OHTravelersDiscover Prop & Cas Ins CoWith 1 speeding violation$2,683.62
OHUSAAUSAAClean record$1,135.07
OHUSAAUSAAWith 1 accident$1,521.70
OHUSAAUSAAWith 1 DUI$1,999.49
OHUSAAUSAAWith 1 speeding violation$1,257.56
OKAllstateAllstate F&CClean record$3,198.39
OKAllstateAllstate F&CWith 1 accident$3,749.52
OKAllstateAllstate F&CWith 1 DUI$4,329.11
OKAllstateAllstate F&CWith 1 speeding violation$3,597.46
OKFarmersFarmers Ins CoClean record$3,497.47
OKFarmersFarmers Ins CoWith 1 accident$4,490.66
OKFarmersFarmers Ins CoWith 1 DUI$4,381.87
OKFarmersFarmers Ins CoWith 1 speeding violation$4,199.60
OKGEICOGEICO CasClean record$2,504.07
OKGEICOGEICO CasWith 1 accident$3,835.75
OKGEICOGEICO CasWith 1 DUI$4,256.03
OKGEICOGEICO CasWith 1 speeding violation$3,153.48
OKLiberty MutualSAFECO Ins Co of AmericaClean record$4,623.23
OKLiberty MutualSAFECO Ins Co of AmericaWith 1 accident$7,744.42
OKLiberty MutualSAFECO Ins Co of AmericaWith 1 DUI$8,761.12
OKLiberty MutualSAFECO Ins Co of AmericaWith 1 speeding violation$6,369.71
OKProgressiveProgressive NorthernClean record$3,763.08
OKProgressiveProgressive NorthernWith 1 accident$6,992.38
OKProgressiveProgressive NorthernWith 1 DUI$4,154.13
OKProgressiveProgressive NorthernWith 1 speeding violation$4,419.80
OKState FarmState Farm Mutual AutoClean record$2,616.01
OKState FarmState Farm Mutual AutoWith 1 accident$3,017.59
OKState FarmState Farm Mutual AutoWith 1 DUI$2,816.80
OKState FarmState Farm Mutual AutoWith 1 speeding violation$2,816.80
OKUSAAUSAAClean record$2,341.22
OKUSAAUSAAWith 1 accident$3,362.41
OKUSAAUSAAWith 1 DUI$4,112.53
OKUSAAUSAAWith 1 speeding violation$2,880.43
ORAllstateAllstate F&CClean record$3,840.80
ORAllstateAllstate F&CWith 1 accident$5,180.49
ORAllstateAllstate F&CWith 1 DUI$5,356.45
ORAllstateAllstate F&CWith 1 speeding violation$4,686.06
ORAmerican FamilyAmerican Family MutualClean record$2,453.88
ORAmerican FamilyAmerican Family MutualWith 1 accident$3,763.20
ORAmerican FamilyAmerican Family MutualWith 1 DUI$4,746.53
ORAmerican FamilyAmerican Family MutualWith 1 speeding violation$3,145.49
ORFarmersFarmers Ins Co Of ORClean record$3,165.31
ORFarmersFarmers Ins Co Of ORWith 1 accident$4,078.68
ORFarmersFarmers Ins Co Of ORWith 1 DUI$3,988.54
ORFarmersFarmers Ins Co Of ORWith 1 speeding violation$3,781.55
ORGEICOGEICO CasClean record$2,120.57
ORGEICOGEICO CasWith 1 accident$3,380.73
ORGEICOGEICO CasWith 1 DUI$4,451.10
ORGEICOGEICO CasWith 1 speeding violation$2,928.08
ORLiberty MutualSafeco Ins Co of ORClean record$3,840.00
ORLiberty MutualSafeco Ins Co of ORWith 1 accident$4,297.25
ORLiberty MutualSafeco Ins Co of ORWith 1 DUI$4,931.82
ORLiberty MutualSafeco Ins Co of ORWith 1 speeding violation$4,269.15
ORNationwideNICOAClean record$2,693.52
ORNationwideNICOAWith 1 accident$2,884.58
ORNationwideNICOAWith 1 DUI$4,082.42
ORNationwideNICOAWith 1 speeding violation$3,046.82
ORProgressiveProgressive UniversalClean record$2,737.08
ORProgressiveProgressive UniversalWith 1 accident$4,992.54
ORProgressiveProgressive UniversalWith 1 DUI$3,526.67
ORProgressiveProgressive UniversalWith 1 speeding violation$3,260.25
ORState FarmState Farm Mutual AutoClean record$2,422.11
ORState FarmState Farm Mutual AutoWith 1 accident$3,164.60
ORState FarmState Farm Mutual AutoWith 1 DUI$2,669.60
ORState FarmState Farm Mutual AutoWith 1 speeding violation$2,669.60
ORTravelersStandard Fire Insurance CoClean record$2,343.22
ORTravelersStandard Fire Insurance CoWith 1 accident$2,997.78
ORTravelersStandard Fire Insurance CoWith 1 DUI$3,368.96
ORTravelersStandard Fire Insurance CoWith 1 speeding violation$2,858.79
ORUSAAUSAA CICClean record$1,878.71
ORUSAAUSAA CICWith 1 accident$2,623.09
ORUSAAUSAA CICWith 1 DUI$3,647.75
ORUSAAUSAA CICWith 1 speeding violation$2,199.05
PAAllstateAllstate F&CClean record$3,813.11
PAAllstateAllstate F&CWith 1 accident$4,497.16
PAAllstateAllstate F&CWith 1 DUI$3,813.11
PAAllstateAllstate F&CWith 1 speeding violation$3,813.11
PAGEICOGEICO CasClean record$1,916.13
PAGEICOGEICO CasWith 1 accident$3,282.78
PAGEICOGEICO CasWith 1 DUI$2,568.60
PAGEICOGEICO CasWith 1 speeding violation$2,653.35
PALiberty MutualFirst Liberty Ins CorpClean record$5,525.34
PALiberty MutualFirst Liberty Ins CorpWith 1 accident$6,328.15
PALiberty MutualFirst Liberty Ins CorpWith 1 DUI$6,183.64
PALiberty MutualFirst Liberty Ins CorpWith 1 speeding violation$6,183.64
PANationwideNationwide P&CClean record$2,021.90
PANationwideNationwide P&CWith 1 accident$2,703.02
PANationwideNationwide P&CWith 1 DUI$3,769.26
PANationwideNationwide P&CWith 1 speeding violation$2,707.29
PAProgressiveProgressive SpecialtyClean record$4,034.71
PAProgressiveProgressive SpecialtyWith 1 accident$5,570.34
PAProgressiveProgressive SpecialtyWith 1 DUI$4,153.94
PAProgressiveProgressive SpecialtyWith 1 speeding violation$4,045.00
PAState FarmState Farm Mutual AutoClean record$2,512.31
PAState FarmState Farm Mutual AutoWith 1 accident$2,976.14
PAState FarmState Farm Mutual AutoWith 1 DUI$2,744.22
PAState FarmState Farm Mutual AutoWith 1 speeding violation$2,744.22
PATravelersTravelers Home & Marine Ins CoClean record$5,566.16
PATravelersTravelers Home & Marine Ins CoWith 1 accident$7,914.42
PATravelersTravelers Home & Marine Ins CoWith 1 DUI$9,974.88
PATravelersTravelers Home & Marine Ins CoWith 1 speeding violation$7,914.42
PAUSAAUSAAClean record$1,442.82
PAUSAAUSAAWith 1 accident$1,992.43
PAUSAAUSAAWith 1 DUI$2,126.01
PAUSAAUSAAWith 1 speeding violation$1,612.21
RIAllstateAllstate F&CClean record$4,253.42
RIAllstateAllstate F&CWith 1 accident$5,049.86
RIAllstateAllstate F&CWith 1 DUI$5,752.11
RIAllstateAllstate F&CWith 1 speeding violation$4,782.41
RIGEICOGEICO GeneralClean record$3,621.50
RIGEICOGEICO GeneralWith 1 accident$4,766.89
RIGEICOGEICO GeneralWith 1 DUI$9,473.52
RIGEICOGEICO GeneralWith 1 speeding violation$4,548.61
RILiberty MutualLiberty Mutual Fire Ins CoClean record$5,729.87
RILiberty MutualLiberty Mutual Fire Ins CoWith 1 accident$6,618.39
RILiberty MutualLiberty Mutual Fire Ins CoWith 1 DUI$6,658.34
RILiberty MutualLiberty Mutual Fire Ins CoWith 1 speeding violation$5,729.87
RINationwideNationwide MutualClean record$4,076.88
RINationwideNationwide MutualWith 1 accident$4,480.98
RINationwideNationwide MutualWith 1 DUI$4,855.18
RINationwideNationwide MutualWith 1 speeding violation$4,225.48
RIProgressiveProgressive DirectClean record$4,267.49
RIProgressiveProgressive DirectWith 1 accident$6,772.26
RIProgressiveProgressive DirectWith 1 DUI$4,794.93
RIProgressiveProgressive DirectWith 1 speeding violation$5,089.68
RIState FarmState Farm Mutual AutoClean record$2,231.90
RIState FarmState Farm Mutual AutoWith 1 accident$2,930.32
RIState FarmState Farm Mutual AutoWith 1 DUI$2,231.90
RIState FarmState Farm Mutual AutoWith 1 speeding violation$2,231.90
RITravelersTravelers Home & Marine Ins CoClean record$6,191.60
RITravelersTravelers Home & Marine Ins CoWith 1 accident$6,403.21
RITravelersTravelers Home & Marine Ins CoWith 1 DUI$7,989.23
RITravelersTravelers Home & Marine Ins CoWith 1 speeding violation$7,053.75
RIUSAAUSAA CICClean record$3,139.23
RIUSAAUSAA CICWith 1 accident$4,263.97
RIUSAAUSAA CICWith 1 DUI$6,559.16
RIUSAAUSAA CICWith 1 speeding violation$3,333.54
SCAllstateAllstate F&CClean record$2,942.78
SCAllstateAllstate F&CWith 1 accident$4,662.04
SCAllstateAllstate F&CWith 1 DUI$4,121.23
SCAllstateAllstate F&CWith 1 speeding violation$3,887.64
SCFarmersBristol West SelectClean record$3,921.33
SCFarmersBristol West SelectWith 1 accident$5,418.24
SCFarmersBristol West SelectWith 1 DUI$4,508.61
SCFarmersBristol West SelectWith 1 speeding violation$4,919.23
SCGEICOGEICO Govt EmployeesClean record$2,429.04
SCGEICOGEICO Govt EmployeesWith 1 accident$3,134.80
SCGEICOGEICO Govt EmployeesWith 1 DUI$4,719.15
SCGEICOGEICO Govt EmployeesWith 1 speeding violation$2,429.04
SCNationwideNationwide Mutual FireClean record$2,891.90
SCNationwideNationwide Mutual FireWith 1 accident$3,727.79
SCNationwideNationwide Mutual FireWith 1 DUI$4,701.43
SCNationwideNationwide Mutual FireWith 1 speeding violation$3,180.85
SCProgressiveProgressive NorthernClean record$3,751.71
SCProgressiveProgressive NorthernWith 1 accident$5,451.21
SCProgressiveProgressive NorthernWith 1 DUI$4,555.95
SCProgressiveProgressive NorthernWith 1 speeding violation$4,533.45
SCState FarmState Farm Mutual AutoClean record$2,789.17
SCState FarmState Farm Mutual AutoWith 1 accident$3,416.22
SCState FarmState Farm Mutual AutoWith 1 DUI$3,039.99
SCState FarmState Farm Mutual AutoWith 1 speeding violation$3,039.99
SCUSAAUSAAClean record$2,706.69
SCUSAAUSAAWith 1 accident$3,341.10
SCUSAAUSAAWith 1 DUI$4,618.87
SCUSAAUSAAWith 1 speeding violation$3,032.40
SDAllstateAllstate InsuranceClean record$3,913.95
SDAllstateAllstate InsuranceWith 1 accident$4,548.17
SDAllstateAllstate InsuranceWith 1 DUI$6,050.30
SDAllstateAllstate InsuranceWith 1 speeding violation$4,382.44
SDAmerican FamilyAmerican Family MutualClean record$2,937.46
SDAmerican FamilyAmerican Family MutualWith 1 accident$4,321.00
SDAmerican FamilyAmerican Family MutualWith 1 DUI$5,569.13
SDAmerican FamilyAmerican Family MutualWith 1 speeding violation$3,362.28
SDFarmersMid-Century Ins CoClean record$3,212.68
SDFarmersMid-Century Ins CoWith 1 accident$4,059.73
SDFarmersMid-Century Ins CoWith 1 DUI$3,960.38
SDFarmersMid-Century Ins CoWith 1 speeding violation$3,842.39
SDGEICOGEICO GeneralClean record$1,853.22
SDGEICOGEICO GeneralWith 1 accident$3,137.52
SDGEICOGEICO GeneralWith 1 DUI$4,917.20
SDGEICOGEICO GeneralWith 1 speeding violation$1,853.22
SDLiberty MutualSAFECO Ins Co of AmericaClean record$6,339.86
SDLiberty MutualSAFECO Ins Co of AmericaWith 1 accident$7,857.16
SDLiberty MutualSAFECO Ins Co of AmericaWith 1 DUI$8,177.89
SDLiberty MutualSAFECO Ins Co of AmericaWith 1 speeding violation$7,689.04
SDNationwideAMCO InsuranceClean record$1,977.17
SDNationwideAMCO InsuranceWith 1 accident$2,745.57
SDNationwideAMCO InsuranceWith 1 DUI$3,932.66
SDNationwideAMCO InsuranceWith 1 speeding violation$2,295.26
SDProgressiveProgressive NorthernClean record$3,237.82
SDProgressiveProgressive NorthernWith 1 accident$4,378.48
SDProgressiveProgressive NorthernWith 1 DUI$3,492.83
SDProgressiveProgressive NorthernWith 1 speeding violation$3,902.09
SDState FarmState Farm Mutual AutoClean record$2,162.13
SDState FarmState Farm Mutual AutoWith 1 accident$2,450.31
SDState FarmState Farm Mutual AutoWith 1 DUI$2,306.23
SDState FarmState Farm Mutual AutoWith 1 speeding violation$2,306.23
TNAllstateAllstate P&CClean record$4,043.94
TNAllstateAllstate P&CWith 1 accident$4,821.64
TNAllstateAllstate P&CWith 1 DUI$5,823.95
TNAllstateAllstate P&CWith 1 speeding violation$4,625.86
TNFarmersMid-Century Ins CoClean record$2,930.61
TNFarmersMid-Century Ins CoWith 1 accident$3,622.99
TNFarmersMid-Century Ins CoWith 1 DUI$3,709.20
TNFarmersMid-Century Ins CoWith 1 speeding violation$3,457.46
TNGEICOGEICO GeneralClean record$2,386.13
TNGEICOGEICO GeneralWith 1 accident$3,197.12
TNGEICOGEICO GeneralWith 1 DUI$5,164.31
TNGEICOGEICO GeneralWith 1 speeding violation$2,386.13
TNLiberty MutualSAFECO Ins Co of ILClean record$5,031.00
TNLiberty MutualSAFECO Ins Co of ILWith 1 accident$7,257.06
TNLiberty MutualSAFECO Ins Co of ILWith 1 DUI$6,748.89
TNLiberty MutualSAFECO Ins Co of ILWith 1 speeding violation$5,789.80
TNNationwideNationwide MutualClean record$2,961.85
TNNationwideNationwide MutualWith 1 accident$2,961.85
TNNationwideNationwide MutualWith 1 DUI$4,454.00
TNNationwideNationwide MutualWith 1 speeding violation$3,322.14
TNProgressiveProgressive HawaiiClean record$3,221.09
TNProgressiveProgressive HawaiiWith 1 accident$4,182.08
TNProgressiveProgressive HawaiiWith 1 DUI$3,430.36
TNProgressiveProgressive HawaiiWith 1 speeding violation$3,794.09
TNState FarmState Farm Mutual AutoClean record$2,406.95
TNState FarmState Farm Mutual AutoWith 1 accident$2,871.65
TNState FarmState Farm Mutual AutoWith 1 DUI$2,639.30
TNState FarmState Farm Mutual AutoWith 1 speeding violation$2,639.30
TNTravelersTravelers Prop Cas Ins CoClean record$2,220.52
TNTravelersTravelers Prop Cas Ins CoWith 1 accident$2,851.81
TNTravelersTravelers Prop Cas Ins CoWith 1 DUI$3,150.18
TNTravelersTravelers Prop Cas Ins CoWith 1 speeding violation$2,731.56
TNUSAAUSAAClean record$1,992.65
TNUSAAUSAAWith 1 accident$2,984.18
TNUSAAUSAAWith 1 DUI$3,509.42
TNUSAAUSAAWith 1 speeding violation$2,470.89
TXAllstateAllstate F&CClean record$4,270.64
TXAllstateAllstate F&CWith 1 accident$6,562.40
TXAllstateAllstate F&CWith 1 DUI$6,838.06
TXAllstateAllstate F&CWith 1 speeding violation$4,270.64
TXAmerican FamilyThe Gen Automobile Ins Co IncClean record$4,418.43
TXAmerican FamilyThe Gen Automobile Ins Co IncWith 1 accident$5,627.11
TXAmerican FamilyThe Gen Automobile Ins Co IncWith 1 DUI$4,930.89
TXAmerican FamilyThe Gen Automobile Ins Co IncWith 1 speeding violation$4,418.43
TXGEICOGEICO County Mutual Ins Co.Clean record$2,769.51
TXGEICOGEICO County Mutual Ins Co.With 1 accident$3,651.30
TXGEICOGEICO County Mutual Ins Co.With 1 DUI$3,061.87
TXGEICOGEICO County Mutual Ins Co.With 1 speeding violation$3,570.43
TXNationwideNationwide CCMICClean record$3,351.97
TXNationwideNationwide CCMICWith 1 accident$3,351.97
TXNationwideNationwide CCMICWith 1 DUI$4,977.17
TXNationwideNationwide CCMICWith 1 speeding violation$3,789.09
TXProgressiveProgressive Cty MtlClean record$4,066.61
TXProgressiveProgressive Cty MtlWith 1 accident$5,258.16
TXProgressiveProgressive Cty MtlWith 1 DUI$4,752.85
TXProgressiveProgressive Cty MtlWith 1 speeding violation$4,581.14
TXState FarmState Farm Mutual AutoClean record$2,561.33
TXState FarmState Farm Mutual AutoWith 1 accident$2,934.62
TXState FarmState Farm Mutual AutoWith 1 DUI$3,462.46
TXState FarmState Farm Mutual AutoWith 1 speeding violation$2,561.33
TXUSAAUSAAClean record$1,857.94
TXUSAAUSAAWith 1 accident$2,737.15
TXUSAAUSAAWith 1 DUI$3,223.73
TXUSAAUSAAWith 1 speeding violation$2,132.76
UTAllstateAllstate F&CClean record$3,010.26
UTAllstateAllstate F&CWith 1 accident$3,629.16
UTAllstateAllstate F&CWith 1 DUI$4,232.55
UTAllstateAllstate F&CWith 1 speeding violation$3,393.73
UTAmerican FamilyAmerican Family MutualClean record$3,050.91
UTAmerican FamilyAmerican Family MutualWith 1 accident$3,808.98
UTAmerican FamilyAmerican Family MutualWith 1 DUI$4,505.19
UTAmerican FamilyAmerican Family MutualWith 1 speeding violation$3,429.99
UTFarmersMid-Century Ins CoClean record$3,324.89
UTFarmersMid-Century Ins CoWith 1 accident$4,326.75
UTFarmersMid-Century Ins CoWith 1 DUI$4,200.44
UTFarmersMid-Century Ins CoWith 1 speeding violation$3,779.88
UTGEICOGEICO CasClean record$2,146.67
UTGEICOGEICO CasWith 1 accident$3,340.13
UTGEICOGEICO CasWith 1 DUI$3,882.19
UTGEICOGEICO CasWith 1 speeding violation$2,493.28
UTLiberty MutualSAFECO Ins Co of ILClean record$3,390.93
UTLiberty MutualSAFECO Ins Co of ILWith 1 accident$4,650.33
UTLiberty MutualSAFECO Ins Co of ILWith 1 DUI$5,007.04
UTLiberty MutualSAFECO Ins Co of ILWith 1 speeding violation$4,262.72
UTNationwideDepositors InsuranceClean record$2,369.61
UTNationwideDepositors InsuranceWith 1 accident$3,191.57
UTNationwideDepositors InsuranceWith 1 DUI$3,740.78
UTNationwideDepositors InsuranceWith 1 speeding violation$2,644.32
UTProgressiveProgressive ClassicClean record$3,241.33
UTProgressiveProgressive ClassicWith 1 accident$4,895.50
UTProgressiveProgressive ClassicWith 1 DUI$3,390.52
UTProgressiveProgressive ClassicWith 1 speeding violation$3,793.05
UTState FarmState Farm Mutual AutoClean record$4,222.84
UTState FarmState Farm Mutual AutoWith 1 accident$5,068.82
UTState FarmState Farm Mutual AutoWith 1 DUI$4,645.83
UTState FarmState Farm Mutual AutoWith 1 speeding violation$4,645.83
UTUSAAUSAA CICClean record$1,957.81
UTUSAAUSAA CICWith 1 accident$2,476.70
UTUSAAUSAA CICWith 1 DUI$3,335.98
UTUSAAUSAA CICWith 1 speeding violation$2,193.89
VAAllstateAllstate P&CClean record$2,532.41
VAAllstateAllstate P&CWith 1 accident$4,044.25
VAAllstateAllstate P&CWith 1 DUI$3,705.97
VAAllstateAllstate P&CWith 1 speeding violation$3,264.57
VAGEICOGEICO GeneralClean record$1,565.26
VAGEICOGEICO GeneralWith 1 accident$2,032.42
VAGEICOGEICO GeneralWith 1 DUI$3,083.15
VAGEICOGEICO GeneralWith 1 speeding violation$1,565.26
VANationwideNationwide P&CClean record$1,802.51
VANationwideNationwide P&CWith 1 accident$1,802.51
VANationwideNationwide P&CWith 1 DUI$2,641.52
VANationwideNationwide P&CWith 1 speeding violation$2,045.44
VAProgressiveProgressive AdvancedClean record$2,134.67
VAProgressiveProgressive AdvancedWith 1 accident$2,827.55
VAProgressiveProgressive AdvancedWith 1 DUI$2,547.20
VAProgressiveProgressive AdvancedWith 1 speeding violation$2,484.90
VAState FarmState Farm Mutual AutoClean record$2,071.22
VAState FarmState Farm Mutual AutoWith 1 accident$2,466.68
VAState FarmState Farm Mutual AutoWith 1 DUI$2,268.95
VAState FarmState Farm Mutual AutoWith 1 speeding violation$2,268.95
VAUSAAUSAAClean record$1,439.40
VAUSAAUSAAWith 1 accident$1,869.23
VAUSAAUSAAWith 1 DUI$2,468.83
VAUSAAUSAAWith 1 speeding violation$1,656.08
VTAllstateAllstate F&CClean record$2,647.25
VTAllstateAllstate F&CWith 1 accident$3,493.62
VTAllstateAllstate F&CWith 1 DUI$3,601.02
VTAllstateAllstate F&CWith 1 speeding violation$3,019.61
VTGEICOGEICO GeneralClean record$1,412.77
VTGEICOGEICO GeneralWith 1 accident$2,353.01
VTGEICOGEICO GeneralWith 1 DUI$3,276.20
VTGEICOGEICO GeneralWith 1 speeding violation$1,740.86
VTLiberty MutualGeneral Ins Co of AmericaClean record$3,184.72
VTLiberty MutualGeneral Ins Co of AmericaWith 1 accident$3,811.97
VTLiberty MutualGeneral Ins Co of AmericaWith 1 DUI$4,044.73
VTLiberty MutualGeneral Ins Co of AmericaWith 1 speeding violation$3,442.89
VTNationwideNationwide MutualClean record$1,704.30
VTNationwideNationwide MutualWith 1 accident$2,187.15
VTNationwideNationwide MutualWith 1 DUI$2,749.35
VTNationwideNationwide MutualWith 1 speeding violation$1,872.03
VTProgressiveProgressive NorthernClean record$4,397.96
VTProgressiveProgressive NorthernWith 1 accident$6,363.51
VTProgressiveProgressive NorthernWith 1 DUI$4,939.75
VTProgressiveProgressive NorthernWith 1 speeding violation$5,167.33
VTState FarmState Farm Mutual AutoClean record$3,987.31
VTState FarmState Farm Mutual AutoWith 1 accident$4,778.37
VTState FarmState Farm Mutual AutoWith 1 DUI$4,382.83
VTState FarmState Farm Mutual AutoWith 1 speeding violation$4,382.83
VTUSAAUSAA CICClean record$1,450.28
VTUSAAUSAA CICWith 1 accident$1,830.96
VTUSAAUSAA CICWith 1 DUI$2,720.40
VTUSAAUSAA CICWith 1 speeding violation$1,612.57
WAAllstateAllstate F&CClean record$2,978.15
WAAllstateAllstate F&CWith 1 accident$3,724.36
WAAllstateAllstate F&CWith 1 DUI$4,127.71
WAAllstateAllstate F&CWith 1 speeding violation$3,331.86
WAAmerican FamilyAmerican Family MutualClean record$2,978.87
WAAmerican FamilyAmerican Family MutualWith 1 accident$3,811.59
WAAmerican FamilyAmerican Family MutualWith 1 DUI$4,412.26
WAAmerican FamilyAmerican Family MutualWith 1 speeding violation$3,649.37
WAFarmersFarmers Ins Co of WAClean record$2,454.67
WAFarmersFarmers Ins Co of WAWith 1 accident$3,052.21
WAFarmersFarmers Ins Co of WAWith 1 DUI$3,295.93
WAFarmersFarmers Ins Co of WAWith 1 speeding violation$3,045.19
WAGEICOGEICO GeneralClean record$1,980.32
WAGEICOGEICO GeneralWith 1 accident$2,534.71
WAGEICOGEICO GeneralWith 1 DUI$3,779.26
WAGEICOGEICO GeneralWith 1 speeding violation$1,980.32
WALiberty MutualFirst Nat'l Ins Co of AmericaClean record$3,409.23
WALiberty MutualFirst Nat'l Ins Co of AmericaWith 1 accident$4,290.97
WALiberty MutualFirst Nat'l Ins Co of AmericaWith 1 DUI$4,379.13
WALiberty MutualFirst Nat'l Ins Co of AmericaWith 1 speeding violation$3,899.59
WANationwideAllied P&C AXCMClean record$1,657.44
WANationwideAllied P&C AXCMWith 1 accident$2,240.59
WANationwideAllied P&C AXCMWith 1 DUI$2,810.03
WANationwideAllied P&C AXCMWith 1 speeding violation$1,811.31
WAProgressiveProgressive DirectClean record$2,600.49
WAProgressiveProgressive DirectWith 1 accident$4,063.71
WAProgressiveProgressive DirectWith 1 DUI$3,035.03
WAProgressiveProgressive DirectWith 1 speeding violation$3,138.85
WAState FarmState Farm Mutual AutoClean record$2,273.58
WAState FarmState Farm Mutual AutoWith 1 accident$2,726.00
WAState FarmState Farm Mutual AutoWith 1 DUI$2,499.77
WAState FarmState Farm Mutual AutoWith 1 speeding violation$2,499.77
WAUSAAUSAAClean record$1,664.33
WAUSAAUSAAWith 1 accident$2,409.13
WAUSAAUSAAWith 1 DUI$3,008.40
WAUSAAUSAAWith 1 speeding violation$1,966.78
WIAllstateAllstate P&CClean record$3,121.09
WIAllstateAllstate P&CWith 1 accident$4,288.02
WIAllstateAllstate P&CWith 1 DUI$4,006.31
WIAllstateAllstate P&CWith 1 speeding violation$3,867.28
WIAmerican FamilyAmerican Family InsClean record$1,447.69
WIAmerican FamilyAmerican Family InsWith 1 accident$1,535.12
WIAmerican FamilyAmerican Family InsWith 1 DUI$1,535.12
WIAmerican FamilyAmerican Family InsWith 1 speeding violation$1,535.12
WIFarmersMid-Century Ins CoClean record$3,291.98
WIFarmersMid-Century Ins CoWith 1 accident$4,156.55
WIFarmersMid-Century Ins CoWith 1 DUI$3,935.54
WIFarmersMid-Century Ins CoWith 1 speeding violation$3,725.87
WIGEICOGEICO CasClean record$1,468.48
WIGEICOGEICO CasWith 1 accident$2,378.98
WIGEICOGEICO CasWith 1 DUI$2,725.87
WIGEICOGEICO CasWith 1 speeding violation$1,909.84
WILiberty MutualSAFECO Ins Co of ILClean record$2,235.20
WILiberty MutualSAFECO Ins Co of ILWith 1 accident$3,178.56
WILiberty MutualSAFECO Ins Co of ILWith 1 DUI$3,298.08
WILiberty MutualSAFECO Ins Co of ILWith 1 speeding violation$2,985.72
WINationwideAMCO InsuranceClean record$4,417.75
WINationwideAMCO InsuranceWith 1 accident$5,109.89
WINationwideAMCO InsuranceWith 1 DUI$6,262.41
WINationwideAMCO InsuranceWith 1 speeding violation$5,109.89
WIProgressiveArtisan and Truckers CasualtyClean record$2,864.87
WIProgressiveArtisan and Truckers CasualtyWith 1 accident$3,470.52
WIProgressiveArtisan and Truckers CasualtyWith 1 DUI$2,973.89
WIProgressiveArtisan and Truckers CasualtyWith 1 speeding violation$3,206.37
WIState FarmState Farm Mutual AutoClean record$1,955.72
WIState FarmState Farm Mutual AutoWith 1 accident$2,296.91
WIState FarmState Farm Mutual AutoWith 1 DUI$2,126.31
WIState FarmState Farm Mutual AutoWith 1 speeding violation$2,126.31
WIUSAAUSAAClean record$1,554.36
WIUSAAUSAAWith 1 accident$1,959.72
WIUSAAUSAAWith 1 DUI$2,651.10
WIUSAAUSAAWith 1 speeding violation$1,773.31
WVAllstateAllstate P&CClean record$4,105.27
WVAllstateAllstate P&CWith 1 accident$4,860.74
WVAllstateAllstate P&CWith 1 DUI$5,794.22
WVAllstateAllstate P&CWith 1 speeding violation$4,657.43
WVGEICOGEICO GeneralClean record$2,425.90
WVGEICOGEICO GeneralWith 1 accident$3,905.93
WVGEICOGEICO GeneralWith 1 DUI$6,769.61
WVGEICOGEICO GeneralWith 1 speeding violation$2,603.33
WVLiberty MutualSafeco Ins Co of AmericaClean record$5,538.37
WVLiberty MutualSafeco Ins Co of AmericaWith 1 accident$6,988.63
WVLiberty MutualSafeco Ins Co of AmericaWith 1 DUI$7,746.76
WVLiberty MutualSafeco Ins Co of AmericaWith 1 speeding violation$6,761.65
WVNationwideNationwide MutualClean record$2,541.30
WVNationwideNationwide MutualWith 1 accident$3,398.15
WVNationwideNationwide MutualWith 1 DUI$3,972.43
WVNationwideNationwide MutualWith 1 speeding violation$2,836.90
WVProgressiveProgressive MaxClean record$3,734.79
WVProgressiveProgressive MaxWith 1 accident$5,008.09
WVProgressiveProgressive MaxWith 1 DUI$4,470.99
WVProgressiveProgressive MaxWith 1 speeding violation$4,390.80
WVState FarmState Farm Mutual AutoClean record$2,193.82
WVState FarmState Farm Mutual AutoWith 1 accident$2,581.24
WVState FarmState Farm Mutual AutoWith 1 DUI$2,387.53
WVState FarmState Farm Mutual AutoWith 1 speeding violation$2,387.53
WVUSAAUSAAClean record$2,338.74
WVUSAAUSAAWith 1 accident$2,765.94
WVUSAAUSAAWith 1 DUI$3,946.53
WVUSAAUSAAWith 1 speeding violation$2,851.73
WYAllstateAllstate F&CClean record$3,787.57
WYAllstateAllstate F&CWith 1 accident$4,507.89
WYAllstateAllstate F&CWith 1 DUI$4,813.14
WYAllstateAllstate F&CWith 1 speeding violation$4,387.13
WYFarmersMid-Century Ins CoClean record$2,324.65
WYFarmersMid-Century Ins CoWith 1 accident$2,750.20
WYFarmersMid-Century Ins CoWith 1 DUI$4,736.07
WYFarmersMid-Century Ins CoWith 1 speeding violation$2,466.47
WYGEICOGEICO GeneralClean record$2,294.34
WYGEICOGEICO GeneralWith 1 accident$3,061.85
WYGEICOGEICO GeneralWith 1 DUI$4,784.93
WYGEICOGEICO GeneralWith 1 speeding violation$3,845.09
WYLiberty MutualSafeco Ins Co of ILClean record$1,427.24
WYLiberty MutualSafeco Ins Co of ILWith 1 accident$2,184.19
WYLiberty MutualSafeco Ins Co of ILWith 1 DUI$2,365.60
WYLiberty MutualSafeco Ins Co of ILWith 1 speeding violation$1,980.39
WYState FarmState Farm Mutual AutoClean record$2,129.23
WYState FarmState Farm Mutual AutoWith 1 accident$2,478.05
WYState FarmState Farm Mutual AutoWith 1 DUI$2,303.46
WYState FarmState Farm Mutual AutoWith 1 speeding violation$2,303.46
WYUSAAUSAAClean record$2,184.09
WYUSAAUSAAWith 1 accident$2,649.43
WYUSAAUSAAWith 1 DUI$3,904.12
WYUSAAUSAAWith 1 speeding violation$2,380.48
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In most states, a DUI conviction will bring the highest rate increase to your insurance premium.

How can I check my driving record?

There are three different ways you can check your driving record:

  • DMV
  • Insurance Agent
  • Third-party vendor

Going to the DMV and requesting your official driving record is the most accurate way to obtain your record. You can request your MVR in person or through the mail.

Your insurance agent will also have access to your MVR. Some agents can give you an unofficial copy of your driving record, but not all can.

Third-party online vendors are also an option, but they tend to more expensive and less reliable.

What options are available if I have a bad driving record?

What do you do if you are looking at your driving record and cringing at the lengthy pages of charges and convictions?

Well, you are not out of luck. If you are looking for insurance and have been denied, there are state assigned pools you can join. The state assigned pool risk is much higher than a normal market policy, but they can’t deny you due to your driving record.

You can also go to your state’s department of insurance website and get a list of private insurers that specialize in high-risk drivers. You can also do things to make your driving record better, such as take a defensive driver’s course and be more diligent about your driving habits. Follow traffic signs and speed limits and NEVER drink or drive.

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The Top 15 Driving Offenses and Car Insurance Rates

We are going to take a look at the top 11 traffic violations that can show up on your motor vehicle report and affect your car insurance.

First up, let’s look at one of the most costly and dangerous offenses.

#1 How does a DUI/DWI charge change your insurance rates?

If you are convicted of driving under the influence charge, you could be facing a high legal bill, loss of insurance, and possibly a loss of license.

Once convicted, a DUI charge could stay on your driving record for at least seven years, if not longer. As long as the charge is on your record, your insurance company can rate you as a higher risk due to the charge.

Below we will compare rates in California,  Florida, and South Carolina for a driver with a clean record vs. a driver with multiple DUI convictions in a short period of time. The driver:

  • Is a single, 45- year-old male with no recent moves.
  • He owns a Honda Accord EX 4-door sedan and drives 12K-15K miles per year.
  • He’s been insured with the same company for 3 years (bodily injury limits $100K-$300K).
  • He has a Bachelors Degree and is employed as a customer service rep.
StateAccident/ViolationGeico MonthlyGeico 6-MonthGeico AnnualLiberty Mutual
Monthly
Liberty Mutual
6-Month
Liberty Mutual
Annual
Progressive
Monthly
Progressive
6-Month
Progressive
Annual
Farmers
Monthly
Farmers
6-Month
Farmers
Annual
Nationwide
Monthly
Nationwide
6-Month
Nationwide
Annual
CAClean Record$121.70$730.18$1,460.36$116.00$696.00$1,392.00$147.00$882.00$1,764.00$162.47$974.82$1,949.64$108.53$651.19$1,302.38
CADUI/DWI
(12-24 Months)
$315.81$1,894.88$3,789.76No Quote
Offered
No Quote
Offered
No Quote
Offered
$243.83$1,463.00$2,926.00$325.82$1,954.92$3,909.84$250.73$1,504.35$3,008.70
CADUI/DWI
First Offense (3-5 years)
$207.80$1,246.78$2,493.56No Quote -
SR22
No Quote -
SR22
No Quote -
SR22
$243.83$1,463.00$2,926.00$220.63$1,323.78$2,647.56No Quote
Offered
No Quote
Offered
No Quote
Offered
CADUI/DWI
Second Offense (3-5 years)
$315.81$1,894.88$3,789.76No Quote -
SR22
No Quote -
SR22
No Quote -
SR22
$243.83$1,463.00$2,926.00$325.82$1,954.92$3,909.84$194.20$1,165.20$2,330.40
FLClean Record$141.12$846.70$1,693.40$312.00$1,872.00$3,744.00$167.17$1,003.00$2,006.00$426.60$2,559.60$5,119.20Not Available in FLNot Available in FLNot Available in FL
FLDUI/DWI
(12-24 Months)
$344.07$2,064.40$4,128.80No Quote
Offered
No Quote
Offered
No Quote
Offered
$205.17$1,231.00$2,462.00$603.77$3,622.60$7,245.20Not Available in FLNot Available in FLNot Available in FL
FLDUI/DWI
First Offense (3-5 years)
$344.07$2,064.40$4,128.80No Quote
Offered
No Quote
Offered
No Quote
Offered
NANANA$426.60$2,559.60$5,119.20Not Available in FLNot Available in FLNot Available in FL
FLDUI/DWI
Second Offense (3-5 years)
No Quote
Offered
No Quote
Offered
No Quote
Offered
No Quote
Offered
No Quote
Offered
No Quote
Offered
$170.83$1,025.00$2,050.00$603.77$3,622.60$7,245.20Not Available in FLNot Available in FLNot Available in FL
SCClean Record$154.82$928.90$1,857.80$253.42$1,520.52$3,041.04$89.17$535.00$1,070.00Not Available in SCNot Available in SCNot Available in SC$135.21$811.25$1,622.50
SCDUI/DWI
(12-24 Months)
$196.73$1,180.40$2,360.80No Quote
Offered
No Quote
Offered
No Quote
Offered
$117.33$704.00$1,408.00Not Available in SCNot Available in SCNot Available in SCNo Quote
Offered
No Quote
Offered
No Quote
Offered
SCDUI/DWI
First Offense (3-5 years)
$167.75$1,006.50$2,013.00$381.17$2,287.02$762.34NANANANot Available in SCNot Available in SCNot Available in SCNo Quote
Offered
No Quote
Offered
No Quote
Offered
SCDUI/DWI
Second Offense (3-5 years)
No Quote
Offered
No Quote
Offered
No Quote
Offered
No Quote
Offered
No Quote
Offered
No Quote
Offered
NANANANot Available in SCNot Available in SCNot Available in SCNo Quote
Offered
No Quote
Offered
No Quote
Offered
Get Your Rates Quote Now

As you can see, some companies no longer offer quotes to drivers with multiple convictions. California and Florida have a higher increase in premium after a DUI conviction.

Though the classification may vary from state-to-state — Driving While Intoxicated (DWI), Driving Under the Influence (DUI), or Operating Under the Influence (OUI) — it’ all means the same thing. See the table below for more information on BAC limits, classifications, and penalties in your state.

StateBAC LimitHigh BAC LimitCriminal Status by OffenseFormal Name for OffenseLook Back Period/Washout Period1st Offense - ALS or Revocation1st Offense - Imprisonment1st Offense - Fine1st Offense - Other2nd Offense - DL Revocation2nd Offense - Imprisonment2nd Offense - Fine2nd Offense - Other3rd Offense - DL Revocation3rd Offense - Imprisonment3rd Offense - Fine3rd Offense - Other4th Offense - DL Revocation4th Offense - Imprisonment4th Offense - Fine4th Offense - OtherFifth OffenseSixth OffenseSeventh OffenseMandatory InterlockState Government Source
Alabama0.080.151st-3rd misdemeanors, 4th+ in 5 years class C felonyDriving Under the Influence (DUI)5 yearsALS - mandatory 90 daysup to 1 yr in municipal or county jail (no minimum)$500-$2,000 +$100 for Impaired Drivers Trust FundMandatory DUI school1 year48 consecutive hours, up to 1 year, or not less than 20 days community service$1,000-$5,000 +$100 for Impaired Drivers Trust FundNA3 years60 days-1 year in municipal or county jail$2,000-$10,000 +$100 for Impaired Drivers Trust FundNA5 years1-10 years$4,000-$10,000NA5th+ offenses treated same as 4th offenseall offendershttp://dps.alabama.gov/Home/wfContent.aspx?ID=40&PLH1=plhHighwayPatrol-DUIConvictions
Alaska0.08NA1st-2nd class A misdemeanors, 3rd+ in 10 years class C felonyDriving Under the Influence (DUI) / Operating Under the Influence (OUI)15 years90 daysmandatory min 72 consecutive hours$1,500 min +$200 license reinstatement feeSR-22 liability insurance required for 5 years, possible attendance at ASAP endorsed treatment program; mandatory interlock 1 year1 yearmandatory 20 day min$3,000 min +$500 license reinstatement feeSR-22 liability insurance required for 10 years, mandatory interlock 2 years3 yearsmandatory 60 day min$4,000 minSR-22 liability insurance required for 20 years; 3 year interlock5 yearsmandatory 120 min$10,000 minSR-22 liability insurance required for life; 3 year interlock if licensed restored5th+ offenses treated same as 4th offenseall offendershttp://doa.alaska.gov/dmv/akol/dwicourt.htm
Arizona0.080.15-0.2; 0.2+1st-2nd class 1 misdemeanor, 3rd+ class 4 felonyDriving Under the Influence (DUI)7 years90-360 daysmin. 1-10 days$250 base fine1 yearmin 30-90 days$500 base fine1 yearmin 4 months$750 base fineall offendershttps://www.azdps.gov/safety/impaired-driving
Arkansas0.08NA4th+ within 5 years is a felony. (otherwise unclassified)Driving While Intoxicated (DWI)5 years6 months24 hours - 1 year, or community service$150-$1000For license reinstatement, must complete approved treatment or education program and a Victim Impact Panel +$150 reinstatement fee; interlock device equal to licesnse suspension time2nd offense in 5 years - 2 year revocation7 days-1 year$400-$3000For license reinstatement, must complete approved treatment or education program and a Victim Impact Panel +$150 reinstatement fee; interlock device equal to licesnse suspension time.3rd offense in 5 years - 30 month revocation90 days to 1 year$900-$5000For license reinstatement, must complete approved treatment or education program and a Victim Impact Panel +$150 reinstatement fee; interlock device equal to licesnse suspension time4 years1-6 years$900-$5000For license reinstatement, must complete approved treatment or education program and a Victim Impact Panel +$150 reinstatement fee; interlock device equal to licesnse suspension timeall offendershttp://www.dfa.arkansas.gov/offices/driverServices/Pages/DriverControl.aspx
California0.080.15-0.2; 0.2+Non-injury DUI are misdemeanors. 4th+ felony if offender sentenced to incarceration in state prison.Driving Under the Influence (DUI)10 years4 months96 hours to 6 months, including 48 continuous hours$390-$1000$125 license reinstatement fee ($100 under 21 yr. old suspended under Zero ToleraneLaw) +CA Ins Proof Certificate (SR 22/SR 1P) +DUI program for license reinstatement1 year if offense in 10 years of previous96 hours to 6 months, including 48 continuous hours$390-$1000For license reinstatement during DL sus/rev period, must do DUI program, install IID and agree not to drive anywhere w/o it, file SR 22, pay reissue and restriction fees.18 months if offense in 10 years of previous120 days to 1 year, including 48 continuous hours1 year if offense in 10 years of previous1st Offense - 4 counties; Repeat offendershttps://www.dmv.ca.gov/portal/dmv/detail/dl/driversafety/dsalcohol
Colorado0.05 - DWAI, 0.08 - DUI0.15-0.2; 0.2+1st-3rd misdemeanors, 4th+ class 4 felony.Driving Under the Influence (DUI)no official period9 months5 days-1 year$600-$100024-48 hours public service1 year10 days - 1 year$600-$150048-120 public service hours2 years60 days - 1 year$600-$150048-120 public service hourssame as 3rd offensesame as 3rd offenseall offendershttps://www.colorado.gov/pacific/sites/default/files/DR2337.pdf
Connecticut0.08NA1st misdemeanor, 2+ within 10 years felonies.Driving Under the Influence (DUI)10 years45 days +1 year with IIDEither 1) up to 6 months w/mandatory 2 day min or 2) up to six months suspended with probation requiring 100 hours community service$500-$100045 days +3 years with IID, first year limited to travel to and from work, school and substance abuse treatment program, IID service center or probation appointmentup to 2 years with mandatory min of 120 consecuative days and probation with 100 hours community service$1000-$4000license revoked, but eligible for reinstatment after two years. if reinstated, must only drive IID vehicle. This requirement may be lifted after 15 years by DMV commissioner.up to 3 years. mandatory min of one year and probation with 100 hours community service$2000-$8000same as 3rd offensesame as 3rd offenseall offendershttps://www.cga.ct.gov/2016/rpt/pdf/2016-R-0147.pdf
Delaware0.080.15-0.2; 0.2+1st-2nd unclassified misdemeanors, 3rd class G felony, 4th-5th class E felonies, 6th class D felony, 7th class C felony.Driving Under the Influence (DUI)10 years for 2nd offense, unlimited/lifetime for 3rd+12 monthsno minimum$500IID Installed for 12-23 months on one vehicle registered in offenders name after serving 30 days of revocation period and enrollment in rehabilitation program.2 yearsmin 60 days up to 18 months$750-$2,5002nd+ offenses - IID installed on all vehicles in offenders name for 16-48 months depending on BAC and enrollment in rehabilitation program24 monthsnot less than 1 year and not more than 2 years$1,500 up to $500060 monthsnot less than 2 years and not more than 5 yearsup to $7000Same as 4th except up to $10000 fine, not less than 3 years not more than 5 years imprisonmentSame as 5th except imprisonment not less than 4 years and not more than 8 yearsSame as 6th except up to $15000 fine and not less than 5 years nor more than 15 years imprisonmentall offendershttps://driving-tests.org/delaware/de-dmv-drivers-handbook-manual/
Florida0.080.151st-2nd misdemeanors, 3rd+ within 10 years is 3rd degree felony.Driving Under the Influence (DUI)10 year for 3rd offense, unlimited/lifetime for 4th+180 days min up to 1 year8hrs minimum, but not more than 6 months; with high BAC or minor in car, not more than 9 months; for a first conviction, total period of probabation and incarceration may not exceed 1 year$500-$1000; High BAC or minor in car, $1000-$2000Car impounded for 10 days unless family has no other transportation; mandatory 50 hours community service or additional fine of $10 for each hour of CS required2nd if 5 years - min 5 year revocation; 2nd in 6+ years, min 180 days up to 1 year revocationnot more than 9 months; with high BAC or minor in car, not more than 12 months; If 2nd in 5 years, mandatory imprisonment at least 10 days with 48 hours consecuative confinemen$1000-$2000; High BAC or minor in car, $2000-$40002nd in 5 years, car impounded for 30 days unless family has no other transportation3rd in 10 years of 2nd conviction - min 10 year revocation, may be eligible for hardship reinstatement after 2 yearsif 3rd in 10 years, mandatory 30 days with 48 consecutive hours; if 3rd in over 10 years, imprisonment for not more than 12 monthsmore than 10 years from 2nd conviction: $2000-$5000; high BAC or minor in car, $4000 min3rd in 10 years, car impounded for 90 days unless family has no other transportationmandatory permanent revocation with no hardship reinstatement allowednot more than 5 years$2000 minnot more than 5 yearsHigh BAC and repeat offendershttp://www.flhsmv.gov/ddl/duilaws.html
Georgia0.080.151st-2nd misdemeanors, 3rd high and aggravated misdemeanor, 4th+ felonyDriving Under the Influence (DUI)10 years120 days minimum up to 1 year10 days - 12 months, can all be suspended at judge's discretion unless HBAC, then all but 24 hours can be suspended$300-$100020-40 hours community service3 years90 days - 12 months; mandatory 72 hours for 2nd in 10 years, otherwise can be probated$600-$100030 days community service min, IID 6 months min, evaluation and treatment program mandatory, mandatory DUI school, photo of offender must be published in local newspaper5 years120 days - 12 months; sentence can be probated unless 3rd in 10 years, then 15 days mandatory incarceration$1000-$5000min 30 days community service, 6 months IID, DUI school required, photo of offender must be published in local newspaper10 years1-5 years, sentence can be probated to 90 days mandatory minimum$1000-$500060 days community service, can be suspended if 3 years jail term served, 6 months IID minrepeat offendershttps://dds.georgia.gov/reinstatement-faqs-driving-under-influence-dui-first-offense-drivers-age-21-and-over
Hawaii0.08NA1st-3rd petty misdemeanors, 4th+ class C felonyDriving Under the Influence (DUI) / Operating a Vehicle Under the Influence of an Intoxicant (OVUII)5 years1 year48 hours-5 days$150-$1000 +$25 to neurotrama special fund +$25 to trauma system special fund if court ordered14 hour min rehab program; may require 72 hours community service; IID for 1 year2nd offense in 5 years: 18 months-2 yearsmin 240 community service hours OR 5-30 with 48 consecutive hours$500-$1500+$25 to neurotrama special fund+$50 to trauma system fund if court ordered; additional $500 if child in vehicleabuse and education program required; IID during revocation periodin 5 years of prior two convictions, 2 year revocation10-30 days, 48 hours served consecutively$500-$2500+$25 to neurotrama special fund+$50 to trauma system fund if court ordered; additional $500 if child in vehicle240 min community service; abuse and education program required, IID required during revocation periodall offendershttp://www.capitol.hawaii.gov/hrscurrent/vol05_ch0261-0319/hrs0291e/hrs_0291e-0061.htm
Idaho0.080.21st-2nd misdemeanors, 2nd or subsequent with BAC > 0.20 felony, 3rd+ felony. DUI with bodily harm or disfigurment is felony.Driving Under the Influence (DUI)10 years for DUI, 5 years for HBAC90-180 daysno minimum, but up to 6 monthsno minimum, but up to $1000w/in 10 years: 1 year mandatory suspension with no driving privileges of any kindmandatory 10 days up to 1 yearno minimum, but up to $2000IID Mandatoryw/in 10 years: 1-5 years, the one mandatory year to start after release from confinement and with no drivinf privileges of any kind30 days to 5 yearsno minimum, but up to $5000IID Mandatoryrepeat offendershttps://www.isp.idaho.gov/isp/citizen/inc/documents/DUI-English.pdf
Illinois0.080.161st-2nd class A misdemeaor, 3rd-4th class 2 felony, 5th class 1 felony, 6th+ class X felonyDriving Under the Influence (DUI)10 years1 yearno minimum, but up to 1 year$500 to $2500before driving privileges restored, must complete substance evaluation and treatment program +high-risk auo insurance for 3 years.5 year min for 2nd conviction in 20 yearsmandatory 5 days up to 1 year OR 240 hours community service$1,250 to $2500min 10 years +supsension of vehicle registration90 days minimum. Possible 3-7 years$2,500 up to $25,000for life +suspension of vehicle registrationpossible 4-15 yearsup to $25000imprisonment of 6-30 years with fines up to $25000same as 5thall offendershttps://www.cyberdriveillinois.com/publications/pdf_publications/dsd_a118.pdf
Indiana0.080.151st class C misdemeanor, 1st High BAC class A misdemeanor; subsequent convictions within 5 years class D felonyOperating While Intoxicated (OWI)5 years30 days - 2 years OR probation with rehabilitation courseno minimum, but up to 1 year$500 to $5000may be required to: attend victim impact panel, submit to urine testing and other terms of probation180 days-2 years5 days-3 years AND/OR community serviceno minimum, but up to $10,000same as first1-10 years10 days-3 years AND/OR community serviceno minimum, but up to $10,000same as fistNohttps://www.in.gov/cji/2385.htm
Iowa0.080.151st serious misdemeanor, 2nd aggravated misdemeanor, 3rd+ class D felonyOperating While Intoxicated (OWI)12 years180 days but may apply for temporary restricted license; if crash occurred or BAC > .10, must install IID48 hours-up to 1 year; min 48 hours may be served in OWI program with law enforcement security$625 up to $1250 OR community servicemust complete substance abuse evaluation and treatment program and might be assigend a reality education substance abuse prevention program2 years, not eligible for temporary restricted license for 45 days7 days - 2 years$1875-$6250must complete substance abuse evaluation and treatment program and might be assigend a reality education substance abuse prevention program6 years, not eligible for temporary restricted license for 45 days30 days-5 years$3125-$9375must complete substance abuse evaluation and treatment program and might be assigend a reality education substance abuse prevention programSame as 3rdHigh BAC and repeat offendershttp://www.dps.state.ia.us/commis/gtsb/pdfs/IowasOWI.pdf
Kansas0.080.151st class B non-person misdemeanor, 2nd class A non-person misdemeanor, 3rd+ non-person felonyDriving Under the Influence (DUI)10 years30 day suspension then 330 day restriction48 hours mandatory OR 100 hours community service$500-$1000must complete substance abuse evaluation and treatment program; vehicle can be impouded for up to 1 year1 year suspension then IID for 1 year90 days-1 year$1000-$1500must complete court ordered substance abuse program; vehicle may be impounded up to 1 year1 year suspension then IID for 1 year90 days - 1 year$1500-$2500must complete court ordered substance abuse program; vehicle may be impounded up to 1 year1 year suspension; court may revoke license plate or temporary registration for up to 1 year; after year is completed, IID for 1 year90 days-1 year$2,500must complete court ordered substance abuse program; vehicle may be impounded up to 1 yearPermanantly revoked license; imprisonment and fines same as 4th; 1 year probation after imprisonment including substance abuse treatment programsame as 5thall offendershttp://www.ksdot.org/burTrafficSaf/brochures/pdf/ksduilaws.pdf
Kentucky0.080.151st class B misdemeanor, 2nd-3rd within 5 years class A misdemeanors, 4th+ class D felonyDriving Under the Influence (DUI)10 years30-120 days2-30 days$200-$50090 days of alcohol or substance abuse program; possible 48 hours-30 days of community labor12-18 month suspension7 days-6 months$350-$5001 year alcohol or substance abuse treatment; 10 days-6 months community labor24-36 months30 days-12 months$500-$10001 year alcohol or substance abuse treatment; 10 days-12 months community labor60 month suspension120 day w/o probation min1 year alcohol or substance abuse treatmentHigh BAC and repeat offendershttps://drive.ky.gov/driver-licensing/Pages/DUI-Laws.aspx
Louisiana0.080.15; 0.21st-2nd not classified, 3rd either misdemeanor or felony, 4th felonyDriving Under the Influence (DUI)10 years1 year/hBAC 2 years48 hours in jail + up to 6 months OR fine; up to 2 years probation$300-$1000 +$100 reinstatement fee30 hours reeducation, 32+ hours community service, half must be street garbage pickup2 years / hBAC 4 years48 hours+$750-$1000 +$200 reinstatement feepossible 30 days community service +reeducation requirements of 1st DWI3 years1-5 years w/ or w/o hard labor$2000 +$300 reinstatement fee30 days community service, evaluation for addictive disorder, IID, probabtion and home incarceration for any part of suspended sentencevehicle seized10-30 years, two years served w/o suspension or parole + home incarceration for at least 1 year$5000 +$300 reinstatment fee40 days community serviceSame as 4thall offendershttp://dpsweb.dps.louisiana.gov/omv1.nsf/58c968bd569b099986256cdc000806eb/88579a76dd8d26ac862564b600470c37?OpenDocument
Maine0.080.151st-2nd class D crime, 3rd+ within 10 years class C crimesOperating Under the Influence (OUI)10 years150 days min w/ or w/o aggravating factorsnone; 48 hours min with aggravating factors$500.003 years min7 days min;$700 min6 years min30 days min$1100 min8 years min6 months min$2100 minSame as 4thall offendershttp://www.maine.gov/dps/bhs/impaired-driving/laws.html
Maryland0.080.15all misdemeanorsDriving Under the Influence (DUI)5 years6 monthsno minimum, but up to 1 yearno minimum, but up to $100012 points on license1 year; if 2 convictions w/in 5 years, IID program mandatory5 days - 2 yearsno minimum, but up to $2,00012 points on license18 months up to lifetimeno minimum, but up to 3 yearsno minimum, but up to $3,00012 points on licenseall offendershttp://www.mva.maryland.gov/drivers/impaired/maryland-impaired-driving-laws.htm
Massachusetts0.080.21st-2nd unclassified, 3rd+ feloniesOperating Under the Influence (OUI)unlimited/lifetime1 year after date of conviction; may apply for work/education provisional license after 3 monthsno minimum, but up to 2.5 years$500-$5000May be granted two year parole with 2 week treatment program2 years after date of conviction; may apply for work/education provisional license after 1 year; may apply for hardship license after 18 months30 days - 2.5 years$600-$10000must have IID for duration of hardship license8 years after date of conviction; may apply for work/education provisional license after 2 year; may apply for hardship license after 4 years180 days - 5 years$1000-$15000must have IID for duration of hardship license10 years after date of conviction; may apply for work/education provisional license after 5 years; may apply for hardship license after 8 years2-5 years$1500-$25000DL revoked for life; $2000-$50000; 2.5 years-5 yearsrepeat offendershttps://malegislature.gov/Laws/GeneralLaws/PartI/TitleXIV/Chapter90/Section24
Michigan0.080.171st-2nd unclassified, 3rd+ feloniesOperating While Intoxicated (OWI)7 years for 2nd offense, unlimited/lifetime for 3rd+mandatory 6 months; may be eligible for restricted license after 30 days5 days - 1 year consecutive jail time OR 30-90 community service$100-$5006 points on record; possible IID1 year min OR 5 year min if prior revocation in 7 years5 days - 1 year consecutive jail time AND 30-90 community service$200-$1000 +$1000 driver responsibility feelicense plate confiscation; vehicle immobilization 90-180 days unless vehicle forfeited; 6 points on licensemin 1 year OR min 5 years if prior revocation in last 7 years1-5 years$500-$5000 +$1000 driver responsibility feelicense plate confiscation; vehicle immobilization 1-3 years unless vehicle forfeited; vehicle registration denial; possible vehicle forfeiture; 6 points on licenseHigh BAC and repeat offendershttp://www.michigan.gov/sos/0,4670,7-127-1627_8665-24488--,00.html
Minnesota0.080.164th degree offense w/no aggravating factors is misdemeanor; 3rd degree offense w/one aggravating factor is gross misdemeanor; 2nd degree offense w/two aggravating factors is gross misdemeanor; 1st degree offense w/3+ aggravating factors is felony (Aggravating Factors: 1) any prior drunken driving offense 2) driving with BAC > 0.19 3) driving w/passenger <16 yo if passenger is more than 36 months younger than driverDriving While Impaired (DWI)10 yearsrevoked for 90 days (180 days if under 21)no minimum, but up to 90 days$1,000.002nd in 10 years: revoked 1 yearmandatory 30 days incarceration, 48 hours must be served in jail/workhouseup to 1 year$3,0003rd offense on record: revoked 1 year; 3rd in 10 years, DL cancelled and denied for 3 years90 days incarceration at least 30 days served consecuatively in jail/workhouse$3,000 minimumunless max bail imposed, may receive pretrial release from detention if agree no alchohol and submit to electronic alcohol monitoring (REAM) w/at least daily breath-alcohol test4th on record: cancelled and revoked for 3 years; 4th in 10 years: cancelled and revoked for 4 yearsIf 4th conviction in 10 years, 90 days up to seven years, at least 30 days served consecutively in local jail/workhouseif 4th conviction in 10 years, $14000if 4th conviction in 10 years: impoudment of registration plates, weekly meeting with probation officer and random substance testing, and must pay the court for these services5th on record: DL cancelled and revoked for 6 years; 5th in 10 years: cancelled and revoked for 6 years, 1 year incarceration, at least 60 days served consecutively in local jail/workhouse;Same as 5thHigh BAC and repeat offendershttp://www.house.leg.state.mn.us/hrd/pubs/dwiover.pdf
Mississippi0.08NA1st-2nd misdemeanors, 3rd+ felonies with 4th automatic felony carrying 2-10 yrs. in prisonDriving Under the Influence (DUI)5 years90 days +completion of alcohol saftey program unless received IID licenseno minimum. 48 hours OR attend victim impact panel$250-$1000complete alcohol safety program within 1 year2nd in 5 years: 1 year unless traded license for IID only llicense2nd in 5 years: 5 days - 1 year AND 10 days-1 year community service2nd in 5 years: $600-$15003rd in 5 years: 3 years after release from incarceration and only then on IID license for 3 years3rd in 5 years: 1-5 years3rd in 5 years: $2000-$5000same as 3rdall offendershttp://www.highwaysafety.ms.gov/Shared%20Documents/MS%20DUI%20LAW%2063-11-30.pdf
Missouri0.080.15; 0.21st intoxication offense class B misdemeanor, first per se offense class C misdemeanor, 2nd class A misdemeanors, 3rd class D felony, 4th+ class C felonyDriving While Intoxicated (DWI)5 years30 day suspension, may be eligible for restricted driving privilegeno minimumno minimum1 year revocation due to accumulation of points; if 2nd in 5 years, may receive 5 year denialno minimumno minimum10 year license denialno minimumno minimumsame as 3rdall offendershttp://dor.mo.gov/drivers/dwiinfo.php
Montana0.080.161st-3rd misdemeanors, 4th+ feloniesDriving Under the Influence (DUI)10 years for 2nd offense, unlimited/lifetime for 3rd+6 month suspension24 hours-6 months$600-$1000 +$200 reinstatement fee10 license points for life; must participate in ACT phases (assessment, course, treatment); may be ordered to use IID1 year suspension7 days-1 year$1200-$200010 license points for life; may be required to enroll in 24-17 sobriety program1 year suspension30 days-1 year$2500-$500010 license points=30 total - DL revoked for Habitual Traffic OffenderNohttps://www.mdt.mt.gov/visionzero/docs/dui_penalties.pdf
Nebraska0.080.151st-3rd w/in 15 years class W misdemeanors, 4th w/in 15 years class IIIA felony, 5th+ w/in 15 years class III felonies, Injury related DUI class IIIA felony. If driver with prior felony conviction with BAC >0.15 caught driving with BAC >0.02, class IIIA misdemeanor in addition to any other penalties.Driving Under the Influence (DUI)15 years2 month minimum; may be served with IID upon court order. If given probation or suspended sentence: 60 day DL revocation7-60 days probation/suspended sentence: 10 days in jail or 240 hours community serviceno minimum, but up to $500SR-22 for three years18 months; 45 days before eligible for IID30-180 days; probation/suspended sentence: 10 days in jail or 240 hours community serviceno minimum, but up to $100015 years; probation/suspended sentence: 2-15 years, 45 days before elegible for IID90 days - 1 year; probation/suspended sentence: 30 daysno minimum, but up to $1,00015 years; probation/suspended sentence: 45 days before elegible for IID180 days-3 years; probation/suspended sentence: 90 days in jailup to $10,000; probation/suspended sentence: $200090 days CAM15 years DL revocation; 2-20 years; up to $25000; probation/suspended sentence: 180 days in jail; $2000, 45 days before elegible for IID, 180 days CAMall offendershttp://nebraskalegislature.gov/laws/statutes.php?statute=60-6,196
Nevada0.080.181st-2nd misdemeanors, 3rd+ in 7 years category B feloniesDriving Under the Influence (DUI)7 years90 days; elegible for restricted license after half of revocation period2 days - 6 months OR 96 hours community service$400-$1000SR-22 for three years; pay $150 for DUI school; may be ordered to attend treatment program1 year, not elegible for restricted license10 days to 6 months of jail or residential confinement$750-$1000possible vehicle registration suspension, may be ordered to attend treatment program or be placed under clincial supervision of treatment facility for up to one year3rd in 7 years: 3 years, restricted license may be issued3rd in 7 years: 1-6 years3rd in 7 years: $2000-$5000possible vehicle registration suspension; may be ordered to attend a program of treatment for 3 year minif 4th in 7 years, same as 3rdall offendershttp://www.dmvnv.com/pdfforms/qtdui.pdf
New Hampshire0.080.161st class B misdemeanor, 2nd-3rd non-injury Class A misdemeanors, 4th+non-injury felony, DUI with serious bodily injury class B felonyDriving While Intoxicated (DWI)10 years9 months - 6 years, 6 months can be suspended if enrolled in 20 hour Impaired Driver Intervention Programno minimum$500 min3 year minmandatory min 30 days - 1 year$750 minIID 1-2 years after license reinstatement, 7 day Multiple Offender Program (MOP) requiredlifetime; may be reinstated after 5 years180 days - 1 year$750 minIID 1-2 years after license reinstatement; 28 day MOP requiredlifetime, may be reinstated after 7 years30 days - 7 years, min 6 months deferred jail time$930 minIID 1-2 years after license reinstatement, 28 day MOP requiredsame as 4thall offendershttps://www.dhhs.nh.gov/dcbcs/bdas/driving.htm
New Jersey0.080.15drunken driving is a "violation" not a "crime"Driving Under the Influence (DUI)10 yearsBAC 0.08-0.99: 3 months; BAC 0.10-0.14: 7 months-1 year; BAC 0.15+: 7 months - 1year, IID during suspension and 6 months - 1 year following restorationminimum 12 hrs. BAC 0.08+: up to 30 daysBAC 0.08-0.99: $250-$400; BAC 0.10-0.14: $300-$500; BAC 0.15+: $300-$500; BAC 0.08+ $3505 in fees and surcharges12-48 hours Intoxicated Driver Resource Center (IDRC)2nd in 10 years: 2 years; IID during license suspension and 1-3 years after restoration2nd in 10 years: 48 hours-90 days$500-$1000; $3555 in fees and surcharges12-48 hours IDRC3rd in 10 years of 2nd: 10 years; IID during suspension and 1-3 years after restoration3rd in 10 years of 2nd: 180 days3rd in 10 years of 2nd: $1000 +$5055 in fees and surchargesup to 90 days Community Service; 12-48 hours IDRCHigh BAC and repeat offendershttp://www.state.nj.us/mvc/Violations/dui.htm
New Mexico0.080.161st-3rd not classified, 4th-5th fourth degree felony, 6th+ third degree felonyDriving While Impaired (DWI)unlimited/lifetime6 months - 1year (if under 21, 1 year)no minimum, but up to 90 days; High BAC additional 2 days jail mandatoryNo minimumDWI school, evaluation, IID for 1 year, community service2 year revocation96 hours - 364 days; High BAC additional 4 days jail mandatory$500-$1000evaluation, community service, treatment, IID 2 years; up to 5 years probation3 year revocation30-364 days; High BAC additional 60 days jail mandatory$750-$1000evaluation, treatment, community service, IID for 3 years; up to 5 years probationlifetime revocation with 5 year court review6 months-18 monthsup tp $5000evaluation, treatment, lifetime IID with 5 year reviewsame as 4th except 1-2 years in prisonsame as 4th except 18-30 months in prisonsame as 4th except 2-3 years in prisonall offendershttp://www.dps.state.nm.us/index.php/dwi-prevention/dwi-penalties/
New York0.05 - DWAI, 0.08 - DUI0.18DWAI:1st traffic violation, 2nd+ misdemeanors; DWI: 1st misdemeanor, 2nd in 10 years class E felony, 3rd+ in 10 years class D felonyDriving While Intoxicated (DWI); High BAC Aggravated Driving While Intoxicated (ADWI)10 years for 2nd offense, 15 years for 3rd+revoked for at least 6 months; ADWI: 1 year minno minimum, but up to 1 year; ADWI: up to 1 year$500-$1000; ADWI: $1000-$25002nd in 10 years: 1 year min; ADWI: 18 months min5 days minimum. 2nd in 10 years: up to 4 years; ADWI: up to 4 years2nd in 10 years: $1000-$5000; ADWI: $1000-$50003rd in 10 years: 1 year min; ADWI: 18 months min10 days minimum. 3rd in 10 years: up to 7 years; ADWI: up to 7 years3rd in 10 years: $2000-$10000; ADWI: $2000-$10000all offendershttps://dmv.ny.gov/tickets/penalties-alcohol-or-drug-related-violations
North Carolina0.080.151st-3rd classified as level 1-5 based on sentence length, 4th+ class F felonyDriving While Impaired (DWI)7 years60 day suspension, 1 year revocation1 day minimum. See columns 55 & 56 for NC sentencing structure and additional penaltiesno minimum2nd in 3 years: 4 year revocation; 1 year if 2nd in 4+ years4 days minimumno minimum24-72 hours community service1 year minimum, but permanent revocation possible; IID required for 7 years if restoration granted14 days - 2 yearsno minimumpossible vehicle seizurePermanent revocation; IID required for 7 years if restoration granted12 months minHigh BAC and repeat offendershttps://www.ncdps.gov/Our-Organization/Law-Enforcement/State-Highway-Patrol/FAQ/Driving-While-Impaired
North Dakota0.080.181st and 2nd offense within 7 years are class B misdemeanors. 3rd offense within 7 years is a Class A misdemeanor. 4th and subsequent offenses within 15 years are Class C felonies.Driving Under the Influence (DUI)7 years91 days minimumno minimum$500 minimum1 year minimum10 days minimum$600 minimum2 years minimum120 days minimum$2,000 minimum
Ohio0.080.171st-2nd first degree misdemeanors, 3rd misdemeanor, 4th in 6 years fourth degree felony, + in any time period third degree felonyOperating a Vehicle Under the Influence (OVI)10 years6 months minimum, but up to 3 years; 15 days before elegible for restricted driving privileges with IID3 days jail or 3 days DIP - 6 months(If court grants unrestricted driving privilege with IID, mandatory jail time suspended.)$250-$1075; license reinstatement fee $4756 points on driving record; up to 5 years probation, optional treatment order, optional restricted plates1-7 years; no driving privileges for 45 days10 days jail or 5 days jail and 18 days house arresnt with monitoring -6 months incarceration$350-$1625 +license reinstatement fee of $475up to 5 years probation, restricted plates required, mandatory assessment and treatment, IID required, 90 day vehicle immobilization for those registered to offender, 6 points on license1-12 years; no driving privileges for 180 days30 days jail OR 15 days kail and 55 days house arrest with monitoring - 1 year incarceration$350-$2750 +$475 license reinstatement feeup to 5 years probation, mandatory addiction program, restricted plates required, IID required, possible forfeiture of vehicle registered to offender, 6 points on licenseFelony chargesrepeat offendershttp://www.bmv.ohio.gov/susp-ad-first-offense.aspx
Oklahoma0.080.151st misdemeanor, 2nd+ in 10 years feloniesDriving While Intoxicated (DWI)10 years1 month up to 6 months5 days - 1 yearno minimum, but up to $1000IID required if BAC 0.15+ for 18 months6 months minimum1-5 yearsno minimum, but up to $2500IID required for 5 years1-3 years1-10 yearsno minimum, but up to $5000IID 5 years after DL revocationHigh BAC and repeat offendershttps://www.ok.gov/dps/FAQs/DUI_FAQ.html
Oregon0.080.151st-3rd class A misdemeanors, 4th+ class C feloniesDriving Under the Influence of Intoxicants (DUII)10 years1 year2 days - 1 year OR 80 hours community servicemin $1000 for BAC; min $2000 for HBAC; up $10000 if child in cardrug and alcohol program, participation in victim impact panel, IID for 1 year after license suspension3 yearsminimum 2 days, but up to 1 yearmin $1500; HBAC min $2000; up to $10000 if child in carIID for 2 years after suspenion, treatment program and victim impact panelmandatory lifetime, not elegible for hardhsip license, may apply for reinstatement after 10 years90 day minimum$2000 min, additional $2000 for HBACfelonyall offendershttps://www.oregonlaws.org/ors/813.010
Pennsylvania0.080.161st-2nd misdemeanors, 3rd+ second degree misdemeanorsDriving After Imbibing (DAI)10 yearsno minimumno minimum, but up to 6 months probation$300.00alcohol hwy safety school, treatment when ordered1 year5 days - 6 months$300-$25001 year IID, alcohol HWY safety school, treatment when ordered1 year10 days to 2 years$500-$50001 year IID, treatment when orderedsame as 3rdHigh BAC and repeat offendershttp://www.dmv.pa.gov/information-centers/laws-regulations/pages/dui-legislation.aspx
Rhode Island0.080.151st-2nd non-injury misdemeanors, 3rd+ non-injury felony. DUI w/serious bodily injury is felony.Driving While Intoxicated (DWI)5 years60 days - 18 monthsno minimum, but up to 1 year or 10-60 hours community service$100-$500 +$500 to hwy assessment fundpossible attendance to treatment program; SR-22 insurance1-2 years10 days - 1 year$400mandatory alcohol treatment program, IID for 1-2 years2-3 years1-5 years$400-$5000 +$500 to hwy assessment fundvehicle may be seized or forfeited, mandatory treatment program, IID for 2 yearssame as 3rdall offendershttp://webserver.rilin.state.ri.us/Statutes/TITLE31/31-27/31-27-2.HTM
South Carolina0.080.161st misdemeanor, 2nd in 10 years class C misdemeanor, 3rd in 10 years class A misdemeanor, 4th+ in 10 years class F felonies.Driving Under the Influence (DUI)10 years6 months48 hours - 30 days$400 minimum ($992 with assessments and surcharges)1 year5 days - 1 year$2,100-$5,100 ($10,744.50 with assessments and surcharges)minimum 2 years. 4 years if within 5 years of 1st offense60 days - 3 years$3800 - $6300 ($13,234.50 with assessments and surcharges)if within 10 years of first offense, vehicle must be confiscated if offender is owner or resident of owner's housepermanent1-5 yearsHigh BAC and repeat offenderswww.scdps.gov/oea/dui/SC%20DUI%20Laws%20and%20Penalties%20(with%20.08%20revisions).doc
South Dakota0.080.171st-2nd class 1 misdemeanors, 3rd in 10 years class 6 felony, 4th in 10 years class 5 felony, 5th+ class 4 feloniesDriving Under the Influence (DUI)10 years30 days - 1 yearno minimum, but up to 1 year$2,000 minimum6 months minimum; restricted permit eligibleno minimum, but up to 120 days$2,000 minimumif caught driving while license suspended, 3 days in county jail not able to be suspended1 year from date of imprisonment release; restricted permit eligibleno minimum, but up to 2 years$4,000if caught driving while license suspended, 10 days in county jail not able to be suspended2 years, restricted permit elegibleup to 10 years$20,000if caught driving while license suspended, 20 days in county jail not able to be suspendedmin 3 years DL revocation, if caught driving while license suspended, 20 days in county jail not able to be suspended, imprisonment: up to 10 years; Fine: $20000same as 5thNohttps://dps.sd.gov/safety-enforcement/highway-safety/safety-priorities/impaired-driving
Tennessee0.080.21st-3rd class A misdemeanors, 4th+ in 10 years class E felonyDriving Under the Influence (DUI)10 years1 year48 hours - 11 months; HBAC: min 7 consecutive days$350-$1500DUI school required, court may require IID and/or addiction treatment2 years, restricted license available after 1 year45 days - 11 months$600-$10,000DUI school required, possible vehicle seizure, treatment may be required by court, IID required for 6 months after license reinstatement6-10 years and no restricted license available120 days - 11 months$1100-$10000DUI school required, possible vehicle seizure, IID required for 6 months after license reinstatement, treatment may be required by court5 years and no restricted license available1 year with minimum 150 consecutive days served$3000-$15000possble vehicle siezure, DUI school required, treatment may be required by court, IID required for 6 months after license reinstatementall offendershttps://www.tn.gov/safety/article/duioutline
Texas0.080.151st class B misdemeanor, 2nd in 5 years class A misdemeanor, 3rd+ third degree feoniesDriving While Intoxicated (DWI)unlimited/lifetime for sentencing; 5 years for 2nd+ when determining need for IID90 days - 1 year, may be eligible for harship permit72 hours - 6 monthsno minimum, but up to $2000 +conviction based surcharge of $1000 for three consecutive years; if HBAC, surcharge is $1500 for three consecutive years24-100 hours community service; required evaluation, DUI education, and victim impact panel; possible IID180 days - 2 years, may eb elegible for hardship permit30 days - 1 yearno minimum, but up to $4000 +conviction based surcharge of $1500 for three consecutive years; HBAC surcharge $2000 for three consecutive years80-200 hours community service; required evaluation, DUI education, and victim impact panel; required IID180 days - 2 years, may be elegible for hardship permit2-10 yearsno minimum, but up to $10,000160-600 hours community service; evaluation, DUI education, vicitm impact panel and IID requiredsame as 3rdall offendershttps://www.txdot.gov/inside-txdot/division/traffic/safety/sober-safe/intoxication.html
Utah0.08; changes to 0.05 12/20180.161st-2nd class B misdemeanors, 3rd+ in 10 years third degree feloniesDriving Under the Influence (DUI)10 years120 days; alcohol restricted driving privilege 2 yearsmin 48 consecutive hours OR 48 hours community service OR home confinement$1,310 minIID 18 months2 years; alcohol restricted driving privilege 10 yearsmin 240 consecutive hours OR 240 hours community service OR home confinement$1,560 min2 years, alcohol restricted driving privilege for life62 days up to 5 years$2,850 up to $5000IID 18 monthssame as 3rdall offendershttps://le.utah.gov/xcode/Title41/Chapter6A/41-6a-P5.html
Vermont0.080.161st-2nd misdemeanors, 3rd+ feloniesDriving Under the Influence (DUI)unlimited/lifetime90 daysno minimum, but up to 2 yearsno minimum, but up to $700Alcohol and Driving Education Program required18 monthsmin 60 hours jail OR 60 hours community service up to 2 years imprisonmentno minimum, but up to $1500Alcohol and Driving Education Program requiredlifetime, may be restored after 3 years total abstinence from drugs and alcoholno minimum, but up to 5 years, min 1000 consecutive jail hours OR 400 hours community serviceno minimum, but up to $2,500possible vehicle seizureall offendershttp://legislature.vermont.gov/statutes/section/23/013/01201
Virginia0.080.15; 0.21st-2nd class 1 misdemeanors, 3rd+ in 10 years class 6 felonyDriving Under the Influence (DUI)10 years1 year, restricted permit possibleup to 1 year; if BAC 0.15-0.19, mandatory 5 days; if BAC .20+, mandatory 20 days$250 mandatory minimumVA Alcohol Safety Action Program (VASAP) required; IID required if BAC 0.15+3 years, restricted permit possibleup to 1 year; within 5 years 1st offense, mandatory 20 day minimum; within 10 years 1st offense, mandatory 10 additional days; if BAC .20+ mandatory 20 additional days$500 mandatory minVASAP required, IID requiredindefinite, but can petition court after 5 years1-5 years; if within 5 years of 1st offense, 6 month mandatory min, if within 10 years of 1st offense, 90 day mandatory minimum$1000 mandatory minimumVASAP required, possible vehicle seizure, IID requiredall offendershttps://www.dmv.virginia.gov/webdoc/pdf/dmv168.pdf
Washington0.080.151st-4th gross misdemeanor, 5th+ class B felonyDriving Under the Influence (DUI)7 years90 days24 consecutive hours - 365 days OR 15 days electronic home monitoring$865.50-$5000IID 1 year, addiction education or treatment as ordered2 years30 days - 365 days, 60 days mandatory electronic home monitoring$1,195.50-$5000IID 5 years, addiction education or treatment as ordered3 years90 days - 365 days, 120 days mandatory electronic home monitoring$2,045.50-$5000IID 10 years, addiction education or treatment as orderedall offendershttp://www.dol.wa.gov/driverslicense/dui.html
West Virginia0.080.151st-2nd misdemeanors, 3rd+ in 10 years feloniesDriving Under the Influence (DUI)10 years15 daysno minimum, but up to 6 months$100-$500IID possible1 year6-12 months$1000-$3000IID required1 year1-3 years$3000-$5000IID requiredall offendershttp://www.legis.state.wv.us/WVCODE/ChapterEntire.cfm?chap=17c&art=5&section=2
Wisconsin0.080.17-.199; 0.2-0.249; 0.25+1st municipal offense, 2nd-3rd misdemeanors, 4th in 5 years and 5th-6th anytime class H felony, 7th-9th class G felony, 10th+ class F felonyOperating While Intoxicated (OWI)10 years6-9 months. If 2nd in 10 years: occupational license can be applied for in 45 days. If 2nd in 11+ years: occupational license can apply immediately.none, unless passenger under 16 in vehicle: 5 days - 6 months$150-$300 +$365 OWI surchargeIID required for HBAC, alcohol assessment required, 6 points on license2nd in 10 years, 12-18 months; 2nd in 11+ years, 6-9 months2nd in 10 years: 5 days - 6 months, safe streets options: 5-7 days; passesnger under 16 in vehicle: 5 days - 6 months. 2nd in 11+ years, none.2nd in 10 years: $350-$1100 +$365 surcharge. 2nd in 11+ years: $150-$300 +$365 surchargeIID required, alcohol assessment required, 6 points on license2-3 years45 days -1 year; safer streets option: 14 days - 1 year$600-$2000 +$365 OWI surchargeIID required, alcohol assessment required, 6 points on licenserepeat offendershttp://wisconsindot.gov/Pages/safety/education/drunk-drv/ddoffenses.aspx
Wyoming0.080.151st-3rd non-injury misdemeanor, 4th+ non-injury in 10 years felony, serious injury DUI is felonyDriving Under the Influence (DUI)10 years90 daysno minimum, but up to 6 monthsno minimum, but up to $750Substance Abuse Assessment required; IID required for 6 months if HBAC1 year7 days - 6 months$250-$750IID 1 year, substance abuse assessment required3 years30 days - 6 months$250-$3000IID 2 years, substance abuse assessment required3 yearsup to 2 yearsup to $10000IID for life but may apply for removal after 5 yearsHigh BAC and repeat offendershttp://www.dot.state.wy.us/home/driver_license_records/suspensions/ignition_interlock.html
Washington DC0.080.2-0.25; 0.25-0.3; 0.3+all are misdemeanorsDriving Under the Influence (DUI)15 years6 monthsNo minimum, but up to 90 days. if BAC .20-.25: mandatory 5 days. If BAC .25+: mandatory 10 daysup to $300Alcohol Diversion Program possible if BAC <.161 yearup to 1 year with 5 mandatory days or 30 days community service. If BAC .20-.25: mandatory 10 days. If BAC .25+: mandatory 20 days$1000-$50002 yearsup to 1 year with 5 mandatory days or 30 days community service. If BAC .20-.25: mandatory 15 days. If BAC .25+: mandatory 25 days$2000-$10000all offendershttps://mpdc.dc.gov/page/penalties-drinking-and-driving
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Find your state below to see state-specific DUI/DWI laws.

#2 What is a reckless driving charge?

Each state may differ slightly on the laws of reckless driving. For the most part, states define reckless driving as the willful operation of a vehicle in a state that is endangering to others.

In most states, a reckless driving conviction is considered a misdemeanor. If there are severe injuries or fatalities, some states bump the conviction up to a felony. Any time you are charged with a reckless driving charge, you have the possibility of losing your license.

States also have a wet-reckless charge. This usually involves a driver that either had a low amount of alcohol in their system or they had a plea bargain to lower a driving under the influence charge.

#3 What is the difference between careless driving vs. reckless driving?

Reckless driving is a criminal offense, while careless driving is a civil citation. Convictions of either charge will still result in points being put on your driving record, but a careless driving charge will carry a lesser consequence.

#4 How will a speeding ticket affect my car insurance rates?

Most speeding tickets are considered traffic infractions. This means they are not as bad as a misdemeanor or a felony charge. Most traffic infractions are strict liability offenses. This means there does not need to be intent to be convicted of the charge. Posting of the designated speed limit and still speeding is enough intent for a traffic infraction.

We looked at the same individual as above, in the same three states, to compare speeding and how much it will affect your insurance rates. The

StateAccident/ViolationGeico MonthlyGeico 6-MonthGeico AnnualLiberty Mutual
Monthly
Liberty Mutual
6-Month
Liberty Mutual
Annual
Progressive
Monthly
Progressive
6-Month
Progressive
Annual
Farmers
Monthly
Farmers
6-Month
Farmers
Annual
Nationwide
Monthly
Nationwide
6-Month
Nationwide
Annual
CAClean Record$121.70$730.18$1,460.36$116.00$696.00$1,392.00$147.00$882.00$1,764.00$162.47$974.82$1,949.64$108.53$651.19$1,302.38
CAMoving ViolationNANANANANANA$196.67$1,180.00$2,360.00NANANANANANA
CASpeeding (Less than 20 Over)$204.50$1,226.98$2,453.96$116.00$696.00$232.00$196.67$1,180.00$2,360.00$228.88$1,373.28$2,746.56$143.49$860.94$1,721.88
CASpeeding (More than 20 Over)$204.50$1,226.98$2,453.96$184.00$1,104.00$368.00$183.83$1,103.00$2,206.00$228.88$1,373.28$2,746.56NANANA
FLClean Record$141.12$846.70$1,693.40$312.00$1,872.00$3,744.00$167.17$1,003.00$2,006.00$426.60$2,559.60$5,119.20NANANA
FLMoving ViolationNANANA$326.00$1,956.00$652.00$251.50$1,509.00$3,018.00$426.60$2,559.60$5,119.20NANANA
FLSpeeding (Less than 20 Over)$151.20$907.20$1,814.40$383.00$2,298.00$766.00$242.67$1,456.00$2,912.00$426.60$2,559.60$5,119.20NANANA
FLSpeeding (More than 20 Over)$151.20$907.20$1,814.40$402.00$2,412.00$804.00$242.67$1,456.00$2,912.00NANANANANANA
SCClean Record$154.82$928.90$1,857.80$253.42$1,520.52$3,041.04$89.17$535.00$1,070.00NANANA$135.21$811.25$1,622.50
SCMoving ViolationNANANA$381.17$2,287.02$762.34$124.67$748.00$1,496.00NANANANANANA
SCSpeeding (Less than 20 Over)$175.70$1,054.20$2,108.40$362.00$2,172.00$724.00$115.33$692.00$1,384.00NANANA$175.87$1,055.20$2,110.40
SCSpeeding (More than 20 Over)$175.70$1,054.20$2,108.40$381.17$2,287.02$762.34$139.83$839.00$1,678.00NANANANANANA
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Florida had the smallest increase, followed by South Carolina.

#5 Is Cell Phone Use, Texting While Driving, and Distracted Driving illegal when driving?

Everyone seems to have access to cell phones. Whether they’re walking down the street or into a restaurant, most people have their cell phones out and are usually looking at them. But what about if you are driving?

States have taken note of the danger of driving while distracted with a cell phone. There are 21 states that have banned any hand-held use while driving and have made this a primary offense. This means a law enforcement officer can pull you over and ticket you solely for the use of your hand-held device.

This includes not only talking on your hand-held device but also texting. That is why 48 states have banned texting while driving.

The analysis of experimental studies show using a cell phone will result in slower reaction times, increased lane deviation, and an increased length of time the driver looks away from the road.

“The National Highway Traffic Safety Administration found that fatalities from distraction-affected crashes increased by nearly 9% from 2014 to 2015.”

You can find a listing of all state laws regarding distracted driving here.

Find your state on the below table to see how many tickets are issued for texting.

StateTickets IssuedYear Enacted
Alabama1552012
AlaskaN/A2008
ArizonaN/A2009
ArkansasN/A2009
California26,6812008
Colorado4942009
ConnecticutN/A2010
D.C.87,2512004
Delaware23,0082011
FloridaN/A2013
Georgia3572010
HawaiiN/A2013
IdahoN/A2012
IllinoisN/A2010
Indiana3182011
IowaN/A2010
Kansas652011
Kentucky972010
Louisiana1,0592008
MaineN/A2011
MarylandN/A2009
MassachusettsN/A2010
MichiganN/A2010
Minnesota4,4392008
MississippiN/A2015
MissouriN/AN/A
MontanaN/AN/A
Nebraska1342010
Nevada12,3212012
New HampshireN/A2010
New JerseyN/A2008
New MexicoN/A2014
New York11,2592009
North Carolina3,5702009
North Dakota1172011
OhioN/A2013
OklahomaN/A2015
Oregon4,5862010
Pennsylvania3402012
Rhode Island3632009
South CarolinaN/A2014
South DakotaN/A2015
Tennessee9462009
TexasN/AN/A
UtahN/A2009
VermontN/A2010
VirginiaN/A2013
Washington2,7952007
West VirginiaN/A2012
Wisconsin922010
Wyoming2262010
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Remember our 45-year-old driver in California, Florida, and South Carolina from earlier? Let’s see how the rates compare when you add a cell phone ticket to your record.

StateAccident/ViolationGeico MonthlyGeico 6-MonthGeico AnnualLiberty Mutual
Monthly
Liberty Mutual
6-Month
Liberty Mutual
Annual
Progressive
Monthly
Progressive
6-Month
Progressive
Annual
Farmers
Monthly
Farmers
6-Month
Farmers
Annual
Nationwide
Monthly
Nationwide
6-Month
Nationwide
Annual
CACell Phone / Texting$212.25$1,273.48$2,546.96NANANANANANA$325.82$1,954.92$3,909.84NANANA
CAClean Record$121.70$730.18$1,460.36$116.00$696.00$1,392.00$147.00$882.00$1,764.00$162.47$974.82$1,949.64$108.53$651.19$1,302.38
FLCell Phone / Texting$151.20$907.20$1,814.40NANANANANANA$426.60$2,559.60$5,119.20NANANA
FLClean Record$141.12$846.70$1,693.40$312.00$1,872.00$3,744.00$167.17$1,003.00$2,006.00$426.60$2,559.60$5,119.20NANANA
SCCell Phone / Texting$175.70$1,054.20$2,108.40NANANANANANANANANANANANA
SCClean Record$154.82$928.90$1,857.80$253.42$1,520.52$3,041.04$89.17$535.00$1,070.00NANANA$135.21$811.25$1,622.50
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Florida rates were affected the least by a distracted driving ticket.

#6 What is an operating a vehicle in a race charge?

You may wonder what the difference is between speeding and racing. The biggest difference is the aspect of competition. Racing involves at least two drivers typically running side by side.

Racing is typically a misdemeanor in most states, but if death is caused due to racing, you could face a charge of vehicular manslaughter.

#7 What are other moving violations that can affect my car insurance rates?

Speeding, racing, and driving under the influence are not the only moving violations.

The following charges are also considered moving violations on your driving record.

#8 Can mechanical violations affect my car insurance rate?

In all states, there are laws regarding properly installed mechanical equipment. If you operate a vehicle on state roadways you must have your car in good working order. This means you must have working brakes, headlights, and a properly installed windshield.

If anything is not properly working on your vehicle, you could get a mechanical violation. In some cases, if you can get the issue fixed before your court date, your violation could be dismissed.

#9 How does driving without insurance change my car insurance rates?

All states have a financial responsibility requirement. Even in a state like New Hampshire that does not require insurance, you still must have the ability to cover the loss if you are in an accident.

If you are charged with driving without insurance, it is much more than just finding insurance the next day. You could lose your license, have your car impounded, and face much higher insurance rates being labeled as a high-risk operator.

Take a look at the below information from Insurance Information Institute.

StateUninsuredRank
Florida26.70%1
Mississippi23.70%2
New Mexico20.80%3
Michigan20.30%4
Tennessee20%5
Alabama18.40%6
Washington17.40%7
Indiana16.70%8
Arkansas16.60%9
D.C.15.60%10
Alaska15.40%11
California15.20%12
Rhode Island15.20%13
New Jersey14.90%14
Wisconsin14.30%15
Texas14.10%16
Missouri14%17
Illinois13.70%18
Colorado13.30%19
Louisiana13%20
Oregon12.70%21
Ohio12.40%22
Maryland12.40%23
Arizona12%24
Georgia12%25
Kentucky11.50%26
Minnesota11.50%27
Delaware11.40%28
Nevada10.60%29
Hawaii10.60%30
Oklahoma10.50%31
West Virginia10.10%32
Montana9.90%33
Virginia9.90%34
New Hampshire9.90%35
Connecticut9.40%36
South Carolina9.40%37
Iowa8.70%38
Utah8.20%39
Idaho8.20%40
Wyoming7.80%41
South Dakota7.70%42
Pennsylvania7.60%43
Kansas7.20%44
North Dakota6.80%45
Nebraska6.80%46
Vermont6.80%47
North Carolina6.50%48
Massachusetts6.20%49
New York6.10%50
Maine4.50%51
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Florida tops the list with the most uninsured drivers on the road.

#10 What can happen if I drive with a suspended or revoked license?

Just like having insurance or financial responsibility, you also need a valid driver’s license to legally drive on the roads.

Take a look at the below chart from criminaldefenselawyer.com to see how your state penalizes drivers for driving with a suspended license.

StateAvg. FinesPointsTraffic SchoolLicense Suspension RateJail
Alabama$100-$500Expect insurance premiums to increase or policy may be cancelled.No, but judge and case specific circumstances allow for traffic school as means of dismissing ticketPossible extension on license suspension.Possible jail sentence of not more than 180 days; immediate vehicle impoundment.
Alaska$500-$1,00010 points, premiums on insurance will probably increase or policy might be terminated.Yes, more than 6 points in a year for provision license holders. Traffic school can be used once annually to reduce overall point totalSuspension possible.10 days in prison, possible forfeiture of vehicle.
Arizona$300-$500Expect insurance premiums to increase or policy may be cancelled.Not required, but voluntary attendance will dismiss ticket and avoid being placed on driving recordAdditional suspension possible.At least 48 hours in jail, possible forfeiture of vehicle.
ArkansasUp to $500Violation may increase premiums on insurance or result in policy being cancelled.Case specific, but potentially requiredLicense revocation on case specific basis2-6 months in prison.
California$300-$1,000Expect insurance premiums to increase or policy may be cancelled.Yes, case specific, but one offense per eighteen months may be masked from public view if completing traffic schoolLicense suspension reinstatement automatically requires administrative hearingUp to 6 months in prison, possible forfeiture of vehicle.
Colorado$50-$500Expect insurance premiums to increase or policy may be cancelled.Yes, case specific, but will not dismiss points from recordPossible extension on license suspension.5 days to 6 months in jail.
ConnecticutFirst offense $150-$200, subsequent offense $200-$600Insurance premiums will probably rise or policy can be cancelled.May be required by clerk, dismissal of fines or points possible through clerk approved traffic school arrangementAdditional suspension possible.Up to 1 year imprisonment.
DelawareFirst offense $500-$1,000, subsequent offense $1,000-$4,000Insurance premiums will probably rise or policy can be cancelled.Yes, case specific and required, may be used to reduce overall point countSuspension may be lengthened.First offense 30 days to 6 months in jail, subsequent offense 60 days to 1 year.
DCUp to $1,0004 points, premiums on insurance will probably increase or policy might be terminated.Yes, may be required, and can be used as means of reducing point totalPossible extension on license suspension.Possible jail time required.
FloridaFirst offence $500, second offense $1,000, subsequent offense $5,000Violation may increase premiums on insurance or result in policy being cancelled.Yes, and basic driver improvement courses are option for dismissing pointsPossible extension on license suspension.First offense up to 1 years, subsequent offense up to 5 years.
GeorgiaUp to $1,000-$2,500Violation may increase premiums on insurance or result in policy being cancelled.Yes, and potentially used for one violation reduction every five (5) yearsAccumulation of fifteen (15) points in two years results in suspensionFirst offense 2 days to 12 months, subsequent offense 10 days to 1 year.
HawaiiCase specific, for DUI related suspension $250-$2,000.Point system not applicable in state, insurance rates will likely increase or policy may be cancelled.Yes, may be mandated in event of serious offensesCase specific, in third offense license is permanently revoked.For suspension due to a DUI: first offense 3-30 days in jail, second offense 30 days, subsequent offense within five years is 1 year in jail.
IdahoFirst offense $500, second offense $1,000, subsequent offense $3,000.Expect insurance premiums to increase or policy may be cancelled.Yes, once every three (3) years, drivers may reduce point total by three pointsLicense suspended for additional 6 months.2 days to 6 months in jail.
IllinoisUp to $2,500Insurance premiums will probably rise or policy can be cancelled.Yes, required for some offenses, can be used as means of dismissing points in lieu of license suspensionSuspension may be lengthened.Possible jail sentence and community service requirements, possible forfeiture of vehicle.
IndianaUp to $5008 pointsYes, driver safety program required in case specific situations and in lieu of point total nearing suspension levelsPossible extension on license suspension.Up to 60 days in jail.
Iowa$250-$1,000None, violation will probably increase insurance premium rates though or policy might be cancelled.Yes, courts may require driver improvement programLicense suspension possibly lengthened.Possible jail time required.
KansasAt least $100No point system in state, violation will likely raise insurance premiums rates if policy is not terminated.Yes, may be required, and may be done every three (3) years to garner better insurance premiumsPossible extension on license suspension.At least 5 days in jail.
KentuckyUp to $250Violation may increase premiums on insurance or result in policy being cancelled.Yes, can elect to attend once per year if eligible to dismiss violation for given offense causing attendanceAdditional suspension possible.First offense up to 90 days in jail and license suspended for additional 6 months, second offense 90 days to 1 years and possible one year license additional license suspension, subsequent offense 1-5 years in jail and up to two year additional license suspension.
Louisiana$500No point system, reported to PDPS, insurance rates will probably increase.Yes, may be required, and can be used to suspend conviction of violation1 year additional suspension.Up to 6 months in prison and 1 year additional license suspension.
Maine$250-$500, DUI related is $600Expect insurance premiums to increase or policy may be cancelled.Yes, may be mandated, can be used to dismiss three (3) demerit points per one (1) year periodFor suspension due to DUI: 1 to 3 additional years license suspension.For suspension due to a DUI: 7 days in jail.
MarylandUp to $5003-12 points, insurance premiums will probably increase or policy might be cancelled.NonePossible extension on license suspension.2 months in jail.
Massachusetts$500-$1,000Violation may increase premiums on insurance or result in policy being cancelled.Yes, required if driver accumulates five (5) surchargeable events in three (3) yearsPossible additional suspension on license of 60 day for first offense and 1 year for second offense.First offense up to 10 days in prison, subsequent offense 60 days to 1 year.
Michigan$500-$1,000, may be more if injury or death were caused while driving with license suspended.Insurance premiums will probably rise or policy can be cancelled.Yes, potentially mandatedAdditional suspension possible.First offense up to 93 days in jail, second offense up to 1 year.
MinnesotaUp to $1,000None, violations may increase insurance premium rates thoughYes, courts may require driver improvement course in lieu of or on top of existing offensesSuspension may be lengthened.Possible jail time required.
Mississippi$200-$500No point system in state, premiums on insurance will probably rise.Yes, potentially mandated, but can be used to dismiss offensesPossible additional 6 months suspension on license.48 hours to 6 months in jail.
MissouriUp to $1,000Expect insurance premiums to increase or policy may be cancelled.Yes, either mandated or voluntarily undergone to reduce point totalAdditional suspension possible.Either 48 hours in jail or community service required.
MontanaUp to $500Insurance premiums will probably rise or policy can be cancelled.Yes, potentially mandated as sanction, but will not reduce or dismiss pointsLicense possibly suspended for additional 1 year.2 days to 6 months in jail.
NebraskaUp to $500Violation may increase premiums on insurance or result in policy being cancelled.Yes, possibly mandated as sanction, but also, can be used to remove 2 points every five (5) yearsFirst offense additional suspension for 1 year, subsequent offense additional suspension for 2 years.Possible jail time required.
Nevada$500-$1,000Insurance premiums will probably rise or policy can be cancelled.Yes, potentially required, but also, can be used once per one (1) year period to reduce points voluntarilyAdditional suspension possible.First offense 30 days to 6 months in jail, subsequent offense up to 1 year.
New Hampshire$1,0004 points, premiums on insurance will probably increase or policy might be terminated.Yes, required in some instances and as possible means of reducing pointsAdditional 1 year suspension.7 periods of 24 hours to be spent in jail within 6 months.
New Jersey$1,000Expect insurance premiums to increase or policy may be cancelled.Yes, case pending may be required, otherwise can be used to remove 2 points from recordPossible extension on license suspension.30 days in jail.
New MexicoUp to $1,000Violation may increase premiums on insurance or result in policy being cancelled.Yes, may be mandated or voluntarily undergone for points reductionAdditional 1 year suspension.4 to 364 days in jail.
New York$200-$500Insurance premiums will probably rise or policy can be cancelled.Yes, potentially required in specific cases, and may be used to remove up to 4 points in some casesLicense suspension possibly lengthened.At least 30 days in jail.
North Carolina$500-$2,500Insurance premiums will probably rise or policy can be cancelled.Yes, driver improvement clinics may be mandated, and can be used once every five (5) years for 3 point reductionAdditional license suspension for first offense 1 year, second offense is 2 years, on third offense license is permanently revoked.Possible jail time required.
North Dakota$250-$1,000Expect insurance premiums to increase or policy may be cancelled.Yes, and driver may elect to undergo driver improvement course once annually to reduce by 2 pointsSuspension may be lengthened.4 days in prison, license plate may be impounded.
OhioUp to $1,0006 points, premiums on insurance will likely increase or policy might be cancelled.Yes, remedial driving instruction may be legally required to reinstate driving privilegesPossible extension on license suspension.License plate may be impounded.
Oklahoma$100-$500Violation may increase premiums on insurance or result in policy being cancelled.Yes, potentially mandated, but also can be used to reduce 2 pointsPossible extension on license suspension.Up to 1 year imprisonment.
OregonFirst offense at least $1,000, subsequent offense at least $2,000.No point system, premiums on insurance will probably increase.Yes, if mandated, but not possible to reduce offense totalAdditional license suspension.Possible jail sentence.
Pennsylvania$200, if suspension was due to DUI: $1,000Expect insurance premiums to increase or policy may be cancelled.Yes, if mandated as sanction, but not means of reducing violation or dismissing pointsLicense is suspended for additional 1 year.For DUI related suspension: at least 90 days in jail.
Rhode IslandFirst offense $250-$500, subsequent offense $350-$1,000.No point system, premiums on insurance will probably increase.Yes, if mandated by licensing authorityAdditional 1 years suspension on license.First offense up to 30 days in jail, subsequent up to 1 year in jail.
South CarolinaFirst offense $300, second is $600, subsequent is $1,000.Insurance premiums will probably rise or policy can be cancelled.Yes, potentially mandated and means of removing 4 pointsSuspension may be lengthened.First offense up to 30 days in jail, subsequent up to 60 days, subsequent 90 days to 6 months.
South Dakota$200.00Violation may increase premiums on insurance or result in policy being cancelled.NoPossible additional suspension time.30 days in jail, license is suspended for additional 1 year.
Tennessee$500.008 points, violation may increase insurance premiums or result in termination of policy.Yes, may be mandated, and drivers may reduce points through course once every five (5) yearsPossible additional suspension time.Up to 6 months in prison.
Texas$250.00Expect insurance premiums to increase or policy may be cancelled.Yes, potentially required, and may be used to dismiss violationSuspension is reinstated for amount of time originally sentenced.Possible jail time required.
Utah$750.00Insurance premiums will probably rise or policy can be cancelled.Yes, possibly court mandated, and if necessary, can be used once every three (3) years to remove 50 pointsSuspension may be lengthened.Up to 6 months in jail.
VermontUp to $5,0004 points, premiums on insurance will probably increase or policy might be terminated.Yes, possibly required as part of license reinstatementAdditional license suspension possible.Up to 2 years in prison and community service time required.
Virginia$1,000.006 points, premiums on insurance will likely increase or policy might be cancelled.Yes, driver improvement clinic may be required, and possibly used to offset 5 demerit pointsLicense suspension may be lengthened.Vehicle may be impounded for 90 days.
WashingtonUp to $500No point system, premiums on insurance will probably increase.Yes, potentially required by court authorityAdditional license suspension time required.First offense is 10 days in jail, second offense is 90 days, subsequent offense is 180 days.
West Virginia$500.00Insurance premiums will probably rise or policy can be cancelled.Yes, drivers may be legally bound to attend, and attendance may reduce points as wellPossible extension on license suspension.Up to 6 months in prison.
WisconsinFirst offense is $600, second offense is $1,000, subsequent offense is $2,000.6 points, premiums on insurance will likely increase or policy might be cancelled.Yes, sometimes required, but voluntarily taken can reduce points by 3 every five (5) yearsPossible additional suspension time.Second offense up to 6 months in jail, subsequent offense up to 9 months.
Wyoming$750.00No point system, premiums on insurance will probably increase.NoSuspension may be lengthened.Up to 6 months in jail.
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#11 Can I get a ticket for a seat belt infraction?

Every state, except New Hampshire, has seat belt laws in their state. Out of the 49 states with laws regarding seat restraints, 34 of them have primary laws. A primary law means that law enforcement officers can pull you over and ticket you for not wearing your seatbelt with no other cause.

It is estimated seat belts saved 14,955 lives in 2017.

Felony Traffic Offenses

The last type of traffic offense we are going to cover is a felony traffic offense. The previously mentioned offenses are considered misdemeanor charges. Felony charges are much harsher violations and carry much steeper consequences.

Let’s start with vehicular manslaughter.

#12 What constitutes as vehicular homicide or manslaughter charge?

Vehicular manslaughter or homicide is a fatality as a result of the following:

  • Negligent driving
  • Driving under the Influence
  • Violating a safety law or other statute
  • Driving while sleepy or drowsy

Texting can also be a cause for vehicular manslaughter.

Vehicular manslaughter can consist of the fatality of not only a passenger in your car but also another driver, bystander, or pedestrian.

Vehicular manslaughter is a newer term used and some states do not have statutes defining the term. If you live in a state with non-specific vehicular manslaughter laws you could be charged with the below chargers:

  • Negligent homicide
  • Involuntary manslaughter
  • Second-degree murder

#13 Are there more consequences for multiple or repeat DUI convictions other than higher car insurance rates?

Repeat driving under the influence convictions can impose more serious penalties than a single offense. Repeat offenders usually have jail time, license suspensions, and monetary fines. Multiple convictions can also carry special plates you must have on your car and ignition interlock device.

Some states also require you be listed on the habitual offender list, which is a public list showing charges and convictions within a certain period of time.

#14 How serious is leaving the scene of an accident?

A hit and run is often considered a misdemeanor in most states. If death occurs due to the hit and run, all states consider this a felony. Punishment is also directly related to the severity of the injuries. Fleeing an accident that causes injuries is also considered a felony in most states.

Even if you are not the one to cause the accident, fleeing from the scene still makes you guilty of fleeing the scene. Having a felony charge on your record will also make it more likely that your insurance company will not renew coverage, making it harder to obtain insurance.

Penalties are rather strict when charged with fleeing the scene. Monetary fines can range up to $20,000 with the possibility of incarceration.

#15 Is fleeing law enforcement a felony?

Fleeing law enforcement can be classified as a misdemeanor or a felony depending on the severity of the crime.

Misdemeanor charges often face up to a year in jail, a $1,000 fine, and up to a year license suspension.

If injuries or fatalities occur while feeling the police, felony charges can be made against you. Felony charges can bring a $10,000 fine, years in state prison, car impoundment, and up to a year of license suspension.

Each state handles eluding a police officer differently. For instance, a felony eluding charge in Virginia can carry ten years in prison and a $100,000 fine.

Can car insurance companies deny felons coverage?

So, if you have a felony on your record, can you still purchase insurance?

It may be tough. If you have current coverage and receive a felony charge, you could face denial of coverage at your next renewal. You can also experience a significant rate increase.

If you have been denied coverage or non-renewed, you can visit your state’s department of vehicle website to look at your state’s assigned risk pool. This is usually a last resort option as this is very expensive.

Ways to Save After a Traffic Conviction

If you do have a lengthy driving record, there are some ways you can lower your premium. Let’s take a look at some available options to save you money.

Credit-based Insurance Scores

Insurance companies use your credit to rate your insurance. While you could have a poor driving record, having a good credit score can help you get a better rate on your car insurance.

Raise Deductible

If you have full coverage car insurance, you could consider the option of raising your deductible. Raising your deductible will lower your car insurance premium. If you have a lienholder on your vehicle, you may not be able to raise your deductible. Lienholders require a minimum amount of coverage, including deductible amounts.

Keep a Clean Record

This may seem like an obvious way to save, but it is often the most overlooked. Obeying all traffic laws and state laws can significantly save you on higher car insurance premiums.

Discounts

All insurance companies have available discounts to help lower the cost of your car insurance premiums. Take a look at our table below showing some of the most commonly used discounts.

Discounts21st CenturyAAAAllstateAmerican FamilyAmeripriseAmicaCountry FinancialEsuranceFarmersGeicoLiberty MutualMetLifeNationwideProgressiveSafe AutoSafecoState FarmThe GeneralThe HanoverThe HartfordTravelersUSAA
Adaptive Cruise Controlxxxx
Adaptive Headlightsxxxxxxxx
Anti-lock Brakesxxxxxxxxxxxxxxxxxxxxxx
Anti-Theftxxxxxxxxxxxxxxxxxxxxxx
Claim Freexxxxxxxxxxxxxxxxxxxxxx
Continuous Coveragexxxxxxxxxxxxxxx
Daytime Running Lightsxxxxxxxxxxxxxxxxxx
Defensive Driverxxxxxxxxxxxxxxxxxxxxxx
Distant Studentxxxxxxxxxxxxxxx
Driver's Edxxxxxxxxxxxxxxxxxxxx
Driving Device/Appxxxxxxxxxxxxxx
Early Signingxxxxxxxxxxxxxx
Electronic Stability Controlxxxxxxxxx
Emergency Deploymentx
Engaged Couplex
Family Legacyxxxxxx
Family Planxxxxx
Farm Vehiclexxxx
Fast 5x
Federal Employeexxxx
Forward Collision Warningxxxxxxx
Full Paymentxxxxxxxxxxxxxxxxx
Further Educationxxxxxxxxx
Garaging/Storingxxxxxx
Good Creditxxxx
Good Studentxxxxxxxxxxxxxxxxxxxxxx
Green Vehiclexxxxxxx
Homeownerxxxxxxxxxxxxxxxxxx
Lane Departure Warningxxxx
Life Insurancexx
Low Mileagexxxxxxxxxxxxxxxxxxx
Loyaltyxxxxxxxxxxxx
Marriedxxxxxxxxxxxxxx
Membership/Groupxxxxxxxxxxx
Militaryxxxxxxxxxxx
Military Garagingx
Multiple Driversxx
Multiple Policiesxxxxxxxxxxxxxxxxxxxxx
Multiple Vehiclesxxxxxxxxxxxxxxxxxxxxx
New Addressx
New Customer/New Planxxx
New Graduatex
Newer Vehiclexxxxxxxxxxxxxxxx
Newly Licensedx
Newlywedsx
Non-Smoker/Non-Drinkerx
Occasional Operatorx
Occupationxxxxxxxxxxxx
On Time Paymentsxxxx
Online Shopperxx
Paperless Documentsxxxxxxxx
Paperless/Auto Billingxxxxxxxxxxxxxxxxx
Passive Restraintxxxxxxxxxxxxxxxxxxxxxx
Recent Retireesxx
Renterxxx
Roadside Assistancexx
Safe Driverxxxxxxxxxxxxxxxxxxx
Seat Belt Usex
Senior Driverxxxxxxxxx
Stable Residencexxxx
Students & Alumnixxxxxx
Switching Providerxxxxxxxxxxx
Utility Vehiclexxxx
Vehicle Recoveryxxxxxxxxxxxxxxxxxxxxx
VIN Etchingxxxxxxxxxx
Volunteerx
Young Driverxxxxxx
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Defensive Driving Class

Lastly, you have the option of taking a defensive driving class. Sometimes, these classes are court-mandated and you do not have the option of taking the course. In some cases, taking this course is a voluntary option in lowering your car insurance premium.

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Bottom Line

Unfortunately, tickets and accidents happen, and they can drastically change your car insurance premium. If you have multiple charges on your record and you’re looking for new car insurance rates, you can start right now. Enter your ZIP code here to use our free comparison tool to start saving today.

References:

  1. https://www.lawyers.com/legal-info/insurance/auto-insurance/accidents-tickets-and-your-car-insurance-rates.html
  2. https://www.idrivesafely.com/defensive-driving/trending/how-do-i-get-copy-my-driver-record
  3. https://www.hg.org/legal-articles/length-of-time-that-points-stay-on-your-driving-record-46697
  4. https://www.investopedia.com/ask/answers/091815/can-your-car-insurance-company-check-your-driving-record.asp
  5. https://content.naic.org/
  6. https://www.iii.org/article/what-if-i-cant-find-auto-coverage
  7. https://www.nolo.com/legal-encyclopedia/dui-related-accidents-and-car-insurance.html
  8. https://www.nolo.com/legal-encyclopedia/reckless-driving-traffic-violations.html
  9. https://www.nolo.com/legal-encyclopedia/what-is-a-wet-reckless.html
  10. https://www.saulinelaw.com/criminal-defense-blog/2017/april/what-is-the-difference-between-reckless-driving-/
  11. https://www.nolo.com/legal-encyclopedia/types-of-traffic-violations.html
  12. https://www.ghsa.org/state-laws/issues/Distracted-Driving
  13. https://www.iihs.org/topics/distracted-driving
  14. https://content.naic.org/cipr_topics/topic_distracted_driving.htm
  15. http://www.ncsl.org/research/transportation/cellular-phone-use-and-texting-while-driving-laws.aspx
  16. https://www.criminaldefenselawyer.com/crime-penalties/federal/Racing-on-Freeway.htm
  17. https://www.nolo.com/legal-encyclopedia/free-books/beat-ticket-book/chapter7-9.html
  18. https://www.nolo.com/legal-encyclopedia/free-books/beat-ticket-book/chapter7-4.html
  19. https://www.justia.com/car-accidents/types-of-car-accidents/failure-to-yield-accidents/
  20. https://www.drivinglaws.org/resources/traffic-tickets/fighting-your-ticket/defenses-a-traffic-ticket-following-too-closely
  21. https://traffic.findlaw.com/traffic-tickets/mechanical-violations.html
  22. https://www.iii.org/article/is-it-legal-to-drive-without-insurance
  23. https://www.iii.org/
  24. https://www.criminaldefenselawyer.com/crime-penalties/federal/driving-suspended-license.htm
  25. https://www.ghsa.org/state-laws/issues/Seat-Belts
  26. https://www.iihs.org/topics/seat-belts
  27. https://traffic.findlaw.com/traffic-tickets/misdemeanor-amp-felony-traffic-offenses.html
  28. https://www.criminaldefenselawyer.com/crime-penalties/federal/Vehicular-manslaughter.htm
  29. https://www.justia.com/criminal/offenses/homicide/vehicular-homicide/
  30. https://www.nolo.com/legal-encyclopedia/vehicular-manslaughter-driving-related-homicides.html
  31. https://www.justia.com/criminal/drunk-driving-dui-dwi/dui-penalties/repeat-dui-offenses/
  32. https://www.hg.org/legal-articles/leaving-the-scene-of-an-accident-34319
  33. https://www.nolo.com/legal-encyclopedia/consequences-hit-run-accident.html
  34. https://criminal.findlaw.com/criminal-charges/evading-police.html
  35. https://www.nolo.com/legal-encyclopedia/evading-police.html

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