Compare Victorville, CA Car Insurance Rates [2024]
The cheapest Victorville, CA car insurance rates are from GEICO, but rates will vary for each driver. Low-income drivers in Victorville may qualify for the California Low-Cost Auto (CLCA) program if they meet certain criteria. Victorville, CA car insurance must meet the state minimums of 15/30/5 in liability coverage, although drivers are encouraged to carry additional coverage.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: May 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Geico offers the lowest average car insurance rates to all drivers in Victorville, CA
- Victorville is part of the larger Los Angeles area and shares a high volume of traffic
- California Low-Cost Auto (CLCA) program is available for low-income drivers who meet certain requirements
Victorville, CA car insurance is more expensive than average. That’s not surprising since California car insurance rates, in general, are higher than the national average.
You can save on Victorville, California car insurance by shopping around, comparing rates, and looking for discounts. Keep reading to learn where to find the cheapest Victorville, CA auto insurance companies.
Are you trying to find affordable Victorville, CA car insurance quotes? Find great rates with our free online quote comparison tool. Enter your ZIP code above to get started.
What is the cheapest car insurance company in Victorville, CA?
The Victorville, CA car insurance company that offers the lowest average rates to all drivers is Geico followed by Liberty Mutual. Compare these two companies by reading our Liberty Mutual car insurance review and our Geico car insurance review.
The best car insurance companies in Victorville, CA listed from least to most expensive are:
- Geico car insurance – $2,833
- Liberty Mutual car insurance – $2,852
- Progressive car insurance – $2,870
- USAA car insurance – $2,983
- Travelers car insurance – $3,632
- Farmers car insurance – $4,883
- Allstate car insurance – $4,981
- Nationwide car insurance – $4,998
- State Farm car insurance – $5,112
Read more: Liberty Mutual vs. Travelers Car Insurance Comparison
There are many factors that affect car insurance rates, such as your age and driving record. Although many companies will also use gender to determine your rates, California is one of the few states that doesn’t allow it.
Where you live and the size of your city affects your rates also. Larger cities with more crime and traffic will pay more for car insurance. For example, Los Angeles car insurance is more expensive than coverage in Victorville, even though the cities are near each other.
California also offers a low-income car insurance option. The California Low-Cost Auto (CLCA) program offers very low coverage for drivers who meet certain income requirements.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
What car insurance coverage is required in Victorville, CA?
Almost every state requires at least a minimum amount of car insurance for drivers to drive legally. California is no exception.
The minimum car insurance requirements in California for Victorville drivers are:
- $15,000 per person and $30,000 per incident for bodily injury liability
- $5,000 per incident for property damage
In a serious accident, these low minimums won’t fully cover you, and you’ll be left to pay out of pocket for anything not covered. Drivers should consider raising these limits and carrying additional coverages.
Consider adding additional coverages such as collision and comprehensive. Collision car insurance helps pay for damages from an accident that you caused. Comprehensive car insurance covers damages not resulting from an accident, such as damages from Victorville, CA weather like hail or falling debris.
What affects car insurance rates in Victorville, CA?
Traffic can also affect your car insurance rates because more cars on the road equal a higher chance of an accident.
Although INRIX doesn’t have data for Victorville, it does rank nearby Los Angeles, CA as the fifth most congested city in the U.S. and the 37th most congested city in the world.
In fact, City-Data reports that most drivers in Victorville, CA commute around 35.2 minutes, and a large number of drivers commute an hour or more.
Car theft can also raise your insurance rates. According to the FBI, there were 649 motor vehicle thefts in Victorville in one year.
Victorville, CA car insurance: The Bottom Line
Victorville car insurance is more expensive than the state and national averages, although there is some help available for low-income drivers.
Before you buy Victorville, CA car insurance, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to compare multiple Victorville, CA car insurance companies.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
Who offers the cheapest car insurance in Victorville, CA?
GEICO and Liberty Mutual have the lowest rates.
What car insurance is required in Victorville, CA?
In Victorville, CA, the minimum car insurance requirement is liability insurance.
What affects car insurance rates in Victorville, CA?
Factors include age, driving record, location, and city size.
How can I save on Victorville, CA car insurance?
Shop around, compare rates, and look for discounts.
Is there low-income car insurance in California?
Yes, the California Low-Cost Auto (CLCA) program provides affordable coverage for eligible low-income drivers.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.