Compare BMW M2 Car Insurance Rates [2023]
To get the best price on your BMW M2 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW M2, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW M2 auto insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cost of insurance for a BMW M2 depends on the trim level
- Safety features of the BMW M2 can earn you a car insurance discount
- Crash test ratings have an impact on BMW M2 auto insurance rates
If you’re looking to buy a BMW M2, you will want to know the details first. We’ve put together information on insurance for the BMW M2 to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW M2 will run you.
Read on to learn all about the BMW M2 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW M2 with confidence.
To see fast, free BMW M2 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW M2 insurance rate from top companies right away.
Are vehicles like the BMW M2 expensive to insure?
Take a look at how insurance rates for similar models to the BMW M2 look. These insurance rates for other coupes like the Subaru BRZ, BMW 1 Series, and MINI Hardtop 2 Door give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Audi RS 5 | $414 | $886 | $376 | $1,812 |
| Chrysler Sebring | $206 | $346 | $464 | $1,174 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| Porsche 911 | $482 | $1,042 | $398 | $2,080 |
| Mazda RX-8 | $250 | $408 | $460 | $1,276 |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| MINI Cooper | $274 | $502 | $364 | $1,276 |
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What impacts the cost of BMW M2 insurance?
The BMW M2 trim and model you choose can impact the total price you will pay for BMW M2 insurance coverage.
You can also expect your BMW M2 rates to be affected by where you live, your driving history, and in most states your age and gender.
BMW M2 Crash Test Ratings
BMW M2 crash test ratings can impact the cost of your BMW M2 car insurance. See BMW M2 crash test results here.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW M2 Competition 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 BMW M2 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 BMW M2 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW M2 2 DR RWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW M2 Insurance
There are several ways you can save even more on your BMW M2 car insurance rates. Take a look at the following five tips:
- Choose automatic payments or EFT for your BMW M2 insurance policy
- Ask for a new BMW M2 auto insurance rate based on your improved credit score
- Use an accurate job title when requesting BMW M2 auto insurance
- Don’t skimp on BMW M2 liability coverage
- Never drink and drive your BMW M2
Top BMW M2 Insurance Companies
What is the best company for affordable BMW M2 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW M2 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW M2.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free BMW M2 Insurance Quotes Online
Save money by comparing BMW M2 insurance rates with free quotes online now.
Frequently Asked Questions
How can I compare car insurance options for my BMW M2?
To compare car insurance options for your BMW M2, you can follow these steps:
- Assess your coverage needs: Determine the types and levels of coverage you require based on factors like the age of your car, your driving habits, and your budget.
- Obtain multiple quotes: Collect quotes from different insurance providers that offer coverage for BMW vehicles. You can reach out to insurance agents directly or use online comparison tools.
- Compare coverage and premiums: Evaluate the coverage options and premiums offered by each insurer for your BMW M2. Consider factors such as deductibles, liability limits, comprehensive and collision coverage, and any additional features or benefits.
- Consider additional factors: Take into account customer reviews, the financial stability of the insurance company, available discounts, and the quality of customer service.
- Make an informed decision: Choose the car insurance policy that best suits your needs and budget for your BMW M2.
What factors should I consider when comparing car insurance for a BMW M2?
When comparing car insurance for your BMW M2, consider the following factors:
- Coverage options: Evaluate the types of coverage available, such as liability, collision, comprehensive, uninsured/underinsured motorist coverage, and personal injury protection.
- Premiums: Compare the premiums quoted by different insurers for similar coverage. Be sure to consider any discounts or incentives that may apply.
- Deductibles: Consider the deductible amounts and how they impact your premiums. Higher deductibles typically result in lower premiums but require more out-of-pocket expenses in the event of a claim.
- Discounts: Inquire about available discounts specifically for BMW owners, such as vehicle safety features discounts or loyalty discounts.
- Customer reviews and reputation: Read reviews and ratings from other BMW owners to gauge the customer service and claims handling of the insurance companies.
- Financial stability: Check the financial ratings of insurance companies from reputable sources to ensure they are financially stable and capable of fulfilling claims.
Are BMW M2 cars more expensive to insure compared to other vehicles?
The cost of insurance for a BMW M2 can be higher compared to some other vehicles due to factors such as the vehicle’s value, performance capabilities, and the perceived risk associated with luxury sports cars. Insurance premiums are influenced by factors like the model year, trim level, engine size, and the driver’s personal circumstances.
Can I get discounts on car insurance for my BMW M2?
Yes, many car insurance providers offer various discounts that can help lower your premiums for a BMW M2. Some common discounts include:
- Safety features discount: BMW M2 models typically come equipped with advanced safety features that may qualify for discounts.
- Anti-theft discount: If your BMW M2 has anti-theft devices installed, you may be eligible for a discount.
- Good driver discount: Maintaining a clean driving record can make you eligible for a discount.
- Multi-policy discount: Bundling your car insurance with other policies, such as home or renters insurance, with the same provider can often lead to discounted rates.
Should I choose OEM parts coverage for my BMW M2?
Whether to choose OEM (Original Equipment Manufacturer) parts coverage for your BMW M2 depends on your preferences and budget. OEM parts are made by the vehicle manufacturer and are specifically designed for your BMW, ensuring optimal fit and performance. However, OEM parts coverage may result in higher premiums compared to aftermarket parts coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.