Best MINI Electric Hardtop Auto Insurance Rates 2022

The price of car insurance for the MINI Electric Hardtop depends on a lot of factors. Among the things that can impact your MINI Electric Hardtop car insurance rates are your driving history and where you live. Of course, the purchase price of the MINI Electric Hardtop also affects car insurance rates, and that depends on trim level and options.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Safety features of the MINI Electric Hardtop can earn you a car insurance discount
  • Crash test ratings have an impact on MINI Electric Hardtop auto insurance rates
  • The cost of insurance for a MINI Electric Hardtop depends on the trim level

Before you buy a MINI Electric Hardtop, or even if you already own one, you’ll want to get the best MINI Electric Hardtop auto insurance rates. The cost of auto insurance for a MINI Electric Hardtop can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable MINI Electric Hardtop auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects MINI auto insurance for a Electric Hardtop. You can also compare MINI Electric Hardtop auto insurance rates to the average cost of insurance for competitors like Chevrolet Bolt EV and Toyota Prius c.

To compare MINI Electric Hardtop auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the MINI Electric Hardtop expensive to insure?

Take a look at how insurance rates for similar models to the MINI Electric Hardtop look. These insurance rates for other hatchbacks like the Chevrolet Bolt EV, Toyota Prius c, and Audi A3 Sportback e tron give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the MINI Electric Hardtop

Vehicle Comprehensive Collision Liability Total
Mazda 2 $206 $326 $452 $1,142
Ford C-Max Hybrid $282 $566 $398 $1,404
Mazda 3 $308 $562 $372 $1,400
Toyota Yaris $256 $478 $398 $1,290
Nissan Leaf $320 $640 $416 $1,534
FIAT 500 $236 $466 $470 $1,352
FIAT 500L $256 $478 $450 $1,364
Porsche Panamera $520 $1,042 $398 $2,118

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What impacts the cost of MINI Electric Hardtop insurance?

The MINI Electric Hardtop trim and model you choose can impact the total price you will pay for MINI Electric Hardtop insurance coverage.
You can also expect your MINI Electric Hardtop rates to be affected by where you live, your driving history, and in most states your age and gender.

Ways to Save on MINI Electric Hardtop Insurance

If you want to reduce the cost of your MINI Electric Hardtop insurance rates, follow these tips below:

  • Ask for a new MINI Electric Hardtop auto insurance rate based on your improved credit score
  • Ask your insurance company about MINI Electric Hardtop discounts
  • Move to the countryside
  • Use an accurate job title when requesting MINI Electric Hardtop auto insurance
  • Avoid the temptation to file a claim for minor incidents

Top MINI Electric Hardtop Insurance Companies

What is the best company for affordable MINI Electric Hardtop insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering MINI Electric Hardtop insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the MINI Electric Hardtop.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free MINI Electric Hardtop Insurance Quotes Online

Save money by comparing MINI Electric Hardtop insurance rates with free quotes online now.

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