How much would car insurance cost for a Pontiac Torrent?

The Pontiac Torrent is a crossover SUV that was in production from 2005 to 2009. Get cheap car insurance rates for a Pontiac Torrent by purchasing one with anti-theft features and window etching.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 27, 2020

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Here's what you need to know...

  • The Pontiac Torrent replaced the Pontiac Aztec and was larger than a compact SUV but smaller than a midsize SUV
  • Certain safety features can help lower insurance rates; make sure you tell the insurance company which features your vehicles includes so you can get the best deal
  • You can save additional money by customizing your insurance policies by not buying collision coverage and limiting your comprehensive coverage
  • Always shop around and gather several quotes from different companies to make sure you’re getting the best price for the coverage you need

Car owners have a lot to think about when they are planning to buy a new or used vehicle. Along with the cost of fill-ups and repairs, they must also look how much it will cost to buy insurance.

SUV buyers who are looking for a model like the Torrent are traditionally thought of as big spenders. An SUV is an expensive vehicle to pay initially for and maintain.

Even if a person has the means to afford a relatively expensive vehicle like an SUV, it doesn’t mean that they want to spend more than necessary for insurance.

To keep car insurance rates as low as possible, a consumer must be prepared to compare rates from several different providers.

Not all car insurance companies charge the same rates for coverage, and by taking some time to consider some options, an SUV owner can find the protection they need at a price they are prepared to pay.

To get online car insurance quotes for a Pontiac Torrent, enter your ZIP code now!

History of the Pontiac Torrent

The Pontiac Torrent is a crossover SUV that was in production from 2005 (for the 2006 model year) to 2009. It replaced the Pontiac Aztec, and this vehicle was larger than a compact SUV but smaller than a midsize one.

Consumers liked the fact that this vehicle offered a spacious cabin for passengers as well as lots of cargo space.

The Pontiac Torrent was offered in both a front-wheel and an all-wheel drive model. Buyers could also choose between a five-speed automatic transmission with an 185 horsepower V6 engine or a six-speed one with a 264 horsepower V6 engine.

If you are considering buying a Pontiac Torrent, you need to know that four-wheel anti-lock disc brakes were not available for the 2006 model year. Side airbags, another desirable feature, were not offered with this vehicle as a standard feature until 2009.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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What are the Safety Features of the Pontiac Torrent?

When an insurance company is setting rates for coverage, it considers a number of factors. One of them is the type of safety features that the vehicle is equipped with.

When you drive a car that is equipped with items like anti-lock brakes and airbags to protect the driver and passengers, you are lowering the likelihood that you or a person traveling in your vehicle will be seriously injured in an accident.

Insurers keep records of the number and type of injuries they are paying out on, and this information is factored in when they make up a quote for car insurance coverage.

When you are asking your insurance company for a quote for your Pontiac Torrent coverage, you will be asked about the make and model year you are driving.

Be sure to point out any safety features that your vehicle is equipped with so that this information can be factored in when the company is setting a price for you.

How much does it cost to insure a Pontiac Torrent?

The amount you will be charged will depend on several factors, including the model year and the vehicle’s general condition. The insurance company will ask about the mileage that is on the vehicle when you buy it to get an idea of the vehicle’s cash value.

In a situation where you are paying cash for your vehicle, and the cash value is low, you can save money on the cost of your coverage by choosing not to buy collision insurance and limiting your comprehensive coverage to fire and theft only.

Consider this move carefully before doing so, but keep in mind that insurance on your vehicle pays out based on its cash value, not the replacement cost or even what you paid for it initially.

Once you know which model year you are interested in buying, shop around to find out how car insurance costs for a Pontiac Torrent differ through various insurance providers.

Comparing rates from different providers will help you find the right protection for your needs. Compare car insurance rates instantly by entering your ZIP code now!

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