Anchor General Car Insurance Review for 2026 [Get the Facts Here]

This Anchor General car insurance review reveals competitive minimum liability rates for high-risk drivers starting at $220/month.

Anchor General Insurance Agency provides high-risk car insurance in Arizona, California, and Texas. It only provides bodily injury and property damage liability policies, helping drivers who need SR-22s get minimum coverage.

Anchor General Car Insurance Rating

While it maintains stable financial ratings, its below-average customer satisfaction scores and higher complaint ratios suggest potential concerns.

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Anchor General Car Insurance Costs

Anchor General auto insurance coverage has a wide range of prices depending on age, gender, and coverage level:

Anchor General Car Insurance Monthly Rates by Age, Gender & Coverage Level

Anchor General car insurance does not include full coverage. It only provides the bare minimum liability insurance required in Arizona, California, and Texas, which can include:

• Liability coverage (both bodily injury and property damage)
• Personal injury protection (PIP)
• Uninsured/underinsured motorist coverage
• Medical payments (MedPay) coverage

If your state has higher liability limits, expect your Anchor General insurance rates to go up. The average cost of Anchor car insurance is most competitive for drivers aged 45 and older.

Driving history also has a huge impact on Anchor General rates, but this provider is more likely to cover a driver with multiple DUIs or at-fault accidents than standard companies.

If you’re looking for the best high-risk car insurance in California, Texas, or Arizona, keep scrolling to compare Anchor General insurance quotes against the most popular companies.

Anchor General Car Insurance Rates vs. Top Providers

Use this comparison table to find out how Anchor General Insurance Company compares to the most popular companies in the country:

Anchor General Monthly Car Insurance Rates vs. Top Providers

Anchor General auto insurance costs an average of $220 monthly for bodily injury and property damage, which is much higher than companies like State Farm or Geico. However, it has the best car insurance for a bad driving record with a DUI or at-fault accident.

Anchor General Minimum Bodily Injury Monthly Car Insurance Rates vs. Top Providers by Driving Record

Depending on your driving history, some providers may not agree to cover you. You’ll have to shop for non-standard car insurance, and Anchor General offers affordable coverage.

Ways to Save on Anchor General Car Insurance

Anchor General car insurance provides different ways to lower car insurance rates. Its multi-vehicle discount offers the biggest savings at 25%, with options for safe drivers and good students discounting rates by 20% and 15%, respectively.

Anchor General Car Insurance Discounts

Although the maximum savings depend on the state and eligibility, you can still lower premiums by stacking Anchor General auto insurance discounts.

Anchor General Insurance Financial Strength Analysis

Anchor General’s ratings reveal mixed agency performance. J.D. Power shows lower-than-average satisfaction (745/1,000), while BBB grants an A- for customer service. A.M. Best assigns a B+ for fair financial stability.

Anchor General Car Insurance Business Ratings & Consumer Reviews

The Anchor General car insurance review from Consumer Reports is below average at 67/100, and NAIC indicates higher-than-average complaints (1.85).

Read More: Car Insurance Companies With the Worst Customer Satisfaction

Anchor General Insurance Customer Experience

How do customer satisfaction ratings affect car insurance companies? Recent customer feedback from Reddit illuminates Anchor General’s pricing structure in California. One customer reported a $480 upfront cost for the first month’s coverage down payment.

Comment
byu/OptimistShark from discussion
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The user noted plans to cancel after the initial period and expressed concern about the high rate, indicating that some California customers aren’t happy with the company’s pricing model. This mirrors earlier pricing data, which found relatively high premiums, especially for certain demographics and product types.

Pros & Cons of Anchor General Car Insurance

When you consider Anchor General Insurance, remember to weigh the benefits and possible downsides of its service and coverage.

• Affordable High-Risk Coverage: While more expensive for safe drivers, Anchor General car insurance is competitively priced for drivers with multiple accidents or DUIs.
• SR-22 Filings: Anchor General will file SR-22 car insurance for high-risk drivers who need it.
• Payment Flexibility: You can make Anchor General car insurance payments over the phone, online, and with a low down payment.

Anchor General Insurance offers some attractive advantages. But think about the possible limits and problems that customers might encounter. These main concerns are important.

• No Full Coverage: Anchor General only sells minimum liability policies and state-required coverages.
• Customer Satisfaction Issues: Lower-than-average JD Power satisfaction score (745/1000) and higher complaint ratio (1.85) from NAIC indicate potential service concerns.

Think carefully about these factors. It’s very important to decide if Anchor General suits your insurance needs and situation.

Choosing Anchor General Car Insurance Coverage

This Anchor General car insurance review found that while the company offers cheap non-standard car insurance for high-risk drivers, its below-average customer satisfaction scores (745/1,000 from J.D. Power) suggest potential service concerns.

The insurer files SR-22s and will cover drivers who can’t qualify for policies with other companies. However, it only operates in Arizona, California, and Texas and exclusively sells the minimum car insurance requirements by state. Anchor General full coverage doesn’t exist, but if you just need the minimum limits to drive, it’s an affordable option.

Take the first step toward cheaper car insurance rates. Enter your ZIP code to see how much you could save.