Caterpillar Car Insurance Review [2025]

Finding the best car insurance for your needs can be a complicated task. There are so many carriers, so many variables of risk, and so many types of coverage to think about. Now imagine the stress involved in trying to find coverage for fleets of vehicles in the heavy machinery world. CAT financial not only offers coverage for Caterpillar electronics and vehicles, but also businesses as well.

Caterpillar Car Insurance has been around for quite some time, since 1979, and offering a full range of insurance types. Caterpillar understands that the heavy machinery required to complete a job is an essential element of any major construction business. Having any sort of waiting period while equipment is being repaired can be detrimental to business, so they want to keep your equipment running.

If you also need another type of insurance product–including car insurance–you are also likely to find it here, possibly with a discounted rate.

Enter your zip code above to access car insurance rates from multiple companies today!

What else is there to know about Caterpillar?

When evaluating an insurance company, you need to determine what is important to you. This means gathering as much information about the company you’re looking to choose as possible. Caterpillar is a company that has branches not only in the United States, but in other parts of the world as well. The United Kingdom is another one of their locations.

Caterpillar Car Insurance is well equipped and offers nearly every kind of insurance coverage you might need for your equipment or construction business.

Moreover, they seem to have a solid employee base of experts well trained and experienced in their business practices. They can provide damage estimates, and seem to have a handle on what goes into a successful claim.

They even include quite a bit of information for the novice insurance shopper about what certain policies offer, what is not included, and who is likely to pay the most. You can obtain an estimate before you settle on them as your choice, which will help with your overall actual knowledge of them as a company.

Unlike its competitors, Caterpillar Car Insurance makes no mention of competitive pricing. If you’re interested in a CAT insurance plan, compare them to other carriers before making such a large business decision.

If you’re not looking for any such coverage, you may want to try an online tool that will help you find protection for your vehicle. Enter your zip code below for car insurance quotes from multiple companies!