Compare Great Falls, MT Car Insurance Rates (2021)

Car insurance in Great Falls, MT averages $264 a month. Great Falls, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Great Falls car insurance rates, compare quotes from the top car insurance companies in Great Falls, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Great Falls, MT are $3,174/year
  • Average car insurance rates in Great Falls, MT after a DUI are $3,897/year
  • The cheapest car insurance company in Great Falls for teen drivers is Liberty Mutual

If you need to buy Great Falls, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Great Falls, MT is right here.

You’ll find Great Falls car insurance rates, the cheapest Great Falls, MT car insurance companies, and information on Montana car insurance laws. You can also compare Great Falls, Montana car insurance rates to Bozeman car insurance rates, Great Falls car insurance rates, and Helena car insurance rates.

Ready to find affordable Great Falls, MT car insurance today? Enter your ZIP code for fast, free Great Falls car insurance quotes.

Cheapest Great Falls, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Great Falls, MT car insurance rates? Every Great Falls, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Great Falls, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,962 $2,962 $2,727 $2,727 $11,738 $11,738 $3,185 $3,185
Farmers $2,520 $2,520 $2,265 $2,265 $7,047 $7,047 $2,763 $2,763
GEICO $2,390 $2,233 $2,333 $2,128 $5,808 $5,405 $2,048 $1,866
Liberty Mutual $1,012 $1,012 $991 $991 $2,172 $2,172 $1,228 $1,228
Nationwide $2,919 $2,919 $2,664 $2,664 $5,956 $5,956 $3,094 $3,094
Progressive $2,825 $2,825 $2,584 $2,584 $7,141 $7,141 $3,181 $3,181
State Farm $1,780 $1,780 $1,584 $1,584 $5,503 $5,503 $1,939 $1,939
USAA $1,163 $1,163 $1,052 $1,052 $4,031 $4,031 $1,424 $1,424

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Minimum Car Insurance in Great Falls, MT

Every driver must carry the minimum car insurance in Great Falls, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Great Falls, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Great Falls, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Great Falls, MT. Compare credit history car insurance rates in Great Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Great Falls, Montana

Insurance Company Poor Fair Good
Allstate $6,225 $4,989 $4,245
Farmers $4,297 $3,423 $3,226
GEICO $4,768 $2,541 $1,770
Liberty Mutual $1,351 $1,351 $1,351
Nationwide $4,604 $3,352 $3,018
Progressive $4,710 $3,660 $3,429
State Farm $3,891 $2,363 $1,851
USAA $2,554 $1,760 $1,438

Cheapest Great Falls, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Great Falls, MT to rates for a clean record with top companies.

Annual Great Falls, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,308 $5,121 $6,242 $4,941
Farmers $3,198 $4,151 $4,048 $3,198
GEICO $1,949 $3,080 $4,750 $2,328
Liberty Mutual $910 $1,611 $1,611 $1,271
Nationwide $2,665 $3,826 $4,927 $3,214
Progressive $3,368 $4,414 $4,195 $3,754
State Farm $2,485 $2,918 $2,701 $2,701
USAA $1,430 $1,798 $2,699 $1,742

Cheapest Great Falls, MT Car Insurance for Teen Drivers

Teen car insurance in Great Falls, MT can be expensive. Take a look at rates from the top car insurance companies in Great Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Great Falls, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,738 $11,738
Farmers $7,047 $7,047
GEICO $5,808 $5,405
Liberty Mutual $2,172 $2,172
Nationwide $5,956 $5,956
Progressive $7,141 $7,141
State Farm $5,503 $5,503
USAA $4,031 $4,031

Cheapest Great Falls, MT Car Insurance for Seniors

Take a look at Great Falls, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Great Falls, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,727 $2,727
Farmers $2,265 $2,265
GEICO $2,333 $2,128
Liberty Mutual $991 $991
Nationwide $2,664 $2,664
Progressive $2,584 $2,584
State Farm $1,584 $1,584
USAA $1,052 $1,052

Cheapest Great Falls, MT Car Insurance Rates After a DUI

A DUI in Great Falls, MT increases car insurance rates. Compare Great Falls, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Great Falls, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,242
Farmers $4,048
GEICO $4,750
Liberty Mutual $1,611
Nationwide $4,927
Progressive $4,195
State Farm $2,701
USAA $2,699

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Cheapest Great Falls, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Great Falls, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Great Falls, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,030 $5,276
Farmers $3,649 $3,649
GEICO $2,973 $3,080
Liberty Mutual $1,351 $1,351
Nationwide $3,658 $3,658
Progressive $3,933 $3,933
State Farm $2,622 $2,781
USAA $1,895 $1,940

Cheapest Great Falls, MT Car Insurance Rates by ZIP Code

Great Falls car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Great Falls, MT.

Annual Car Insurance Rates by ZIP Code in Great Falls, Montana

ZIP Code Average Annual Rates
59401 $3,272
59404 $3,255
59405 $3,236

The Best Cheap Car Insurance Companies in Great Falls, MT

Take a look at a side-by-side comparison of the top car insurance companies in Great Falls, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Great Falls, Montana

Insurance Company Average Annual Rates
Allstate $5,153
Farmers $3,649
GEICO $3,027
Liberty Mutual $1,351
Nationwide $3,658
Progressive $3,933
State Farm $2,701
USAA $1,917

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Category Winners: Cheapest Car Insurance in Great Falls, Montana

Find the cheapest car insurance companies in Great Falls, MT for each category right here.

Best Annual Car Insurance Rates by Company in Great Falls, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Cheapest Great Falls, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Great Falls car insurance rates. Find the cheapest Great Falls, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Great Falls, Montana

Insurance Company Low Medium High
Allstate $4,870 $5,139 $5,450
Farmers $3,354 $3,645 $3,947
GEICO $2,867 $2,999 $3,214
Liberty Mutual $1,247 $1,355 $1,450
Nationwide $2,785 $3,895 $4,295
Progressive $3,657 $3,920 $4,222
State Farm $2,530 $2,693 $2,881
USAA $1,810 $1,905 $2,038

What affects car insurance rates in Great Falls, Montana?

What factors can have an impact on Great Falls, MT car insurance? There are several reasons why Great Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Great Falls, Montana.

Commute Time in Great Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Great Falls, MT is 14.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Great Falls, MT

Ready to find affordable Great Falls, Montana car insurance today? Enter your ZIP code for fast, free Great Falls, MT car insurance quotes.

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