Compare Johnstown, PA Car Insurance Rates (2021)

Car insurance in Johnstown, PA averages $319 a month. Johnstown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Johnstown car insurance rates, compare quotes from the top car insurance companies in Johnstown, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Johnstown, PA after a DUI are $4,193/year
  • The cheapest car insurance company in Johnstown for teen drivers is USAA
  • The cheapest ZIP code in Johnstown is 15902

If you need to buy Johnstown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Johnstown, PA is right here.

You’ll find Johnstown car insurance rates, the cheapest Johnstown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Johnstown, Pennsylvania car insurance rates to York car insurance rates, Altoona car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable Johnstown, PA car insurance today? Enter your ZIP code for fast, free Johnstown car insurance quotes.

Cheapest Johnstown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Johnstown, PA car insurance rates? Every Johnstown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Johnstown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,470 $2,470 $2,269 $2,269 $8,169 $8,169 $2,728 $2,728
GEICO $2,025 $1,752 $1,899 $1,644 $5,149 $4,465 $2,042 $1,767
Liberty Mutual $3,286 $3,286 $3,011 $3,011 $9,553 $9,553 $4,165 $4,165
Nationwide $1,841 $1,841 $1,739 $1,739 $5,146 $5,146 $2,061 $2,061
Progressive $2,884 $2,884 $2,578 $2,578 $9,442 $9,442 $3,696 $3,696
State Farm $1,475 $1,475 $1,304 $1,304 $5,308 $5,308 $1,628 $1,628
Travelers $1,714 $1,714 $1,846 $1,846 $25,182 $25,182 $2,066 $2,066
USAA $1,062 $1,062 $960 $960 $3,175 $3,175 $1,406 $1,406

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Johnstown, PA

Every driver must carry the minimum car insurance in Johnstown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Johnstown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Johnstown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Johnstown, PA. Compare credit history car insurance rates in Johnstown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Johnstown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,000 $3,725 $3,002
GEICO $3,893 $2,192 $1,694
Liberty Mutual $6,385 $4,581 $4,046
Nationwide $3,167 $2,599 $2,323
Progressive $6,148 $4,324 $3,478
State Farm $3,455 $2,141 $1,690
Travelers $8,378 $7,573 $7,155
USAA $2,061 $1,533 $1,359

Cheapest Johnstown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Johnstown, PA to rates for a clean record with top companies.

Annual Johnstown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,743 $4,408 $3,743 $3,743
GEICO $1,907 $3,282 $2,544 $2,638
Liberty Mutual $4,555 $5,240 $5,110 $5,110
Nationwide $1,940 $2,597 $3,639 $2,611
Progressive $4,207 $5,842 $4,333 $4,218
State Farm $2,219 $2,638 $2,429 $2,429
Travelers $5,467 $7,773 $9,795 $7,773
USAA $1,331 $1,833 $1,953 $1,487

Cheapest Johnstown, PA Car Insurance for Teen Drivers

Teen car insurance in Johnstown, PA can be expensive. Take a look at rates from the top car insurance companies in Johnstown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Johnstown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,169 $8,169
GEICO $5,149 $4,465
Liberty Mutual $9,553 $9,553
Nationwide $5,146 $5,146
Progressive $9,442 $9,442
State Farm $5,308 $5,308
Travelers $25,182 $25,182
USAA $3,175 $3,175

Cheapest Johnstown, PA Car Insurance for Seniors

Take a look at Johnstown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Johnstown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,269 $2,269
GEICO $1,899 $1,644
Liberty Mutual $3,011 $3,011
Nationwide $1,739 $1,739
Progressive $2,578 $2,578
State Farm $1,304 $1,304
Travelers $1,846 $1,846
USAA $960 $960

Cheapest Johnstown, PA Car Insurance Rates After a DUI

A DUI in Johnstown, PA increases car insurance rates. Compare Johnstown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Johnstown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,743
GEICO $2,544
Liberty Mutual $5,110
Nationwide $3,639
Progressive $4,333
State Farm $2,429
Travelers $9,795
USAA $1,953

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Johnstown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Johnstown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Johnstown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,832 $3,986
GEICO $2,552 $2,634
Liberty Mutual $4,876 $5,131
Nationwide $2,697 $2,697
Progressive $4,650 $4,650
State Farm $2,358 $2,500
Travelers $7,702 $7,702
USAA $1,604 $1,698

Cheapest Johnstown, PA Car Insurance Rates by ZIP Code

Johnstown car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Johnstown, PA.

Annual Car Insurance Rates by ZIP Code in Johnstown, Pennsylvania

ZIP Code Average Annual Rates
15901 $4,636
15902 $4,438
15904 $4,494
15905 $4,613
15906 $4,509
15909 $4,467
15915 $4,897

The Best Cheap Car Insurance Companies in Johnstown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Johnstown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Johnstown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,909
GEICO $2,593
Liberty Mutual $5,004
Nationwide $2,697
Progressive $4,650
State Farm $2,429
Travelers $7,702
USAA $1,651

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Johnstown, Pennsylvania

Find the cheapest car insurance companies in Johnstown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Johnstown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Johnstown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Johnstown car insurance rates. Find the cheapest Johnstown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Johnstown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,742 $3,932 $4,053
GEICO $2,392 $2,616 $2,771
Liberty Mutual $4,761 $5,040 $5,211
Nationwide $2,731 $2,728 $2,631
Progressive $4,234 $4,685 $5,030
State Farm $2,270 $2,461 $2,556
Travelers $7,775 $7,708 $7,623
USAA $1,537 $1,666 $1,750

What affects car insurance rates in Johnstown, Pennsylvania?

What factors can have an impact on Johnstown, PA car insurance? There are several reasons why Johnstown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Johnstown, Pennsylvania.

Commute Time in Johnstown

The more time you spend in your car the higher the risk of an accident. The average commute length in Johnstown, PA is 13.8 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Johnstown, PA

Ready to find affordable Johnstown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Johnstown, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption