Compare Omro, WI Car Insurance Rates (2021)

Car insurance in Omro, WI averages $223 a month. Omro, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Omro car insurance rates, compare quotes from the top car insurance companies in Omro, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Omro for teen drivers is American Family
  • Average car insurance rates in Omro, WI are $2,672/year
  • Average car insurance rates in Omro, WI after a DUI are $2,962/year

If you need to buy Omro, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Omro, WI is right here.

You’ll find Omro car insurance rates, the cheapest Omro, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Omro, Wisconsin car insurance rates to Milwaukee car insurance rates, Oshkosh car insurance rates, and Kenosha car insurance rates.

Ready to find affordable Omro, WI car insurance today? Enter your ZIP code for fast, free Omro car insurance quotes.

Cheapest Omro, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Omro, WI car insurance rates? Every Omro, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Omro, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,243 $2,356 $2,086 $2,308 $7,568 $9,767 $2,257 $2,438
American Family $873 $910 $835 $839 $2,660 $2,918 $1,031 $1,094
Farmers $1,690 $1,688 $1,497 $1,590 $8,130 $8,413 $1,918 $2,002
GEICO $1,272 $1,412 $1,322 $1,524 $4,261 $4,599 $1,175 $1,215
Liberty Mutual $1,599 $1,746 $1,293 $1,472 $5,452 $6,122 $1,697 $1,836
Nationwide $2,917 $3,061 $2,442 $2,565 $6,243 $9,641 $3,573 $4,181
Progressive $1,471 $1,394 $1,207 $1,261 $5,704 $6,423 $1,762 $1,908
State Farm $1,212 $1,212 $1,089 $1,089 $3,616 $4,556 $1,370 $1,569
USAA $1,140 $1,131 $1,044 $1,053 $2,966 $3,410 $1,467 $1,599

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Minimum Car Insurance in Omro, WI

Every driver must carry the minimum car insurance in Omro, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Omro, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Omro, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Omro, WI. Compare credit history car insurance rates in Omro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Omro, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,092 $3,498 $3,043
American Family $1,872 $1,229 $1,084
Farmers $3,802 $3,219 $3,077
GEICO $2,753 $1,963 $1,577
Liberty Mutual $3,823 $2,312 $1,822
Nationwide $4,865 $4,060 $4,060
Progressive $2,996 $2,552 $2,376
State Farm $2,929 $1,682 $1,281
USAA $2,629 $1,413 $1,136

Cheapest Omro, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Omro, WI to rates for a clean record with top companies.

Annual Omro, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,158 $4,354 $4,078 $3,921
American Family $1,336 $1,415 $1,415 $1,415
Farmers $2,931 $3,708 $3,509 $3,315
GEICO $1,450 $2,353 $2,702 $1,885
Liberty Mutual $2,028 $2,885 $2,989 $2,706
Nationwide $3,660 $4,233 $5,186 $4,233
Progressive $2,417 $2,934 $2,511 $2,703
State Farm $1,796 $2,132 $1,964 $1,964
USAA $1,350 $1,707 $2,305 $1,542

Cheapest Omro, WI Car Insurance for Teen Drivers

Teen car insurance in Omro, WI can be expensive. Take a look at rates from the top car insurance companies in Omro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Omro, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,568 $9,767
American Family $2,660 $2,918
Farmers $8,130 $8,413
GEICO $4,261 $4,599
Liberty Mutual $5,452 $6,122
Nationwide $6,243 $9,641
Progressive $5,704 $6,423
State Farm $3,616 $4,556
USAA $2,966 $3,410

Cheapest Omro, WI Car Insurance for Seniors

Take a look at Omro, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Omro, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,308
American Family $835 $839
Farmers $1,497 $1,590
GEICO $1,322 $1,524
Liberty Mutual $1,293 $1,472
Nationwide $2,442 $2,565
Progressive $1,207 $1,261
State Farm $1,089 $1,089
USAA $1,044 $1,053

Cheapest Omro, WI Car Insurance Rates After a DUI

A DUI in Omro, WI increases car insurance rates. Compare Omro, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Omro, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,078
American Family $1,415
Farmers $3,509
GEICO $2,702
Liberty Mutual $2,989
Nationwide $5,186
Progressive $2,511
State Farm $1,964
USAA $2,305

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Cheapest Omro, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Omro, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Omro, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,784 $3,971
American Family $1,371 $1,418
Farmers $3,366 $3,366
GEICO $2,054 $2,141
Liberty Mutual $2,652 $2,652
Nationwide $4,328 $4,328
Progressive $2,641 $2,641
State Farm $1,915 $2,013
USAA $1,704 $1,748

The Best Cheap Car Insurance Companies in Omro, WI

Take a look at a side-by-side comparison of the top car insurance companies in Omro, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Omro, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,878
American Family $1,395
Farmers $3,366
GEICO $2,097
Liberty Mutual $2,652
Nationwide $4,328
Progressive $2,641
State Farm $1,964
USAA $1,726

Category Winners: Cheapest Car Insurance in Omro, Wisconsin

Find the cheapest car insurance companies in Omro, WI for each category right here.

Best Annual Car Insurance Rates by Company in Omro, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Omro, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Omro car insurance rates. Find the cheapest Omro, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Omro, Wisconsin

Insurance Company Low Medium High
Allstate $3,669 $3,866 $4,098
American Family $1,373 $1,408 $1,404
Farmers $3,090 $3,339 $3,669
GEICO $1,956 $2,095 $2,242
Liberty Mutual $2,417 $2,677 $2,862
Nationwide $4,169 $4,327 $4,487
Progressive $2,465 $2,665 $2,794
State Farm $1,840 $1,971 $2,081
USAA $1,648 $1,728 $1,803

What affects car insurance rates in Omro, Wisconsin?

What factors can have an impact on Omro, WI car insurance? There are several reasons why Omro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Omro, Wisconsin.

Car Theft in Omro

High levels of vehicle theft can make car insurance more expensive. Omro, WI car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Omro

The more time you spend in your car the higher the risk of an accident. The average commute length in Omro, WI is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Omro, WI

Ready to find affordable Omro, Wisconsin car insurance today? Enter your ZIP code for fast, free Omro, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State