Chevrolet Tahoe Insurance Cost [Guide + Free Quotes]

If you want to buy inexpensive Chevrolet Tahoe insurance coverage then you should know that a policy will cost $117 per month ($1,398 per year) on average. Mature drivers with good driving records may find rates as low as $822 a year.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 7, 2020

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Key Takeaways:

  • Full coverage costs around $1,398 a year or $117 each month
  • A liability-only policy costs around $560 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,110 a year or $426 each month
  • Good drivers can save as much as $576 a year by earning policy discounts
  • Chevrolet Tahoe insurance costs around $121 less per year than the average vehicle

The average Chevrolet Tahoe car insurance rates cost drivers $1,398 a year, or around $117 a month. If you want to find affordable Chevrolet Tahoe rates, all you have to do is know where to look.

We’ve compiled this comprehensive guide so you can use it as a reference while comparing Chevrolet Tahoe insurance rates from multiple companies.

You can start comparing quotes for Chevrolet Tahoe car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Tahoe Insurance Cost

The average car insurance costs for a Chevrolet Tahoe are $1,398 a year or $117 a month.

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Are Chevrolet Tahoes Expensive to Insure?

The chart below details how Chevrolet Tahoe insurance rates compare to other SUVs like the Toyota 4Runner, Honda Passport, and Nissan Pathfinder.

Vehicle Comprehensive Collision Liability Total
Chevrolet Tahoe $336 $532 $372 $1,398
Toyota 4Runner $332 $512 $332 $1,312
Honda Passport $362 $656 $316 $1,470
Nissan Pathfinder $294 $452 $390 $1,294
Infiniti QX60 $404 $750 $372 $1,684
BMW X5 $444 $750 $372 $1,724
Volvo XC90 $346 $600 $390 $1,494
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Tahoe Insurance?

You might have noticed that there is a multitude of factors that impact Chevrolet Tahoe car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Chevrolet Tahoe.

Age of the Vehicle

The average Chevrolet Tahoe auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Chevrolet Tahoe costs $1,398, while 2010 Chevrolet Tahoe insurance costs are $1,148, a difference of $250.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Tahoe $336 $532 $372 $1,398
2019 Chevrolet Tahoe $320 $512 $390 $1,380
2018 Chevrolet Tahoe $306 $506 $398 $1,368
2017 Chevrolet Tahoe $296 $494 $416 $1,364
2016 Chevrolet Tahoe $286 $474 $430 $1,348
2015 Chevrolet Tahoe $270 $458 $442 $1,328
2014 Chevrolet Tahoe $260 $424 $452 $1,294
2013 Chevrolet Tahoe $250 $400 $456 $1,264
2012 Chevrolet Tahoe $240 $358 $460 $1,216
2011 Chevrolet Tahoe $224 $330 $460 $1,172
2010 Chevrolet Tahoe $216 $310 $464 $1,148
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Driver Age

Driver age can have a significant impact on the cost of Chevrolet Tahoe auto insurance. For example, 20-year-old drivers pay approximately $1,709 each year for their Chevrolet Tahoe auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Tahoe insurance rates. For example, drivers in Los Angeles may pay $769 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Tahoe auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Tahoe car insurance with violations on their driving record.

Chevrolet Tahoe Crash Test Ratings

Chevrolet Tahoe crash test ratings can impact your Chevrolet Tahoe car insurance rates. See Chevrolet Tahoe crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Tahoe SUV RWD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Tahoe SUV 4WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Tahoe SUV RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Tahoe SUV 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Tahoe SUV RWD 4 stars 5 stars 5 stars 3 stars
2018 Chevrolet Tahoe SUV 4WD 4 stars 5 stars 5 stars 3 stars
2017 Chevrolet Tahoe SUV RWD 4 stars 5 stars 5 stars 3 stars
2017 Chevrolet Tahoe SUV 4WD 4 stars 5 stars 5 stars 3 stars
2016 Chevrolet Tahoe SUV RWD 4 stars 5 stars 5 stars 3 stars
2016 Chevrolet Tahoe SUV 4WD 4 stars 5 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Tahoe Safety Features

The safety features of the Chevrolet Tahoe can impact your Chevrolet Tahoe car insurance rates. The Chevrolet Tahoe has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Chevrolet Tahoe Insurance Loss Probability

The Chevrolet Tahoe’s insurance loss probability varies between different coverage types. The lower percentage means lower Chevrolet Tahoe auto insurance costs; higher percentages mean higher Chevrolet Tahoe auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -18%
Property Damage -10%
Comprehensive 5%
Personal Injury -30%
Medical Payment -37%
Bodily Injury -12%
Source: Insurance Institute for Highway Safety
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Chevrolet Tahoe Finance and Insurance Cost

If you are financing a Chevrolet Tahoe, you will pay more if you purchase Chevrolet Tahoe auto insurance at the dealership, so be sure to shop around and compare Chevrolet Tahoe auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Tahoe Insurance

You can save more money on your Chevrolet Tahoe auto insurance rates by employing any of the following five strategies.

  • Move to an Area with a Lower Cost of Living
  • Ask About a Student Away from Home Discount
  • Ask About Retiree Discounts
  • Take Public Transit Instead of Driving Your Chevrolet Tahoe
  • Never Drink and Drive Your Chevrolet Tahoe

Top Chevrolet Tahoe Insurance Companies

Who is the best company for Chevrolet Tahoe insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Tahoe insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Tahoe offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chevrolet Tahoe Insurance Quotes Online

Start comparing Chevrolet Tahoe car insurance quotes for free by using our convenient online comparison tool.

The Chevy Tahoe is a versatile vehicle that serves many purposes. If you own a Tahoe or are considering purchasing one, read the article below to learn more about auto insurance rates for the Chevy Tahoe and how you can get the most for your money.

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What car insurance is required for a Chevy Tahoe?

No matter what state you live in, you have to get insurance for your Chevrolet Tahoe.

Liability insurance is the minimum required by the state, although the coverage limits vary by state.

If you buy your Chevy Tahoe new, you may be required to buy collision and comprehensive insurance in order to have full protection. If anything happens to your car before you pay it off, you can repair it to its original condition.

When you have total car insurance protection, you will also be reimbursed for your car in the event it is totaled.

Depending on how much depreciation has already occurred to your car, this may or may not be enough to pay off your loan. If you owe more money than your policy pays, you are responsible for paying the difference.

What are Some Basic Factors that Affect Car Insurance Rates?

If someone is buying a new car they should consider that the model and even color of the car could affect their car insurance. Statistically, a red sports car will cost a lot more to insure than a white minivan.

Even if the car is more practical than a sports car, how much the car initially costs can affect the insurance rates. As a rule of thumb, the more a car costs to buy, the more that car will cost to insure.

Where the driver lives and works play a major role in their car insurance prices. People that live in the country will pay a lot less than their city-dwelling counterparts.

Urban areas are considered to be a greater insurance risk since they are overcrowded and have higher crime rates.

How much the policyholder’s car is driven is also a factor considered by the insurer. Someone that has a long daily commute to work is more likely to be in an accident than someone that just uses his car once a week to run errands.

Should I have GAP car insurance?

If you buy a new Chevrolet Taho or lease one, then you may want to consider buying Guaranteed Auto Protection (GAP) insurance. GAP insurance is used to bridge the gap between what you owe the bank and what your car insurance will pay.

Cars depreciate quickly, losing value as soon as you drive it off the lot. Within three months your car may depreciate by as much as 30%.

If you own your car outright and have total car insurance, then you will be reimbursed for damages sustained to your car per your policy benefits.

If your car gets totaled, the car insurance company usually pay you the street value of your car. However, if you still owe money on the car because you financed it or leased it, you may be upside down on your loan payoff.

The lender is not going to forgive your debt just because your car gets totaled. You are still responsible for paying off your loan in full.

However, GAP insurance can be bought at the time you lease or buy your car in order to offer you full protection in the event your car gets totaled before it is paid off.

If you ever are in an accident and your car is deemed a total loss by the insurance company, then your GAP insurance will pay the benefits regardless of who is at fault.

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How does GAP insurance work for my Tahoe?

As you know, cars depreciate quickly. If you buy a brand new Chevrolet Tahoe from the dealer for $40,000, after its first three months your car may only be worth $28,000 in actual cash value.

If you put $5,000 down on your car and finance $35,000, then after a year you may still owe $33,000.

If you are involved in an accident and your car is totaled, then you will get the actual cash value as a payout from your car insurance.

The insurance company will pay you $28,000 minus your $1,000 deductible, leaving you with $27,000 to give to the finance company for your car. You still owe $6,000. If you have GAP insurance, the $6,000 would be covered by your GAP benefit.

Buying a new Chevrolet Tahoe is a good investment and so, it needs to be protected as such.

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