Volvo S60 Insurance Cost Estimate [Comprehensive Guide]

Auto insurance rates for a Volvo S60 average $1,544 a year, or around $129 a month. Good drivers can save as much as $2,382 a year over higher risk drivers.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses...

Full Bio →

Reviewed byJoel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: Jun 30, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,544 a year or $129 each month
  • A liability-only policy costs around $619 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,643 a year or $470 each month
  • Good drivers can save as much as $637 a year by earning policy discounts
  • Volvo S60 insurance costs around $25 more per year than the average vehicle

Volvo S60 insurance rates are slightly more than the average vehicle with full coverage costing on average $1,544 a year or $129 a month. The highest rates are for teens who will pay about $5,643 a year or $470 a month. Good drivers save up to $637 a year in policy discounts by practicing safe driving habits. We’re going to go over Volvo S60 insurance rates, crash test ratings, and more.

You can start comparing quotes for Volvo S60 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo S60 Insurance Cost

The average Volvo S60 car insurance rates are $1,544 a year or $129 a month.

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Volvo S60s Expensive to Insure?

The chart below details how Volvo S60 insurance rates compare to other luxury cars like the Audi A6, Jaguar XE, and Acura TLX.

VehicleComprehensiveCollisionLiabilityTotal
Volvo S60$332$656$398$1,544
Audi A6$382$744$398$1,682
Jaguar XE$382$774$398$1,712
Acura TLX$332$686$398$1,574
Volvo S90$356$714$398$1,626
Porsche Panamera$520$1,042$398$2,118
Infiniti Q70$370$774$338$1,618

However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S60 Insurance?

The Volvo S60 trim and model you choose can impact the total price you will pay for Volvo S60 car insurance coverage.

Age of the Vehicle

The average Volvo S60 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Volvo S60 cost $1,544, while 2011 Volvo S60 rates are $1,286, a difference of $258.

Model YearComprehensiveCollisionLiabilityTotal
2018 Volvo S60$332$656$398$1,544
2017 Volvo S60$320$640$416$1,534
2016 Volvo S60$310$612$430$1,510
2015 Volvo S60$292$592$442$1,484
2014 Volvo S60$282$548$452$1,440
2013 Volvo S60$270$516$456$1,400
2012 Volvo S60$258$464$460$1,340
2011 Volvo S60$242$426$460$1,286

Driver Age

Driver age can have a significant effect on Volvo S60 car insurance rates. As an example, a 30-year-old driver pays around $68 more each year for their Volvo S60 car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Volvo S60 insurance rates. For example, drivers in New York may pay $402 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S60 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S60 auto insurance rates with violations on their driving record.

Volvo S60 Safety Ratings

Your Volvo S60 auto insurance rates are tied to the Volvo S60’s safety ratings. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Volvo S60 Crash Test Ratings

Good Volvo S60 crash test ratings can lower your Volvo S60 auto insurance rates. See Volvo S60 crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Volvo S60 T8 Polestar Engineered 4 DR AWDN/RN/RN/RN/R
2020 Volvo S60 T8 4 DR AWDN/RN/RN/RN/R
2020 Volvo S60 T6 4 DR AWD5 stars4 stars5 stars5 stars
2020 Volvo S60 T5 4 DR FWD5 stars4 stars5 stars5 stars
2019 Volvo S60 T8 4 DR AWDN/RN/RN/RN/R
2019 Volvo S60 T6 4 DR AWDN/RN/RN/RN/R
2019 Volvo S60 T5 4 DR FWDN/RN/RN/RN/R
2018 Volvo S60I 4 DR FWD5 stars5 stars5 stars5 stars
2018 Volvo S60I 4 DR AWD5 stars5 stars5 stars5 stars
2018 Volvo S60CC 4 DR AWDN/RN/RN/RN/R
2018 Volvo S60 4 DR FWD5 stars5 stars5 stars5 stars
2018 Volvo S60 4 DR AWD5 stars5 stars5 stars5 stars
2017 Volvo S60I 4 DR FWD5 stars5 stars5 stars5 stars
2017 Volvo S60I 4 DR AWD5 stars5 stars5 stars5 stars
2017 Volvo S60CC 4 DR AWDN/RN/RN/RN/R
2017 Volvo S60 4 DR FWD5 stars5 stars5 stars5 stars
2017 Volvo S60 4 DR AWD5 stars5 stars5 stars5 stars
2016 Volvo S60I 4 DR FWD5 stars5 stars5 stars5 stars
2016 Volvo S60I 4 DR AWD5 stars5 stars5 stars5 stars
2016 Volvo S60CC 4 DR AWDN/RN/RN/RN/R
2016 Volvo S60 4 DR FWD5 stars5 stars5 stars5 stars
2016 Volvo S60 4 DR AWD5 stars5 stars5 stars5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volvo S60 Safety Features

The numerous safety features of the Volvo S60 help contribute to lower insurance rates. The 2020 Volvo S60 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S60 Insurance Loss Probability

The Volvo S60’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Volvo S60, others are more favorable and lead to lower insurance rates.

Insurance Coverage CategoryLoss Rate
Collision3%
Property Damage-15%
Comprehensive-17%
Personal Injury-24%
Medical Payment-28%
Bodily Injury-35%
Source: Insurance Institute for Highway Safety

Volvo S60 Finance and Insurance Cost

If you are financing a Volvo S60, most lenders will require your carry higher Volvo S60 coverages including comprehensive coverage, so be sure to compare Volvo S60 car insurance rates from the best companies using our FREE tool below.

Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Volvo S60 Insurance

There are many ways that you can save on Volvo S60 car insurance. Below are five actions you can take to find cheap Volvo S60 auto insurance rates.

  • Check Reviews and State Complaints Before You Choose an Insurer
  • Remove Young Drivers from Your Volvo S60 Insurance When They Move Out or Go to School
  • Park Your Volvo S60 Somewhere Safe – like a Garage or Private Driveway
  • Take Public Transit Instead of Driving Your Volvo S60
  • Check Your Volvo S60 Policy Carefully to Ensure All Information is Correct

Top Volvo S60 Insurance Companies

Who is the top auto insurance company for Volvo S60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S60 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S60 offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Volvo S60 Insurance Quotes Online

Start comparing Volvo S60 auto insurance quotes for free by using our FREE online comparison tool.

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption