Georgia car insurance is required by law in the amount of 25/50/25. That is basically insurance shorthand that describes the need for $25,000 per person for injury coverage, $50,000 per accident for injury coverage, and $25,000 for property damage. This amount of coverage is one of the highest limits required by any state.
That doesn’t mean that you can’t get more GA car insurance, though. If you want to make sure that you’re truly protected, you should get quotes for higher levels of coverage because you might be surprised at how affordable they can be.
Enter your Georgia zip code into the free tool on this page for a free Georgia car insurance comparison!
Georgia Car Insurance Policies
Auto insurance in Georgia is pretty simple to understand, but it always helps to find an agent who can explain things to you. If you stop and think about how much coverage you need, you can easily determine that minimum coverage might not be enough. $25,000 per person for bodily injury coverage sounds like a lot, but medical bills add up fast.
Also, if you are involved in a two-car accident and cited for fault, the numbers can go a lot higher. You could easily end up with $25,000 or more in property damage just from the vehicles being totaled, leaving little room for other property damage claims.
Get quotes for varying levels of coverage with each company that you consider, just to be safe.
Georgia Car Insurance Discounts
Discounts are available to people who get Georgia car insurance in some cases. If you have:
- A safe driving record
- A history of insurance with a specific company
- A student with good grades
- A safe car with many features for protection
- Other situations, as applicable
You can save a lot of money on Georgia car insurance. Of course, your age, sex, and marital status will also influence your GA car insurance rates significantly. For example, men and younger drivers will have higher GA auto insurance rates, as will single people. Those who are older, married, or who are female are statistically safer and therefore will get lower rates.
What Else You Should Know
Shop around. You deserve the best rates on GA car insurance, and you can find them by shopping around and comparing your options. Work with big Georgia auto insurance companies first, such as AIG, Progressive, Allstate, and State Farm. These are leaders in the insurance industry and can often give the best rates.
However, feel free to check out other companies, as well, because they might have rates that are affordable, as well. Remember to consider customer service and attentiveness when choosing a company, because it’s not all about the cost.
Enter your zip in now to start comparing free Georgia car insurance quotes online!
