Best BMW X2 Auto Insurance Rates 2021

The price of car insurance for the BMW X2 depends on a lot of factors. Among the things that can impact your BMW X2 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW X2 also affects car insurance rates, and that depends on trim level and options.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Dec 17, 2021

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Things to Remember

  • The MSRP of the BMW X2 is $36,600
  • Crash test ratings have an impact on BMW X2 auto insurance rates
  • Safety features of the BMW X2 can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the BMW X2 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW X2 right here.

Take a look at what you can expect in terms of insurance rates for the BMW X2 and compare it to other similar vehicles. Then find out how the BMW X2 stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW X2 right here.

If you need insurance for a BMW X2 right now, we can help. Enter your ZIP code for free BMW X2 car insurance quotes from top companies.

Are vehicles like the BMW X2 expensive to insure?

Take a look at how insurance rates for similar models to the BMW X2 look. These insurance rates for other SUVs like the Dodge Journey, Lexus LX 570, and Subaru Forester give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW X2

Vehicle Comprehensive Collision Liability Total
Land Rover Discovery Sport $368 $668 $416 $1,610
Toyota 4Runner $348 $532 $316 $1,332
Mazda CX-9 $348 $562 $372 $1,440
Nissan Xterra $216 $296 $442 $1,112
Audi Q3 $344 $686 $398 $1,586
Lincoln Navigator $356 $686 $398 $1,598
Buick Enclave $348 $594 $372 $1,472
Dodge Durango $348 $562 $372 $1,440

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What impacts the cost of BMW X2 insurance?

The BMW X2 trim and model you choose can impact the total price you will pay for BMW X2 insurance coverage.
You can also expect your BMW X2 rates to be affected by where you live, your driving history, and in most states your age and gender.

How much is the BMW X2?

If you’re looking to buy a BMW X2, price is probably a factor for you. The MSRP of the BMW X2 is $36,600, but this price will depend on things like the trim level, options, and any negotiations you make with the dealer.

BMW X2 Safety Ratings

The cost of BMW X2 auto insurance rates depend in part on the BMW X2 safety ratings. See how the BMW X2 is rated for safety here.

BMW X2 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

BMW X2 Crash Test Ratings

The BMW X2 crash test ratingswill have an affect on BMW X2 car insurance rates. Take a look at crash test results for the BMW X2.

BMW X2 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X2 SUV FWD N/R N/R N/R N/R
2020 BMW X2 SUV AWD N/R N/R N/R N/R
2019 BMW X2 SUV FWD N/R N/R N/R N/R
2019 BMW X2 SUV AWD N/R N/R N/R N/R

Ways to Save on BMW X2 Insurance

There are several ways you can save even more on your BMW X2 car insurance rates. Take a look at the following five tips:

  • Keep a close eye on teen drivers
  • Compare BMW X2 quotes online
  • Pay your bills on time — especially BMW X2 payments and insurance
  • Get a plan with only liability coverage if you’re driving an older BMW X2
  • Ask about loyalty discounts

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Top BMW X2 Insurance Companies

What is the best auto insurance company for BMW X2 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW X2 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW X2.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW X2 Insurance Quotes Online

Save money by comparing BMW X2 insurance rates with free quotes online now.

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