Best Honda Insight Car Insurance in 2024 (We Suggest These 10 Providers)
Discover the best Honda Insight car insurance with best providers Progressive, State Farm, and Liberty Mutual, offering rates at $70 monthly by USAA. These best insurers provide best coverage options tailored to your needs. Choose from the best Honda Insight car insurance plans for comprehensive protection.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Sep 12, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Honda Insight
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Honda Insight
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Honda Insight
A.M. Best Rating
Complaint Level
Pros & Cons
Explore best Honda Insight car insurance options from Progressive, State Farm, and Liberty Mutual, with rates as low as $70/month offered by USAA.
That’s why you should be aware that the average Honda Insight car insurance rates cost drivers $106 a monthfor full coverage, and good drivers can save up to $43 by earning policy discounts.
Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | 12% | A+ | Flexible Plans | Progressive | |
#2 | 17% | B | Reliable Service | State Farm | |
#3 | 10% | A | Comprehensive Coverage | Liberty Mutual | |
#4 | 10% | A++ | Military Benefits | USAA | |
#5 | 25% | A+ | Safe Driver | Allstate | |
#6 | 20% | A+ | Bundling Discounts | Nationwide | |
#8 | 15% | A | Family Discounts | American Family | |
#7 | 15% | A | Customized Policies | Farmers | |
#9 | 5% | A+ | AARP Benefits | The Hartford | |
#10 | 13% | A++ | Hybrid Discounts | Travelers |
Let this comprehensive article serve as a point of reference while you compare Honda Insight rates from different companies to help you with understanding your car insurance policy, including car insurance deductibles, and how much you should be paying.
You can start comparing quotes for Honda Insight car insurance rates from some of the best car insurance companies by using our free online tool now. Enter your ZIP code now.
- Full coverage costs around $107 each month
- A liability-only policy costs around $43 a month
- Highest rates are for teenage drivers at around $389 a month
#1 – Progressive: Top Overall Pick
Pros
- Usage-Based Discounts: Progressive, ranked #1, offers discounts through its Snapshot program, rewarding safe driving, which is ideal for Honda Insight owners seeking the best Honda Insight car insurance. With a potential 12% discount, drivers can benefit from their good habits.
- Extensive Online Tools: Progressive’s digital tools are among the best in the industry, making it a top choice for tech-savvy Honda Insight owners looking for the best Honda Insight car insurance.
- Wide Range of Coverage Options: Their flexibility in coverage types is enhanced by a 12% multi-policy discount, offering significant savings for Insight drivers who bundle their insurance.
Cons
- Mixed Customer Satisfaction: Despite being ranked #1, Progressive has received mixed reviews for customer service, particularly in claims handling, which might concern Honda Insight owners searching for the best Honda Insight car insurance.
- High Rates for High-Risk Drivers: Progressive is known for charging high rates for drivers with a history of accidents or violations, making it less ideal for those seeking the best Honda Insight car insurance at a reasonable price. Read more in our article “Progressive Car Insurance Review.”
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#2 – State Farm: Best for Reliable Service
Pros
- Widespread Availability: With an extensive network, policyholders can access support and claims processing no matter where they are, providing peace of mind for Honda Insight owners.
- Multi-Policy Discounts: State Farm offers a 17% discount for bundling policies, a valuable feature for Honda Insight owners looking to save on the best Honda Insight car insurance.
- Reliable Service: State Farm is celebrated for its reliable customer service, especially in claims handling, which is critical for Honda Insight drivers seeking the best Honda Insight car insurance. Check out this article “State Farm Car Insurance Review” to know more.
Cons
- Limited Customization: Despite its reliability, State Farm’s policies may not offer as much flexibility as other insurers, which could be a drawback for Honda Insight owners seeking the best Honda Insight car insurance with tailored options.
- Higher Premiums: State Farm’s premiums can be on the higher side, especially for Honda Insight drivers who don’t qualify for discounts, making it less appealing as the best Honda Insight car insurance option.
#3 – Liberty Mutual: Best for Comprehensive Coverage
Pros
- Customization Flexibility: Liberty Mutual, ranked #3, offers highly customizable policies, making it a top choice for Honda Insight owners seeking the best Honda Insight car insurance.
- Multi-Policy Discount: Liberty Mutual’s 10% discount for bundling home and auto insurance is beneficial for Honda Insight owners looking for the best Honda Insight car insurance. This discount is particularly appealing for those seeking comprehensive coverage while saving money.
- Accident Forgiveness: Liberty Mutual’s accident forgiveness feature is a significant benefit for Honda Insight drivers seeking the best Honda Insight car insurance. Read more at “Liberty Mutual Car Insurance Review“.
Cons
- Average Customer Service: Liberty Mutual’s customer service is often rated as average, which might be a drawback for Honda Insight owners seeking the best Honda Insight car insurance with top-tier service. Delays in claims processing could be frustrating for policyholders.
- Higher Premiums for Certain Drivers: Liberty Mutual tends to charge higher premiums for certain drivers, which could be a disadvantage for some Honda Insight owners looking for the best Honda Insight car insurance at a reasonable rate.
#4 – USAA: Best for Military Benefits
Pros
- Exceptional Customer Service: USAA is consistently ranked high for customer satisfaction, making it a top choice for military members with a Honda Insight seeking the best Honda Insight car insurance. Explore our “USAA Car Insurance Review” to check out detailed lists.
- Competitive Rates: USAA offers highly competitive rates, particularly for military families with a Honda Insight, making it one of the most affordable options for those who qualify. The A++ rating from A.M. Best ensures that Insight owners are choosing a financially secure and dependable insurer.
- Comprehensive Military-Focused Coverage: USAA provides unique benefits tailored to military members, such as discounts during deployments, which is ideal for Honda Insight owners seeking the best Honda Insight car insurance with military-specific perks.
Cons
- Membership Restrictions: USAA is only available to military members, veterans, and their families, excluding many Honda Insight owners who might otherwise be interested in the best Honda Insight car insurance from this provider.
- Limited Physical Locations: USAA has fewer physical branches, which might be a disadvantage for Honda Insight owners seeking the best Honda Insight car insurance with in-person service options.
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#5 – Allstate: Best for Safe Driver
Pros
- Comprehensive Coverage Options: Allstate, ranked #5, is ideal for safe Honda Insight drivers, offering add-ons like accident forgiveness and new car replacement, making it a strong contender for the best Honda Insight car insurance.
- Strong Financial Rating: Allstate’s A+ rating from A.M. Best ensures financial stability, making it a reliable choice for Honda Insight owners seeking the best Honda Insight car insurance. Discover more at our “Allstate Car Insurance Review.”
- Exclusive Perks: Allstate offers unique benefits like the Drivewise program, which rewards safe driving with discounts, making it an excellent option for Honda Insight drivers looking for the best Honda Insight car insurance.
Cons
- Above-Average Premiums: Allstate’s premiums can be higher than many competitors, especially for Honda Insight drivers who don’t qualify as “safe drivers,” making it less competitive as the best Honda Insight car insurance.
- Customer Service Variability: Although Allstate is known for strong financial stability, customer service experiences can vary, which might be concerning for Honda Insight owners seeking the best Honda Insight car insurance.
#6 – Nationwide: Best for Bundling Discounts
Pros
- Vanishing Deductible: Nationwide’s vanishing deductible feature is a unique benefit for safe Honda Insight drivers, making it a great option for those seeking the best Honda Insight car insurance. This feature rewards safe driving by reducing deductibles over time, offering long-term savings.
- Comprehensive Coverage Options: Nationwide provides a wide range of coverage types, making it easy for Honda Insight drivers to find the best Honda Insight car insurance that meets their specific needs. You can learn more about comprehensive coverage in our “What car insurance discounts does Nationwide offer?.”
- Strong Financial Rating: Nationwide’s A+ rating from A.M. Best ensures financial security, making it a reliable choice for Honda Insight owners seeking the best Honda Insight car insurance. This financial strength is crucial for those looking for an insurer they can trust to handle claims efficiently.
Cons
- Limited Discounts: Nationwide offers fewer discounts compared to some competitors, which might be less appealing for Honda Insight owners seeking the best Honda Insight car insurance with maximum savings.
- Customer Service Variability: While generally positive, some customers report inconsistencies in Nationwide’s customer service, particularly in claims handling, which could be a concern for Honda Insight owners looking for the best Honda Insight car insurance with consistently high service levels.
#7 – American Family: Best for Family Discounts
Pros
- Strong Multi-Policy Discounts: American Family, ranked #8, offers a 15% discount for bundling multiple policies, making it a great choice for families with a Honda Insight looking for the best Honda Insight car insurance.
- Comprehensive Coverage Options: American Family provides a wide range of coverages, making it easy for Honda Insight owners to find the best Honda Insight car insurance that suits their specific needs.
- Customer-Oriented Service: Known for its strong customer service, American Family often receives positive reviews, making it an excellent option for Honda Insight owners seeking the best Honda Insight car insurance. Discover more at “American Family Car Insurance Review.”
Cons
- Limited Availability: American Family is not available in every state, limiting access for Honda Insight owners looking for the best Honda Insight car insurance. This could be a significant drawback for those outside of American Family’s coverage areas, even with their strong family discounts.
- Higher Premiums for High-Risk Drivers: American Family tends to charge higher premiums for high-risk drivers, which could be a disadvantage for some Honda Insight owners seeking the best Honda Insight car insurance at an affordable rate. High-risk drivers might find better rates with other providers.
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#8 – Farmers: Best for Customized Policies
Pros
- Diverse Coverage Options: Farmers, ranked #7, offers a broad range of insurance products, making it an excellent option for Honda Insight owners looking for the best Honda Insight car insurance.
- Strong Multi-Policy Discounts: Farmers’ 15% discount for bundling policies is a significant advantage for Honda Insight owners seeking the best Honda Insight car insurance.
- Solid Financial Strength: Farmers’ A rating from A.M. Best guarantees financial stability, ensuring that Honda Insight owners can rely on their coverage, making it a top contender for the best Honda Insight car insurance. For detailed information, check out this article “Farmers Car Insurance Review.”
Cons
- Higher Premiums: Farmers is often more expensive than some competitors, which could be a drawback for Honda Insight owners seeking the best Honda Insight car insurance on a budget. This could deter budget-conscious Insight drivers, even with the 15% multi-policy discount.
- Limited Availability: Farmers is not available in every state, which can limit access for Honda Insight owners looking for the best Honda Insight car insurance. This could be a significant drawback for Insight drivers who prefer a single insurer for all their needs.
#9 – The Hartford: Best for AARP Benefits
Pros
- Specialized Senior Coverage: The Hartford offers unique benefits for AARP members, making it a top contender for older Honda Insight owners seeking the best Honda Insight car insurance.
- Lifetime Renewability: This ensures that your policy cannot be canceled as long as premiums are paid, providing peace of mind for those wanting to avoid the hassle of finding new coverage.
- Strong Financial Stability: The Hartford’s A+ rating from A.M. Best ensures reliable claims payments, making it a secure choice for Honda Insight owners seeking the best Honda Insight car insurance. You can learn more about “The Hartford Car Insurance Discounts.”
Cons
- Higher Premiums for Younger Drivers: The Hartford’s focus on older drivers means higher premiums for younger Honda Insight owners, making it less competitive as the best Honda Insight car insurance for this demographic.
- Limited Online Tools: The Hartford’s digital tools are less advanced compared to competitors, which could be a drawback for tech-savvy Honda Insight owners seeking the best Honda Insight car insurance with robust online management options.
#10 – Travelers: Best for Hybrid Discounts
Pros
- Flexible Coverage Options: Travelers offers customizable coverage, making it a great choice for Honda Insight owners seeking the best Honda Insight car insurance tailored to their needs.
- Strong Financial Stability: Travelers’ A++ rating from A.M. Best indicates a robust financial position, making it a secure choice for Honda Insight owners seeking the best Honda Insight car insurance with reliable claims handling.
- Generous Discounts: Travelers offers a 13% multi-policy discount, making it an attractive option for Honda Insight owners seeking the best Honda Insight car insurance with maximum savings. For detailed guide, check out this article entitled “Travelers Car Insurance Review.”
Cons
- Mixed Customer Satisfaction: Despite its financial strength, Travelers has received mixed reviews for customer service, which might be a concern for Honda Insight owners seeking the best Honda Insight car insurance with consistently high service levels.
- Limited Availability of Certain Discounts: Some discounts may not be available in all states, which could limit savings opportunities for Honda Insight owners seeking the best Honda Insight car insurance.
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Car Insurance Rates Honda Insight
The average Honda Insight auto insurance rates are $107 a month. This rate is competitive compared to other hybrid vehicles, reflecting the Honda Insight’s overall safety and reliability.
Additionally, factors such as your driving history, location, and coverage options can influence the final premium, so it’s beneficial to compare quotes from multiple insurers to find the best rate for your specific situation.
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
$80 | $150 | |
$82 | $148 | |
$88 | $160 | |
$90 | $165 | |
$78 | $145 | |
$85 | $155 | |
$75 | $140 | |
$77 | $143 | |
$79 | $147 | |
$70 | $130 |
Discounts can have a significant positive affect on your rates, as can high deductibles, but if you’re a teen driver, expect to pay significantly higher rates than other drivers.
Read more: Compare Buick Car Insurance Rates
Age of the Vehicle
Older Honda Insight models generally cost less to insure. For example, car insurance for a 2014 Honda Insight costs $106, while 2010 Honda Insight insurance costs are $94, a difference of $12.
Vehicle | Comprehensive | Collision | Liability | Full Coverage |
---|---|---|---|---|
2024 Honda Insight | $18 | $38 | $38 | $107 |
2023 Honda Insight | $17 | $35 | $38 | $104 |
2022 Honda Insight | $17 | $32 | $38 | $100 |
2021 Honda Insight | $16 | $29 | $38 | $96 |
2020 Honda Insight | $15 | 27 | $39 | $94 |
How much should I pay for a 2019 Honda Insight insurance policy? Comprehensive, collision, and liability coverage will cost you $23, $45, and $32respectively, with a total cost of $113 per month.
The average Honda Insight auto insurance rates are $107 a month. This rate is competitive compared to other hybrid vehicles, reflecting the Honda Insight’s overall safety and reliability.
Additionally, factors such as your driving history, location, and coverage options can influence the final premium, so it’s beneficial to compare quotes from multiple insurers to find the best rate for your specific situation.
Honda Insight Safety Ratings
Your Honda Insight car insurance rates are tied to the safety ratings of the Honda Insight. Vehicles with higher safety ratings often qualify for lower insurance premiums, as they are less likely to incur significant damage in accidents.
Additionally, insurers may offer better rates due to the reduced risk of injury to occupants, which translates to fewer claims and lower costs for the insurance company.
The Insight’s advanced safety features and high crash-test scores contribute to its appeal for insurance providers, potentially making it a cost-effective choice for conscientious drivers.
When evaluating your policy options, it’s also important to consider the level of liability auto insurance coverage you need, as this will affect your overall premium and ensure you are adequately protected in case of an accident.
Honda Insight Standard Safety Features
The following items are standard features on the Honda Insight:
- Side curtain air bags
- Occupant Position Detection System for your passenger’s air bag system
- Anti-lock brakes equipped with an Electronic Brake Distribution override
The average Honda Insight auto insurance rates are $107 a month. This rate is competitive compared to other hybrid vehicles, reflecting the Honda Insight’s overall safety and reliability.
Your car insurance rates will likely increase after an at-fault accident, but you can find your cheapest coverage option by using our free quote comparison tool below today.
Additionally, factors such as your driving history, location, and coverage options can influence the final premium, so it’s beneficial to compare quotes from multiple insurers to find the best rate for your specific situation.
Read more: Compare Toyota Car Insurance Rates
Top Honda Insight Insurance Companies
Who is the best company for Honda Insight insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Insight insurance coverage (ordered by market share).
Insurance Company | Available Discounts |
---|---|
Safe Driver, Multi-Policy, Anti-Theft, Good Student, Early Signing, New Car, FullPay | |
Multi-Policy, Safe Driver, Good Student, Early Bird, Loyalty, Generational, Defensive Driver | |
Multi-Policy, Good Student, Safe Driver, Pay-in-Full, Homeowner, Alternative Fuel | |
Multi-Policy, Hybrid Vehicle, Safe Driver, Good Student, New Car, Military, Anti-Theft | |
Multi-Policy, SmartRide (Usage-Based), Good Student, Safe Driver, Anti-Theft, Defensive Driving, Paperless | |
Multi-Policy, Safe Driver, Good Student, Pay-in-Full, Snapshot (Usage-Based), Homeowner | |
Multi-Policy, Safe Driver, Good Student, Steer Clear, Drive Safe & Save (Usage-Based) | |
AARP Member, Multi-Vehicle, Anti-Theft, Defensive Driver, Good Student, Driver Training | |
Multi-Policy, Hybrid/Electric Vehicle, Safe Driver, Good Student, Pay-in-Full, New Car | |
Multi-Policy, Safe Driver, Good Student, New Car, Military, Loyalty, Defensive Driver |
Many of these companies offer discounts for security systems and other safety features that the Honda Insight offers. It’s also important to understand what are the consequences of late car insurance payment, as missing a payment could affect your coverage and potentially lead to higher premiums or even policy cancellation.
Maintaining timely payments ensures you keep all available discounts and avoid disruptions in your coverage.
Rank | Insurance Company | Premiums Written | Market Share |
---|---|---|---|
#1 | $65.6 million | 9% | |
#2 | $46.1 million | 6% | |
#3 | $39.2 million | 6% | |
#4 | $35.6 million | 5% | |
#5 | $35 million | 5% | |
#6 | $28 million | 4% | |
#7 | $23.5 million | 3% | |
#8 | $23.4 million | 3% | |
#9 | $20.6 million | 3% | |
#10 | $18.4 million | 3% |
These companies are known for competitive rates and comprehensive coverage options tailored to the Honda Insight. It’s essential to compare quotes from these providers to find the best insurance rate for your specific needs and circumstances.
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Honda Insight Car Insurance Quote Comparison
When you’re shopping for insurance coverage for your Honda Insight, make sure you obtain at least three different quotes so you can compare rates. Additionally, consider factors such as “how long do points stay on your drivers license“, as points from traffic violations can impact your insurance rates and premiums.
Understanding this can help you make a more informed decision and potentially find better coverage options.
If you're financing a Honda Insight, most lenders will require higher coverage, including comprehensive insurance, so be sure to shop around and compare quotes.Ty Stewart Licensed Insurance Agent
Read on to learn all about the Honda Insight’s safety features and the Honda Insight’s auto insurance costs and then be sure to enter your ZIP code for a free Honda Insight car insurance quote comparison.
Frequently Asked Questions
What are the average Honda Insight car insurance rates?
On average, Honda Insight car insurance rates cost around $107 per month.
Can I find cheap Honda Insight car insurance rates?
Yes, good drivers with a clean driving record may find Honda Insight insurance costs as low as $62 per month. It is recommended to compare rates from different insurance companies to find the best deal. Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool below to find the best policy for you.
What factors impact the cost of Honda Insight insurance?
Several factors can impact the cost of Honda Insight insurance, including the trim and model of the vehicle, the age of the vehicle, the driver’s age, driver location, and driving record.
Read more: Compare Lexus Car Insurance Rates
What are the safety ratings and features of the Honda Insight?
The Honda Insight has received good safety ratings from the Insurance Institute for Highway Safety (IIHS). It also comes with various safety features, such as Honda Sensing technology, which may qualify for discounts on insurance premiums.
How can I save on Honda Insight insurance?
There are several ways to save on Honda Insight insurance, including comparing quotes from different insurance companies, increasing deductibles, taking advantage of discounts, maintaining a good driving record, and considering the safety features of the vehicle.
Shop for the best liability-only car insurance with our free quote comparison tool. Enter your ZIP code below to begin.
What factors impact the cost of car insurance for a Honda Insight?
The cost of car insurance for a Honda Insight can be influenced by various factors, including your driving record, age, location, and the specific model year of your Honda Insight.
Additionally, your credit score, annual mileage, and whether you opt for additional coverages like comprehensive or collision insurance will also affect your premiums. Insurance providers may also consider the Insight’s safety features and repair costs when calculating rates.
Read more: Compare Hyundai Car Insurance Rates
Is it possible to get discounts on Honda Insight car insurance?
Yes, you can qualify for various discounts on Honda Insight car insurance. Common discounts include multi-policy discounts if you bundle your car insurance with other policies, safe driver discounts, and usage-based discounts through telematics programs like Progressive’s Snapshot.
Discounts may also be available for paying your premium in full, completing a defensive driving course, or having safety features like anti-lock brakes and airbags in your Honda Insight.
Should I consider gap insurance for my Honda Insight?
Gap insurance can be a wise choice for Honda Insight owners, especially if you’ve financed your vehicle. Gap insurance covers the difference between what you owe on your car loan and the car’s actual cash value if it’s totaled in an accident.
Given the depreciation rate of vehicles, gap insurance ensures you’re not left with an outstanding balance on your loan after a major accident. See if you’re getting the best deal on car insurance by entering your ZIP code below.
How does the Honda Insight’s safety features impact insurance rates?
The Honda Insight is equipped with advanced safety features like collision mitigation braking, adaptive cruise control, and lane-keeping assist, which can positively impact your insurance rates.
These features reduce the risk of accidents and make the Insight a safer vehicle, potentially qualifying you for lower premiums. Insurers often provide discounts for vehicles with modern safety technology.
Read more: How to Drive Safely in Bad Weather
Can I insure a used Honda Insight with the same coverage options as a new one?
Yes, you can insure a used Honda Insight with the same coverage options as a new one. Whether your Insight is new or pre-owned, you can choose from comprehensive, collision, liability, and other optional coverages.
The key difference may be the actual cash value of the used Insight, which could affect the cost of comprehensive and collision coverage. Additionally, older models might qualify for lower rates depending on their condition and value.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.