Best Nissan Rogue Car Insurance in 2025 (Compare the Top 10 Companies)

The best Nissan Rogue car insurance is available through AAA, Allstate, and Geico, each offering distinct advantages. AAA is the top pick overall for its comprehensive coverage and value. Allstate shines with its range of add-on options, while Geico provides flexible, customizable plans.

Evaluating these top providers can help you secure the best coverage tailored to your needs. Compare your options to find the insurance that best fits your requirements and budget. Gain deeper understanding through our article entitled “Finding Free Car Insurance Quotes Online.”

Our Top 10 Company Picks: Best Nissan Rogue Car Insurance

 

Ready to find affordable car insurance? Get started today by entering your ZIP code into our free comparison tool.

#1 – AAA: Top Overall Pick

Pros

• Multi-Vehicle Discount: AAA offers a 15% discount on multi-vehicle insurance, which can help Nissan Rogue owners save significantly if they own more than one car. Check out our AAA car insurance review for more details.
• Strong Online Tools: The robust online app from AAA makes it easy for Nissan Rogue owners to manage their insurance policies, file claims, and get customer support efficiently.
• Solid Financial Rating: With an A rating from A.M. Best, AAA ensures financial security for Nissan Rogue owners, providing confidence that claims will be processed promptly.

Cons

• Limited Availability: AAA insurance is not available in all regions, which might be an issue for Nissan Rogue owners who live in less-served areas or move frequently.
• Fewer Add-On Coverages: AAA may offer fewer optional coverages, which could be a drawback for Nissan Rogue owners looking for more comprehensive insurance customization.

#2 – Allstate: Best for Add-on Coverages

Pros

• Comprehensive Add-On Coverages: Allstate provides a wide range of add-on coverages, allowing Nissan Rogue owners to tailor their insurance policies to their specific needs.
• Strong Financial Stability: With an A+ rating from A.M. Best, Allstate ensures that Nissan Rogue owners can trust their claims will be processed efficiently. Explore our Allstate car insurance review for more insights.
• Multi-Vehicle Discount: Allstate offers a 12% discount for insuring multiple vehicles, providing cost savings for Nissan Rogue owners with more than one car.

Cons

• Potential for Higher Costs: Allstate’s comprehensive coverage options might result in higher premiums, which could be a concern for Nissan Rogue owners focused on affordability.
• Mediocre Mobile App: Although Allstate offers a mobile app, it may not be as user-friendly or feature-rich as some competitors, potentially frustrating tech-savvy Nissan Rogue owners.

#3 – Geico: Best for Custom Plans

Pros

• Customizable Insurance Plans: Geico allows Nissan Rogue owners to build tailored insurance plans, providing flexibility in coverage that meets specific needs and budgets.
• Top-Tier Financial Strength: Geico’s A++ rating from A.M. Best assures Nissan Rogue owners of the company’s reliability in paying out claims. Please review our Geico car insurance review for additional information.
• Generous Multi-Vehicle Discount: Geico offers a 16% discount for insuring multiple vehicles, offering significant savings for Nissan Rogue owners with more than one car.

Cons

• Limited Local Agent Availability: Geico’s reliance on online services might be a drawback for Nissan Rogue owners who prefer in-person assistance with their insurance needs.
• Potentially Higher Full Coverage Rates: Nissan Rogue owners seeking comprehensive coverage might find Geico’s rates higher than some competitors, especially when optional add-ons are included.

#4 – USAA: Best for Military Savings

Pros

• Exclusive Military Discounts: USAA offers substantial savings to military members and their families, making it an ideal choice for Nissan Rogue owners with a military background.
• Exceptional Financial Rating: With an A++ rating from A.M. Best, USAA gives Nissan Rogue owners peace of mind with its strong track record in effectively managing claims. Explore our USAA car insurance discounts for additional insights.
• Highest Multi-Vehicle Discount: USAA offers an 18% discount for insuring multiple vehicles, one of the highest available, which is advantageous for Nissan Rogue owners with more than one car.

Cons

• Limited Eligibility: USAA’s insurance products are exclusive to military members and their families, making them inaccessible to other Nissan Rogue owners.
• Fewer Local Offices: USAA’s limited number of physical locations might be inconvenient for Nissan Rogue owners who prefer in-person service.

#5 – Erie: Best for 24/7 Support

Pros

• 24/7 Support Availability: Erie offers round-the-clock customer service, making it a dependable choice for Nissan Rogue owners who need immediate help, especially during urgent situations.
• Strong Financial Stability: Erie’s A+ rating from A.M. Best assures Nissan Rogue owners of the company’s ability to pay out claims effectively. Expand your understanding with our “Erie car insurance review.”
• Competitive Multi-Vehicle Discount: Erie provides a 14% discount for insuring multiple vehicles, offering good savings opportunities for Nissan Rogue owners with more than one car.

Cons

• Limited Availability: Erie’s insurance is not available in all states, which could be a disadvantage for Nissan Rogue owners living in or moving to areas where Erie doesn’t operate.
• Limited Digital Resources: Erie may not offer as many advanced digital tools or mobile app features as some competitors, which could be less attractive to Nissan Rogue owners who prioritize tech-savvy solutions.

#6 – Farmers: Best for Local Agents

Pros

• Extensive Local Agent Network: Farmers’ strong network of local agents offers personalized service, beneficial for Nissan Rogue owners who prefer in-person interactions.
• Good Financial Rating: Farmers has an A rating from A.M. Best, indicating solid financial security, ensuring Nissan Rogue owners that their claims will be handled reliably.
• Multi-Vehicle Discount: Farmers offers a 13% discount for insuring multiple vehicles, providing savings for Nissan Rogue owners with more than one car. Check out our Farmers car insurance review for additional details.

Cons

• Higher Premiums: Farmers’ insurance rates can be higher than average, which might be a concern for Nissan Rogue owners seeking more budget-friendly options.
• Fewer Digital Features: Farmers may not offer as many digital tools or mobile app features as some competitors, which could be a downside for Nissan Rogue owners who prefer managing their insurance online.

#7 – Progressive: Best for Innovative Programs

Pros

• Cutting-Edge Insurance Programs: Progressive offers innovative programs like Snapshot, which rewards safe driving habits, potentially saving Nissan Rogue owners money.
• Strong Financial Backing: With an A+ rating from A.M. Best, Progressive provides Nissan Rogue owners with confidence that their claims will be paid out effectively.
• Multi-Vehicle Discount: Progressive offers a 10% discount for insuring multiple vehicles, which can be beneficial for Nissan Rogue owners with more than one car. For further information, read our Progressive car insurance discounts.

Cons

• Risk of Rate Increases: Progressive’s usage-based programs could result in rate increases for Nissan Rogue owners if their driving habits are deemed risky.
• Limited Local Agent Presence: Progressive’s focus on online services means fewer local agents, which might be a drawback for Nissan Rogue owners who prefer personal interaction with their insurance provider.

#8 – Nationwide: Best for Usage Discount

Pros

• Mileage-Based Savings: Nationwide provides appealing discounts for drivers with low mileage, which can be especially advantageous for Nissan Rogue owners who drive infrequently.
• Strong Financial Stability: Nationwide’s A+ rating from A.M. Best highlights its robust financial health, giving Nissan Rogue owners confidence in the dependable handling of their claims.
• Generous Multi-Vehicle Discount: Nationwide offers a 17% discount for insuring multiple vehicles, providing significant savings for Nissan Rogue owners with more than one car. For more information, please refer to our Nationwide car insurance discounts.

Cons

• Less Personalized Service: Nationwide may not offer the same level of personalized service as some other insurers, which could be a disadvantage for Nissan Rogue owners who value one-on-one interactions.
• Possibly Higher Rates: Some Nissan Rogue owners might notice that Nationwide’s rates can be higher compared to other insurers, especially for comprehensive coverage options.

#9 – Liberty Mutual: Best for Customizable Policies

Pros

• Flexible Policy Customization: Liberty Mutual allows Nissan Rogue owners to tailor their insurance policies, offering flexibility in choosing coverage that best suits their needs.
• Good Financial Rating: Liberty Mutual’s A rating from A.M. Best provides financial security, ensuring Nissan Rogue owners that claims will be paid out promptly. To find out more, please refer to our Liberty Mutual car insurance discounts.
• Competitive Multi-Vehicle Discount: Liberty Mutual offers an 11% discount for insuring multiple vehicles, providing a reasonable savings opportunity for Nissan Rogue owners with more than one car.

Cons

• Fewer Discount Opportunities: Liberty Mutual may offer a limited range of discount options compared to other insurers, which could result in higher premiums for Nissan Rogue owners.
• Mediocre Customer Service: Liberty Mutual’s customer service may be perceived as average by some Nissan Rogue owners, potentially affecting their overall satisfaction.

#10 – State Farm: Best for Many Discounts

Pros

• Wide Range of Discounts: State Farm offers an extensive variety of discounts, including a 19% multi-vehicle discount, leading to significant savings for Nissan Rogue owners. To gather additional information, please read our State Farm car insurance review.
• Extensive Agent Network: State Farm’s extensive network of local agents offers Nissan Rogue owners convenient access to personalized service, improving their overall experience.
• Strong Reputation: Despite its B rating from A.M. Best, State Farm is known for its reliability, ensuring Nissan Rogue owners that their claims will be handled with care.

Cons

• Lower Financial Rating: State Farm’s B rating from A.M. Best is lower than many competitors, which could be a concern for some Nissan Rogue owners regarding the company’s financial health.
• Higher Premiums: Nissan Rogue owners might find that State Farm’s premiums are higher than those of other insurers, particularly if they do not qualify for all available discounts.

Nissan Rogue Car Insurance: Monthly Rates by Coverage Level & Provider

When choosing car insurance for your Nissan Rogue, the monthly premium can vary significantly based on coverage level and provider. Below is a comparison of rates for both minimum and full coverage options from several major insurers.

Nissan Rogue Car Insurance Monthly Rates by Coverage Level & Provider

Nissan Rogue Insurance Cost

Understanding the cost of insurance for your Nissan Rogue is crucial for budgeting and financial planning. On average, insuring a Nissan Rogue costs $118 per month. This rate can vary based on factors such as deductible levels and driver profiles.

Nissan Rouge Car Insurance Monthly Rates by Coverage Type

Having a variety of safety features on your Nissan Rogue can help lower your insurance costs. According to AutoBlog, the 2020 Nissan Rogue’s safety features include:

Nissan Rogue Finance and Insurance Cost

If you are financing a Nissan Rogue, most lenders will require you carry higher Nissan Rogue coverage options, including comprehensive coverage, so be sure to shop around and compare Nissan Rogue auto insurance rates from the best companies using our free tool below. Explore further in our article titled “Ways to Lower the Cost of Your Insurance.”

You have more options at your disposal to save money on your Nissan Rogue auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Nissan Rogue car insurance rates

• Compare apples-to-apples when comparing Nissan Rogue insurance quotes and policies.
• Consider Nissan Rogue insurance costs before buying a Nissan Rogue.
• Make sure you use an accredited Driver Safety Program.
• Get Nissan Rogue auto insurance through Costco.
• Buy winter tires for your Nissan Rogue.

The Bottom Line for Nissan Rogue Insurance Quotes

Save on your Nissan Rogue car insurance rates by taking advantage of our free comparison tool. Getting affordable Nissan Rogue car insurance doesn’t have to be a difficult process.

Rates can vary greatly between insurance companies. You may find that one company offers a similar insurance policy at a much higher rate than another.

The only way to ensure that you are getting the best rate possible is to shop around for insurance quotes from as many different companies as possible.