GMC Sierra 2500HD Insurance Cost Estimate

Average auto insurance rates for a GMC Sierra 2500HD cost $1,592 a year, or around $133 a month. Finding GMC Sierra 2500HD teenager insurance rates can cost on average $5,819 a year, so shop around to find cheap coverage.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 30, 2020

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Key takeaways:

  • Full coverage costs around $1,592 a year or $133 each month
  • A liability-only policy costs around $638 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,819 a year or $485 each month
  • Good drivers can save as much as $656 a year by earning policy discounts
  • GMC Sierra 2500HD insurance costs around $73 more per year than the average vehicle

GMC Sierra 2500HD insurance rates are slightly more than the average vehicle with full coverage costing about $1,592 a year or $133 a month. The highest rates are for teens who will pay about $5,819 a year or $485 a month as they’re considered to be high-risk by insurers.

Good drivers are eligible for up to $656 a year in policy discounts by practicing safe driving habits. We’re going to look at GMC Sierra 2500HD insurance rates, safety features, and more.

You can start comparing quotes for GMC Sierra 2500HD car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Sierra 2500HD Insurance Cost

The average GMC Sierra 2500HD car insurance rates are $1,592 a year or $133 a month.

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Are GMC Sierra 2500HDs Expensive to Insure?

The chart below details how GMC Sierra 2500HD insurance rates compare to other trucks like the Ford F-150, Chevrolet Colorado, and Dodge Ram.

Vehicle Comprehensive Collision Liability Total
GMC Sierra 2500HD $336 $656 $420 $1,592
Ford F-150 $322 $470 $372 $1,322
Chevrolet Colorado $254 $438 $372 $1,222
Dodge Ram $362 $562 $420 $1,524
GMC Sierra 3500HD $376 $656 $420 $1,632
Chevrolet Silverado 3500HD $404 $656 $420 $1,660
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
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However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Sierra 2500HD Insurance?

The GMC Sierra 2500HD trim and model you choose can impact the total price you will pay for GMC Sierra 2500HD auto insurance coverage.

Age of the Vehicle

Older GMC Sierra 2500HD models generally cost less to insure. For example, auto insurance for a 2020 GMC Sierra 2500HD costs $1,592, while 2010 GMC Sierra 2500HD insurance costs are $1,302, a difference of $290.

Model Year Comprehensive Collision Liability Total
2020 GMC Sierra 2500HD $336 $656 $420 $1,592
2019 GMC Sierra 2500HD $320 $630 $440 $1,570
2018 GMC Sierra 2500HD $306 $626 $450 $1,562
2017 GMC Sierra 2500HD $296 $610 $470 $1,556
2016 GMC Sierra 2500HD $286 $586 $486 $1,538
2015 GMC Sierra 2500HD $270 $564 $500 $1,514
2014 GMC Sierra 2500HD $260 $524 $510 $1,474
2013 GMC Sierra 2500HD $250 $494 $514 $1,438
2012 GMC Sierra 2500HD $240 $442 $520 $1,382
2011 GMC Sierra 2500HD $224 $408 $520 $1,332
2010 GMC Sierra 2500HD $216 $382 $524 $1,302
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Driver Age

Driver age can have a significant impact on GMC Sierra 2500HD auto insurance rates. As an example, a 40-year-old driver could pay $168 less each month for their GMC Sierra 2500HD auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on GMC Sierra 2500HD insurance rates. For example, drivers in Los Angeles may pay $875 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of GMC Sierra 2500HD auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Sierra 2500HD auto insurance rates with violations on their driving record.

GMC Sierra 2500HD Safety Features

The more safety features you have on your GMC Sierra 2500HD, the more likely it is that you can earn a discount. The GMC Sierra 2500HD’s safety features include:

  • Front and rear park assist
  • GM’s rear camera mirror
  • Blind-spot monitors
  • Rear cross-traffic alerts
  • Forward-collision warnings with automatic emergency braking
  • Lane departure warnings

GMC Sierra 2500HD Finance and Insurance Cost

If you are financing a GMC Sierra 2500HD, you will pay more if you purchase GMC Sierra 2500HD car insurance at the dealership, so be sure to shop around and compare GMC Sierra 2500HD car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on GMC Sierra 2500HD Insurance

There are several ways you can save even more on your GMC Sierra 2500HD car insurance rates. Take a look at the following five tips:

  • Reduce Modifications on Your GMC Sierra 2500HD
  • Compare GMC Sierra 2500HD Quotes for Free Online
  • Save Money on Young Driver GMC Sierra 2500HD Insurance By Mentioning Grades or GPA
  • Check Your GMC Sierra 2500HD Policy Carefully to Ensure All Information is Correct
  • Consider Using a Tracking Device on Your GMC Sierra 2500HD

Top GMC Sierra 2500HD Insurance Companies

Who is the best auto insurance company for GMC Sierra 2500HD insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Sierra 2500HD auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Sierra 2500HD offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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