Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 8, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key Takeaways:

  • Full coverage costs around $1,386 a year or $116 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,066 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Hyundai Santa Fe insurance costs around $133 less per year than the average vehicle

When it comes to Hyundai Santa Fe insurance rates, drivers spend $133 less per year than the average vehicle. In fact, the median Hyundai Santa Fe car insurance rates amount to $1,386 per year, or $116 every month.

This comprehensive article will show you how factors like the SUV’s safety features and crash test ratings will ultimately determine the amount of money you will pay for Hyundai Santa Fe rates.

You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Hyundai Santa Fe Insurance Cost

The average Hyundai Santa Fe car insurance rates are $1,386 a year or $116 a month.

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Are Hyundai Santa Fes Expensive to Insure?

The chart below details how Hyundai Santa Fe insurance rates compare to other SUVs like the GMC Yukon, GMC Terrain, and GMC Acadia.

Vehicle Comprehensive Collision Liability Total
Hyundai Santa Fe $294 $562 $372 $1,386
GMC Yukon $376 $594 $372 $1,500
GMC Terrain $322 $562 $316 $1,336
GMC Acadia $294 $470 $372 $1,294
Mercedes-Benz GLA 250 $370 $714 $450 $1,714
Lexus LX 570 $444 $834 $398 $1,834
Jeep Compass $294 $500 $372 $1,324
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Santa Fe Insurance?

The Hyundai Santa Fe trim and model you choose can impact the total price you will pay for Hyundai Santa Fe insurance coverage.

Age of the Vehicle

Older Hyundai Santa Fe models generally cost less to insure. For example, car insurance rates for a 2020 Hyundai Santa Fe are $1,386, while 2010 Hyundai Santa Fe rates are $1,140, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Santa Fe $294 $562 $372 $1,386
2019 Hyundai Santa Fe $280 $542 $390 $1,370
2018 Hyundai Santa Fe $270 $536 $398 $1,362
2017 Hyundai Santa Fe $260 $524 $416 $1,358
2016 Hyundai Santa Fe $250 $502 $430 $1,340
2015 Hyundai Santa Fe $238 $484 $442 $1,322
2014 Hyundai Santa Fe $228 $450 $452 $1,288
2013 Hyundai Santa Fe $218 $424 $456 $1,256
2012 Hyundai Santa Fe $210 $380 $460 $1,208
2011 Hyundai Santa Fe $196 $350 $460 $1,164
2010 Hyundai Santa Fe $190 $328 $464 $1,140
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Driver Age

Driver age can have a significant effect on Hyundai Santa Fe car insurance rates. For example, 30-year-old drivers pay $61 more for Hyundai Santa Fe car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Hyundai Santa Fe insurance rates. For example, drivers in New York may pay $846 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Santa Fe car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Santa Fe auto insurance rates with violations on their driving record.

Hyundai Santa Fe Safety Ratings

Your Hyundai Santa Fe car insurance rates are tied to the safety ratings of the Hyundai Santa Fe. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Santa Fe Crash Test Ratings

The crash test ratings of the Hyundai Santa Fe can impact your Hyundai Santa Fe car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe XL SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe XL SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Santa Fe SUV FWD N/R N/R N/R N/R
2017 Hyundai Santa Fe SUV AWD N/R N/R N/R N/R
2017 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Santa Fe SUV FWD N/R N/R N/R N/R
2016 Hyundai Santa Fe SUV AWD N/R N/R N/R N/R
2016 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Santa Fe Safety Features

The numerous safety features of the Hyundai Santa Fe help contribute to lower insurance rates. The 2020 Hyundai Santa Fe has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Santa Fe Insurance Loss Probability

Another contributing factor that affects Hyundai Santa Fe car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -9%
Property Damage -6%
Comprehensive -18%
Personal Injury -14%
Medical Payment -8%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Hyundai Santa Fe Finance and Insurance Cost

If you are financing a Hyundai Santa Fe, you will pay more if you purchase Hyundai Santa Fe car insurance at the dealership, so be sure to shop around and compare Hyundai Santa Fe car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Hyundai Santa Fe Insurance

There are several ways you can save even more on your Hyundai Santa Fe car insurance rates. Take a look at the following five tips:

  • Reduce Modifications on Your Hyundai Santa Fe
  • Get Hyundai Santa Fe Auto Insurance Through Costco
  • Ask About Hyundai Santa Fe Safety Discounts
  • Don’t Always Pick the Cheapest Hyundai Santa Fe Insurance Policy
  • Make Sure You’re Raising a Safe Driver

Top Hyundai Santa Fe Insurance Companies

Several top car insurance companies offer competitive rates for the Hyundai Santa Fe rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Hyundai Santa Fe drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Santa Fe Insurance Quotes Online

You can start comparing quotes for Hyundai Santa Fe auto insurance rates from some of the best auto insurance companies by using our free online tool now.
How much is car insurance for the Hyundai Santa Fe? Understanding the cost of auto insurance rates is key before deciding to purchase this vehicle.

The Santa Fe is a mid-size crossover SUV built by Hyundai. It has been produced since 2001, as Hyundai’s first ever SUV model, and is a very popular vehicle for a variety of reasons.

As the reader will soon learn, the Santa Fe is perhaps one of the best vehicles for the insurance-conscious owner.

Read on to learn all about Hyundai Santa Fe car insurance rates and then enter your zip code above for a free personalized Hyundai Santa Fe car insurance comparison!

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Hyundai Santa Fe Insurance Rates

The Hyundai Santa Fe has repeatedly been rated by multiple sources as among the cheapest vehicles in America to insure. The vehicle continues to maintain an incredibly low insurance cost even as it ages.

The average yearly premium for a Santa Fe of any year is just under $850. Why is the Santa Fe so cheap to insure?

Hyundai Santa Fe Safety Awards

The biggest reason that the Santa Fe is so cheap to insure is because it is incredibly safe. It has received several awards for being so safe:

  1. Selected as the “Top Safety Pick” by the International Institute for Highway Safety (IIHA)
  2. Also the “Top Safety Pick” of the National Highway Transportation Safety Administration (NHTSA)
  3. Received maximum ratings in all safety categories from the Australasian New Car Assessment Program (ANCAP)

Hyundai Santa Fe Safety Features

  • Five-star crash test ratings, front, back, and side, for front and rear seats. This is the best rating possible.
  • Spacious interior even in first-generation models, for “breathing room” during an accident
  • All-wheel drive in all models, for safe driving in all weather conditions
  • Large enough to protect the driver in an accident
  • Standard 3-point seatbelts even for passengers
  • Electronic stability control
  • Anti-lock braking
  • Airbags in front and side
  • Traction control system

These features are all very common, but the combination of all of them on the same car, even in early models, makes for a very safe vehicle.

Newer vehicles have even more features, which is why the second generation model has even cheaper insurance than the first generation model.

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Factors that Affect Car Insurance Rates for a Hyundai Sante Fe

The Hyundai Santa Fe has a number of other factors that makes its insurance premiums extremely low:

  • Burglar alarm – The Santa Fe does have a burglar alarm in all models since the first generation. This contributes a great amount to insurance cost.
  • Not a luxury vehicle – While it is a nice car, it would not be considered a luxury vehicle by any standard, which contributes to a premium cost. More expensive cars, with a greater replacement cost, cost more to insure.
  • Available colors – A rather strange factor is the color palette available for the vehicle. The Santa Fe does not come in any bright colors and car insurance companies do tend to charge more for bright colored vehicles.

Hyundai Santa Fe Car Insurance Quotes

Enter your zip code below to start comparing free Hyundai Santa Fe auto insurance quotes online!