The Chevy Impala is a large car that has been a favorite of families and police forces for decades. Now in its ninth generation, the Impala will run the average American around $100 a month for premiums, or about $1200 a year.

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Car insurance prices for the same automobile can vary widely from different companies as well as different parts of the country. Shopping around for car insurance is the best way to make sure you are getting the best deal on insurance for any car.

What are the benefits of a Chevy Impala?

The Impala was first sold in 1958, with the introduction of Chevy’s newest full-sized automobile. After a production hiatus in the ’80s and most of the ’90s, the Impala was reintroduced in 2000 as a front-wheel drive, full-sized car.

The roomy interior has made this car a popular choice for families. The modern Impalas have features like Flexfuel capabilities and turbo-charged engines. Most Impalas are powered either by a 3.5 liter V6 or a 5.3 liter V8, making it a great choice for those who want room for a family but the power of a luxury car without the luxury car price.

The Impala is also well known as a police cruiser. While the version sold to police departments all over the country is not available to the general public, many people enjoy driving a car that is trusted by so many law enforcement officials.

The Impala name is also a link to the history of the automobile in the United States. For some, the nostalgia of owning an Impala is worth the price tag.

What kind of safety ratings does the Impala get?

The Impala’s safety track record makes it appealing to car insurance companies. With few exceptions, the Impala has received a “Good” rating from the Insurance Institute for Highway Safety for the past several years in both off-set frontal crash testing and side impact tests.

The Impala comes equipped with front and side airbags for the front seats, as well as four-wheel anti-lock brakes. The electronic stability control and daytime running lights increase driving safety. The engine immobilizer and alarm system help deter theft. Other safety features include headrests for all three rear passengers and a post-collision safety system.

When getting a quote for car insurance, be sure you have a complete list of all the features your Impala has. Let your agent know so you get full credit for all the safety enhancements on the car.

How can I save even more off my car insurance costs?

During hard economic times, we’re all looking for ways to cut down on our bills. Many people drop comprehensive and collision from their insurance policies in order to save money on the premiums. If you have an old car that is worth only a few thousand dollars, this might be a good idea.

The Wall Street Journal recommends dropping comp and collision when “the replacement value of the car is less than 10 times the annual premium you’re paying for collision and comprehensive insurance”.

Remember that if you are still paying off a car loan, all lending institutions require you to carry comprehensive and collision during the life of the loan. So while it is tempting to drop down to only liability, if your car is newer or you have a loan on it, you’ll need to keep comp and collision.

There are still ways to save money on your car insurance. Buy all your insurance policies from the same company. This will save you money not just on your car insurance, but on renter’s or homeowner’s insurance, boat or motorcycle insurance, and possibly even life insurance.

Ask about discounts offered by your insurance company. You might be pleasantly surprised at how many discounts you can receive. If you have good credit, ask your company if they will give you a discount for that.

Other discounts like military, good student, senior citizen, and clean driving records can make a dent in that premium. You can even get a discount for taking a defensive driving class, even if you took it because of a traffic ticket.

Of course, as with any significant purchase, always shop around to ensure you are getting the best bang for your insurance buck.

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