How safe is your car? Is your car in the list of the top ten most dangerous cars of all time? In the United States, there are over 30,000 traffic deaths per year, and countless injuries. But in addition to your own safety, consider your car insurance premium: the safer your vehicle is in the eyes of car insurers, the cheaper your auto insurance policy will be.
Top 10 Most Dangerous Cars
If you’re thinking about getting a new car this year, stay away from these road hazards: The 10 Most Dangerous Cars in America.
Once you have browsed through this list of the most dangerous cars and arrived at the bottom of the page to view what might very well be the world’s most dangerous car then be sure and enter your ZIP code into the quote tool at the top of this page to save yourself some money on your car insurance!
Get FREE quotes from top companies and save (no matter what type of car you drive!)
This data comes from the Insurance Institute for Highway Safety’s rankings on the vehicles that have the highest insurance losses in the industry, taking into account losses from all types of coverage including collision, personal injury and medical payments made.
We also looked at the front and side impact crash ratings for each car. On some of the largest vehicles, they fared well, as one would predict. The reason why they were ranked badly, however, was that in accidents there was a high degree of loss for parties involved. So it’s not just small cars that present danger, it’s often the larger, more luxurious ones as well.
#10 Mitsubishi Lancer
Across the board, the Mitsubishi Lancer is ranked as one of the most dangerous vehicles on the road. A combination of bad results for crashes that might involve a head injury, paired with the fact that this vehicle is a four wheel drive, performance-tuned car that’s popular with younger buyers, makes it super dangerous.
#9 Cadillac Escalade EXT
The Cadillac Escalade EXT, with its rear cargo area removed, is much more dangerous than its cousin, the Escalade ESV. This vehicle ranks as one of the worst for insurance comprehensive claims, which is usually related to damage to other vehicles as well. Could it just be the sheer size of this SUV? It’s possible, since injury claims seem to be minimal compared to comprehensive claims.
#8 Toyota Scion tC
The Scion ranks as one of the worst small cars across the board, which belies its good looks and positioning in its market as a more upscale compact car. It has one of the worst rankings in collision insurance, making the tC a ride you want to avoid if you see one of these barreling down the roadway.
#7 Mercedes S Class
The standard four door S-Class packs an engine with 382 horsepower. That might be a factor in why this very large luxury car has exceptionally bad marks in comprehensive insurance. It also does poorly in collision, which might make you wonder if the drivers of these expensive cars should even be on the street with you during the daily grind. Safe for the driver, but not for you.
#6 2-Door Chevy Cobalt
If you have skimmed ahead then you will notice that making a second appearance on our list is the Cobalt. That’s right, the IIHS ranks the two and four door models are separate, which may make the Cobalt brand possibly the worst out there in terms of sheer numbers, since there are so many of these puppies on the road. Steer clear, if you can!
#5 Mercedes CLS Class
The CLS Class is in a segment called “large luxury.” It’s also in a division that should be called “large insurance problems.” While the car has a pretty good safety record, hopefully you have some good car insurance when you get in a fender bender with this boat, because you will need it! Your best bet is to just stay away from this four door monstrosity.
#4 Dodge Charger
Perhaps this is just our own observation, but we’re not surprised that this beast is on the list. It seems that Dodger Charger drivers are aggressive, and in terms of bodily injury and medical injuries, this one has a bad record. Interestingly, this is for the non-Hemi model, which sports a larger engine. We’re not going to try and figure that one out. But it should affect insurance rates.
#3 Pontiac G5
The G5, which is related to the Cobalt, ranks as one of the worst offenders for personal injury, medical payment, and bodily injury liability in the two door compact segment. Premium features that come in larger cars such as side impact airbags do not come standard, and the overall demographic driving these pocket rockets contribute to the bad rating here.
#2 4-Door Chevy Cobalt
Chevrolet’s Cobalt four door model is ranked across the board as quite bad for car insurance. Perhaps it’s the combination of a larger body with a four cylinder engine, or maybe its overall lack of safety features. For example, the IIHS ranked this vehicle’s side impact ratings as “poor” due to a lack of side impact airbags in the vehicle. To get this feature on the car, you have to spring for the option—and most buyers don’t.
#1 Kia Spectra
Don’t judge a book by its cover. Or a car by its safety features. This cute little monster has a record that would even make daredevils think twice. It has poor front and side impact crash ratings, and is ranked highly for injuries and other medical problems for Spectra drivers involved in accidents. The fact that it’s cheaply made, for relatively inexperienced drivers, makes it a dangerous combination for the freeway.
Finding Cheap Car Insurance Rates (for ALL Car Models)
If you want to find cheap car insurance no matter what model of car you drive then enter your ZIP into the FREE quote box on this page. Get started right now to compare rates from many different car insurance companies online!