Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 18, 2020

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Here's what you need to know...

  • Buying a reliable car is another step you can take in your cost-cutting efforts
  • This guide examines safety ratings as well as fuel efficiency and maintenance costs
  • Many factors will play a role in your individual car insurance premiums

The more reliable your vehicle is known to be, the less money you’ll have to use out of your pocket in the future for extraneous mishaps and repairs.

We took the time to find the most reliable cars ever. So forget the stylish red muscle car that breaks down every thousand miles with a new problem and needs to be refueled every time you go to the store for groceries and check out these reliable cars.

Start thinking and saving green by looking into a reliable car with trusted car safety ratings and a solid reputation backing it to the bumper.

These type of statistics could save you tons of money when looking for car insurance! After finding your perfect car, enter your ZIP code and begin to compare car insurance companies for FREE.

Everyone likes to save money, and in an economy that seems to be sinking with no real end in sight, saving money has never been more prudent.

If you have done everything from coupon clipping to cutting down on shopping, look now to see how you can save on your car and find cheap coverage for car insurance.

Certain factors are taken into account when your insurance is projected, such as:

  • How green your reliable car runs
  • Overall safety ratings
  • Fuel economy
  • Expected maintenance costs

The better your car rates on any of these platforms, the better your chances of saving money every month.

The following list is compiled from Warranty Direct’s most reliable vehicles over the past 10 years, used and new.

In it, you will find reasons why these vehicles made the cut over all the rest and what you can expect when driving behind the wheel.

The car insurance quotes suggested are overall estimates based on full coverage and liability, and depending on your individual circumstances and driving history, you could end up paying more or less than the prices listed.

Several factors will influence your total car insurance rates and only a licensed insurance representative can tell you.

Make sure that when shopping for insurance, you check various insurance companies to see where you can get the best rates when it comes to your vehicle.

The more environmentally friendly properties, anti-theft mechanisms, and fuel saving technologies, the more money you are likely to save.

You can take a look at our guide for auto insurance and find some different ways to save on car insurance!

Table of Contents

The 97 Most Reliable Vehicles

#1 –  Honda Accord

Retail Price: $21,473 – $31,500
Insurance Average: $1,131/annually

The most classic vehicle of all, the Cinderella of the ball, this family sedan ranks number one with good reason.

From the smooth engine, great fuel economy and solid riding capabilities, the most reliable car gives a solid sense of environmental responsibility and power for your money.

Accord Awards

#2 – Subaru Forester

Retail Price: $20,480 – $29,635
Insurance Average: $1,136/annually

This compact SUV crossover model is lightweight and durable. It seats a total of five passengers while still providing maximum cargo space. This model provides standard all-wheel drive, designed to last and

This model provides standard all-wheel drive, designed to last and outperform most with a great, powerful engine under the hood. If you have one of the most reliable cars in the Subaru Forest, then you should expect

If you have own one, then you should expect your Subaru Forester car insurance to be pretty reasonable!

Forester Awards

#3 – Mazda MX-5

Retail Price: $22,385 – $30,419
Insurance Average: $1,400/annually

One of the most popular sports vehicles on the road today, this is the best-selling two-seat convertible in history.

Its lightweight and frame are designed for maximum torque, so a driver does have to settle for a low price without the engine power or shell out the extra car insurance for extra safety precautions.

MX-5 Awards

  • Car of the Year, Wheels Magazine (1989 and 2005)
  • Best Sports Car of the 1990s, Sports Car International (2000)
  • Car of the Year, Japan (2005-2006)
  • Car of the Year, Australia (2005)

#4 – Mitsubishi Carisma

Retail Price: $16,718.40 – $17,298.90
Insurance Average: $1,197/annually

A larger family sized sedan co-developed with the Volvo corporation, the Carisma offered conservative style meant to appeal to the middle-class buyer and was one of the first models to offer plastic and fabric frames that were less likely to wear an tear.

Remember, the top companies offering car insurance love reliability and low maintenance costs.

Carisma Awards

  • Fleet Car of the Year Award (1999, 2000)
  • Most Reliable Car, Britain (2000)

#5 – Toyota Yaris

Retail Price: $15,250 – $18,000 plus
Insurance Average: $1,990/annually

A highly fuel efficient, compact, supermini with a perky engine to boot, the Yaris is listed as one of the best small, reliable cars to buy and own.

With some of the lowest maintenance costs projected on the books, this model was recently remodeled to offer larger tires for better traction and a smoother ride on the roads. Those features have reliable car written all over it!

Yaris Awards

  • Listed, Top 10 Urban Car, (2011)
  • Best Bet, (2011)
  • Excellent Value, IntelliChoice (2011)
  • SmartChoice Fuel Costs Winner, IntelliChoice (2011)
  • Retail Price – $14,115 – $17,200

#6 – Honda Civic

Retail Price: $16,254 – $22,520
Insurance Average: $1,363/annually

The Civic is easily one of the most popular compact cars ever sold on American soil since its initial release in the 1970s.

It is also one of the most reliable cars on the market! It has gone on as one of the most reliable models ever produced with low repair costs and a conservative style.

Civic Awards

#7 – Nissan Almera

Retail Price: $18,990 – $24,990
Insurance Average: $1,163/annually

Produced in different countries, the Almera sedan is also sold as the Nissan Pulsar or Sentra, depending which country you live in.

No matter the name, it offers the same quality and assurance across the board. Models are available in four to five-door options (a three-door is available only in Europe) with above-average rated dependability and sensible costs of running.

Almera Awards

  • Car of the Year, Japan (1987)

#8 – Honda CR-V

Retail Price: $22,501 – $30,689
Insurance Average: $1,258/annually

The CR-V was the Honda’s answer to the full-sized SUV market; initially, it was a compact station wagon that evolved into a crossover design with sedan-like facilities and handling. The cabin offers a comfortable, quiet ride with a host of accessories to play with, ideal for families with children they need to distract, and spacious cargo room for trips. All of these great, reliable car features will lead to lower

The cabin offers a comfortable, quiet ride with a host of accessories to play with, ideal for families with children they need to distract, and spacious cargo room for trips. All of these great, reliable car features will lead to lower Honda CR-V insurance!

CR-V Awards

  • Best Resale Value Award (2011)
  • Compact SUV People’s Choice Award (2007)

#9 – Toyota RAV4

Retail Price: $22,619 – $28,790
Insurance Average: $1,300/annually

Insurance companies don’t care if you’re a car or truck, just so long as you perform great on gas. Perhaps the smallest in the Toyota family of sport-utility vehicles, this was the company’s first line in the ever-growing SUV market

Despite its size, the RAV4 managed to achieve superior fuel economy than most in its class.

RAV 4 Awards

  • Best Buy, (2011)
  • Excellent Value, IntelliChoice (2010)
  • SmartChoice Maintenance Costs Winner, IntelliChoice (2010)

#10 – Nissan Micra

Retail Price: $10,990 – $15,560
Insurance Average: $1,163/annually

Known as the Nissan March (Asia) and Versa (North America), this ride is one tough cookie. Although a hatchback model, passengers and drivers alike are treated to a roomy interior and user-friendly appliances.

The Micra is credited across the board for its great quality build and for having some of the best crash-test car safety ratings for hatchback models.

Micra Awards

  • European Automotive Design Award (2003)
  • Most Environmental Friendly Car of the Year, Thailand (2010)

#11 – Lexus IS 200

Retail Price: $33,382 – $46,106
Insurance Average: $1,800/annually

Among luxury vehicles on the market and class, this entry-class sedan is rated at the highest level of safety afforded to most in the luxury category. Insurance companies love to see those high marks, much like colleges view high SAT scores.

IS 200 Awards

  • Golden Steering Wheel Award (2007)
  • Executive Car of the Year, Top Gear (2006)
  • Best New Technology Award, Canadian Car of the Year (2006)
  • Top Ranked Entry Luxury Car, J.D. Power & Associates (2005)
  • Best to Hold Value Award , Kelley Blue Book (2001)

#12 – Mazda 626

Retail Price: $4,300 – $5,250
Insurance Average: $1,103.29/annually

While not the flashiest of the bunch on the list, the 626 has a trim frame built for optimum speed and four-wheel-steering capabilities to permit smooth handling over twists and turns.

It was produced in Japan with the intention of being the flagship model of the exportation market.

Mazda 626 Awards

  • Recommended Buy,  (2002)
  • Ten Best List, Car and Driver (1998)
  • Best Buy, Consumer Guide (1998, 1999, 2000)
  • Car of the Year, Wheels Magazine (1988, 1991)

#13 – Jaguar X-Type

Retail Price: $35,060 – $35,060
Insurance Average: $2,533.48/annually

The compact style Jag was widely received with praise and positive reviews when it first appeared on the market, and not just because of the sexy name.

It was the first and smallest of the Jaguar family to evenly blend performance style and interior luxury, seated with a four-cylinder diesel engine that promoted greater fuel economy and a graceful acceleration.

This very reliable car is great for any type of driver. Check out the average premiums for the Jaguar X-Type and see where one can find the best savings!

X-Type Awards

  • Editors Choice Award, The Most Significant Car, AutoWeek (2001)
  • Winner, Vehicle Satisfaction Award, AutoPacific (2007, 2008)

#14 – Toyota Landcruiser

Retail Price: $68,753 – $68,753
Insurance Average: $1,455/annually

The Landcruiser design combines tough off-road capabilities with on-the-road steering power. Its powerful V8 gives that extra reliable edge and empowers a stronger towing capacity than most in its class.

The Landcruiser is designed to rough it on rough roads and adverse weather.

Landcruiser Awards

#15 – Volvo S/V40

Retail Price: $26,945 – $30,140
Insurance Average: $1,268/annually

Despite being an entry-level sedan, the S/V40 provides the latest in interior functionality and quality with efficient engine technology.

Sharp traction control and four-wheel anti-lock brakes provide the driver optimum control while enjoying the benefits of Bluetooth media and auxiliary sound system control, a perfect blend of fashion and function.

S/V40 Awards

  • UK Safety Award (1998)
  • Import Car of the Year (1997-1998)
  • Best Bet, Car Books (2010)

#16 – MINI

Retail Price: $19,690 – $34,200
Insurance Average: $1,345/annually

A beginner concept model for BMW, this British-born retro design caught the world by storm and took a drastic stand against the common look of the automotive world. If this were school, the Mini is the cool foreigner who turns heads in the hallway.

MINI Awards

  • Car of the Century, Autocar Magazine (1995)
  • European Car of the Century, Global Automotive Elections Foundation (1999)
  • North American Car of the Year Award (2003)
  • Small Car of the Year, Top Gear (2006)
  • Listed, Top 10 Green Cars, Kelley Blue Book (2010)

#17 – Suzuki Vitara

Retail Price: $19,009 – $24,424
Insurance Average: $1,500/annually

A compact SUV built around a car-based platform to offer enhanced control behind the wheel and interior comfort. Standard features include large cargo capacity and excellent brake system and powerful engine performance.

The rugged frame was built to hold against the elements and stand the test of time. Luckily for you, we have dedicated a whole page for Suzuki car insurance. On this page, one can compare quotes and find out all the information on Suzuki!

Vitara Awards

  • Best Small Wagon, Overlander (2008, 2009, 2010)
  • Best in Compact SUV Class Award, AutoPacific’s Vehicle Satisfaction (2006)
  • Buy Award for Compact Sport Utility Vehicles (2007)

#18 – Mazda 323

Retail Price: $26,005 – $31,957
Insurance Average: $85-100/per month

Sold in Europe and North America, the 323 is also marketed as the Protégé.

Pulled from older Porsche designs, the reliability for this model ranks high with the best-selling vehicle brands, surprising audiences and buyers alike with its fantastic gas mileage and powerful turbocharged engine.

Mazda 323 Awards

#19 – Toyota Carina E

Retails Price: $16,221 – $18,868
Insurance Average: $92/per month

Considered the “sister” to the Toyota Corolla, this large family sedan was produced in Japan for major exportation to the UK and North America, renamed Carina E from the Corona after its debut at the Geneva Auto Show.

With a sportier design and smaller body, the Carina E fit Japanese size regulations to offer buyers in Japan an annual tax break.

Carina E Awards

  • Semperit Irish Car of the Year (1993)
  • Best Used Toyota, (2006)

#20 – Saab 9-5

Retail Price: $37,082 – $47,013
Insurance Average: $1,382/annually

Probably one of the longest lasting and most reliable cars ever introduced to the market when it first came out, this mid-sized luxury sedan remains cheaper than most, but it’s comfortable ride and lasting reliability makes it work every small penny.

Saab 9-5 Awards

#21 – Lexus LS400

Retail Price: $66,309 – $74,115
Insurance Average: $2,407/annually

A luxury sedan? Check. V8 powered engine? Check. Rear-wheel controls? Check. Silent ride in the cabin? Check. Skid control? Check. Maximum interior comfort? Check. Child anchor seats? Check. Brake assistance systems? Check. High-performance ratings? Check.

Criteria necessary for saving money when it comes to shopping for coverage? Yes, and check.

LS400 Awards

  • Canadian Car of the Year (1991)
  • Car of the Decade-1990’s, Wheels (2002)

#22 – Ford Ka

Retail Price: $10,209.50 – $16,662
Insurance Average: $1,560/annually

This European designed minicar is the epitome of cityscape maneuverability, perfect for the big cities and narrow streets and alleys. Provided with quick steering for sharp maneuvering, this model is exceptionally good on gas mileage overall.

Don’t expect this car to be on the worst gas mileage list but it is on the most reliable car list!

Ka Awards

  • European Award of Automotive Design (1997)
  • Industrial Design Excellence Awards (1997)
  • Car of the Year, Autocar Magazine (1996), Autoweek (1997)
  • Best Small Car of the Year, What Car? and AutoExpress (1997)
  • Favorite Car, Telegraph (1996)
  • Car of the Year Design Award, Croatia (1996)
  • Small Car of the Decade, UK (2000)

#23 – Rover 45

Retail Price: $10,812.00 – $16,042.00
Insurance Average: $1,400/annually

A series of saloon, hatchback, and estate cars were manufactured until 2005 for a British customer base. The Rover 45 was generally one of the better selling models of car on British soil, highly appraised for its anti-theft ratings across the board. The price generally consisted

The price generally was consistent with small family line vehicles, so it was very affordable for the middle-class market. If this car has made the least stolen cars in Europe, we wonder if you have seen The Most Stolen Cars in the US?

Rover 45 Awards

  • Britain’s Best Selling New Car of the Month-April (2000)

#24 – Hyundai Elantra

Retail Price: $14,145 – $17,845
Insurance Average: $1,217/annually

This model vehicle is primarily available overseas and comes in four-door sedan and five-door station wagon body styles. Each has been designed to provide optimum miles per gallon with steady handling and maneuverability.

Inside, passengers and the driver are fitted with desirable comfort and conventional style design.

Lantra Awards

  • Motorist Choice Awards, Intellichoice and AutoPacific (2011)
  • Ideal Vehicle Compact Car of the Year, AutoPacifica Vehicle Voice (2011)
  • Vehicle Satisfaction Award (2011)

#25 – Mercedes SLK

Retail Price: $46,900 – $51,900
Insurance Average: $1,960/annually

A luxury roadster great for city and urban driving, this was the first Mercedes model to offer powered convertible tops and equipped with a magnesium subframe, all around lighter and more convenient for accelerating. The coupe profile provided heavy wind resistance when on the open roads, turbo-charged with a

The coupe profile provided heavy wind resistance when on the open roads, turbo-charged with a six-speed manual transmission. Insurance will charge you more for the style, but you won’t lack for awesome presence.

SLK Awards

  • Winner Premium Sports Car, J.D. Power Initial Quality Study (2003)

#26 – Citroen Xsara

Retail Price: $10,200 – $16,800
Insurance Average: $1,360/annually

Built for the French market, this compact, petrol fueled, family vehicle has also been a featured car in the World Rally Championships.

It is cheaper than most, but still handles expertly behind the wheel and is more dependable than those other more expensive competitors.

Xsara Awards

  • Semperit Irish Car of the Year (1998)
  • Rally Car of the Year, Autosport (2003, 2004, 2005)

#27 – Ford Cougar

Retail Price: $31,447.70 – $34,596.20
Insurance Average: $2,400/annually

Named after a famous American muscle car (the Mercury Cougar), this European family sedan flew under the radar of the automotive industry.

Described by the few who did pay attention as a “driver’s car,” the Cougar manages the road like a champ, effectively and accurately with hefty V6 engine power. It falls on the pricey side, but the intelligent security and anti-theft system make it extra worth it.

Cougar Awards –  N/A

#28 – Subaru Impreza

Retail Price: $17,905 – $21,247
Insurance Average: $1,650/annually

An excellent alternative to the standard hatchback, coupe, or wagon on the road, providing all of the same amenities and interior toys with equal or better fuel economy.

Though little in size, the frame allows the driver swift movements with assured precision on an all-wheel drive powertrain. Find and compare Subaru Impreza insurance by getting all the car reliability facts.

Impreza Awards

  • Car of the Year, Wheels Magazine (2000)
  • Residual Value Award Winner, ALG (2011)
  • MSN Cars Handling Award (2011)
  • Towcar Of The Year, The Caravan Club (2007)

#29 – Skoda Octavia

Retail Price: $17,291
Insurance Average: $1,345/annually

One of the most reliable vehicles in Europe, produced in Czech and based on the German Volkswagon group platform, the small family car was openly embraced by consumers for its low price and even lower overall maintenance fees.

Despite being small, this little guy did not lack for a classy, roomy interior or for a full-on turbocharged four-wheel drive.

Octavia Awards

  • #1, Driver Power Top 100, Auto Express (2007)
  • Car of the Year in Serbia (2004)
  • Car of the Year in Montenegro (2004)

#30 – Audi A4

A4 Price: $31,450 – $33,550
Insurance Average: $1,550/annually

Optimal steering and handling, spacious interior, six-speed manual and automatic transmissions, anti-skid systems, anti-lock brakes, and high score safety features.

All these features are criteria for the selective buyer in search of a vehicle worth its value in stylish and drive appeal who wants to pay less for their insurance premium.

A4 Awards

  • Imported Car of the Year, Japan (2001)
  • Family Car of the Year, Spain (2001)
  • European Magazine Award (2008)

#31 – Nissan Primera

Retail Price: $23,336.80 – $27,909.40
Insurance Average: $1,478/annually

The Primera recently underwent a major facelift, earning a modern bumper front end with larger headlights and automatic control features for the interior.

Its petrol-fueled engines produce cleaner emissions. If tour car drivers are willing to risk their lives in these medium-sized sedans, that should ease the minds of many that Nissan is a safe choice.

Primera Awards

#32 – Toyota Avensis

Retail Price: $17,700
Insurance Average: $1,300/annually

The family sedan choice of the United Kingdom, this baby proved an overall financial success when it came off the assembly line.

The combination of tough four-wheel suspension, stylish frame, and diesel engineering meant the Avensis outperformed, reaching maximum speeds with stellar performance quality and exceptional steering control.

Avensis Awards

  • Semperit Irish Car of the Year (2004)
  • Best Family Car, What Car? (2004, 2005)
  • Australia’s Best People Mover (2001)

#33 – Volvo 850

Retail Price: $25,810 – $28,010
Insurance Average: $1,168/annually

Highest-standard safety ratings of any vehicle, equipped with front, passenger, and side airbags and a strong, solid frame to handle anything you can throw at it, the Volvo 850 is not the prettiest to look at, but it provides space and comfort for a ride everyone enjoys.

This car is definitely a reliable family car. Plan on adding drivers to your family policy because this car will last through the generations!

Volvo 850 Awards

  • Lowest Emissions For Emissions Inspections, Swedish Vehicle Inspection (1999)
  • Used Car of the Year, Car Sensor (1997-1998)
  • Best Overall Value, Intellichoice (1996)
  • Safest Midsize Wagon, Highway Loss Data Institute (1996)
  • Best Buy, Consumer’s Digest (1994)
  • Best New Car, Kiplinger (1993)

#34 – Vauxhall Corsa

Retail Price: $14,145.70 – $18,950.10
Insurance Average: $1,360/annually

Also known as the Opel Corsa, this German supermini has never been sold in the United States or Canada.

The diesel engine fully complies with Euro 5 standard but does not compromise the excitement of the drive. Start/stop mechanisms were recently added to the 2011 models and are an added bonus for insurance purposes.

The Corsa supermini was a magnificent selling success in Britain for many years. Hybrid models come with such standard equipment, as a belt-driven starter and lithium-ion battery.

Corsa Awards

  • Car of the Year, Wheels (2001)
  • #1, Most Popular Supermini, Britain (2002-2004)
  • #2, Most Popular Car, Britain (2002-2004)
  • Best Selling Supermini, Britain (2005)
  • #4, Most Popular Car, Britain (2006)
  • Semperit Irish Car of the Year (2001)

#35 – SEAT Toledo

Retail Price: $23,581.50
Insurance Average: $1,500/annually

SEAT works as a Spanish extension of the Volkswagen group and sold predominantly in the United Kingdom.

The design for this family sized sedan was initially anticipated for its compact shape and fuel economy and earned a reputation as one of the most reliably respected vehicles in Europe.

Though it was strikingly different to look at with a well-designed model style, the line was discontinued in 2009.

Toledo Awards

  • Die Besten Autos, Auto-motor-und-sport (1999)
  • Carro do Ano Award, Portugal (2000)

#36 – Volkswagen Golf

Retail Price: $17,620 – $23,860
Insurance Average: $150-$200/month

Talk about going old-school, the Volkswagen Golf was the original hatchback. Also called the Volkswagen Rabbit, its powerful five-cylinder engine provided extended gas mileage and surprisingly roomy interiors for passengers and cargo.

You know the Golf has to be reliable if it is one of the Most Popular Cars for drivers.

Golf Awards

  • Best Family Car, Top Gear (1998)
  • Best Small Family Car, Used Car Buyer (1999)
  • Car of the Year , What Car? (2004)
  • Best Hot Hatch, Auto Express (2005)
  • World Car of the Year (2009)
  • Best Small Car, Drive (2010)
  • Listed, Top 10 Green Cars, Kelley Blue Book (2010)

#37 – Daewoo Lanos

Retail Price: $10,099
Insurance Average: $1,300/annually

These models are no longer available for sale in the U.S. after 2002, which is a real shame. This subcompact vehicle earned top AAA ratings for its overall value and was equipped with an impressive fuel economy.

Certainly, it’s not the most refined contestant, but it earned high praise from Consumer Guide for its intelligent fuel system and deservedly so.

Lanos Awards

  • Best Deal of the Month Award, IntelliChoice’s (2002)

#38 – Fiat Brava

Retail Price: $17,291 – $21,694
Insurance Average: $1,310/annually

This class of small family car is rated by customer reviews from standard to high. Manufactured in Italy, the United States applies the Brava name to Fiat 313’s.

Similar models have been featured performing in World Rally Tournament races. No matter the type of driving, this car is still one of the most reliable cars in the world!

Brava Awards

  • European Car of the Year (1995)
  • 5 Star EuroNCAP Rating
  • Most Beautiful Small/Medium Sedan in the World (2007)

#39 – Hyundai Coupe

Retail Price: $21,808 – $31,240
Insurance Average: $1,470/annually

A compact coupe model this is also called Hyundai Tiburon overseas. It has the best combination of a sports car maneuverability and the comfort of luxury.

Anti-lock brakes and front and side airbags offer optimum safety for all inside the car. Affordable prices across the board and reliable maintenance of the vehicle make this car a very reliable pick. Customer satisfaction regularly reported.

Coupe Awards

  • Car of the Year (2009)
  • Top Recommended Buys, Nadaguides (2011)

#40 – Mitsubishi Shogun

Retail Price: $39,903.80 -$54,372
Insurance Average: $2,384.10/annually

Keep your jokes of small Japanese vehicles to yourself. The Shogun is a pretty, trusted, multi-purpose vehicle, and the personal choice of Ministry Defense officers.

You may pay a lot, but you are rewarded with a lot in return – a rugged off-road capability, lush interior, and direct fuel injection technology that delivers better than its on-the-market predecessors.

Shogun Awards

#41 – Rover 25

Retail Price: $12,486 – $26,640
Insurance Average: $1,600/annually

A celebrated European supermini, this model has awards and statistics to flash like a bright badge of honor.

Rover 25 Awards

#42 – Mercedes CLK

Retail Price: $48,100 – $64,800
Insurance Average: $2,384.10/annually

This medium-sized luxury sedan is available in coupe and convertible models. The V8 engine sported by this class act is ranked as the most powerful in the family.

Mercedes claims that the rigid roof of the car can protect passengers from the risk of lightening strikes. If lightning strike protection doesn’t make a car reliable, then what will?

Go for a first generation model – they were the least expensive of the bunch. If you are looking for speed, pick some of the higher CLK models and compete with the fastest cars!

CLK Awards

  • Australia’s Best Sports Car Over $57,000 (2006)
  • Most Wanted Honorable Mention Sport Coupe, (2006)

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#43 – Fiat Marea

Retail Price: $26,561
Insurance Average: $1,500/annually

This little foreign model stands out as one of the only available vehicles to have the capability to run on compressed natural gas. Models shipped out to Brazil run on petrol, not diesel.

Choose from a small family or medium-sized sedan, but be surprised by the wagon-like space. All Fiat models are produced by the main manufacturer in Italy.

Marea Awards

  • Car of the Year, Yugoslavia (2000)

#44 – Ford Focus

Retail Price: $16,290 – $18,780
Insurance Average: $1,300/annually

The Focus was the top sedan choice for close to ten years running. Ford wanted a “world car” that would be their automotive ambassador, and who could blame them?

Fantastic steering control and handling, a solid body frame, and for a much lower purchasing price than most.

Focus Awards

  • Most Significant Vehicle, Detroit Auto Show (2012)
  • Best Family Car Ever, Autocar UK (2003)
  • 19th, Favourite 100 Cars of All Time, UK (2005)
  • New Car of the Year, Auto Express (2005)
  • #3, Affordable Small Cars, U.S. News (2012)

#45 – Peugeot 106

Retail Price: $9,657 – $20,310
Insurance Average: $1,200/annually

Another supermini is this French model. Is it any wonder we see nothing but superminis in foreign footage? But they wouldn’t keep making them is people weren’t buying them.

As a replacement for the 205, the design was drawn out to be heavier and safer than the original with a cleaner running petrol-based fuel injector than an electric powered model.

The diesel engine of this French supermini was dropped in 1994 and replaced with a more refined and economical 1.5 litre unit engine. The heavier frame made a safer and more reliable drive overall.

The 106 was the longest running models available in Europe and still proves a popular used buy to this day. An electric powered version was offered in 1995. If you find yourself with a reliable electric car, check out electric car insurance!

Peugeot 106 Awards – N/A

#46 – MG MG TF

Retail Price: $23,273- $25,789
Insurance Average: $1,300/annually

The first all-new car to bear the MG marque since 1985, the TF is blessed with good styling, good brand, and a good name heritage.

This perfect city model’s new air induction system provides the vehicle more power than ever on any length of road you desire.

MG MG TF Awards

  • Top Geneva Award (2002)

#47 – BMW Z3

Retail Price: $10,875 – $37,700
Insurance Average: $1,700/annually

Recognizable as James Bond’s car of choice in “Goldeneye,” this model was quite the attractive eye-catcher, sleek and stylish as its own driver.

This incredibly well-powered version is great on the streets and hills, fun to drive and still affordable to the average consumer, even if your last name isn’t Bond. Although this car is very reliable, you still should get BMW car insurance!

BMW Z3 Awards

  • Super Reggie Award (1995)
  • Editor’s Most Wanted Vehicle, (1999)
  • Driver’s Car of the Year, Top Gear (2000, 2002)

#48 – Hyundai Accent

Retail Price: $13,082 – $17,409
Insurance Average: $1,298/annually

Solidly built, great style, and quite glamorous to look at, this is one of the better economy cars to roll off the assembly line.

Year after year it proves itself in reviews and shows, as a favorite for a lot of people. Especially nice since it is covered under the very generous Hyundai Assurance warranty.

Accent Awards

  • Australia’s Best Small Car (2000, 2001)
  • Canadian EnerRate Award (2006)

#49 – Volkswagen Polo

Retail Price: $14,001 -$28,178
Insurance Average: $1,370 /annually

A supermini with a great trim and sleek design for optimum maneuverability, the Polo is exceptional at navigating the tight streets of Europe. A great overall deal on style and power, and sure to save you quite a penny with affordable car insurance.

Polo Awards

#50 – Fiat Punto

Retail Price: $16,355- $17,771
Insurance Average: $1,298/annually

Unlike many superminis on this list, the Punto is often featured on the motorsport runways of rally racing events, which should speak to just how sharp a ride this little model is.

At a competitive price, this sporty little size will surprise the average driver behind the wheel. The Punto’s reliability will also allow for competitive quotes!

Punto Awards

  • Italian Rally Championship (2003, 2006)
  • European Rally Championship (2006)
  • International Rally Challenge (2006)
  • Targa Tasmania, Showroom Class- First Competing Diesel Car (2007)
  • European Car of the Year (1995)
  • Car of the Year, Brazil (2008)

#51 – Vauxhall Zafira

Retail Price: $20,400 – $34,236
Insurance Average: $1,800/annually

A compact body MPV with functional seating for seven, who knew a van could be such a delight.

Definitely one of the more stylish vans, the Zafira is widely appreciated for its handicapped accessibility options and friendliness, while never compromising on its overall ability to maintain and drive like a sedan.

Absolutely ideal for a family that travels a lot together.

Zafira Awards

  • Best Buy, Prima Baby (2011)
  • Motor Manufacturer Award, Motability (2011)
  • Compact MPV Award, Auto Express New Car Honours (1999, 2001)

#52 – Mercedes C-Class

Retail Price: $32,769 – $38,401
Insurance Average: $1,764/annually

This was the most affordable luxury sedan of the Mercedez-Benz family until 1998. It received fairly average reliability ratings from Consumer Reports overall.

Standard safety features included the latest (for the time) safety lock system and front-impact and side-door airbags. Cue the sound of insurance money falling back into your pocket.

C-Class Awards

  • Wheels Car of the Year, Australia (2007)
  • Most Beautiful Medium Sedan in the World (2007)
  • Car Of The Year, CarsGUIDE (2007)

#53 – Volvo S60

Retail Price: $35,471 – $35,471
Insurance Average: $1,710/annually

An entry-level luxury sedan, with a unique, recognizable, one of a kind style. Better than average repair and maintenance costs.

Volvo S60 Awards

  • Vincentric’s Best Value in America Award (2011)
  • Car of the Year, Ukraine (2011), Russia (2011), Norway (2011)
  • International Sedan of the Year (2011)
  • Most Expected Car of the Year, China (2010)
  • Car of the Year, European Car Magazine (2003)
  • Best Lease Car of the Year, ING Car Lease (2001)

#54 – Toyota MR2

Retail Price: $23,786 – $37,475
Insurance Average: $150/per month

Ideal for the perpetual bachelor or single lady, this little model was great on gas. An average price tag got you seating room for two, rear-wheel drive, and a fairly stylish ride.

The line discontinued in 2005 and was renamed to the MR2 Spyder due to translation issues overseas.

MR2 Awards

  • Car of the Year (1985)
  • Top Ten Lowest Fuel Cost In Class List, IntelliChoice (2005)
  • Best in Class, IntelliChoice (2005)

#55 – Mazda Xedos 6

Retail Price: $18,871- $34,597
Insurance Average: $1,203/annually

Manufactured from 1993 to 1999, this European-

based luxury sedan had a great low retail price and was an exceptionally reliable model despite Mazda’s reputation at the time. A front wheel drive, manual six-speed transmission meant you saved a good deal on gas.

Sadly, the Xedos 6 is another model that slipped under the radar as a great family deal.

Xedos 6 Awards

  • 4 ½ Stars out of 5, Towing Capacity, What Tow Car? (2004)

#56 – Ford Puma

Retail Price: $19,311 – $36,083
Insurance Average: $1,122 /annually

Acclaimed for its cat-like structure and alloy wheels, this small sports coupe was a featured racing car at the Geneva Motorshow of 1999. It was equipped with front wheel drive and tight steering controls, hailed as a fun little ride.

Puma Awards

  • Car of the Year, Top Gear (1997)
  • Design Council Millennium Products Award (1999)
  • Used Sports Car Of The Year, What Cars (2001)
  • Best Used Sporting Car of the Year Under £10,000, What Cars (2004)
  • Best Gem for Under £1000, What Cars (2011)

#57 – Vauxhall Astra

Retail Price: $22,174 – $37,483
Insurance Average: $1,750/annually

An especially strong build quality and a good sized cabin made this one of the strongest selling family sedans in Britain.

The latest Astra models have all of the design features of a saloon car but in a more compact frame. Many British police patrol in the Astra. If police drive this car, then it has to be the pretty reliable car…right?

Astra Awards

  • #2, Best Selling New Car, Britain (2010)
  • Car of The Year, CarsGUIDE (1998)
  • RACV Australia’s Best Mid-Size Car Under $25,000 (2000, 2001, 2002)

#58 – Vauxhall Omega

Omega Price: $27,733 – $49,962
Insurance Average: $1,850/annually

An affordable alternative to older BMW 5-series and Rover 800 models, the Vauxhall Omega was built by GM and sold under the Chevrolet, Holden, and Opel marques.

With good solid power units, efficient Ecotec engine units, and comfortable interiors with a standard driving record, the Omega was highly successful in the United Kingdom upon its release.

Omega Awards

  • European Car of the Year (1987)
  • Semperit Irish Car of the Year (1995)

#59 – Chrysler Neon

Retail Price: $18,505 – $23,970
Insurance Average: $1,750/annually

Choose between an automatic or a five-speed manual transmission. The Neon compact has also been sold as a Plymouth/Dodge Neon. Later facelifts gave the compact a roomier interior and upgraded safety options.

To save on car insurance, choose a manual.

Neon Awards

  • Budget Buy, Consumer Guide (1999, 2000)
  • Big Performance Bargain, AutoWeek (1999)
  • Recommended Buy, Consumer Guide (2000, 2001)
  • Nominated, Car of the Year, Motor Trend (2000)
  • Nominated, Ten Best List, Car And Driver (2000)

#60 – Audi A2

Retail Price: $19,995 – $25,995
Insurance Average: $1,600/annually

Perhaps most noted for the light weight of its advanced quality aluminum frame the A2 had the upper hand when it came to mileage and speed.

The first five-door vehicle to sell on European soil, the A2 has been awarded for its exceptionally low emissions grade and fuel economy. Sadly, it was never made for sale in the United States.

Audi A2 Awards

  • Norway’s Most Economical Car
  • European Aluminium Award (2000)
  • Autocar Environmental Award (2001)

#61 – Ford Fiesta

Retail Price: $13,419 – $17,559
Insurance Average: $1,122/annually

This is the one to make buyers reconsider the idea of a subcompact vehicle. The Fiesta is a great, well-rounded model with great driving potential and neat little gizmos to intrigue the driver.

The system boasts a keyless ignition and offers a better than average riding experience.

Fiesta Awards

  • #1 out of 34 Affordable Small Cars
  • RACV Australia’s Best Small Car (2004)
  • RACV Best Small Car Under $20,000 (2009)
  • Contender, Drive Best City Car (2010)

#62 – Ford Mondeo

Retail Price: $29,872- $34,747
Insurance Average: $1,460/annually

Another “world model” produced with the intention of international distribution. This large family sedan earned “significantly better than average” ratings when tested for Used Car Safety in 2006.

Mondeo Awards

  • Car of The Year, What Car? (1993, 2001)
  • Auto Express (2007)
  • Top Gear (2007)
  • Autocar New Zealand and National Business Review (2001)
  • RACV Australia’s Best Mid-size Car Over $28,000 (2007)
  • Drive Best Medium Cars (2010)
  • Semperit Irish Car of the Year (1994, 2008)
  • Best Family Car, What Car? (2008, 2009, 2011)
  • Best Estate Car, What Car? (2008, 2009, 2011)

#63 – Citroen Saxo

Saxo Price: $9,365 – $19,099
Insurance Average: $94/annually

Another French model distributed until 2003, this was a practical supermini of unremarkable qualities, but reliable and cheap none-the-less.

Despite the frame size, it had a spacious interior with light control systems and direct steering. In Japan, it was sold as the Citroën Chanson. In 2000, the model underwent a major renovation and came out more reliable and safer than its original counterpart.

For the simple consumer looking for a functional vehicle to save them top dollars, it looks like the French got it right. Wonder if this car will apply for the cheapest car insurance in France?

Saxo Awards – N/A

#64 – BMW 3 Series

Retail Price: $33,619 – $57,626
Insurance Average: $1,700/annually

This entry-level sedan may not be the prettiest to drive, but those looking for performance rather than style may be tempted here. This is the top U.S. seller and remains a middle-class favorite.

It provides a solid build, running power under the hood, and offroad handling that few other models can match.

BMW 3 Series Awards

  • Ranked, Ten Best List, Car & Driver Magazine (1992-2007)
  • World Car of the Year, New York Auto Show (2006)
  • Ugliest Car of the Year, Top Gear (2005)

#65 – Vauxhall Vectra

Retail Price: $23,267- $38,364
Insurance Average: $1,760/annually

The Untied Kingdom offers this particular large family sedan as the replacement model for the Vauxhall Cavalier.

From 2000 to 2003, the Vectra featured as a silhouette racing car in the Stock Car Brasil and touring car racing series. Later generations were fitted with more advanced equipment, improved handling functions, and large power brakes.

Vectra Awards

  • Estate Car of the Year, What Car? (2007)

#66 – Isuzu Trooper

Retail Price: $28,228 – $49,863
Insurance Average: $1,880/annually

Again, not for someone who prizes style above performance.

The Trooper’s large, chunky style sets it apart from the Range Rover and Cherokee, but it makes up for this in unprecedented durability, sustainable reliability, and powerful diesel engine and towing power.

Trooper Awards

  • Class Victory, Australian Safari (1992)
  • #1 and #2, Class of ’93, Australian Safari (1993)
  • #1, Marathon Class, Paris-Dakar Rally (1994)
  • First in Class, Pharaoh’s Rally (1994)

#67 – Mercedes M-Class

Retail Price: $45,024 – $89,118
Insurance Average: $1,983/annually

These M-Class sedans brought Mercedes-Benz back on top.

On top of earning excellent crash test safety scores, the M-Class was uncompromising in style and performance, with an understated elegance to the frame and interior matched with a potent diesel V6 engine that purrs like a kitten but pulls like a cheetah.

Recent renovations tweaked the diesel models to perform better economically.

M-Class Awards

  • Safest Car, Insurance Institute for Highway Safety (2007)

#68 – Subaru Legacy

Retail Price: $19,989 – $30,979
Insurance Average: $1,136/annually

A competitor to other executive model cars as the Audi A4 and BMW 3-Series, the Legacy was Subaru’s flagship vehicle, one of the first to offer all-wheel-drive as a standard feature option.

In Australia, it goes by the name of the Liberty. Don’t travel Australia without the reliability of this Subaru. Due to its reliability, Subaru Legacy car insurance rates are comparable to other companies.

Legacy Awards

  • RACV Australia’s Best Mid-size Car Over $28,000 (2004)
  • RACV Australia’s Best Luxury Car Under $57,000 (2005)
  • National Motor Vehicle Theft Reduction Council Secure By Design Award (2007)
  • Car of the Year Philippines Car of The Year & Mid-Sized Car of the Year (2009)

#69 – Rover 400

Retail Price: $17,204 – $29,486
Insurance Average: $1,600/annually

A mutual development with Honda manufacturers, the Rover 400 (later the Rover 45) was sold in Britain from 1990 to 2005, marketed as a small family vehicle comparable in size to the Fors Escort and Vauxhall Astra.

The Rover gets high anti-theft ratings and provides a smooth overall ride with revised suspension settings.

Rover 400 Awards

  • Best Selling New Car for the Month of April, Britain (2000)

#70 – Fiat Ulysse

Retail Price: $27,670 – $39,237
Insurance Average: $1,980/annually

Named after the hero of Homer’s The Odyssey, the Ulysse “Eurovan” is part of a generation of large European MPV’s, some easily seating eight.

It was sold only in Europe so as not to be confused with Honda’s Odyssey model, with a fairly low sticker price. Run by a rich diesel engine, the Ulysse provided a refined ride for all inside with maximum safety features.

Ulysse Awards

  • 5 Star Euro NCAP Safety Rating (2003)
  • Best MPV Award, Fleet World’s (2003)

#71 – Mercedes E-Class

Retail Price: $47,340 – $57,129
Insurance Average: $1,783/annually

The Mercedes-Benz E-Class size and durability mid-size sedans make them the optimum choice of European taxi cab drivers.

The E-Class family fits firmly into the latter end of luxury driving capabilities while still maintaining a rough street strength to last.

E-Class Awards

  • Import Car of the Year, Motor Trend (1996)
  • RACV Best Luxury Car Over $57,000 (2002)
  • Beautiful Prestige Sedan in the World (2003)

#72 – Renault Clio

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