How to Find Cheap Honda CR-V Insurance Quotes

If you want to buy cheap Honda CR-V insurance coverage then you should know that a policy will cost $95 per month ($1,140 per year) on average. Comprehensive, collision, and liability insurance cost around $278, $405, and $322, respectively.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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Reviewed byJoel Ohman
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UPDATED: Jul 6, 2020

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Key Takeaways:

  • Full coverage costs around $1,140 a year or $95 each month
  • A liability-only policy costs around $457 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,167 a year or $347 each month
  • Good drivers can save as much as $470 a year by earning policy discounts
  • Honda CR-V insurance costs around $379 less per year than the average vehicle

Honda CR-V car insurance rates cost drivers an average of $1,140 a year, which comes down to right around $95 per month. Some of the factors that determine Honda CR-V rates include the age of both the driver and vehicle, as well as the model’s safety features.

We have prepared this in-depth article so you can educate yourself more on Honda CR-V insurance rates. By the time you’ve read through it, you will be able to confidently compare policies.

You can start comparing quotes for Honda CR-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda CR-V Insurance Cost

The average Honda CR-V auto insurance costs are $1,140 a year or $95 a month.

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Are Honda CR-Vs Expensive to Insure?

The chart below details how Honda CR-V insurance rates compare to other crossovers like the Subaru Crosstrek, MINI Clubman, and Chevrolet Trax.

VehicleComprehensiveCollisionLiabilityTotal
Honda CR-V$280$408$316$1,140
Subaru Crosstrek$320$512$332$1,300
MINI Clubman$320$506$398$1,382
Chevrolet Trax$280$470$372$1,280
Lincoln MKX$294$596$398$1,446
Chevrolet Equinox$308$532$372$1,370
Toyota C-HR$254$452$258$1,074

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda CR-V Insurance?

The Honda CR-V trim and model you choose can impact the total price you will pay for Honda CR-V insurance coverage.

Age of the Vehicle

Older Honda CR-V models generally cost less to insure. For example, auto insurance for a 2020 Honda CR-V costs $1,140, while 2010 Honda CR-V insurance costs are $946, a difference of $194.

Model YearComprehensiveCollisionLiabilityTotal
2020 Honda CR-V$280$408$316$1,140
2019 Honda CR-V$268$392$332$1,128
2018 Honda CR-V$256$388$338$1,118
2017 Honda CR-V$248$378$354$1,116
2016 Honda CR-V$240$362$364$1,102
2015 Honda CR-V$226$350$376$1,088
2014 Honda CR-V$218$326$384$1,064
2013 Honda CR-V$208$306$388$1,038
2012 Honda CR-V$200$274$390$1,000
2011 Honda CR-V$188$252$390$966
2010 Honda CR-V$180$236$394$946

Driver Age

Driver age can have a significant impact on Honda CR-V auto insurance rates. For example, 20-year-old drivers pay approximately $1,394 more each year for their Honda CR-V auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Honda CR-V insurance rates. For example, drivers in Los Angeles may pay $627 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on your Honda CR-V car insurance rates. Teens and drivers in their 20’s see the highest jump in their Honda CR-V car insurance with violations on their driving record.

Honda CR-V Safety Ratings

Your Honda CR-V car insurance rates are influenced by the safety ratings of the Honda CR-V. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Honda CR-V Crash Test Ratings

Poor Honda CR-V crash test ratings could mean higher Honda CR-V car insurance rates.

Vehicle TestedOverallFrontalSideRollover
2020 Honda CR-V SUV FWD5 stars5 stars5 stars4 stars
2020 Honda CR-V SUV AWD5 stars5 stars5 stars4 stars
2020 Honda CR-V HYBRID SUV AWD5 stars5 stars5 stars4 stars
2019 Honda CR-V SUV FWD5 stars5 stars5 stars4 stars
2019 Honda CR-V SUV AWD5 stars5 stars5 stars4 stars
2018 Honda CR-V SUV FWD5 stars5 stars5 stars4 stars
2018 Honda CR-V SUV AWD5 stars5 stars5 stars4 stars
2017 Honda CR-V SUV FWD5 stars5 stars5 stars4 stars
2017 Honda CR-V SUV AWD5 stars5 stars5 stars4 stars
2016 Honda CR-V SUV FWD5 stars5 stars5 stars4 stars
2016 Honda CR-V SUV AWD5 stars5 stars5 stars4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Honda CR-V Safety Features

Having a variety of safety features on your Honda CR-V can help lower your Honda CR-V insurance costs. The Honda CR-V’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda CR-V Insurance Loss Probability

The Honda CR-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Honda CR-V, others are more favorable and lead to lower insurance rates.

Insurance Coverage CategoryLoss Rate
Collision-32%
Property Damage-19%
Comprehensive-42%
Personal Injury-7%
Medical Payment-14%
Bodily Injury-23%
Source: Insurance Institute for Highway Safety

Honda CR-V Finance and Insurance Cost

If you are financing a Honda CR-V, most lenders will require your carry higher Honda CR-V coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-V auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Honda CR-V Insurance

Although it may seem like your Honda CR-V car insurance rates are set, there are a few measures that you can take to secure the best Honda CR-V car insurance rates possible. Take a look at the following five ways to save on Honda CR-V auto insurance.

  • Park Your Honda CR-V Somewhere Safe – like a Garage or Private Driveway
  • Ask About Farm and Ranch Vehicle Discounts
  • Pay Your Honda CR-V Insurance Upfront
  • Compare Insurance Companies After Moving
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts

Top Honda CR-V Insurance Companies

Who is the top car insurance company for Honda CR-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-V offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Honda CR-V Insurance Quotes Online

To start comparing Honda CR-V car insurance quotes for free, use our online car insurance comparison tool.
What is the price of car insurance for a Honda CR-V?

Asking this question before purchasing a Honda CR-V is a smart move so that you can prepare your budget ahead of time.

Read on to learn all about Honda CR-V auto insurance costs and then enter your ZIP above to start comparing FREE auto insurance quotes online!

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Honda CR-V Features

If you have a taste to drive a small SUV, a Honda CRV makes a great vehicle. Its purpose can be used all around such as for transporting family, groceries, and sports equipment.

Shopping for a Honda CR-V, you can find certain features that should meet your expectations, such as:

  • Airbags
  • Alarm system
  • Mileage
  • Expected mileage

Smaller SUV’s/Cars & Crash Statistics

Small car buyers have noticed a cramp in their plan to save money. Even though the prices of smaller cars are cheaper, the insurance is a little higher due to studies made by auto insurance companies.

The study found that smaller cars are more likely to be in a crash. This is because of a few things:

  1. Younger drivers mostly drive smaller cars and they tend to get into more accidents
  2. CR-V’s are used in longer commutes
  3. CR-V’s are harder to see by people who drive larger cars and SUVs

Honda CR-V Insurance Rates Vary from Company to Company

Insurance prices do vary from company to company. This does become frustrating for a lot of us who are shopping around for the best deals and coverage.

Different companies take different factors into consideration:

  • Age
  • Gender
  • Location (what part of the country you live in)
  • Marital status
  • Driving History

There are many different factors that go into determining what your Honda CR-V insurance rates will be. Did you know that where you drive, park, and garage your car will be a factor?

Texas Honda CR-V insurance rates will differ from Pennsylvania Honda CR-V insurance rates.

Rates also will change over the course of time. 2013 Honda CR-V insurance rates will be different than 2014 Honda CR-V insurance rates, so shop around often!

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Can you save money by purchasing an older Honda CR-V?

Newer cars generally are valued higher than most older vehicles. When car insurance companies determine premiums, the base price of the vehicle is often considered.

However, newer cars are also safer to drive than older cars because of advances in technology.

Additionally, you will have to consider whether you are going to put liability or comprehensive coverage on your Honda CR-V when thinking about insurance costs.

Even if you have the ability to save on car insurance by purchasing an older Honda CR-V, your maintenance and repair bills will also increase dramatically.

All of these factors should be considered carefully prior to purchasing any vehicle.

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The Importance of Adequate Honda CR-V Insurance Coverage

Insurance is very important to have, especially with the CR-V. As we all know, when we get rolling down the highway, we’re not exactly in control of our own fate. People get careless and don’t use their best judgment, so, it’s very important to be sufficiently covered.

No one can tell you which insurance company to deal with. You have to shop around, find the one who you like to deal with, and decide which one fits your budget.

In these times, there are some that have a very good reputation, and others you can’t say that about. Study the facts, visit their websites, and request for more detailed information if you want it.

Many companies with bend over backward to get your business, and even offer wonderful discounts and incentives if you switch from your current company to theirs.

You can ask for advice from your family and friends to see what kind of rates they get on their insurance. Research is the key issue here.

Some research a car before buying it and research the banks before financing. The same thing has to be done for your insurance as well. Honda has gone out of their way to ensure that the CR-V is safe for you and your family to travel in.

Make sure you have the proper insurance to take care of your CRV if something happens while you’re roaming.

Is there anything you can do to lower your Honda CR-V insurance costs?

All of the same standard insurance discounts that are applicable to other vehicles also apply to the Honda CR-V. Finding a car insurance provider that offers a wide range of discounts will help you to save the most on your car insurance premiums.

The one factor that can give you the most assistance with rising car insurance costs is maintaining a good driving record.

Purchasing a car that has low insurance fees like the Honda CR-V will help, but ultimately, it is the driver that determines auto premiums.

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Compare Honda CR-V Car Insurance Quotes

 

Enjoy your CR-V and all the features that make it a quality vehicle. Good luck in finding the insurance that suits you, and be careful in your travels. Enter your ZIP code to start comparing FREE Honda CR-V insurance quotes online now!

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