Isuzu Car Insurance Rates [Cheap Coverage Guide]

The average Isuzu KB car insurance rates are $82/month or $989/year. Even though the last US Isuzu was produced in 1999, Isuzu car insurance for non-commercial vehicles is still available from standard car insurance companies.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 25, 2020

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Here's what you need to know...

  • Personal car insurance companies offer insurance for non-commercial Isuzu vehicles
  • Like any other vehicle, you will have to consider the same insurance criteria when shopping for an Isuzu
  • Isuzu currently only makes utility vehicles and trucks
  • The used-car market is where to look for a non-commercial Isuzu
  • Because of its impact as an SUV on the U.S. market, the Trooper endured the longest out of all the Isuzu models
  • The average Isuzu KB car insurance rates are $82/month or $989/year.

Even though Isuzu no longer produces cars, they are still available on the used-car market. The Isuzu cars, pickups, and SUVs will be insured by most car insurance companies. Isuzu D-Max insurance will be similar to the average Isuzu KB car insurance rates which are $82/month or $989/year. More Isuzu car insurance rates below.

Depending upon rate plans in your state, differences in insurance rates may be substantial and vary from company to company. Coverage options and prices will also vary from company to company.

Be sure to compare car insurance quotes for your Isuzu by entering your ZIP code into the FREE tool above!

How much does an Isuzu cost to insure?

As with all cars, the insurance rates for an Isuzu will vary based on a number of factors, including your location, age, and driving history.

How may be asking, “How I can find affordable Isuzu car insurance near me?” We’ve got you covered. The tables below will give you a comparison of car insurance rates for top car insurance companies and age, and gender to help you find affordable car insurance. Geico and American family offer the cheap car insurance rates for Isuzu.

The Average Annual 2008 Isuzu KB Car Insurance Rates by Company
CompaniesAverage Isuzu Car Insurance Rates
Geico$936/year
American Family$923/year
Erie$918/year
Progressive$1,090/year
State Farm$1,195/year
Auto Owners$1,055/year
State Auto$1,222/year
Nationwide$1,208/year
Farmers$1,090/year
Allstate$1,494/year
Safe Auto$1,626/year
MetLife$1,714/year
Victoria$1,802/year
Allied$1,279/year
Liberty Mutual$1,538/year
Encompass$1,867/year
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As you can see Isuzu car insurance rates follow the normal slope for rates being higher for younger drivers and tapering off with age.

The Average Annual 2008 Isuzu KB Car Insurance Rates by Age
Your AgeAverage Isuzu Car Insurance Rates
16 - 19$2,197/year
20 - 24$1,969/year
25 - 29$1,670/year
30 - 34$1,538/year
35 – 39$1,362/year
40 – 44$1,230/year
45 – 49$1,134/year
50 – 54$1,090/year
55 – 59$1,055/year
60 – 64$1,028/year
65 – 69$967/year
70 – 74$932/year
75 and more$984/year
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You can see that older married people pay less on average than young singles.

Can I cut the cost of my Isuzu car insurance?

You should also know about different discounts to ask for. Just a few of those available are multi-car, homeowners, driver’s education, and occupation discounts.

Watch this video to learn some more tricks to get cheaper car insurance.

Make sure you ask your agent what discounts are offered and which ones you qualify for. Stacking discounts can save you hundreds of dollars a year.

Where can I find cheap Isuzu car insurance?

Your best option for finding low-cost car insurance for your Isuzu is to shop around and get quotes from multiple companies. Read on for tips on how to get the best car insurance quotes in your area.

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Recommended Car Insurance Limits for a Quote

These limits are recommended for liability car insurance in almost every state. They will adequately meet or exceed statutorily recommended coverage for almost every state in the United States.

  • Bodily Injury Liability – $100,000 per person/$300,000 each accident: your legal responsibility for bodily injury incurred in an accident
  • Property Damage Liability – $50,000 each accident: your legal responsibility for property damage incurred in an accident
  • $5,000 Medical Payments Coverage – Covers miscellaneous medical costs with regard to accidents
  • Uninsured Motorists Coverage – $100,000 per person/$300,000 per accident in the event that an uninsured motorist causes bodily injury to you or your passengers. (16% of all drivers are uninsured — more in various states.)
  • Comprehensive Coverage – $500 deductible per accident: for animal damage, vandalism, theft, weather damage to your own vehicle
  • Collision Coverage – $500 deductible per accident: for collision damage to your own vehicle

This video gives more information about the types of car insurance coverages available.

Whether or not you chose to add extra types of coverage, you will need to make sure you meet your state’s minimum requirements, listed here by AAA.com.

Information About Car Insurance Quotes

Let’s look at an example of what your car insurance rates could look like. The hypothetical person chosen for these quotes was 22 years old, single, and uses the vehicle for commuting.

  • Insurance Company #1 – $1,142.50 every six months
  • Insurance Company #2 – $1,400.50 every six months

If you plan to purchase a used Isuzu Trooper or any car for that matter, you should consider these facts.

Comparison-shopping for insurance is vital. Different companies charge different rates for the same coverage. Shop around to make sure you are getting the most bang for your buck.

Your credit status, driving record, claims experience, and life situation can make changes in your insurance rates, so checking rates on an annual basis can be reasonable.

Once you are ready to start shopping, there is some information you will need. These are some examples of data you need to have in order to obtain a car insurance quote:

  • Full names, dates of birth, and drivers license numbers for all drivers
  • Driving records for all drivers and grade point averages for teens
  • Make, model, and year for all vehicles you want to insure

What factors affect your car insurance?

Life factors can affect your insurance rates also. We will discuss a few of them now.

Your age affects your car insurance rates. Younger people pay more for car insurance because companies believe they are more likely to involved in an accident or receive a traffic ticket.

Good news if you are married. Car insurance companies generally charge less if you are married. They believe that married people take fewer driving risks so their policies are lower.

Homeownership is another factor to be considered. Rates are generally cheaper for people who own a home than for someone who rents. Homeowners can sometimes get an additional discount if they use the same company for their homeowner’s insurance.

You might be surprised to learn that your credit rating can affect your car insurance rates. People with a higher credit score tend to get better rates. Companies believe that those with a higher credit rating are less likely to file an insurance claim.

Thankfully, your credit rating is one area that you can improve quickly to help lower your car insurance rates. It will also help you get better rates on things like mortgages or new car purchases.

Watch this video for some easy tips to improve your credit rating.

Some states do not allow non-driving factors like gender and credit rating to be considered when figuring car insurance rates. You will definitely want to check to see what your state does and does not allow.

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History of Isuzu

Isuzu’s company history is quite long. It began in 1916 as a branch of Tokyo Ishikawajima Shipbuilding and Engineering Company.

In 1918, they merged with Wolseley Motor Company, a U.K. based company; and then in 1949, the name of the company was changed to Isuzu. After World War II, Isuzu truck production increased.

Their vehicles were key in Japan’s reconstruction, and they produced such vehicles as the 1953 Hillman Minx in a technical union with Rootes of the U.K.

In the 1960s, Isuzu collaborated with General Motors to release the Gemini. By the 1980s, Isuzu was popular in America, producing the Trooper SUV in 1983.

The Trooper was popular and spurred the subsequent development of the SUV format in the United States.

Isuzu entered into an agreement with Subaru in 1987 to produce the Isuzu Rodeo and the Isuzu Pickup.

General Motors increased its stake in Isuzu to become the majority stockholder.

What caused the demise of the Isuzu car?

Newer products from the competition outclassed the Rodeo and Trooper. For a while, Isuzu produced only a truck and an SUV based upon GM Products.

As the American motor vehicle market dropped, General Motors no longer cooperated with Isuzu and focused upon their own production of SUVs and small trucks.

This effectively shut Isuzu out of the market for cars, SUVs, and small trucks in the United States. They currently produce only utility vehicles and trucks.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Reviews and Discussions of Isuzu Car Models

The last new Isuzu Trooper was produced in 1999 and tests indicated the interior was amazingly quiet despite a new, more powerful engine. Even so, the Trooper was and is a truck. The upscale LS Model of the Trooper has a dual-overhead-cam V6 that produces 190 hp.

The LS Model offers ABS as an option. A short wheelbase two-door Trooper was produced in 1993 but subsequently dropped. After 1994, the Trooper offered the option of heated and powered front seats.

When purchasing a used Isuzu, you need to be aware that Isuzu continues to support its U.S. made vehicles. It is possible to get repair, parts, and warranty service on these vehicles.

What are Isuzu truck offerings?

If you are planning to purchase a new or used Isuzu light truck, you probably need to directly consult your insurance company about obtaining a commercial insurance policy.

Isuzu produces gas-powered Low Cab Forward Trucks (LCF) in America. Isuzu claims exceptional performance, maneuverability, and a number of standard features such as:

  • 6.0-liter V8 Engine with 297 horsepower
  • 6-speed automatic transmission
  • Standard or Crew Cab
  • Gross Vehicle Weight from 12,000 to 20,500 lbs.
  • Available with gas or diesel power

Isuzu’s Advertised Selling Points:

  • Durability – 80% of all Isuzu commercial trucks sold since 1984 still on the road
  • Resale Value – N-Series trucks have consistently high resale and residual values
  • Choice of Diesel or Gas Engines
  • Priority Service Maintenance Program (PSMP) – Allows fixed cost of parts and service for routine maintenance
  • FleetValue Parts Program – Reduces parts cost

Regardless of which vehicle you drive, it’s a must to have solid car insurance coverage. Carrying at least the minimum coverage is important, not just to be within legal limits, but also to make sure you are financially covered in the event of an accident.

Now that you know that you can get car insurance on your Isuzu, it’s time to look for the cheapest car insurance rates with the best coverage. Remember, the best way to do that is to compare multiple quotes.

The best way to compare quotes and find the best price for your Isuzu car insurance is by using our FREE comparison tool.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State