USAA car insurance is specifically geared towards members of the U.S. Military and their families, and they have a members program that allows people to get extra savings on things like banking and insurance by getting them all from the same company.
The USAA website claims that based on a survey of new customers from October 2008 to September 2009, customers can save an average of $461 by switching to USAA from their current insurance company. Of course, this is something that consumers will have to get a quote for themselves to verify.
Read through this USAA auto insurance review and then enter your zip code into the free tool for your free car insurance comparison today!
USAA Car Insurance Coverage
USAA offers car insurance coverage to consumers that has many different included features and benefits. Accident forgiveness and safe driver benefits are available in most states.
USAA auto insurance also has a good student discount for young drivers, and have been ranked in the top two ‘Customer Service Champs’ according to BusinessWeek for the past four years.
Coverage inclusions aren’t readily listed on the website. The company boasts all of the benefits and advantages, but does not disclose possible coverage amounts or types of auto insurance coverage until you login or register to become a member. This requires purchase of a USAA membership, which you must be eligible to buy.
Eligibility requirements include:
- Active, retired, or honorably separated military personnel
- Officers in Academy and ROTC programs
- Adult children of existing members
- Widows and widowers of members of USAA, either previous or current
USAA History
The company was founded in 1922 by 25 Army officers who decided to insure each other’s vehicles. Today, the company has more than 7.2 million members and is growing daily. The company started as an auto insurance company for military members, and now offers more than 150 products and services to people around the nation.
USAA Car Insurance Pros and Cons
The Good:
- USAA is great for military members who need comprehensive financial solutions with discounts and a variety of options
- The company has solid financial statements and $68.0 billion in assets as of 2008
- USAA is very involved with military families, much like AAA is with its members
The Bad:
- USAA is only available to military families and eligible members
- USAA requires membership to learn information about their products and services
- The company does not disclose details of anything that they offer to encourage membership beyond their accomplishments and successes
USAA Car Insurance Quotes Online
Be sure that you compare your USAA auto insurance quotes online with quotes from many top companies. Enter your zip code to start comparison shopping car insurance rates today!
