Esurance Car Insurance Review [2021]

Esurance car insurance is a well-established company operating across the US. Combining discounts for anti-theft devices and safe driving can save you up to 50% on Esurance rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Mar 11, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 3075 Sanders Road Suite G4E
City: Northbrook
State: IL
ZIP Code: 60062
Phone Number: (800) 378-7262
Year Founded: 1999
AM Best Rating: A+ (Superior)
Company Rating 2.67 (3 reviews)

Here's what you need to know...

  • With Esurance, you can fully manage your account online
  • Esurance offers many discounts
  • If you are an Esurance customer and are involved in an accident where your vehicle needs repair, you can follow the repairs online as they are done

If you are considering changing your car insurance or buying a new car insurance policy, you should take a look at Esurance. This company has been providing insurance services online since the 1990s. Esurance will give you a quote online in 6 minutes.

If you want a car insurance policy that you can manage online, you should review an Esurance car insurance policy. Once you get a quote, you can save it and go back to review it. Esurance is not the best car insurance company for everyone then, so make sure to do your due diligence.

Use our FREE tool above and just enter your zip code and get a full car insurance comparison today!

Discounts with Esurance

  • Multi-Car Discount – You can take advantage of the multi-car discount with Esurance if you insure more than one vehicle.
  • Safe Driver Discount – If you have not had any accidents within a certain timeframe, you are eligible to use this discount. Esurance does not state exactly what the discount is. Some states will allow Esurance to apply a good driver discount after your driving record has been evaluated.
  • Anti-Theft Devices – If your vehicle has an alarm or other anti-theft devices, you may be able to get a discount.
  • Safety Equipment – Esurance applies discounts for safety equipment on your vehicle automatically.

Your Esurance car insurance quote will list all of your discounts.

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Esurance Customer Service

When you buy an Esurance car insurance policy, you are taking advantage of being able to manage all aspects of your insurance account online. There is a toll-free number for Esurance also but most of your communication with Esurance will be done online.

There is an automated coverage tool that can help you select the right amount of coverage. Esurance offers a lot of articles on commonly asked questions regarding car insurance.

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Reporting an Esurance Claim

You can report an Esurance claim online. There are customers service representatives available 24 hours per day, 7 days per week at a toll-free number.

There is a service that you can use to see your vehicle as it is being repaired. You simply log in and then if your vehicle is at an E-Star direct repair facility, you will be able to see your vehicle going through the stages of repair.

Esurance does have a learning center where you can find definitions for common car insurance terms. The toll-free number for Esurance is clearly visible on every page of the website.

It could be difficult for another company to beat the convenience of Esurance.

However, you should still shop around for insurance companies as each company is different. Get started comparing auto insurance today!




  1. John S May 28, 2012
  2. Aaron October 27, 2014
  3. Sean January 1, 2015

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