Best Chevrolet Bolt EV Car Insurance in 2025 (Your Guide to the Top 10 Companies)

#1 – Geico: Top Overall Pick

Pros

• Generous Multi-Policy Discount: Geico offers a 25% discount for bundling Chevrolet Bolt EV insurance with other policies.
• Top A.M. Best Rating: Geico holds an A++ rating, indicating superior financial stability and reliability for Chevrolet Bolt EV coverage.
• Customizable Plans: Geico provides flexible insurance plans to meet the specific needs of Chevrolet Bolt EV owners. See more details on our guide titled Geico car insurance review.

Cons

• Limited Coverage Options: Geico’s policy options may not be as extensive as some competitors for Chevrolet Bolt EV.
• Basic Customer Service: While Geico’s rates for the Chevrolet Bolt EV are low, its customer service may not be as personalized compared to other top insurers.

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#2 – State Farm: Best for Customer Service

Pros

• High Customer Service Rating: State Farm excels in customer service, making it a reliable choice for Chevrolet Bolt EV drivers. Learn more in our in our guide titled State farm car insurance review.
• Significant Bundling Discounts: State Farm offers a 17% discount when combining Chevrolet Bolt EV insurance with other State Farm policies.
• Variety of Coverage Options: State Farm provides multiple coverage options tailored to the needs of Chevrolet Bolt EV owners.

Cons

• Lower Multi-Policy Discount: The 17% discount for bundling is lower than some competitors’ offers for Chevrolet Bolt EV.
• Higher Premiums: Despite discounts, State Farm’s premiums can be higher compared to other insurers for Chevrolet Bolt EV coverage.

#3 – Progressive: Best for Customizable Plans

Pros

• Flexible Insurance Plans: Progressive offers customizable plans suited to the unique needs of Chevrolet Bolt EV drivers.
• 20% Multi-Policy Discount: Progressive provides a 20% discount for bundling Chevrolet Bolt EV insurance with other Progressive policies.
• Wide Range of Add-Ons: Progressive allows for various add-ons to enhance Chevrolet Bolt EV insurance policies. More information is available about this provider in our article called Progressive car insurance review.

Cons

• Customer Service Variability: Progressive’s customer service experiences can vary, affecting support for Chevrolet Bolt EV drivers.
• Complex Policy Details: The range of options and add-ons offered by Progressive may make it challenging to select the best Chevrolet Bolt EV insurance plan.

#4 – Allstate: Best for New Car

Pros

• New Car Benefits: Allstate provides specific coverage benefits for new Chevrolet Bolt EV vehicles. Learn more in our article called “Allstate Car Insurance Review.”
• Comprehensive Coverage Options: Offers extensive coverage tailored to the Chevrolet Bolt EV’s needs.
• A+ A.M. Best Rating: Allstate’s A+ rating ensures strong financial reliability for Chevrolet Bolt EV insurance.

Cons

• Lower Multi-Policy Discount: The 10% discount for bundling is less competitive compared to other insurers for Chevrolet Bolt EV.
• Higher Premiums for New Cars: Premiums may be higher for new Chevrolet Bolt EV coverage compared to other companies.

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#5 – USAA: Best for Military Families

Pros

• Exclusive Discounts for Military Families: USAA offers specialized discounts for military families insuring a Chevrolet Bolt EV.
• A++ A.M. Best Rating: USAA’s A++ rating indicates excellent financial stability and reliability for Chevrolet Bolt EV insurance.
• Comprehensive Coverage: Provides extensive coverage options for Chevrolet Bolt EV owners with unique needs. Check out insurance savings in our complete article called USAA car insurance review.

Cons

• Eligibility Restriction: USAA’s insurance is only available to military families, limiting access for Chevrolet Bolt EV drivers outside this group.
• Limited Local Presence: USAA may have fewer physical locations, which can affect in-person support for Chevrolet Bolt EV insurance.

#6 – Farmers: Best for Standard Coverage

Pros

• Broad Standard Coverage: Farmers offers standard coverage options that are suitable for Chevrolet Bolt EV drivers.
• 15% Multi-Policy Discount: Get a 15% discount for bundling Chevrolet Bolt EV insurance with other Farmers policies.
• A Rating: Farmers’ A rating ensures a reliable and stable option for Chevrolet Bolt EV coverage. Delve into our evaluation of Farmers car insurance review.

Cons

• Average Multi-Policy Discount: The 15% discount for bundling is lower than some competitors for Chevrolet Bolt EV insurance.
• Premium Costs: Farmers’ premiums might be higher for Chevrolet Bolt EV coverage compared to other insurers.

#7 – Liberty Mutual: Best for Flexible Policies

Pros

• Flexible Insurance Policies: Liberty Mutual provides customizable policies suited to Chevrolet Bolt EV needs.
• 12% Multi-Policy Discount: Offers a 12% discount for bundling Chevrolet Bolt EV insurance with other Liberty Mutual policies.
• A Rating: Liberty Mutual’s A rating ensures strong financial backing for Chevrolet Bolt EV insurance. Discover more about offerings in our article called Liberty Mutual car insurance review.

Cons

• Lower Multi-Policy Discount: The 12% discount for bundling is less than some competitors offer for Chevrolet Bolt EV insurance.
• Customer Service Variability: Liberty Mutual’s customer service may vary, affecting support for Chevrolet Bolt EV drivers.

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#8 – Nationwide: Best for Claims Satisfaction

Pros

• High Claims Satisfaction: Nationwide is known for high claims satisfaction among Chevrolet Bolt EV owners. Access comprehensive insights into our article called Nationwide car insurance discounts.
• 10% Multi-Policy Discount: Provides a 10% discount for bundling Chevrolet Bolt EV insurance with other Nationwide policies.
• A+ A.M. Best Rating: Nationwide’s A+ rating reflects strong financial stability for Chevrolet Bolt EV coverage.

Cons

• Lower Multi-Policy Discount: The 10% discount for bundling is lower than some competitors for Chevrolet Bolt EV insurance.
• Standard Coverage Options: Nationwide’s coverage options may not be as extensive for Chevrolet Bolt EV drivers.

#9 – Travelers: Best for Hybrid Vehicles

Pros

• Hybrid Vehicle Expertise: Travelers offers specialized coverage for hybrid vehicles like the Chevrolet Bolt EV.
• 13% Multi-Policy Discount: Get a 13% discount for bundling Chevrolet Bolt EV insurance with other Travelers policies.
• A++ A.M. Best Rating: Travelers’ A++ rating indicates excellent financial stability for Chevrolet Bolt EV insurance. Read up on the “Travelers Car Insurance Review” for more information.

Cons

• Limited Coverage Add-Ons: Travelers may offer fewer coverage add-ons for Chevrolet Bolt EV compared to other providers.
• Customer Service: Travelers’ customer service may vary, affecting support for Chevrolet Bolt EV drivers.

#10 – American Family: Best for Teen Drivers

Pros

• Teen Driver Discounts: American Family provides discounts for insuring teenage drivers with a Chevrolet Bolt EV.
• 20% Multi-Policy Discount: Offers a 20% discount for bundling Chevrolet Bolt EV insurance with other American Family policies.
• A Rating: American Family’s A rating ensures reliable and stable coverage for Chevrolet Bolt EV. Check out insurance savings in our complete article called “American Family Car Insurance Review.”

Cons

• Higher Premiums for Teen Drivers: Premiums may be higher for Chevrolet Bolt EV coverage with teenage drivers compared to other companies.
• Limited Specialized Coverage: American Family’s coverage options may not be as extensive for Chevrolet Bolt EVs compared to competitors.

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Chevrolet Bolt EV Insurance Rates: Minimum vs. Full Coverage by Provider

When evaluating insurance options for the Chevrolet Bolt EV, coverage rates can vary significantly between providers. Geico offers the lowest rates with $35 for minimum coverage and $90 for full coverage, making it the most affordable choice. USAA also provides competitive rates at $35 for minimum coverage and $95 for full coverage.

Chevrolet Bolt EV Car Insurance Monthly Rates by Coverage Level & Provider

On the higher end, Liberty Mutual charges $50 for minimum coverage and $125 for full coverage. For those seeking a balance between cost and coverage, companies like Progressive and American Family offer reasonable rates, with Progressive at $40 for minimum coverage and $110 for full, and American Family at $39 for minimum and $108 for full coverage.