Car Insurance Comparison Sites Review [2021]

Car insurance comparison sites review your information and provide multiple quotes fast and easy. Car insurance rates across the country average $79.58 per month, but yours may be different. You can use our free tool below to compare auto insurance quotes online and save up to 20 percent on car insurance rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • There are two main types of quote tools- insurance company specific tools and tools that provide quotes for multiple companies at once
  • Quote tools use the information you provide such as your age, driving record, and credit score to calculate various quotes for insurance
  • Many quote tools are closely associated with major insurance companies and therefore ignore the fact that sometimes smaller insurance companies provide a better deal

There are definite benefits of using a quote tool to compare multiple free car insurance quotes, and there are definite differences between various quote tools.

Check out our car insurance comparison sites review to learn more about comparison shopping car insurance rates.

Start comparing auto insurance quotes online. Enter your ZIP code and get your FREE online car insurance quotes today using our quote tool.

How Car Insurance Quote Tools Work

These quote tools gather your information and calculate many quotes from different companies based on the criteria you enter.

The table below shows average countrywide car insurance rates.

Average Annual Car Insurance Rates- Countrywide
Type of Car Insurance CoverageAnnual Rates
Liability$516.39
Collision$299.73
Comprehensive$138.87
Full Coverage$954.99
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However, these can change based upon a number of individual factors.

Some of the factors that affect your rates are:

  • Age
  • Driving history
  • Where you live
  • Type of vehicle you drive
  • Occupation and daily commute
  • Marital status
  • Credit score
  • Any prior gaps in coverage

This video from Allstate goes over some of the factors that determine how much your car insurance rates will be.

Even things like where you park your car at night could play a factor in how much you will pay for car insurance.

Obviously, the lower the risk you are as a driver for the insurance company, the lower your premium will be.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Types of Car Insurance Quote Tools

When it comes to car insurance comparison website quote tools, you have two basic types:

First, some tools are specific for a particular company. These provide the quotes you get when you visit a car insurance company website such as State Farm, Progressive, Geico and so on.

Second, other car insurance quote comparison sites have tools that offer a variety of quotes from many companies. You can fill out your information a single time and receive multiple quotes in a single location.

This option prevents you from having to visit multiple sites and fill out form after form, helping to expedite your search for the best rates.

There are many factors that go into determining your car insurance rates, so it is paramount that you answer as accurately as possible.

Looking to buy comparsion shopped car insurance? You can begin comparing great options by entering your ZIP code now.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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The Problem With Car Insurance Quote Tools

The problem is that not all car insurance comparison sites are created equal. Many car insurance quote tool sites only work with the major insurers, ignoring the fact that many local small car insurance companies offer good options for car insurance at affordable rates.

This is where we differ from other car motor insurance comparison sites.

While we do receive a pay-per-click benefit when you choose an insurance company we partner with, we don’t provide quotes for those providers based on that benefit.

Our goal is for you to get the lowest possible price on your car insurance. We only want you to have the choice of the best auto insurance companies available.

Compare car insurance coverage quotes today. You can get your car insurance quotes right now by entering your ZIP code in the FREE box below!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State