Best Chrysler Car Insurance Rates in 2025 (Check out the Top 10 Companies)

State Farm, Geico, and Progressive provide the best Chrysler car insurance rates, beginning at a mere $30 per month. These insurers deliver cost-effective and thorough coverage, ideal for individuals seeking discounted premiums and dependable protection customized to their driving requirements.

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Laura Gunn

Insurance and Finance Expert

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

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Laura Gunn
Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Reviewed by
Daniel Walker

Updated June 2024

Top Pick For Chrysler: State Farm
4.3

Company Facts

Full Coverage for Chrysler

$86/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Has the third-lowest average premium among the top 10 providers
  • Consistently strong financial standing and solid rankings
  • Customers have a variety of online options and an easy-to-use app
  • Rates can be pricey depending on where you live
  • Limited add-ons available
Best Rates for Chrysler: Geico
4.4

Company Facts

Full Coverage for Chrysler

$80/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

  • Affordable rates
  • A++ A.M. Best rating for reliable claims service
  • Extensive online tools
  • Offers accident forgiveness
  • Doesn’t have gap insurance
  • Few in-person agents
  • Limited coverage options for high-risk drivers
Best in Assitance for Chrysler: Progressive
4.4

Company Facts

Full Coverage for Chrysler

$105/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Affordable Rates
  • UBI Savings With Snapshot
  • Snapshot Saves Safe Drivers
  • Get Progressive Quote Online
  • Robust Digital Tools
  • Low Customer Loyalty
  • Unexpected Rate Increases
  • High Costs for Teens

State Farm distinguishes itself as the premier option for the best Chrysler car insurance rates, offering competitive premiums beginning at only $30 per month for comprehensive coverage.

Best Chrysler Car Insurance Rates: State Farm, Geico, and Progressive

Together with Geico and Progressive, they provide budget-friendly premiums and a broad selection of coverage options tailored to meet your driving requirements.

Our Top 10 Company Picks: Best Chrysler Car Insurance Rates

CompanyRankSafe Driver DiscountA.M. BestBest ForJump to Pros/Cons
State Farm TablePress Logo#119%BPersonalized PoliciesState Farm
Geico TablePress Logo#222%A++Cheap RatesGeico
Progressive TablePress Logo#320%A+Roadside AssistanceProgressive
Allstate TablePress Logo#417%A+Add-on CoveragesAllstate
USAA TablePress Logo#520%A++Military SavingsUSAA
Liberty Mutual TablePress Logo#615%ACustomizable PoliciesLiberty Mutual
Farmers TablePress Logo#718%ASafe DriversFarmers
Nationwide TablePress Logo#818%A+Multi-Policy SavingsNationwide
Travelers TablePress Logo#916%A++Bundling PoliciesTravelers
The Hartford TablePress Logo#1018%A+Organization DiscountThe Hartford

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If you drive a Chrysler, you need car insurance. Choose between liability-only for state minimums or full coverage for extra protection. The average cost is $2,609 annually or $217 per month, varying by your vehicle, age, location, and driving history.

Compare quotes online to find the best coverage at a budget-friendly price, and consider classic vs. standard car insurance options for additional savings and protection. Enter your ZIP code to begin.

Here's what you need to know

  • Geico offers competitive rates, starting at $30 per month
  • Defensive driving and safer vehicles can reduce costs with Chrysler car insurance
  • Tailored options and discounts guarantee the best Chrysler car insurance

#1 – State Farm: Top Overall Pick

State Farm: Best Chrysler Car Insurance Rates

Pros

  • Extensive Network: State Farm has a vast network of agents and offices, providing personalized assistance and easy access to customer service.
  • Strong Reputation: With a long history and positive customer reviews, State Farm is known for reliability and customer satisfaction.
  • Multi-Line Discounts: State Farm offers discounts for bundling multiple insurance policies, such as auto and home insurance. Refer to our State Farm car insurance review.

Cons

  • Potentially Higher Rates: While State Farm provides comprehensive coverage, its rates may be higher compared to some competitors.
  • Limited Online Tools: State Farm’s online tools and digital experience may not be as advanced as some other insurance companies.

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#2 – Geico: Best for Cheap Rates

Geico: Best Chrysler Car Insurance Rates

Pros

  • Competitive Rates: Geico is known for offering some of the most competitive rates in the industry, making it a budget-friendly option for many.
  • Online Convenience: Geico’s digital platform allows for easy policy management, claims filing, and quote comparisons, making it convenient for tech-savvy customers.
  • Wide Range of Discounts: Our Geico insurance review highlights that Geico offers a variety of discounts that can help policyholders save money on their premiums.

Cons

  • Limited Personalized Service: Geico’s focus on online and phone-based interactions may result in less personalized service compared to companies with a larger network of local agents.
  • Potential Coverage Limitations: While Geico offers competitive rates, some policyholders may find that the coverage options are not as comprehensive as those offered by other insurers.

#3 – Progressive: Best for Roadside Assistance

Progressive: Best Chrysler Car Insurance Rates

Pros

  • Name Your Price Tool: Progressive offers a unique tool that allows customers to customize their coverage and find a policy that fits their budget.
  • Snapshot Program: Progressive’s Snapshot program rewards safe driving habits with discounts, potentially lowering premiums for eligible drivers.
  • Convenient Mobile App: Progressive’s mobile app provides easy access to policy information, claims filing, and roadside assistance.

Cons

  • Average Customer Service: While Progressive offers competitive rates, some customers have reported average satisfaction with the company’s customer service. Read more through our Progressive car insurance review.
  • Limited Agent Network: Progressive primarily operates online and may not have as extensive a network of local agents as some other insurers.

#4 – Allstate: Best for Add-on Coverages

Allstate: Best Chrysler Car Insurance Rates

Pros

  • Wide Range of Coverage Options: Allstate offers a variety of coverage options and add-ons, allowing customers to tailor their policies to their specific needs. Read more through our Allstate car insurance review.
  • Drivewise Program: Allstate’s Drivewise program rewards safe driving behavior with discounts, potentially reducing premiums for eligible drivers.
  • Strong Financial Stability: Allstate has a strong financial standing, which provides reassurance to policyholders in the event of a claim.

Cons

  • Higher Premiums: Allstate’s comprehensive coverage options may come with higher premiums compared to some other insurers.
  • Mixed Customer Service Reviews: While some customers praise Allstate’s customer service, others have reported issues with claims processing and communication.

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#5 – USAA: Best for Military Savings

USAA: Best Chrysler Car Insurance Rates

Pros

  • Discounts for Military Members: USAA offers exclusive discounts and benefits for military members and their families, including deployed vehicle storage savings and special rates for garaged vehicles.
  • Top-Rated Customer Service: USAA consistently receives high ratings for customer satisfaction and claims handling, providing peace of mind to policyholders. Read more through our USAA car insurance review.
  • Financial Stability: USAA has a strong financial reputation and stability, ensuring that policyholders’ claims are backed by a reliable company.

Cons

  • Limited Eligibility: USAA membership is limited to military members, veterans, and their families, excluding the general public from accessing its insurance products.
  • Limited Branch Locations: USAA primarily operates online and through phone support, which may be less convenient for customers who prefer in-person interactions.

#6 – Liberty Mutual: Best for Customizable Policies

Liberty Mutual: Best Chrysler Car Insurance Rates

Pros

  • Customizable Policies: Liberty Mutual offers customizable policies with a variety of coverage options, allowing customers to tailor their insurance plans to their specific needs. Read more through our Liberty Mutual car insurance review.
  • 24/7 Claims Assistance: Liberty Mutual provides 24/7 claims assistance and a user-friendly claims process, ensuring that policyholders receive prompt support when they need it most.
  • Multi-Policy Discounts: Liberty Mutual offers discounts for bundling multiple insurance policies, such as auto and home insurance, helping customers save on their premiums.

Cons

  • Potentially Higher Rates: Liberty Mutual’s comprehensive coverage options may come with higher premiums compared to some other insurers.
  • Mixed Customer Reviews: While some customers praise Liberty Mutual for its customer service and claims handling, others have reported issues with billing errors and communication.

#7 – Farmers: Best for Safe Drivers

Farmers: Best Chrysler Car Insurance Rates

Pros

  • Personalized Coverage Options: Farmers offers personalized coverage options and add-ons, allowing customers to tailor their policies to their specific needs.
  • Diverse Discounts: Farmers provides a variety of discounts, including multi-policy, safe driver, and good student discounts, helping customers save on their premiums.
  • Strong Financial Stability: Farmers has a strong financial standing and a history of financial stability, providing reassurance to policyholders.

Cons

  • Higher Premiums: Farmers’ comprehensive coverage options may come with higher premiums compared to some other insurers. Learn more through our Farmers car insurance review.
  • Limited Online Tools: Farmers’ online tools and digital experience may not be as advanced as those offered by some competitors, potentially leading to a less streamlined customer experience.

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#8 – Nationwide: Best for Multi-Policy Savings

Nationwide: Best Chrysler Car Insurance Rates

Pros

  • Wide Range of Coverage Options: Nationwide offers a wide range of coverage options, including customizable policies and add-ons, allowing customers to tailor their insurance plans to their specific needs, as highlighted in our Nationwide insurance review.
  • Vanishing Deductible Program: Nationwide’s Vanishing Deductible program rewards safe driving habits with deductible reductions, potentially lowering out-of-pocket expenses for eligible drivers.
  • Strong Financial Strength: Nationwide has a strong financial reputation and stability, ensuring that policyholders’ claims are backed by a reliable company.

Cons

  • Potentially Higher Rates: Nationwide’s comprehensive coverage options may come with higher premiums compared to some other insurers.
  • Mixed Customer Service Reviews: While some customers praise Nationwide for its customer service, others have reported issues with claims processing and communication.

#9 – Travelers: Best for Bundling Policies

Travelers: Best Chrysler Car Insurance Rates

Pros

  • Comprehensive Coverage Options: Travelers offers comprehensive coverage options and add-ons, allowing customers to tailor their policies to their specific needs.
  • Strong Financial Stability: Travelers has a strong financial standing and a history of financial stability, providing reassurance to policyholders. Follow us through our Travelers car insurance review.
  • Discount Opportunities: Travelers provides various discounts, including multi-policy, safe driver, and good student discounts, helping customers save on their premiums.

Cons

  • Potentially Higher Premiums: Travelers’ comprehensive coverage options may come with higher premiums compared to some other insurers.
  • Limited Availability: Travelers may not be available in all states, limiting its accessibility for some customers.

#10 – The Hartford: Best for Organization Discount

The Hartford: Best Chrysler Car Insurance Rates

Pros

  • Specialized Coverage Options: The Hartford offers specialized coverage options for specific demographics, such as AARP members, providing tailored insurance solutions.
  • Dedicated Claims Service: The Hartford provides dedicated claims service and support, ensuring that policyholders receive prompt assistance when filing claims.
  • Discount Opportunities: The Hartford offers various discounts, including bundling discounts and safety feature discounts, helping customers save on their premiums.

Cons

  • Limited Availability: The Hartford may not be available in all states, limiting its accessibility for some customers. For further insights, visit our The Hartford insurance review.
  • Mixed Customer Reviews: While some customers praise The Hartford for its customer service, others have reported issues with claims processing and communication.

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Type of Chrysler Car Insurance

If you own a Chrysler, you can choose between minimum coverage or full coverage insurance. Most states require property damage and bodily injury liability as part of the state’s minimum insurance requirement.

Chrysler Car Insurance Monthly Rates by Coverage Level & Provider

Insurance CompanyMinimum CoverageFull Coverage
Allstate$61$160
Farmers$53$139
Geico$30$80
Liberty Mutual$68$174
Nationwide$44$115
Progressive$39$105
State Farm$33$86
The Hartford$43$113
Travelers$37$99
USAA$22$59

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Some states also mandate personal injury protection (PIP), medical payments (MedPay), and uninsured/underinsured motorist coverage. Check with your state’s DMV to ensure you have the required coverage.

Chrysler Car Insurance Average Rates

The average cost of car insurance for a Chrysler is around $2,609 annually or $217 per month, but this varies by model. For instance, insuring a Chrysler 300 averages $1,720 annually or $143 monthly, while a Chrysler Sebring costs around $1,548 annually or $129 monthly.

Chrysler Crossfire insurance averages $2,394 annually or $200 monthly. Compare rates for different Chrysler models, including 300, PT Cruiser, Aspen, Sebring, Grand Voyager, Town and Country, and Pacifica, to find the best deals. Additionally, following the best defensive driving tips can help lower your insurance costs. Enter your ZIP code now to start.

How to Save Money on my Chrysler Car Insurance Rates

To save money on Chrysler car insurance, compare quotes and consider discounts. Additionally, bundling policies, increasing your deductible, maintaining a clean driving record, and improving your credit score can make coverage more affordable.

Best Chrysler car insurance rates is available now for full coverage.

Scott W. Johnson Licensed Insurance Agent

Look out for car insurance discounts to further reduce your premiums. However, only raise your deductible if you can comfortably cover the amount in case of an accident.

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Find Cheap Chrysler Auto Insurance Rates Today

For your Chrysler insurance needs, you can opt for minimum coverage as required by Texas law or full coverage for extra protection, especially if you operate a food truck in Texas. Once you decide on the coverage, shop around for policies with various insurers in your area.

State Farm Site Screenshot: Best Chrysler Car Insurance Rates

Compare quotes online from several insurance companies before you decide which coverage works best for you. Then, if you find that coverage for your Chrysler is still too pricey, you can search for discounts or increase your deductible to save even more. Enter your ZIP code now to begin.

Frequently Asked Questions

What type of Chrysler car insurance do I need?

You have the option of choosing a liability-only policy or a full coverage policy that includes collision and comprehensive coverage.

Do I need full coverage car insurance on a Chrysler?

Full coverage is recommended if you want additional protection for your vehicle, especially if it’s new or has a high actual cash value (ACV). Enter your ZIP code now to begin.

Can Chrysler owners get discounts on car insurance?

Yes, Chrysler owners may qualify for cheapest car insurance discounts. Common discounts include safe driver discounts, multi-policy discounts, and vehicle safety feature discounts.

How much are Chrysler car insurance rates?

The average cost of car insurance for a Chrysler is around $2,609 annually or $217 per month. Rates vary based on the model, year, location, and driving history.

Can I save money on my Chrysler car insurance rates?

Yes, you can save money by comparing quotes from multiple insurance companies and taking advantage of available discounts. Increasing your deductible can also help lower your premiums. Enter your ZIP code now to start.

What are three factors to consider when choosing Chrysler car insurance?

Three factors to consider when choosing Chrysler car insurance are the level of coverage needed (minimum or full coverage), average insurance rates for Chrysler vehicles, and available discounts, good driver discounts or benefits from insurance providers.

Which insurance provider offers competitive rates beginning at $30 per month for Chrysler car insurance?

State Farm offers competitive rates beginning at $30 per month for Chrysler car insurance, according to the article.

What are two pros and two cons of State Farm as an insurance provider for Chrysler vehicles?

Two pros of State Farm as an insurance provider for Chrysler vehicles are its extensive network of agents and offices, providing personalized assistance, and its strong reputation for reliability and customer satisfaction. Two cons are potentially higher rates compared to some competitors and limited online tools and digital experience. Enter your ZIP code to start comparing.

How does Geico differentiate itself in the insurance market, according to the article?

Geico differentiates itself in the insurance market by offering competitive rates, providing online convenience through its digital platform, and offering a wide range of discounts or affordability of insurance rates to help customers save on their premiums.

What are two benefits and two drawbacks of Progressive’s insurance offerings for Chrysler owners?

Two benefits of Progressive’s insurance offerings for Chrysler owners are its “Name Your Price” tool for customized coverage and its Snapshot program, which rewards safe driving behavior. Two drawbacks are potentially average customer service and a limited agent network compared to some other insurers.

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