Gabi Car Insurance Review [2024]

The Gabi car insurance comparison site was established in 2016. Gabi is partnered with over 40 car insurance companies and claims it can save drivers an average of $825 a year.

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Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...

Insurance Operations Specialist

UPDATED: May 2, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 106 Lincoln Blvd #106
City: San Franscisco
State: CA
ZIP Code: 94129
Phone Number: (415) 842-2411
Year Founded: 2016
AM Best Rating: N/A
Company Rating 0 (0 reviews)

One of the best ways to find the best car insurance companies is to compare multiple auto insurance quotes online. However, not all online car insurance comparison sites are trustworthy. The last thing you want is to give out sensitive information to an untrustworthy site or spend twenty minutes filling out a form only to end up with two quotes.

So before you jump into using Gabi car insurance to get car insurance quotes, you need to read our Gabi car insurance review. This Gabi car insurance review covers the purpose of Gabi’s insurance site, how to get quotes, its pros and cons, and more.

Ready to shop for car insurance? If you would like to jump into getting free USA car insurance quotes before reading this Gabi car insurance review, enter your ZIP code in our free tool above.

Gabi Car Insurance Purposes

So what is the purpose of Gabi? Founded in 2016, Gabi services seek to help customers find the best rates for car insurance, home insurance, umbrella insurance, and more. If you’ve ever seen a commercial, then you know that Gabi helps you find out which of the companies really has the cheapest car insurance policy, which is the main attraction of a rate comparison site.

As for how Gabi gets accurate car insurance quotes, the Gabi affiliate program is a program where insurers can partner with Gabi to provide auto insurance coverage rates. However, the big question you are probably asking is: is Gabi insurance legitimate?

Gabi is one of the more legitimate sites, as it is a licensed insurance broker in all 50 U.S. states. This means it is officially licensed to sell insurance to customers and businesses, as well as help you compare home and car insurance.

This is also how Gabi earns money, as the company likely earns a commission or fee from auto insurance carriers for each policy it sells on the behalf of an insurer. This doesn’t mean that Gabi will try to promote one insurer over another, as the whole point of Gabi is that the company wants to help you find the right insurer from a variety of options.

The table below will give you some idea of the average rates you can expect from insurance companies:

Car Insurance for Company Vehicles: Average Monthly Rates by Coverage Level & Provider
CompaniesAverage Monthly Car Insurance Rate for Low CoverageAverage Monthly Car Insurance Rate for Medium CoverageAverage Monthly Car Insurance Rate for High Coverage
American Family$281$295$285
Liberty Mutual$484$505$530
State Farm$255$272$288

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Gabi’s insurance blog also offers advice on what are the worst insurance companies and what different coverages are, so you can avoid the find out out what are the worst car insurance companies the hard way and find the right affordable car insurance coverage for your needs.

However, don’t just go off of Gabi’s claim alone. Looking at ratings and reviews of Gabi will help you determine if it is trustworthy and worth your time. Keep reading to find out others’ opinions of Gabi.

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Gabi Car Insurance Reviews

If you take a look at the table below, you can see the different reviews and ratings for Gabi. These will help give us a good idea of how reliable Gabi is and what customers think.

Gabi Company Ratings
Ratings BureauGabi's Ratings
Better Business Bureau A-
Consumers Advocate 4.3 out of 5
Glassdoor 3.1 out of 5

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One of the most important reviews on here is Better Business Bureau’s (BBB) rating of Gabi. The BBB bases its rating on a variety of factors: customer complaints, trustworthiness (transparency of business practices), commitments honored with BBB, and much more. Watch the video below for a more detailed explanation of BBB’s rating process.

An A- is a great score, as it means Gabi’s BBB accreditation was well earned. BBB is a very reliable rating site, so you should definitely use it whenever possible to research a company.

Another two sites that people use to find out reviews are Consumers Advocate’s and Glassdoor’s rating of Gabi. Both of the ratings from these companies are decent. However, Glassdoor’s rating is based solely on employees’ opinions of the company, and there were only two ratings.

Because of the smaller scale of Glassdoor’s rating, we wouldn’t use it to make a final judgment. Until Glassdoor has more employee reviews, you should depend on the BBB for ratings. You can also visit sites like for reviews or for reviews.

Gabi Car Insurance Quotes

Now that you know more about Gabi and what it does, you may be wondering, How do I find the best insurance rates with Gabi? To help with this, we are going to go through a step by step guide to how to get a car insurance quote from Gabi.

The first thing you will need is to visit Gabi’s website. You will immediately see a quote box in the middle of the page. When you click on the quote box, you will be taken to the car insurance form to fill out.

Gabi will start by asking for your past insurance information, before moving on to your name, birthdate, email address, and phone number.

When you are asked for your phone number, you will be unable to move past this step until you enter a 4-digit code sent to your phone. Unfortunately, Gabi will also sign you up for its text message subscription. This means you will have to later unsubscribe from Gabi’s messages if you don’t want to receive them.

After you’ve entered your phone number, you will be given the option to add a spouse. If you are the only driver, then Gabi will move on to asking about your vehicle. Once you’ve answered vehicle information, Gabi will show you quote options for different coverages.

You can adjust the level of coverage for all of these aspects by selecting minimumgood, or best. You can also customize coverages by adding additional coverages or decreasing/increasing deductibles.

While it seems like selecting a coverage level is the last step, you will have to complete more details about yourself by selecting “complete your profile.”

After selecting “complete your profile,” additional questions will pop up on the right side of your screen. Finally, once you have completed all the additional questions about your driving history and vehicle, you will see a final quote page.

If you select a company you want to buy insurance from, you will have to enter your driver’s license to continue on the process. Below is an example of the screen you would see after selecting Progressive.

Overall, Gabi’s quote process is a little odd. It backtracks during the quote to take you back to driver and vehicle questions, instead of having you answer them all in one block. This can be a little irritating, especially when you believe you are nearing the end of the quote process.

Pros & Cons of Gabi Car Insurance

You want to know which comparison site is best for car insurance, which is why we want to go over the pros and cons of Gabi car insurance. Let’s start by looking at the best things about Gabi.

  • Doesn’t sell your data. According to Gabi’s FAQ page, they never sell or share your data.
  • Doesn’t cold call or send spam. Gabi also boasts that you won’t be bothered after getting a quote.
  • Partnered with over 40 companies. Gabi is partnered with some of the top insurance companies, such as Progressive, Travelers, and Nationwide.
  • The quote process is fast. It only takes about 10 minutes to fill out the form, and you will immediately see at least a handful of quotes.
  • Using Gabi could save you money. Gabi boasts that it helps two-thirds of its customers save an annual average amount of $825/year.

Gabi has a lot of great pros, especially because it doesn’t spam you afterward. This can be a major problem with other rate comparison sites, as they share or sell your information, resulting in numerous phone calls and emails after you finish your quote. This is also why many people wonder if it is safe to buy car insurance online.

In fact, giving out your address, phone, name, and other personal information can even result in identity theft.

The’s information on identity theft offers some good tips on how to protect your identity or personal information from being stolen. Basically, if anything seems suspicious on a website or phone call, don’t give out any information.

Even though Gabi protects your information, as with any company, however, there are also some cons to using Gabi. Let’s go over them.

  • The quote process backtracks. Almost every time you click to get a quote, Gabi asks for more information on a subject it already asked you about.
  • Gabi asks for your phone number. Before you can move on with your quote, you need to verify your phone number. This can be a problem for people who don’t have smartphones.
  • Gabi signs you up for text messaging. While you can text STOP to end Gabi’s messages, it is annoying that your phone number is automatically signed up for messaging.
  • You need a driver’s license number. Before you can get a final quote, you need to enter your driver’s license number, so you will need to have that on hand.
  • There are no discount questions. Gabi’s quote process is missing questions that could lead to discounts, such as good student discounts.

The bottom line is that there are equal pros and cons to using Gabi. It is up to you to decide what you want from your rate comparison site and what information you are comfortable sharing with a third party site. Reading the Gabi privacy agreements will help you learn more about how they handle your data.

Overall, though, Gabi isn’t a bad choice of a rate comparison site, as it is more trustworthy than other sites. It also partners with some top insurance companies, it never sells or shares your information, and it allows you to adjust the coverage level at the end of the quote process.



Frequently Asked Questions

What is the purpose of Gabi car insurance?

Gabi car insurance seeks to help customers find the best rates for car insurance, home insurance, umbrella insurance, and more.

Is Gabi insurance a legitimate option?

Yes, Gabi is a licensed insurance broker in all 50 U.S. states, making it a trustworthy and legitimate option for comparing and purchasing insurance.

Does Gabi sell insurance in Canada?

No, Gabi only operates in the USA and does not offer Canadian car insurance quotes or sell insurance in Canada.

How much does Gabi cost to use?

Gabi is completely free to use. There are no charges or fees for using their services. You will only pay the insurer you choose to sign up with.

What is Gabi’s referral program?

Gabi has a referral program where you can earn a $50 Amazon gift card by referring someone to get a quote using your unique link. The person referred must enter their driver’s license number for you to receive the reward.

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