Compare Edinburg, TX Car Insurance Rates [2023]
Car insurance in Edinburg, TX averages $382 a month. Edinburg, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Edinburg car insurance rates, compare quotes from the top car insurance companies in Edinburg, TX.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Dec 21, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 21, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Edinburg is State Farm
- Average car insurance rates in Edinburg, TX after a DUI are $5,234/year
- The cheapest ZIP code in Edinburg is 78542
If you need to buy Edinburg, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Edinburg, TX is right here.
You’ll find Edinburg car insurance rates, the cheapest Edinburg, TX car insurance companies, and information on Texas car insurance laws. You can also compare Edinburg, Texas car insurance rates to Corpus Christi car insurance rates, and Houston car insurance rates.
Ready to find affordable Edinburg, TX car insurance today? Enter your ZIP code for fast, free Edinburg car insurance quotes.
Cheapest Edinburg, TX Car Insurance Rates By Age, Gender, and Marital Status
What are the factors that affect car insurance rates? How do age, gender, and marital status affect Edinburg, TX car insurance rates? Do you know the cost of married car insurance vs. single car insurance? Every Edinburg, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,097 | $4,156 | $4,051 | $4,051 | $10,221 | $12,405 | $5,057 | $5,302 |
| American Family | $2,977 | $3,329 | $2,785 | $3,208 | $8,004 | $10,399 | $4,307 | $4,892 |
| Geico | $2,815 | $3,077 | $2,804 | $3,286 | $6,076 | $6,124 | $3,017 | $2,892 |
| Nationwide | $3,615 | $3,687 | $3,181 | $3,388 | $10,001 | $12,950 | $4,224 | $4,594 |
| Progressive | $2,885 | $2,733 | $2,541 | $2,606 | $11,425 | $12,701 | $3,386 | $3,394 |
| State Farm | $2,152 | $2,152 | $1,911 | $1,911 | $5,099 | $6,477 | $2,336 | $2,396 |
| USAA | $2,052 | $2,085 | $1,968 | $1,984 | $5,562 | $6,095 | $2,755 | $2,987 |
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Minimum Car Insurance in Edinburg, TX
Every driver must carry the minimum car insurance in Edinburg, TX. It’s important to know how to find car insurance coverage requirements in your state. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Edinburg, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Edinburg, TX. Compare credit history car insurance rates in Edinburg from top companies for good, fair, and poor credit. What is a good credit discount? You may find savings if you have good credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,880 | $5,731 | $4,892 |
| American Family | $6,797 | $4,364 | $3,802 |
| Geico | $5,823 | $3,282 | $2,178 |
| Nationwide | $6,899 | $5,471 | $4,746 |
| Progressive | $5,920 | $5,051 | $4,656 |
| State Farm | $4,329 | $2,691 | $2,143 |
| USAA | $4,666 | $2,708 | $2,184 |
Cheapest Edinburg, TX Car Insurance Rates by Driving Record
Do car insurance companies check your driving record? Your driving record is one of the biggest factors affecting car insurance costs. Compare car insurance rates with a bad driving record in Edinburg, TX to rates for a clean record with top companies. Read more about the best car insurance companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,898 | $7,316 | $7,558 | $4,898 |
| American Family | $4,549 | $5,778 | $5,074 | $4,549 |
| Geico | $3,185 | $4,207 | $3,509 | $4,145 |
| Nationwide | $4,924 | $4,924 | $7,384 | $5,588 |
| Progressive | $4,539 | $5,845 | $5,326 | $5,125 |
| State Farm | $2,716 | $3,112 | $3,674 | $2,716 |
| USAA | $2,379 | $3,515 | $4,114 | $2,735 |
Cheapest Edinburg, TX Car Insurance for Teen Drivers
Teen car insurance in Edinburg, TX can be expensive. Compare car insurance rates for teen drivers from the top car insurance companies in Edinburg.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,221 | $12,405 |
| American Family | $8,004 | $10,399 |
| Geico | $6,076 | $6,124 |
| Nationwide | $10,001 | $12,950 |
| Progressive | $11,425 | $12,701 |
| State Farm | $5,099 | $6,477 |
| USAA | $5,562 | $6,095 |
Cheapest Edinburg, TX Car Insurance for Seniors
Take a look at Edinburg, TX car insurance rates for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,051 | $4,051 |
| American Family | $2,785 | $3,208 |
| Geico | $2,804 | $3,286 |
| Nationwide | $3,181 | $3,388 |
| Progressive | $2,541 | $2,606 |
| State Farm | $1,911 | $1,911 |
| USAA | $1,968 | $1,984 |
Cheapest Edinburg, TX Car Insurance Rates After a DUI
A DUI in Edinburg, TX increases car insurance rates. Compare car insurance rates after a DUI in Edinburg, Texas by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,558 |
| American Family | $5,074 |
| Geico | $3,509 |
| Nationwide | $7,384 |
| Progressive | $5,326 |
| State Farm | $3,674 |
| USAA | $4,114 |
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Cheapest Edinburg, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Edinburg, TX by commute? Take a look at a comparison of the top companies by commute length. Find out how to get lower car insurance by driving less, if you don’t have a commute.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,023 | $6,312 |
| American Family | $4,988 | $4,988 |
| Geico | $3,682 | $3,840 |
| Nationwide | $5,705 | $5,705 |
| Progressive | $5,209 | $5,209 |
| State Farm | $3,054 | $3,054 |
| USAA | $3,144 | $3,228 |
Cheapest Edinburg, TX Car Insurance Rates by ZIP Code
Edinburg car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Edinburg, TX. Where you live is part of what affects a car insurance quote.
| ZIP Code | Average Annual Rates |
|---|---|
| 78539 | $6,715 |
| 78541 | $6,874 |
| 78542 | $6,697 |
The Best Cheap Car Insurance Companies in Edinburg, TX
Take a look at a side-by-side comparison of the top car insurance companies in Edinburg, TX to find the best option for your needs. For more information, read about the best car insurance companies.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,168 |
| American Family | $4,988 |
| Geico | $3,761 |
| Nationwide | $5,705 |
| Progressive | $5,209 |
| State Farm | $3,054 |
| USAA | $3,186 |
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Category Winners: Cheapest Car Insurance in Edinburg, Texas
Find the cheapest car insurance companies in Edinburg, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | Geico |
| With 1 Speeding Violation | State Farm |
Cheapest Edinburg, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Edinburg car insurance rates. Understanding the types of car insurance coverage is important. Find the cheapest Edinburg, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,017 | $6,111 | $6,375 |
| American Family | $4,566 | $4,753 | $5,644 |
| Geico | $3,420 | $3,655 | $4,210 |
| Nationwide | $6,048 | $5,446 | $5,621 |
| Progressive | $4,843 | $5,173 | $5,610 |
| State Farm | $2,853 | $3,030 | $3,280 |
| USAA | $3,048 | $3,166 | $3,344 |
What affects car insurance rates in Edinburg, Texas?
What factors can have an impact on Edinburg, TX car insurance? There are several reasons why Edinburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edinburg, Texas.
Car Theft in Edinburg
High levels of vehicle theft can make car insurance more expensive. Edinburg, TX car theft statistics from the FBI indicate 74 vehicle thefts a year. Read about the states with the highest vehicle theft rate to compare.
Commute Time in Edinburg
The more time you spend in your car the higher the risk of an accident. The average commute length in Edinburg, TX is 19.4 minutes according to City-Data.
Traffic in Edinburg
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Edinburg, TX traffic data from INRIX ranks Edinburg as the 112th-most congested in the world.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Compare Car Insurance Quotes in Edinburg, TX
Learn how to compare multiple car insurance quotes online. Ready to find affordable Edinburg, Texas car insurance today? Enter your ZIP code for fast, free Edinburg, TX car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.