Compare Mazda MX-5 Miata Car Insurance Rates [2023]
Auto insurance for the Mazda MX 5 Miata will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Mazda MX 5 Miata has numerous safety features that can help reduce car insurance rates. To find the best deal on Mazda MX 5 Miata auto insurance, it's best to compare multiple companies.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Safety features of the Mazda MX 5 Miata can earn you a car insurance discount
- Crash test ratings have an impact on Mazda MX 5 Miata auto insurance rates
- The cost of insurance for a Mazda MX 5 Miata depends on the trim level
Buying a new car is both fun and a lot of work. If the Mazda MX 5 Miata is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Mazda MX 5 Miata right here.
Take a look at what you can expect in terms of insurance rates for the Mazda MX 5 Miata and compare it to other similar vehicles. Then find out how the Mazda MX 5 Miata stacks up in terms of safety ratings and features, as well as what it costs to buy a Mazda MX 5 Miata right here.
If you need insurance for a Mazda MX 5 Miata right now, we can help. Enter your ZIP code for free Mazda MX 5 Miata car insurance quotes from top companies.
Are vehicles like the Mazda MX 5 Miata expensive to insure?
Take a look at how insurance rates for similar models to the Mazda MX 5 Miata look. These insurance rates for other convertibles like the Nissan Murano CrossCabrio, Cadillac Eldorado, and Lexus SC 430 give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Mercedes-Benz SL 450 | $482 | $922 | $398 | $1,960 |
| Buick Cascada | $332 | $656 | $398 | $1,544 |
| BMW Z4 | $332 | $612 | $364 | $1,444 |
| Mercedes-Benz SLC 300 | $432 | $804 | $398 | $1,792 |
| Volkswagen Eos | $298 | $530 | $430 | $1,416 |
| MINI Convertible | $294 | $536 | $264 | $1,204 |
| BMW M6 | $520 | $1,130 | $450 | $2,280 |
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What impacts the cost of Mazda MX 5 Miata insurance?
The Mazda MX 5 Miata trim and model you choose can impact the total price you will pay for Mazda MX 5 Miata insurance coverage.
You can also expect your Mazda MX 5 Miata rates to be affected by where you live, your driving history, and in most states your age and gender.
Ways to Save on Mazda MX 5 Miata Insurance
If you want to reduce the cost of your Mazda MX 5 Miata insurance rates, follow these tips below:
- Don’t always pick the cheapest Mazda MX 5 Miata insurance policy
- Ask for a higher deductible for your Mazda MX 5 Miata insurance policy
- Buy your Mazda MX 5 Miata with cash, or get a shorter-term loan
- Choose automatic payments or EFT for your Mazda MX 5 Miata insurance policy
- Reduce modifications on your Mazda MX 5 Miata
Top Mazda MX 5 Miata Insurance Companies
What is the best auto insurance company for Mazda MX 5 Miata insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda MX 5 Miata auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Mazda MX 5 Miata.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | Geico | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free Mazda MX 5 Miata Insurance Quotes Online
Save money by comparing Mazda MX 5 Miata insurance rates with free quotes online now.
Frequently Asked Questions
What factors affect car insurance rates for Mazda MX-5 Miata?
Several factors can influence car insurance rates for the Mazda MX-5 Miata, including:
- Age and driving experience: Younger and less experienced drivers may face higher premiums.
- Location: Where you live can impact insurance rates due to factors like crime rates and accident statistics in the area.
- Vehicle model and trim: The specific model and trim of your MX-5 Miata can affect insurance rates.
- Driving record: A clean driving record with no accidents or violations typically leads to lower premiums.
- Coverage and deductible: The type and amount of coverage you choose, as well as your deductible, can impact the cost.
What are the recommended coverage options for Mazda MX-5 Miata Car Insurance?
While the minimum required coverage varies by state, it’s generally recommended to consider the following coverage options for your Mazda MX-5 Miata:
- Liability coverage: This covers injuries and property damage you may cause to others in an accident.
- Collision coverage: Protects your vehicle in case of collisions with other vehicles or objects.
- Comprehensive coverage: Covers non-collision-related damages such as theft, vandalism, or weather damage.
- Uninsured/underinsured motorist coverage: Provides protection if you’re involved in an accident with a driver who doesn’t have sufficient insurance.
How can I find affordable car insurance for my Mazda MX-5 Miata?
To find affordable car insurance for your Mazda MX-5 Miata, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid accidents and traffic violations.
- Inquire about discounts such as multi-policy, good driver, or safety feature discounts.
- Consider increasing your deductible, which can lower your premiums.
- Ask your insurance provider if they offer any specific discounts or programs for Mazda MX-5 Miata owners.
Are there any specific safety features of the Mazda MX-5 Miata that can lower insurance rates?
Yes, the Mazda MX-5 Miata comes equipped with various safety features that can potentially lower your insurance rates. These may include:
- Anti-lock braking system (ABS)
- Electronic stability control (ESC)
- Front and side airbags
- Traction control system
- Daytime running lights
- Anti-theft system
Does the trim level of the Mazda MX-5 Miata affect insurance rates?
Yes, the trim level of your Mazda MX-5 Miata can impact insurance rates. Generally, higher trim levels with additional features may have higher insurance premiums due to the increased cost of repair or replacement in the event of an accident.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.