Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 13, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • There are factors you may want consider while researching companies, along with factors that might affect your insurance rates
  • There are five auto insurance companies we suggest based on their affordability and value of services
  • Keep in mind that the cheapest rate is not always in your best interest

Selecting top car insurance is an extremely important task that every driver undergoes to secure the situations asking for claims from accidents or thefts, etc. Finding the best solution is not simple and demands bona fide research and efforts.

A number of car insurance companies are present in the market but only a handful could serve your needs.

While trying to select the best car insurance, most shoppers keep certain factors in their minds including premium rates, types of coverage offered, etc.

Comparing the best car insurance companies is a successful practice people should opt for that truly helps to pick the one company that suits their needs as well as budget.

Compare car insurance rates by entering your ZIP code above!

Table of Contents

Top Five Car Insurers

You can understand and compare the top insurance companies and their quotes with our free car insurance quote comparison tool. By using this tool, we can determine the best deal for you.

We classify the top ones on the basis of their affordability and value of services:

  •  Geico – Offers variable policies and premium pricing that keeps the customers considerably happy as the company has designed their policies to cater to wide range of customers successfully.
  • Allstate – Nation’s oldest insurance company understands customer needs and offers an assortment of policies to fit their requirements.
  • Progressive – One of the most informative companies that offers its customers the unique feature of quote comparison from their current top three competitors.
  • State Farm – Provides all sorts of insurance and is one of the most respected auto insurance companies. They also claim to insure more cars than any other company in North America.
  • Esurance – Assures fast quotes and believes in making the business of car insurance better. They are one of the top names in the online auto insurance that offers a range of affordable products and online repair monitoring.

The insurer’s ranking largely revolves around customer satisfaction that is very well decided by their responsiveness, kindness, and willingness to serve them with that extra care.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Importance of Comparing Quotes

The reason it is necessary to compare the insurance quotes is to make sure that you are getting the best deal from the companies and are not paying extra out of your pocket.

Every auto insurance company has designed some criteria to filter drivers whom they want to insure and hence, offer the cheapest rates.

But the same company can be expensive for others who do not fit their criteria of selection. Comparing quotes from multiple car insurance companies could help you immensely to find the cheapest rate of insurance.

The cheapest rate is also not always in your best interest.

Another caution — While it’s great that Progressive and other websites offer their own rate comparison tools, they are not unbiased and only compare with large insurance providers.

The independent rate quote tool provided on this page is not affiliated with any insurance company. You will receive rates from both large and small insurers so you will get a better picture of your true choices.

Factors That Affect Car Insurance Quote Comparison

Lower rate insurance quotes can be achieved by comparing the insurer if you as a customer are well aware of the factors influencing it.

Here are some of the most important things that will impact your rates:

  • Car Type
  • Annual Mileage
  • Driving Record
  • Age
  • Gender

While the top five car insurers listed above are popular and well respected, they are not your only choices. Other companies may offer a specific discount or benefits that better meets your specific driving needs.

Use the free tool provided, compare your quotes, and then be sure to ask if you have all the discounts you are eligible to receive. Only then will you drive away with car insurance coverage that protects you, your wallet, and your possessions.

Enter your ZIP code to receive online car insurance quotes today!

References:

  1. https://www.geico.com/
  2. https://www.allstate.com/
  3. https://www.progressive.com/experience/home-z/
  4. https://www.statefarm.com/
  5. https://www.esurance.com/
  6. http://www.propertycasualty360.com/2015/03/20/10-factors-that-affect-your-car-insurance-rates