Geico Defensive Driving Course Review: Compare Rates, Discounts, & Requirements [2023]

Some people may wonder, what is a defensive driver discount, and who can it help?

Geico offers its clients defensive driving courses to help them become safer drivers. Completion of the course results in a certificate and premium discounts depending on your state of residence.

Find out if your insurance company offers a free defensive driving course. To shop around and look for the best deal on insurance, enter your ZIP code and get a free quote today.

What is Geico’s Defensive Driving Course?

Geico offers defensive driving courses that teach safe driving techniques for car accident prevention. The course focuses on anticipating and reacting to situations. You can adopt defensive driver techniques and get Geico to offer you a discount by taking a course to learn these skills.

Eligibility rules and requirements for defensive driving discounts vary between states. Geico defensive driving course discount is not available in HI, MA, MI, NC, or VT.

The average driver can receive discounts of up to 15% for up to three years. Below are the driving discounts in some major states:

• California — 5%
• Texas — 10%
• Florida — 10%
• New York — 10%
• Illinois — 10%
• Pennsylvania — 10%
• Georgia — 10%
• New Jersey — 5%

Here is what the Geico Defensive Driver Course includes:

• Controlling your speed
• Looking ahead and expecting the unexpected
• Being alert and distraction-free
• Preparedness for all sorts of actions and reactions of other drivers and pedestrians
• Not expecting the other drivers to do what you would ordinarily do
• Watching and respecting other drivers
• Maintaining a safe following distance
• Driving safely considering (adjusting for) weather and/or road conditions
• Adjusting your speed before entering a bend, in order to avoid applying the brakes in the middle of a bend

How does the course work?

Once you are registered, you will be able to log into the course on a computer or a smartphone. A laptop or desktop computer would most likely be the easiest way to access the course.

The allotted time for course completion is between four and six hours, depending on your state’s requirements. This course can be completed at any pace that you feel comfortable with.

Once you have completed the defensive driving course, you will receive a certificate of completion to forward to Geico.

How do I sign up for and complete Geico’s Defensive Driving Course?

Take these three quick and easy steps to sign up for and complete Geico’s Defensive Driving Course.

1. Check with Geico to determine the amount of your discount. Ask about each family member or driver on the policy to potentially secure an even greater discount.
2. Register for and complete your Defensive Driving Course using any digital device.
3. Submit your certificate to Geico and receive your savings.

Registration for the course is $39.95.

Geico Defensive Driving Course: The Bottom Line

If you have Geico insurance, taking the Geico Defensive Driving Course is a good investment, as it allows you to become a safer driver and to potentially receive a substantial discount.

Now that you know more about how defensive driving discounts can impact your insurance rates, enter your ZIP code to view free quotes and shop around for the best rates for you.

FAQs for Geico Defensive Driving Course

Can I use a course for an insurance discount if I don’t have insurance with Geico?

Yes, you can use a course for an insurance discount if you don’t have insurance with Geico. Many other car insurance providers offer discounts for completing an online defensive driving course such as SafeDriver.com.

When will I see my Geico insurance discount after completing the defensive driving course? 

Once you have completed the course, you will need to submit your certificate of completion to Geico. As soon as the certificate has been received, your insurance discount will be applied based on your course completion date.

Will I save more if other drivers on my Geico insurance policy take the course? 

You may be able to receive an additional discount depending on the age of the person taking the course. For example, if you are a senior or over 50, you could qualify for Geico defensive driving course for seniors. Contact your Geico insurance agent to find out if anybody else on your policy qualifies for a defensive driver course discount.

What should I do if my insurance discount expires? 

Your defensive driver course discount will last three years in most states. Check with your Geico agent to see how long your discount will apply in your state. When it expires, you are able to retake the course and receive the discount again.

Will the defensive driving course help with ticket dismissal? 

This defensive driving course provides an insurance premium discount for Geico customers. In some states, such as Texas, the SafeDriver.com defensive driver course is also used for ticket dismissal.

How else can I save with Geico? 

What other insurance companies offer defensive driving discounts? 

A lot of major insurance companies offer defensive driving discounts to their customers:

• Allstate
• American Family Insurance
• Farmers
• MetLife
• Nationwide
• State Farm
• Travelers
• USAA

Some insurance companies offer the courses, but not discounts. The above companies offer both.