How much would car insurance cost for a Mercury Sable?

The average Mercury Sable car insurance rates are $110/mo. You may see lower Mercury Sable car insurance rates because it scored well in government crash tests receiving a perfect 5-star safety rating.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: May 27, 2020

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Here's what you need to know...

  • The Sable is nearly identical to the Ford Taurus
  • The Sable is an American-made car with many safety features
  • Insuring a used Sable is very affordable compared to other vehicles


The Mercury Sable is almost a mirror image of the Ford Taurus. Production of the Sable started in 1994. Eventually, production ended in 2009, although a few were sold in 2010.

You can expect to pay between $1150 and $1250 annually for insurance for the most recent models years of brand new Sables.

To get comparison car insurance quotes for your Mercury Sable, enter your zip code now!

Since the Sable was such a popular car during its peak season, insurance for new models was very affordable. If you have to choose a car that was easy to insure due to a blemished credit report or SR22, the Sable is a good choice.

What is the history of the Mercury Sable?

When the Taurus was the best-selling vehicle in America starting in 1992, it paved the way for the popularity of the Sable. The Sable’s aerodynamic design and new headlight system captured the interest of consumers in the new car market.

Sales in the 1990s reached six digits for several years before they started to decline. In 2000 the design underwent another facelift with changes to the dashboard.

By 2003, the used car market was flooded with Ford Tauruses and Mercury Sables.

The popularity of this family-sized sedan maintained its grip on consumers through 2008. Even after they went out of production, the demand for used ones was high.

Many young people fit them for 22-inch rims and sport them as show cars. Some are even used for racing. They are also just as popular for police fleets.

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How affordable is car insurance for a Mercury Sable?

It’s relatively cheap. In 2008, the Taurus and Sable won five-star safety ratings from the National Highway and Traffic Safety Administration or NHTSA, as well as the Insurance Institute for Highway Safety or IIHS.

These cars are equipped with crush zones that absorb the impact of a crash. In addition to the fact that the Mercury Sable is American-made, its safety features make it cheap to insure.

The insurance quote you receive from the car insurance company is determined by the make and model of a particular vehicle, its safety features, and factors such as your:

These are some of the major variables. Other factors, like how many other drivers are in the home, may not weigh as heavily.

How do I find affordable car insurance for the Mercury Sable?

Car insurance is mandatory in most states.

If you are not able to purchase car insurance on the spot, some states will allow you to pay an uninsured motorist fee that is renewable for a couple of years.

Virginia is one of those states; however, in most cases you must purchase insurance before the car is driven off the dealer lot.

Some people find their insurance carrier via referral, while others take the research route. Insurance carriers are regulated by the states where they are registered.

They are also rated by consumer rating companies for their solvency and reputation in the insurance industry and community. Anyone performing an inquiry has access to this information.

How can I maintain the value of my Mercury Sable?

Most Mercury Sable owners are pleased with their spacious ride. The recurring problem seems to be the check engine light and transmission problems.

Car clubs and forums offer solutions to common problems. As an American car, parts are readily available which helps to keep auto insurance costs low. Any recalls that took place will have information online.

Just as cars require maintenance, so does your car insurance policy. Every year at the beginning of the year or near the anniversary date, your policy may be in need of changes:

  • Save money by eliminating coverage you do not need
  • Increase your deductible to decrease your monthly premium
  • Pay your premium in advance to save
  • Change carriers

To get car insurance quotes for your Mercury Sable or any other car today, enter your ZIP code here!

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