Discounts By Progressive Auto Insurance

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Here's what you need to know...
  • Progressive insurance offers a variety of different insurance policy options
  • E-sign car insurance discount gives a $50 discount when they initially sign up for Progressive insurance online
  • Pay-in-full discount offers a discount for a policyholder who pays their car insurance premium in one lump payment


Progressive insurance offers multiple car insurance discount opportunities for its current and potential policyholders. Some of the discounts offered include a multi-car discount, a pay in full discount, and accident forgiveness discounts.

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What is the history of Progressive?

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Progressive insurance was founded in Ohio more than 70 years ago. Progressive insurance was founded by both Joe Lewis and Jack Green. Over the past decades this company has continued to grow and today is one of the most recognized insurance companies in the United States.

The annual revenue for Progressive insurance was $15 billion in 2010 and the company is responsible for employing over 27,000 people.

Progressive is also a publicly traded company that is listed on the New York Stock Exchange as PGR.

With more than ten million policies, Progressive is one of the biggest car insurance companies in the United States.

Progressive is  a competitor to the other leading car insurance providers like Allstate insurance, State Farm insurance, the Farmers Insurance Group, USAA insurance, and Nationwide Insurance.

One of the main things that sets Progressive apart from some of these other car insurance providers is that it mainly sells its insurance policies through the Internet.

This company also sells many policies via independent insurance companies and over the phone.

Progressive currently has more than 30,000 independent insurance companies representing the company.

An independent insurance agent works much differently than a private insurance company because they can try to sell many different kinds of insurance plans from many different insurance companies.

Independent agents are not as limited as private insurers.

Progressive is most often recognized by its commercials.

The Progressive spokeswoman, Flo, shows fictional customers that by using the Progressive website they can customize the insurance they need, name their own price for insurance, and compare Progressive’s insurance rates to the other leading car insurance companies.

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What types of insurance and products does Progressive offer?

Progressive insurance offers much more than just car insurance. The other types of insurance that Progressive offers include:

  • health insurance
  • life insurance
  • collector car insurance
  • pet insurance
  • snowmobile insurance
  • RV insurance
  • boat insurance
  • home insurance
  • motorcycle insurance
  • umbrella insurance
  • commercial car insurance
  • condo insurance
  • renters insurance

The Progressive pet insurance coverage is a fairly new insurance coverage that has only been offered since 2007.

This type of insurance coverage is fairly new to the market but is becoming increasingly popular.

The personal insurance industry has recognized that their policyholders have a strong love and dedication to their pets and that pet healthcare costs can often become hard to handle financially.

Progressive car insurance already comes with a $1,000 pet injury coverage that is included for free with the collision coverage option, but the company’s pet insurance plan helps to ensure the policyholder’s pet in situations other than a car accident.

Some of the things covered by this insurance program include prescription medication, illnesses, hospitalization, cancer treatments, MRIs, annual exams, vaccinations, X-rays, after-hours emergency care, teeth cleanings, and chiropractic care.

What car insurance discounts are available through Progressive?

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There are many car insurance discounts available through Progressive because the company realizes that by helping their policyholder’s save money these policyholders are more likely to stay with the company.

The accident forgiveness discount is available to policyholders who have had a Progressive car insurance policy for four years and have remained accident-free for three of those years in a row.

After this period, if the policyholder is in an accident their car insurance rate will not go up whether they are responsible for the accident or not.

The E-sign car insurance discount gives the policyholder a $50 discount when they initially sign up for Progressive insurance online.

The pay-in-full discount offers a special discount for a policyholder who pays their car insurance premium in one lump payment, instead of month to month like most people do.

There are many other car insurance discounts available through Progressive that the company will tell you more about if you become a policyholder. These other discounts are not listed on the company’s website.

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