Traffic Laws and Your Car Insurance

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How to Report a Driver With No Insurance

When you learn that someone is driving without insurance, you are probably understandably angry and frustrated. While you want to report this uninsured person anonymously, you might not be sure how to go about this. Read on for advice on who to contact about this person and other related information.  To learn about what happens...

When you learn that someone is driving without insurance, yo...

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4 Questions About Driving a Car With a Suspended Registration

In the United States, driving is a privilege that comes with a lot of responsibility. Like it or not, one of these responsibilities is making sure your vehicles are properly registered and insured at all times. If you’re caught driving driving on suspended registration, or no registration at all, you could be in for some...

In the United States, driving is a privilege that comes with...

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Can I drive an uninsured car on my insurance policy?

Driving an uninsured vehicle can be dangerous. Not only do you have to worry about getting into an accident without a policy to compensate you for your damages, but you also have to worry about paying legal fees if you’re taken to court for third-party damages. This is one of the prime reasons why a...

Driving an uninsured vehicle can be dangerous. Not only do y...

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Do I need insurance to park my car on the road?

Do you have to insure your car if you’re not driving it? Many assume that the only scenario where car insurance is required is when a vehicle is being driven. While the only time you can be found legally liable for an accident is when your car is being driven, you still have an obligation...

Do you have to insure your car if you’re not driving i...

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Time Frame for Points on Your Driver’s License

When do license points expire? How long do points stay on licenses? The amount of time that point stay on your driver’s license will be entirely determined by the type of traffic tickets or driving offense committed, as well as the state in which it occurred. Generally, most points will fall off of your license...

When do license points expire? How long do points stay on li...

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Does Negligent Driving Affect Insurance

A negligent driving ticket will, unfortunately, affect your insurance rates. What this type of ticket tells an insurance company is that at some point in your driving history you were conducting unsafe driving seen as negligent and irresponsible. Many insurance companies see this as a risk factor. How does a negligent driving ticket affect insurance rates?...

A negligent driving ticket will, unfortunately, affect your ...

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Is hitting someone with a car assault?

Road rage is on the rise in America, and all you need to do to see it is take a drive down any highway. From improper lane changes to speeding and other more dangerous behaviors, road rage can have tragic results. The definition of assault can be tricky to understand, but you can commit assault...

Road rage is on the rise in America, and all you need to do ...

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What do red light cameras look like?

About half of U.S. states have red light cameras on the road. Whether you run a red light because of an emergency or mistakenly make a prohibited right turn on a red, knowing what red light cameras look like can help you prepare for the possibility of a ticket. To help you protect your driving...

About half of U.S. states have red light cameras on the road...

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Sleeping in your car: Is it illegal to sleep in your car?

Is it illegal to sleep in your car? Depending on the location, it may be illegal to sleep in your car. However, along the major interstate highway system, rest areas allow drivers to park and rest for up to four hours. After all, keeping highways free from sleepy drivers is safer for everyone on the...

Is it illegal to sleep in your car? Depending on the locatio...

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Can you drive a car with airbags deployed?

Airbags are lifesaving devices that can keep a driver and passenger safe when a crash happens. Having these and other safety features in a car also make your car insurance cheaper. After a collision, it can be overwhelming to manage all the things you have to think about. But one of the top questions you...

Airbags are lifesaving devices that can keep a driver and pa...

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Do seat belt laws impact my car insurance?

The seat belt laws are different in every state, but they are required in most places. Your insurance company won’t be happy if they find out you don’t wear your seat belt, and it could affect you financially. Insurance companies like to reduce risk, and even offer car insurance discounts for safety features like seat...

The seat belt laws are different in every state, but they ar...

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How does a suspended license affect car insurance rates?

If my license is suspended, can I get car insurance? If so, how does a suspended license affect car insurance rates? If you have a suspended license, car insurance rates are likely to be expensive. Many factors affect a driver’s car insurance rates. Car accidents, getting pulled over for speeding, and being convicted of a...

If my license is suspended, can I get car insurance? If so, ...

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15 Traffic Tickets that Raise Car Insurance Rates (Plus Ways to Save)

A clean record will help you get the lowest rates available, but sometimes things happen and you get a ticket or get into an accident. But what can you do? We are going to explain violations, both felony and misdemeanor, along with traffic infractions to see just how much your rate will be affected. Ready...

A clean record will help you get the lowest rates available,...

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Can you have car insurance with an expired license?

Despite popular belief, you can buy auto insurance with an expired license, or even no license at all. However, doing so may prove more difficult than if you have a valid license. If you shop for coverage with an expired license, it is important to know what types of insurance are available to you and...

Despite popular belief, you can buy auto insurance with an e...

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Do I need insurance to lease a car?

When you lease a car does it come with insurance? When you’re entering into a lease contract, you’ll notice that some leasing companies will actually pay for certain costs associated with owning a vehicle. Unfortunately, leased car insurance is not one of them. It’s not out of the ordinary for a company to agree to...

When you lease a car does it come with insurance? When you&#...

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How can I suspend my car insurance?

There may come a time where you will simply have no need for car insurance for a short period of time. You do have the option to cancel the coverage entirely, but it often makes more sense just to put your coverage on hold until you are in a position where you will return to...

There may come a time where you will simply have no need for...

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A Moving Violation’s Effect on My Car Insurance

Moving violations are something most of us are guilty of at one time or another, and tickets for those violations do affect our car insurance rates. The only question is, how much? You may not see an immediate increase in your rates after one violation, but then again, you may see a huge jump. It...

Moving violations are something most of us are guilty of at ...

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Maximum Points Allowed on Your Driver’s License (Complete Guide)

If you have a driver’s license, you’ve likely heard of points systems that can affect your ability to drive and maintain your driver’s license. So what are the maximum points allowed on your driver’s license? It depends on what state you live in; in some states you’ll have a lower maximum point requirement while other...

If you have a driver’s license, you’ve likely he...

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How do you get rid of car insurance points?

Your driving history affects your car insurance points—a factor that raises your car insurance rates. Getting tickets or causing accidents will result in points on your driver’s license and car insurance points. This has likely caused you to wonder how to get rid of car insurance points. Unfortunately, there is no way to get rid...

Your driving history affects your car insurance points—a f...

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Do I need insurance to register my car?

Many people ask, “Do I need insurance to register my car?” Let’s find out. Registering and insuring a vehicle go hand-in-hand in almost every state. But do you need car insurance before or after the registration of your vehicle? Coverage is typically required first, before registration. In other words, registering a car without insurance is...

Many people ask, “Do I need insurance to register my c...

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