Geico DriveEasy Review: Compare Rates, Discounts, & Requirements [2023]

GEICO DriveEasy is a mobile app that tracks driving habits. Drivers who operate their vehicles safely can receive up to 25 % off GEICO insurance premiums. To enroll in DriveEasy, download the app and complete the registration form. You'll only find GEICO DriveEasy car insurance quotes in the 25 states where the program is currently available.

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Home » Companies » Compare the Best Car Insurance Companies » Geico DriveEasy Review: Compare Rates, Discounts, & Requirements [2023]

Written by:

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

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Written by Brad Larson

Licensed Insurance Agent

Reviewed by:

Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...

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Reviewed by Tonya Sisler

Insurance Content Team Lead

UPDATED: Nov 7, 2023

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Here's What You Need to Know

  • Geico DriveEasy is an app that tracks driving habits and tailors discounts based on behavior
  • Geico insured can save upward of 25% on car insurance premiums via Geico DriveEasy
  • The Geico DriveEasy program is now available in only 25 states

Usage-based car insurance programs are growing in popularity. The Geico DriveEasy program is a mobile app designed to track driving behavior. Those who drive safely can net a discount to save on their rates.

Can unsafe drivers end up paying higher rates? We will answer this and show you further Geico DriveEasy benefits and availability by state.

Before diving into this Geico DriveEasy program review, type your ZIP code into our free and helpful tool above. With it, you will find the most affordable car insurance rates in your area.

What is the Geico DriveEasy program?

The Geico DriveEasy program uses an app to track the insured’s driving habits. All they need to do is download the app and create their personalized Geico login information.

Read More: Compare the Best Car Insurance Companies

What does this usage-based program do for Geico’s insured? According to the Insurance Information Institute (III), these types of programs incentivize drivers to operate their vehicles safely and less frequently.

Provided the driver operates the vehicle safely, how much can be saved? Safe drivers can receive a discount upward of 25%. Knowing this, let’s take a look at a table showing Geico rates by state:

GEICO Annual Rates by State
StateGeico
Alabama$2,866.60
Alaska$2,879.96
Arizona$2,264.71
Arkansas$3,484.63
California$2,885.65
Colorado$3,091.69
Connecticut$3,073.66
Delaware$3,727.29
Florida$3,783.63
Georgia$2,977.20
Hawaii$3,358.86
Idaho$2,770.68
Illinois$2,779.16
Indiana$2,261.07
Iowa$2,296.16
Kansas$3,220.65
Kentucky$4,633.59
Louisiana$6,154.60
Maine$1,510.17
Maryland$3,832.63
Massachusetts$2,823.05
Michigan$6,430.11
Minnesota$3,498.54
Mississippi$4,087.21
Missouri$2,885.33
Montana$3,602.35
Nebraska$3,837.49
Nevada$3,662.09
New Hampshire$1,615.02
New Jersey$2,754.94
New Mexico$4,458.30
New York$2,428.24
North Carolina$2,936.69
North Dakota$2,668.24
Ohio$1,867.19
Oklahoma$3,437.34
Oregon$3,220.12
Pennsylvania$2,605.22
Rhode Island$5,602.63
South Carolina$3,178.01
South Dakota$2,940.29
Tennessee$3,283.42
Texas$3,263.28
Utah$2,965.57
Vermont$2,195.71
Virginia$2,061.53
Washington$2,568.65
Washington, D.C.$3,692.81
West Virginia$3,926.20
Wisconsin$2,120.80
Wyoming$3,496.56

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So, what driving habits does the Geico DriveEasy program monitor?

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What driving behaviors are monitored by Geico DriveEasy?

Does Geico DriveEasy just monitor major events like accidents? DriveEasy tracks the following:

  • Distracted driving behaviors
  • Time of day the vehicle is in operation
  • Abrupt braking
  • Speeding
  • Driving distance

You may be wondering what entails distracted driving behavior. First and foremost, distracted driving and car insurance rates go hand in hand.

Geico DriveEasy monitors handheld phone calls as well as active phone use when the driver is going 6 miles per hour or faster.

Is active phone use just making or receiving a call? Geico considers active phone use to include using the GPS or even unlocking one’s phone. In short, it’s using the phone at all if the vehicle is moving 6 miles per hour.

In short, poor driving habits entitles Geico to raise your rates. Furthermore, DriveEasy is a telematics program, so your phone’s data will be tracked. In recent years, digital identity theft has given individuals pause in terms of having their data tracked.

Let’s move on to the states in which Geico offers DriveEasy.

Geico DriveEasy State Availability

Geico DriveEasy is not available to Geico policyholders in every state. DriveEasy can be obtained in the following states and territories:

GEICO DriveEasy Program Availability by State
State Availability
Alabama✓
Alaska✗
Arizona✓
Arkansas✗
California✗
Colorado✓
Connecticut✓
Delaware✗
Washington D.C.✓
Florida✓
Georgia✗
Hawaii✗
Idaho✗
Illinois✓
Indiana✓
Iowa✓
Kansas✗
Kentucky✓
Louisiana✓
Maine✗
Maryland✓
Massachusetts✗
Michigan✗
Minnesota✗
Mississippi
✗
Missouri✗
Montana
✗
Nebraska✗
Nevada
✓
New Hampshire✗
New Jersey
✓
New Mexico✓
New York
✗
North Carolina✓
North Dakota✗
Ohio✓
Oklahoma✓
Oregon✓
Pennsylvania✓
Rhode Island✗
South Carolina✗
South Dakota✗
Tennessee✓
Texas✓
Utah✓
Vermont✗
Virginia✓
Washington✗
Wisconsin✓
Wyoming
✗

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Let’s now go ahead and wrap up our Geico DriveEasy program review.

Geico DriveEasy: The Bottom Line

Is Geico DriveEasy worth it? If you live in a state where Geico offers DriveEasy, absolutely. Even if you already have coverage with Geico, it’s not too late. Furthermore, it’s easy to set up.

If you decide it’s not for you and want to know how to cancel Geico DriveEasy, there’s good news. All you need to do is open the Google Play Store, find the app, and press “Cancel Subscription.”

Now that you’ve finished our Geico DriveEasy program review, type your ZIP code into our free and helpful tool below. With it, you’ll find the most affordable car insurance rates in your area.

Frequently Asked Questions

What is the Geico DriveEasy program?

The Geico DriveEasy program is a mobile app that tracks driving habits to reward safe drivers with up to a 25% discount on GEICO insurance premiums.

How can I enroll in DriveEasy?

To enroll in DriveEasy, simply download the app and complete the registration form.

Is Geico DriveEasy available in all states?

No, DriveEasy is currently available only in 25 states where the program is offered.

What driving behaviors does Geico DriveEasy monitor?

Geico DriveEasy monitors various driving behaviors, including distracted driving, speeding, and hard braking.

Can unsafe drivers end up paying higher rates with Geico DriveEasy?

Yes, unsafe drivers may face higher rates as Geico DriveEasy is designed to reward safe driving habits.

Reviews
for GEICO

4.11 (19,116 reviews)
0.5
October 31, 2023

Tomer Ravid

GEICO review

GEICO is unpredictable and arbitrary. You\'d need insurance for this insurance, since GEICO is unable or unwilling to provide the most important function of insurance: certainty. They cancelled my new auto insurance for no reason other than their own incompetence. Long story short: I paid the policy in full. While on a vacation with my family, I opened GEICO app and was surprised to find that my policy is scheduled to be cancelled. When I cam...
GEICO is unpredictable and arbitrary. You\'d need insurance for this insurance, since GEICO is unable or unwilling to provide the most important function of insurance: certainty. They cancelled my new auto insurance for no reason other than their own incompetence. Long story short: I paid the policy in full. While on a vacation with my family, I opened GEICO app and was surprised to find that my policy is scheduled to be cancelled. When I came back home I found a letter saying that I have eight days from the 5th of October to send them documents (only accepted by postal mail, even though every document was a copy) or my insurance would be cancelled. In fact the letter was delivered *about 8 days after the 5th of October* (again, delivered while I was not home). At no earlier point had I been informed that these documents were required, and GEICO made no attempt to contact me by phone call, text message or Email. In fact, had I not checked the app and stayed on vacation for longer, I might have ended up driving without insurance unwittingly. I called GEICO multiple times. They consistently assured me that if I sent the correct documents before the fast-approaching cancellation date, my policy would continue. So I sent all the documents they requested by priority mail. In spite of the supposed urgency they were attempting to convey, it took them six days after receiving the documents to start reviewing them (with no way to contact the underwriting department or confirm that they had recieved them). It took five more days for the final review because of their own confusion about what was clearly included in the documents I\'d sent them. Two days before the deadline, I find out by calling them (without any notification on their part) that, in fact, my policy will be cancelled. The reason is that I had no prior insurance, which they claimed was contrary to my statements. This is 100% false and can be refuted by recorded calls to customer service in which I stated that GEICO was my first insurance, and by the fact that they don\'t have the name of my previous insurance company and the coverage limits (required information when you register online if you state that you\'ve been insured). GEICO had zero interest in checking the evidence or compensating me, and there was no way to appeal. Price I have to pay for GEICO\'s incompetence: Having to find new insurance in two days (which was hard in the first place since I have no driving record in the US), possibly higher rates because of the cancellation on my record. If it happened to me, it must have happened to thousands of other customers in the country, as confirmed by a large fraction of GEICO\'S customer reviews online. So the chance that it will happen to you is non-negligible.
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1
January 3, 2022

Volodymyr_Korolevych

Adjuster stopped responding

Cant get ahold of anyone. Always different people giving me different numbers. No resolution Mr [REDACTED NAME], claim adjuster stopped responding to my requests without any resolution. Also not picking up my phone
1
May 17, 2021

Sergei_K

Can't get rid of them

From my personal experience, GEICO is the best place if you want to be fooled. Once you open the door, you can't get rid of them. About a year ago I canceled my policy ceasing any dealings with Geico. I paid the premiums in full and closed my account. Throughout the year, I've been a happy StateFarm customer. Several weeks ago, Geico unilaterally opened my policy forcing me to pay premiums for the following 6 months. Understanding that it could b...
From my personal experience, GEICO is the best place if you want to be fooled. Once you open the door, you can't get rid of them. About a year ago I canceled my policy ceasing any dealings with Geico. I paid the premiums in full and closed my account. Throughout the year, I've been a happy StateFarm customer. Several weeks ago, Geico unilaterally opened my policy forcing me to pay premiums for the following 6 months. Understanding that it could be a mistake, I contacted them 3 times. I talked to 6 different people. All of them promised to help me. I wrote 2 emails attaching copies of my StateFarm Id's for the entire period (after Geico policy cancellation). It didn't cure the problem. Moreover, Geico retroactively and unilaterally (without my desire, knowledge, and consent) reopened the policy. Now, they force me to pay for the previous months (last year). Geico supervisor [REDACTED NAME] claims that he obtains sufficient evidence that I hadn't been insured after I officially broke with Geico in April-May 2020 = the company is right demanding me to pay for nothing. From my non-legal understanding, it's a fraud, He knowingly (I sent them StateFarm Id's for the entire period) mispresents the facts unlawfully demanding payment.
Read More
1
February 10, 2021

vscore16

BAIT AND SWITCH

They waited 60 days and then doubled my rate. they never notified me. When I looked it up they said it was due to the agent putting it in as a sports bus, and since I am using it for sales my rate is double. yes on their letter they sent me it shows right on it that the old use is class "C" and the new use is class "C". The reviews on geicos website are fake. real reviews are much more negative. They lie in their commercials about saving money s...
They waited 60 days and then doubled my rate. they never notified me. When I looked it up they said it was due to the agent putting it in as a sports bus, and since I am using it for sales my rate is double. yes on their letter they sent me it shows right on it that the old use is class "C" and the new use is class "C". The reviews on geicos website are fake. real reviews are much more negative. They lie in their commercials about saving money so why would I not expect them to lie about the rate they are giving me. I am no risk adjuster but any halfway intelligent person knows their is a lot more risk for a bus full of athletes that ways 20,000 pounds than a minivan with one person in it. Yet according to geico insuring a moving tank is cheaper than insuring a minivan. Would you believe that? I am not that gullible. Bait and switch all the way.
Read More
5
February 3, 2021

Trinidad2_

geico is the best

great company with fantastic customer service they lowered my cost due to covid with no issues and they are always a phoen call away fo r help wiht my policy, i wholeheartedly reccomend them
2
February 3, 2021

Jotwox

Not recommend

They were alright not the best. If they put in more effort into the customers they could’ve kept me.
5
February 2, 2021

Waycross43_

Helpful

Geico has been great during the pandemic. They have worked with me changing billing dates based on what I need. They have helped me save 212 dollars a month on insurance.
5
February 1, 2021

Babanana

Geico is amazing

My experience receiving auto insurance from Geico has been extremely positive. The insurance process was perfectly smooth and I have all my insurance information neatly organized at the tip of my fingers on my mobile phone. The coverage and premiums are much better than I received from my previous provider.
2
February 1, 2021

Justin_Kim

Filing a claim at geico

They were very nice and had good customer service. Once I even filed a claim and they got back to me within seventy-four hours.
5
January 28, 2021

Dingo

Insurance You Can Understand

The representative borke down all information in an easy-to-understand manner and then made very easy the process of initiating the policies. I am also very happy with the ease of managing online and on the app.
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