Best Honda Fit Car Insurance in 2025 (Check Out the Top 10 Companies)

The best Honda Fit car insurance providers are Geico, State Farm, and Progressive, with Geico being the top overall pick. These providers offer affordable rates, with minimum coverage starting as low as $68 per month. Factors such as the policyholder’s age, location, and the car’s model year influence the cost of insurance. 

 

Insuring older Honda Fit models is generally more affordable, and drivers with clean records can enjoy reduced rates. Safety features and crash test ratings of the Honda Fit also play a role in determining insurance costs. Gain deeper insights by perusing our article named “Compare Honda CR-V Car Insurance Rates“

Our Top 10 Company Picks: Best Honda Fit Car Insurance

Secure your best Honda Fit car insurance today by entering your ZIP code to get started with free quotes.

#1 – Geico: Top Overall Pick

Pros

• Affordability: Geico offers some of the most competitive premiums, delivering budget-friendly coverage for Honda Fit owners. Dive into the details with our article entitled “Geico Car Insurance Review.”
• User-Friendly Online Experience: Honda Fit drivers can benefit from Geico’s efficient online tools for managing policies and filing claims.
• Customer Service: Many Honda Fit owners praise Geico for its responsive and helpful customer service.

Cons

• Limited Local Agents: The lack of local agents might be inconvenient for Honda Fit drivers who prefer in-person service.
• Coverage Options: Honda Fit owners might find fewer customization options in coverage compared to some competitors.

#2 – State Farm: Best for Personalized Service

Pros

• Local Agents: Honda Fit owners benefit from personalized service through State Farm’s extensive network of local agents. Enhance your knowledge by reading our “State Farm Car Insurance Review.”
• Comprehensive Coverage: State Farm offers a wide range of coverage options, including extensive add-ons, for Honda Fit drivers. 
• Financial Stability: State Farm’s strong financial stability ensures reliable claim payouts for Honda Fit owners.

Cons

• Price: Some Honda Fit owners might find State Farm’s premiums higher compared to other insurers.
• Digital Experience: Honda Fit drivers looking for a robust digital experience may find State Farm’s online tools less advanced.

#3 – Progressive: Best for Innovative Tools 

Pros

• Competitive Pricing: Honda Fit owners may benefit from Progressive’s competitive rates and frequent discounts. Get a better grasp by checking out our article titled “Progressive Car Insurance Review.”
• Innovative Tools: The Snapshot program offered by Progressive can potentially lower premiums based on Honda Fit drivers’ habits.
• Variety of Coverage Options: Progressive provides numerous coverage options and customizable policies for Honda Fit owners.

Cons

• Customer Service: Honda Fit drivers may experience mixed reviews regarding Progressive’s customer service quality.
• Local Agent Availability: There might be fewer local agents for Honda Fit owners compared to some other insurers.

#4 – Allstate: Best for Wide Coverage 

Pros

• Local Agents: Allstate’s extensive network of local agents provides personalized service for Honda Fit drivers. For additional insights, refer to our “Allstate Car Insurance Review.”
• Comprehensive Coverage Options: Honda Fit owners can choose from a wide range of coverage options and add-ons with Allstate.
• Strong Customer Service: Many Honda Fit owners report high satisfaction with Allstate’s customer service.

Cons

• Premium Costs: Some Honda Fit owners may find Allstate’s premiums to be on the higher side.
• Discount Availability: There might be fewer discounts available for Honda Fit drivers compared to other insurers.

#5 – Liberty Mutual: Best for Customizable Policies

Pros

• Customization: Liberty Mutual offers highly customizable insurance policies that benefit Honda Fit owners. Find out more by reading our article titled “Liberty Mutual Car Insurance Review.”
• Accident Forgiveness: Honda Fit drivers can take advantage of accident forgiveness to avoid rate hikes after their first accident.
• Multi-Policy Discounts: Bundling auto insurance with other policies like home insurance can save Honda Fit owners money.

Cons

• Premium Costs: Honda Fit drivers might find Liberty Mutual’s premiums higher compared to other insurers.
• Customer Service: Mixed reviews about Liberty Mutual’s customer service may concern Honda Fit owners.

#6 – Nationwide: Best for Vanishing Deductible 

Pros

• Vanishing Deductible: Honda Fit drivers can benefit from Nationwide’s vanishing deductible program, reducing their deductible over time.
• On Your Side Review: Annual insurance reviews ensure Honda Fit owners have the right coverage. Explore further with our article entitled “Nationwide Car Insurance Discounts.”
• Strong Customer Service: Honda Fit drivers often praise Nationwide for its customer service and support.

Cons

• Premiums: Some Honda Fit owners might find Nationwide’s premiums to be higher compared to other insurers.
• Discounts: There might be fewer discount options available for Honda Fit drivers compared to competitors.

#7 – USAA: Best for Top-Rated Service for Military Families

Pros

• Excellent Customer Service: USAA’s customer service is consistently rated highly by Honda Fit owners. Uncover more about our “USAA Car Insurance Review” by reading further.
• Competitive Rates: Honda Fit drivers, especially military members and their families, benefit from USAA’s competitive rates.
• Comprehensive Coverage: USAA offers a wide range of coverage options and benefits tailored to Honda Fit owners.

Cons

• Eligibility Restrictions: Honda Fit owners must be military members or their families to qualify for USAA insurance.
• Limited Physical Locations: USAA has fewer physical locations, which might be an issue for some Honda Fit drivers.

#8 – Travelers: Best for Financial Stability

Pros

• Discounts: Travelers offers a variety of discounts that can benefit Honda Fit owners. Expand your understanding with our “Travelers Car Insurance Review.”
• Customizable Policies: Highly customizable insurance policies are available to fit the needs of Honda Fit drivers.
• Strong Financial Stability: Honda Fit owners can rely on Travelers’ financial strength for dependable claim payouts.

Cons

• Customer Service: Mixed reviews regarding Travelers’ customer service quality may concern Honda Fit drivers.
• Premium Costs: Honda Fit owners might find Travelers’ premiums higher compared to other insurers.

#9 – Farmers: Best for Personalized Local Service

Pros

• Personalized Service: Farmers’ local agents provide personalized service for Honda Fit drivers. Learn more about our “Farmers Car Insurance Review” for a broader perspective.
• Range of Coverage Options: Farmers offers a wide range of coverage options and add-ons for Honda Fit owners.
• Discount Opportunities: Various discounts are available to help Honda Fit drivers lower their premiums.

Cons

• Premium Costs: Some Honda Fit owners might find Farmers’ premiums to be higher compared to other insurers.
• Digital Experience: Honda Fit drivers looking for advanced online tools may find Farmers’ digital offerings less robust.

#10 – Amica: Best for Exceptional Service 

Pros

• Customer Service: Amica is often rated highly for its exceptional customer service by Honda Fit owners. Gain deeper insights by exploring our “Amica vs. The Hartford Car Insurance Comparison.”
• Dividend Policies: Honda Fit drivers can benefit from Amica’s dividend policies, which may provide annual refunds.
• Comprehensive Coverage Options: Amica offers a wide range of coverage options and benefits for Honda Fit owners.

Cons

• Premium Costs: Honda Fit drivers might find Amica’s premiums higher compared to other insurers.
• Limited Availability: Some Honda Fit owners may find Amica’s coverage not available in all states.

Honda Fit Car Insurance Monthly Rates Comparison

Finding the best Honda Fit car insurance involves comparing monthly rates by coverage level and provider. By understanding how different coverage options and insurers affect your premiums, you can make an informed decision to secure the most affordable and comprehensive protection for your Honda Fit. 

Honda Fit Car Insurance Monthly Rates by Coverage Level & Provider

Discovering the optimal Honda Fit car insurance requires evaluating monthly rates based on coverage levels and providers. By comparing the options available from leading insurers, you can identify the most cost-effective and extensive coverage tailored to your needs. 

Dive into the details with our article entitled “Compare Honda Insight Car Insurance Rates“

Top Car Insurance Discounts for Your Honda Fit

Unlock the best savings on Honda Fit car insurance by exploring discounts offered by top providers. Insurance companies like Geico, State Farm, and Progressive provide various incentives that can significantly lower your premiums. 

To get the most value from your Honda Fit car insurance, it’s crucial to understand the discounts offered by leading providers. By leveraging available savings from top companies, you can reduce your premiums while enjoying comprehensive coverage. 

Explore further in our article titled “Compare Honda vs. Ford Car Insurance Rates“

Honda Fit Insurance Cost

The insurance cost for a Honda Fit is influenced by various factors including the vehicle’s value, safety features, and repair costs. As a compact car known for its affordability and practicality, the Honda Fit generally has insurance premiums that reflect its lower market value compared to larger, more expensive vehicles.

Its safety features, such as advanced driver-assistance systems, can contribute to more favorable insurance rates by reducing the likelihood of accidents. Additionally, the cost of repairs and parts for a Honda Fit is typically lower, which can also positively impact insurance costs.

Overall, understanding these factors helps in managing insurance expenses for this efficient and popular vehicle. Delve into the specifics in our article called “Compare 2018 Honda Fit Car Insurance Rates.’

Read more: Compare Volkswagen Car Insurance Rates

Top Elements Impacting Insurance Rates for Honda Fit Owners

Age of the Vehicle

The age of a Honda Fit plays a significant role in shaping its insurance costs. Newer models often have higher premiums due to their increased market value and advanced technology, which can make repairs and replacement parts more expensive.

As the vehicle ages, its value depreciates, which generally leads to lower insurance costs. However, older models might lack the latest safety features, potentially affecting insurance rates differently.

The balance between a vehicle’s age, its technological advancements, and its overall market value influences how insurers assess risk and set premiums for the Honda Fit. For a comprehensive understanding, consult our article titled “Compare Honda Civic CRX Car Insurance Rates.”

Driver Age

Driver age is a crucial factor in determining the insurance costs for a Honda Fit. Younger drivers, particularly those in their teens and early twenties, are typically considered higher risk due to their relative lack of experience on the road.

This often results in higher insurance premiums for these age groups. In contrast, older, more experienced drivers generally benefit from lower insurance rates, as their extensive driving history is associated with fewer accidents and claims.

Thus, the age of the driver plays a significant role in shaping the overall insurance costs for a Honda Fit. Enhance your knowledge by reading our “Honda Car Insurance.”

Driver Location

Your Driving Record

Your driving record plays a crucial role in determining the insurance costs for a Honda Fit. Insurers assess risk based on your history of driving behavior, including any traffic violations, accidents, or claims. A clean driving record demonstrates responsible driving habits and can contribute to lower insurance premiums.

Conversely, a history of violations or accidents may indicate higher risk, leading to increased insurance costs. Therefore, maintaining a clean driving record is essential for managing insurance expenses for your Honda Fit. Get a better grasp by checking out our article titled “Compare Honda Odyssey Car Insurance Rates.”

Honda Fit Safety Features

The safety features of the Honda Fit can impact your Honda Fit car insurance rates. These features enhance driver and passenger protection and reduce the risk of accidents. The Honda Fit has the following safety features:

Smart Ways to Reduce Honda Fit Insurance Costs

There are several strategies you can use to reduce your Honda Fit car insurance rates. By following a few key tips, you might be able to lower your premiums even further. Consider these five approaches to potentially save on your insurance costs:

• Explore discounts available for Honda Fit owners with a college degree or higher.
• Consider dropping unnecessary coverage once your Honda Fit is fully paid off.
• Take young drivers off your Honda Fit policy when they move out or head to college.
• Switch to liability-only coverage if your Honda Fit is older and doesn’t require full protection.
• Enroll in defensive driving or driver’s education courses to lower your insurance rate.

In summary, you can optimize your Honda Fit insurance savings by applying various strategies, such as seeking discounts, adjusting coverage, and improving your driving skills. Implementing these tips can help you find additional savings and ensure you’re getting the best possible rate.

Compare Free Honda Fit Insurance Quotes Online

Start comparing Honda Fit car insurance quotes for free by using our convenient online comparison tool.
How much is Honda Fit car insurance? Generally speaking, the Honda Fit has great car insurance rates but read on to learn all about auto insurance costs.

You want a car that gets great gas mileage and fits neatly into your busy life. You’ve finally found the car you’ve always wanted and it’s called the Honda Fit.

Finding cheap Honda Fit insurance rates doesn’t have to be so difficult, though! To get personalized Honda Fit car insurance quotes online from many different insurance companies then just enter your ZIP above for a free Honda Fit auto insurance quote comparison.

• The type of car you drive
• Your age
• The number of people driving your car
• Your driving history

To get the best rate of auto insurance on your new Fit, you must know the intricate details of your car and how the features can assist you in getting a lower car insurance rate. Gain deeper understanding through our article entitled “The Best Small Car Safety Ratings.”

Maximize Your Honda Fit Insurance Savings with These Essential Safety Features

All of the above options are going to help in keeping your auto insurance rate relatively low. Along with good driving discounts, it’s not impossible to keep a fairly low rate throughout the life of your vehicle.

Rates differ from company to company and change due to personal circumstances so it is always best to shop around a while before deciding on an insurance company.

Our free tool will allow you to compare quotes online to make sure you’re getting the best deal on your Honda Fit car insurance. Enter your ZIP below to start comparing free Honda Fit auto insurance quotes now.