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Allstate or AAA?

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Here's what you need to know...
  • Allstate and AAA offer auto insurance, along with many other insurance options
  • The average savings for patrons of each company are very similar
  • The best way for you to decide which company is best is to compare rates based on your specific information
Which company is better for car insurance: Allstate or AAA?

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There are countless auto insurance companies to choose from, but you want to make sure you know all the facts about a company before you make any decisions.

Allstate & AAA Details

Allstate and AAA offer similar options, but the type of insurances and rates vary. AAA was founded in Chicago Illinois in 1902. Allstate came about in 1931.

The Allstate Super Bowl is one of the sporting events they sponsor.

They also own 15 companies in the United States and Canada.

AAA has International affiliates and has 69 individual clubs that provide emergency road assistance to all of their members, along with towing services.

Allstate offers:

  • Business Insurance
  • Homeowners Insurance
  • Auto Insurance
  • Life Insurance
  • Banking Services
  • Investment Products and Retirement Insurance
  • Fire Insurance

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AAA offers:

International Presence


AAA International affiliates are located in Europe, with European clubs, as well as AA United Kingdom, ANWB Netherlands, ACI Italy, RACE Spain, OAMTC Austria TCS Switzerland, and ADAC Germany.

Allstate and AAA base insurance rates on the same information, such as social security number, license number, personal address and phone number.

You will also have to go through a process where they check your driving history to see how many points are on your license through a Motor Vehicle Record (MVR) search.

Allstate & AAA Car Insurance Costs

You can save an average of up to $396 a year if you select Allstate while AAA boasts an average of $407 in savings on auto insurance.

AAA & Allstate Insurance Products Offered

Aside from auto insurance coverage, Allstate offers several other products and services. Even though AAA only offers road assistance, life insurance, and homeowners insurance, they also have some great benefits when you become a member, such as:

  • Discounts on dining, entertainment, and shopping
  • Discounts on vacation deals such as cruises and local events
  • Umbrella Insurance
  • Boats and Watercraft Coverage

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