Illinois Car Insurance

FREE Car Insurance Comparison

 Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save!

Here's what you need to know...
  • Illinois requires uninsured motorist coverage which protects drivers from being hit by people who drive without insurance
  • Several major car insurance companies offer coverage to Illinois residents
  • Make sure you do your research and find out the best ways to lower your car insurance rates

Illinois requires drivers to have a fairly large amount of liability insurance coverage to be legal to drive.

According to Illinois state law, drivers must carry a minimum liability coverage that includes:

  • $15,000 in property damage coverage
  • $20,000 in bodily injury per person
  • $40,000 in bodily injury per accident

Enter your zip code in above to get your free Illinois car insurance comparison!

Illinois Car Insurance Providers

 image source

image source

There are dozens of different car insurance companies in Illinois. You can pick and choose which ones you want to work with.

Consider the top 5 companies in the U.S., who all offer coverage in the state of Illinois:

  1. Progressive
  2. Nationwide
  3. Geico
  4. Travelers
  5. Allstate

Of course, with 196 insurance companies and a majority of them that sell property and casualty (home and auto) insurance, you will have plenty of different companies to consider.

Choosing a provider comes down to comparing a few different elements, including:

  • Rates and coverage
  • Customer service
  • Claims handling
  • Reputation
  • Level of comfort

It sounds silly to look at the facts and then consider how a company makes you feel, but it does matter.

If you have a great rate on insurance from a top company, but you don’t feel like you can trust or rely on them, you’re not going to get the service that you deserve.

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

Illinois Car Insurance Tips

  • Ask for discounts. Almost every company has some type of discount program, and you need to ask them about it and whether you qualify.
  • Comparison shop. A good rule is to get 3-5 quotes so that you can compare your options and find the best policy. Of course, you can compare more if you’d like.
  • Ask questions. Too many people just buy insurance without asking questions. Do research so you know what to ask.

Illinois Car Insurance Discounts


Discounts available to Illinois drivers vary by company but include a variety of different types of savings.

You might find savings for:

  • Safe driving
  • Good students
  • Vehicle safety features
  • Customer loyalty
  • Age or years of driving experience

Check out all the discounts that you can find and see which ones you are eligible for. After all, if you can get discounts, you can often get better coverage in the long run.

Instead of saving money on state minimum coverage, you could upgrade to higher coverage limits for the same price.

Think about this carefully, because you should never sacrifice coverage just to save money.

If you don’t get adequate coverage, the chances are good that you will end up spending more after an accident than you ever would on insurance payments had you gotten better protection.

Enter your Illinois zip in for a FREE car insurance comparison now!

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption