Compare Quincy, IL Car Insurance Rates (2021)

Car insurance in Quincy, IL averages $240 a month. Quincy, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Quincy car insurance rates, compare quotes from the top car insurance companies in Quincy, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Quincy, IL are $2,876/year
  • The cheapest car insurance company in Quincy is State Farm
  • The cheapest car insurance company in Quincy for teen drivers is State Farm

If you need to buy Quincy, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Quincy, IL is right here.

You’ll find Quincy car insurance rates, the cheapest Quincy, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Quincy, Illinois car insurance rates to Champaign car insurance rates, Springfield car insurance rates, and Elgin car insurance rates.

Ready to find affordable Quincy, IL car insurance today? Enter your ZIP code for fast, free Quincy car insurance quotes.

Cheapest Quincy, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Quincy, IL car insurance rates? Every Quincy, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Quincy, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,860 $2,873 $2,985 $2,985 $7,396 $9,625 $3,438 $3,717
American Family $2,158 $2,158 $1,975 $1,975 $6,065 $8,414 $2,158 $2,782
Farmers $2,139 $2,141 $1,898 $2,006 $9,165 $9,558 $2,445 $2,560
GEICO $1,475 $1,501 $1,419 $1,713 $4,613 $4,804 $1,860 $1,777
Liberty Mutual $1,315 $1,420 $1,094 $1,224 $4,253 $4,735 $1,373 $1,449
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $1,815 $1,717 $1,498 $1,562 $6,604 $7,413 $2,168 $2,354
State Farm $1,178 $1,178 $1,053 $1,053 $3,369 $4,278 $1,332 $1,526
Travelers $1,406 $1,482 $1,283 $1,367 $4,007 $5,021 $1,488 $1,566
USAA $1,391 $1,421 $1,294 $1,281 $4,333 $4,785 $1,819 $2,009

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Minimum Car Insurance in Quincy, IL

Every driver must carry the minimum car insurance in Quincy, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Quincy, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Quincy, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Quincy, IL. Compare credit history car insurance rates in Quincy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Quincy, Illinois

Insurance Company Poor Fair Good
Allstate $5,718 $4,128 $3,608
American Family $4,604 $3,131 $2,648
Farmers $4,534 $3,809 $3,624
GEICO $3,835 $1,881 $1,469
Liberty Mutual $2,978 $1,860 $1,485
Nationwide $3,360 $2,706 $2,371
Progressive $3,575 $3,039 $2,810
State Farm $2,720 $1,629 $1,264
Travelers $2,688 $2,161 $1,758
USAA $3,056 $2,094 $1,725

Cheapest Quincy, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Quincy, IL to rates for a clean record with top companies.

Annual Quincy, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,218 $5,435 $5,071 $4,215
American Family $2,541 $3,624 $4,795 $2,883
Farmers $3,368 $4,341 $4,233 $4,013
GEICO $1,745 $2,342 $3,322 $2,172
Liberty Mutual $1,761 $2,486 $2,190 $1,994
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,590 $3,841 $2,866 $3,268
State Farm $1,710 $2,032 $1,871 $1,871
Travelers $1,757 $2,296 $2,559 $2,198
USAA $1,646 $2,344 $3,198 $1,980

Cheapest Quincy, IL Car Insurance for Teen Drivers

Teen car insurance in Quincy, IL can be expensive. Take a look at rates from the top car insurance companies in Quincy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Quincy, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,396 $9,625
American Family $6,065 $8,414
Farmers $9,165 $9,558
GEICO $4,613 $4,804
Liberty Mutual $4,253 $4,735
Nationwide $4,886 $6,291
Progressive $6,604 $7,413
State Farm $3,369 $4,278
Travelers $4,007 $5,021
USAA $4,333 $4,785

Cheapest Quincy, IL Car Insurance for Seniors

Take a look at Quincy, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Quincy, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,985 $2,985
American Family $1,975 $1,975
Farmers $1,898 $2,006
GEICO $1,419 $1,713
Liberty Mutual $1,094 $1,224
Nationwide $1,604 $1,704
Progressive $1,498 $1,562
State Farm $1,053 $1,053
Travelers $1,283 $1,367
USAA $1,294 $1,281

Cheapest Quincy, IL Car Insurance Rates After a DUI

A DUI in Quincy, IL increases car insurance rates. Compare Quincy, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Quincy, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,071
American Family $4,795
Farmers $4,233
GEICO $3,322
Liberty Mutual $2,190
Nationwide $3,453
Progressive $2,866
State Farm $1,871
Travelers $2,559
USAA $3,198

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Cheapest Quincy, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Quincy, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Quincy, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,485 $4,485
American Family $3,416 $3,505
Farmers $3,989 $3,989
GEICO $2,353 $2,437
Liberty Mutual $2,108 $2,108
Nationwide $2,812 $2,812
Progressive $3,141 $3,141
State Farm $1,823 $1,919
Travelers $2,117 $2,288
USAA $2,227 $2,356

Cheapest Quincy, IL Car Insurance Rates by ZIP Code

Quincy car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Quincy, IL.

Annual Car Insurance Rates by ZIP Code in Quincy, Illinois

ZIP Code Average Annual Rates
62301 $2,820
62305 $2,854

The Best Cheap Car Insurance Companies in Quincy, IL

Take a look at a side-by-side comparison of the top car insurance companies in Quincy, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Quincy, Illinois

Insurance Company Average Annual Rates
Allstate $4,485
American Family $3,461
Farmers $3,989
GEICO $2,395
Liberty Mutual $2,108
Nationwide $2,812
Progressive $3,141
State Farm $1,871
Travelers $2,202
USAA $2,292

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Category Winners: Cheapest Car Insurance in Quincy, Illinois

Find the cheapest car insurance companies in Quincy, IL for each category right here.

Best Annual Car Insurance Rates by Company in Quincy, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Quincy, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Quincy car insurance rates. Find the cheapest Quincy, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Quincy, Illinois

Insurance Company Low Medium High
Allstate $4,359 $4,481 $4,615
American Family $3,344 $3,587 $3,451
Farmers $3,796 $3,894 $4,276
GEICO $2,184 $2,390 $2,611
Liberty Mutual $1,984 $2,103 $2,237
Nationwide $2,817 $2,831 $2,789
Progressive $2,906 $3,135 $3,382
State Farm $1,766 $1,874 $1,972
Travelers $2,066 $2,200 $2,341
USAA $2,141 $2,289 $2,445

What affects car insurance rates in Quincy, Illinois?

What factors can have an impact on Quincy, IL car insurance? There are several reasons why Quincy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Quincy, Illinois.

Commute Time in Quincy

The more time you spend in your car the higher the risk of an accident. The average commute length in Quincy, IL is 14.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Quincy, IL

Ready to find affordable Quincy, Illinois car insurance today? Enter your ZIP code for fast, free Quincy, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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