Can car insurance start the same day?

Same-day car insurance is available from most car insurance companies online. Before you purchase same-day car insurance, use our free online quote comparison tool to find the lowest rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses...

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Reviewed byJoel Ohman
Founder, CFP®

UPDATED: Jul 2, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Car insurance can be purchased instantly, on-demand from insurers
  • As a consumer, you can use the Internet to gather quotes and dictate when you want the policy to go into effect
  • Knowing when you need your policy to go into effect can ease your shopping experience

Car insurance is something that anyone that drives a car simply has to have.

Just how quickly can you get a car insurance policy into effect, though? Does it take days, weeks, months? What if you found out that you can get car insurance pretty much instantly if you so choose?

That is the great thing about the car insurance market today. Insurance policies are more available than ever and the options that consumers have are extremely vast.

As a consumer never has there been a better time for you to be in the market for a car insurance policy.

There are insurers that are all around the United States offering some of the most competitive rates that have been seen in decades. Plenty of options for insurers are due to the fact that competition is high, cars are getting safer, and policies are quicker than ever to get bound and into effect.

If you need car insurance, you can basically name when you want it to go into effect, down to the minute.

As a consumer who already has a car or is looking to buy one, knowing this is extremely valuable and powerful to you.

Start comparison shopping today for the best auto insurance rates by entering your zip code above!

Getting a Car Insurance Policy On-Demand


You can pretty much get a car insurance policy on-demand thanks to the way that insurance providers have made the move online.

Now if you hop on a search engine, you can get onto a slew of different car insurance carriers’ websites in minutes.

Once you are on there, it is simply a matter of throwing in all of your information and out will pop a quote for your car insurance policy.

The great thing about being able to get those on-demand quotes is that you are able to do price comparisons on the spot.

You will be able to see who is going to be able to give you the best rate, the top customer service you are looking for, solid billing terms, and everything in-between.

The Internet truly has helped car insurance policy shopping be an on-demand experience.

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

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Free Car Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Bind Coverage When You Want

The other tremendous thing about the current car insurance market is that you can bind your coverage when you want.

Binding coverage means that the policy has been written, issued to you the consumer, and the coverage is now in effect. When you shop for a car insurance policy you have the ability to basically dictate when you want that coverage to be bound.

Say you are shopping for a new car for the first time and your plan is to pick up the car next Friday. You go online and search for all of the different car insurance options that you have and you come up with a bunch of solutions.

From here, you can basically name when you want the policy to go into effect. There is no point in having it go into effect before you even have the car as you will be paying for unnecessary coverage.

Now more than ever car insurance providers are allowing you to name, down to the minute basically, when you want your car insurance to go into effect.

This freedom can allow you to get a policy instantly if you really need one.

All car insurance providers are different in the marketplace and it is up to you as a consumer to do price comparisons and see where you are going to be able to get the most value for your premium dollars.

Use the power of the Internet to help you do these price comparisons.

Knowing that you can basically get a car insurance policy instantly if you so choose gives you the ability to shop around until the last minute to get the best value possible for yourself as a consumer.

Now you can compare and shop for the best auto insurance rates to your heart’s content. Enter your zip code below to get started with your shopping experience!

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

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