Dodge Viper Car Insurance [Rates + Coverage Guide]

Average Dodge Viper car insurance rates cost $175 per month ($2,098 per year). Mature drivers with good driving records may find rates as low as $1,233 a year.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 18, 2020

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Key Takeaways:

  • Full coverage costs around $2,098 a year or $175 each month
  • A liability-only policy costs around $841 a year or $70 each month
  • Highest rates are for teenage drivers at around $7,668 a year or $639 each month
  • Good drivers can save as much as $865 a year by earning policy discounts
  • Dodge Viper insurance costs around $579 more per year than the average vehicle

You might think that Dodge Viper insurance rates are really high since the sports car is known for its speed. But drivers pay an average of $2,098 a year, or $175 per month on average for Dodge Viper car insurance rates. Take the time to read through this article so you can understand how Dodge Viper rates are determined. It’s a great first step towards securing a quality policy.

You can start comparing quotes for Dodge Viper car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Viper Insurance Cost

The average car insurance costs for a Dodge Viper are $2,098 a year or $175 a month.

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Are Dodge Vipers Expensive to Insure?

The chart below details how Dodge Viper insurance rates compare to other sports cars like the Audi R8, Jaguar F-TYPE, and Chevrolet Camaro.

Vehicle Comprehensive Collision Liability Total
Audi R8 $594 $1338 $398 $2,488
Jaguar F-TYPE $508 $1102 $398 $2,166
Chevrolet Camaro $348 $594 $372 $1,472
Audi TT RS $420 $774 $338 $1,668
Ford Mustang $348 $718 $420 $1,666
Porsche 718 Boxster $444 $952 $338 $1,870
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Viper Insurance?

Even though the average annual rate for the Dodge Viper is $2,098, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Dodge Viper.

Age of the Vehicle

Older Dodge Viper models generally cost less to insure. For example, auto insurance for a 2017 Dodge Viper costs $2,098, while 2010 Dodge Viper insurance costs are $1,624, a difference of $474.

Model Year Comprehensive Collision Liability Total
2017 Dodge Viper $478 $1046 $416 $2,098
2016 Dodge Viper $462 $1002 $430 $2,052
2015 Dodge Viper $436 $966 $442 $2,002
2010 Dodge Viper $348 $654 $464 $1,624
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Driver Age

Driver age can have a significant effect on the cost of Dodge Viper car insurance. For example, 30-year-old drivers pay approximately $92 more for their Dodge Viper car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Viper insurance rates. For example, drivers in Los Angeles may pay $777 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on your Dodge Viper car insurance rates. Teens and drivers in their 20’s see the highest jump in their Dodge Viper car insurance with violations on their driving record.

Dodge Viper Crash Test Ratings

Dodge Viper crash test ratings can impact your Dodge Viper car insurance rates. See Dodge Viper crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2017 Dodge Viper 2 DR RWD N/R N/R N/R N/R
2016 Dodge Viper 2 DR RWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Viper Safety Features

Most drivers don’t realize that not only do Dodge Viper safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Dodge Viper auto insurance rates. The Dodge Viper’s safety features include:

  • Anti-lock brakes
  • Stability control
  • Front-impact airbags
  • Side impact airbags
  • Pretensioners
  • Security system

Dodge Viper Insurance Loss Probability

Another contributing factor that plays a direct role in Dodge Viper insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 47%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Dodge Viper Finance and Insurance Cost

If you are financing a Dodge Viper, you will pay more if you purchase Dodge Viper auto insurance at the dealership, so be sure to shop around and compare Dodge Viper auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Dodge Viper Insurance

You can save more money on your Dodge Viper auto insurance rates by employing any of the following five strategies.

  • Pay Your Bills On Time — Especially Dodge Viper Payments and Insurance
  • Purchase a Roadside Assistance Program for Your Dodge Viper
  • Be Picky About Who Drives Your Dodge Viper
  • Improve Your Credit Score
  • Choose a Dodge Viper with Cheaper Repair Costs

Top Dodge Viper Insurance Companies

Several top car insurance companies offer competitive rates for the Dodge Viper rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Dodge Viper drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Viper Insurance Quotes Online

Start comparing Dodge Viper auto insurance quotes for free by using our FREE online comparison tool.

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Average Monthly Car Insurance Rates by State