How Much is Insurance on a Dodge Ram 3500?

Average Dodge Ram 3500 auto insurance rates cost $1,448 a year, or around $121 a month. Comprehensive, collision, and liability insurance cost around $353, $515, and $409, respectively.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 16, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,448 a year or $121 each month
  • A liability-only policy costs around $580 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,292 a year or $441 each month
  • Good drivers can save as much as $597 a year by earning policy discounts
  • Dodge Ram 3500 insurance costs around $71 less per year than the average vehicle

Dodge Ram 3500 insurance rates are about $71 lower than the average vehicle. Typically, it’ll cost you around $1,448 a year or $121 a month, but good drivers can save up to $597 a year with policy discounts, and liability-only coverage is only $48 per month. We’ll go over what factors influence your RAM 3500 rates, safety features, and more.

You can start comparing quotes for Dodge Ram 3500 car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Ram 3500 Insurance Cost

The average Dodge Ram 3500 car insurance costs are $1,448 a year or $121 a month.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Are Dodge Ram 3500s Expensive to Insure?

The chart below details how Dodge Ram 3500 insurance rates compare to other trucks like the Ford F-150, Honda Ridgeline, and Chevrolet Silverado 2500HD.

Vehicle Comprehensive Collision Liability Total
Ford F-150 $322 $470 $372 $1,322
Honda Ridgeline $306 $536 $450 $1,472
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Nissan Frontier $294 $500 $420 $1,394
Chevrolet Silverado 3500HD $404 $656 $420 $1,660
GMC Sierra $336 $594 $372 $1,460
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Ram 3500 Insurance?

The Dodge Ram 3500 trim and model you choose can impact the total price you will pay for Dodge Ram 3500 car insurance coverage.

Age of the Vehicle

Older Dodge Ram 3500 models generally cost less to insure. For example, car insurance for a 2010 Dodge Ram 3500 costs $1,448, while 2010 Dodge Ram 3500 insurance costs are $1,448, a difference of $.

Model Year Comprehensive Collision Liability Total
2010 Dodge Ram 3500 $268 $400 $580 $1,448
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on the cost of Dodge Ram 3500 auto insurance. For example, 20-year-old drivers pay approximately $1,771 each year for their Dodge Ram 3500 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Ram 3500 insurance rates. For example, drivers in Phoenix may pay $796 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Ram 3500 car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Ram 3500 auto insurance rates with violations on their driving record.

Dodge Ram 3500 Safety Features

The more safety features you have on your Dodge Ram 3500, the more likely it is that you can earn a discount. The Dodge Ram 3500’s safety features include:

  • Available automated emergency braking with forward-collision warning
  • Available blind-spot monitoring with rear cross-traffic assist
  • Available adaptive cruise control

Dodge Ram 3500 Finance and Insurance Cost

If you are financing a Dodge Ram 3500, most lenders will require your carry higher Dodge Ram 3500 coverages including comprehensive coverage, so be sure to compare Dodge Ram 3500 car insurance rates from the best companies using our FREE tool below.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Dodge Ram 3500 Insurance

You can save more money on your Dodge Ram 3500 auto insurance rates by employing any of the following five strategies.

  • Improve Your Credit Score
  • Get Dodge Ram 3500 Auto Insurance Through Costco
  • Use Paperless Billing for Your Dodge Ram 3500 Insurance Policy
  • Ask About Welcome Discounts
  • Ask About Farm and Ranch Vehicle Discounts

Top Dodge Ram 3500 Insurance Companies

Who is the best company for Dodge Ram 3500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Ram 3500 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Ram 3500 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO 46,106,971 6.6
3 Progressive 39,222,879 5.6
4 Liberty Mutual 35,600,051 5.1
5 Allstate 35,025,903 5.0
6 Travelers 28,016,966 4.0
7 USAA 23,483,080 3.3
8 Chubb 23,388,385 3.3
9 Farmers 20,643,559 2.9
10 Nationwide 18,442,145 2.6
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Dodge Ram 3500 Insurance Quotes Online

Save money by comparing Dodge Ram 3500 insurance rates with free quotes online now!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State