Mercedes-Benz C300 Insurance Rates [Everything You Need to Know]

The cost of Mercedes-Benz C300 auto insurance rates are $1,652 a year, or around $138 a month on average. Comprehensive, collision, and liability insurance cost around $402, $587, and $466, respectively.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 30, 2020

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Key takeaways:

  • Full coverage costs around $1,652 a year or $138 each month
  • A liability-only policy costs around $663 a year or $55 each month
  • Highest rates are for teenage drivers at around $6,038 a year or $503 each month
  • Good drivers can save as much as $681 a year by earning policy discounts
  • Mercedes-Benz C300 insurance costs around $133 more per year than the average vehicle

Mercedes-Benz C300 insurance rates are about $133 more per year than the average vehicle, partly due to its higher MSRP. Full coverage insurance for the Mercedes-Benz C300 costs about $1,652 a year or $138 a month. Good drivers can save up to $681 a year in policy discounts. We’re going to touch on Mercedes-Benz C300 insurance rates, safety features, and more.

You can start comparing quotes for Mercedes-Benz C300 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mercedes-Benz C300 Insurance Cost

The average Mercedes-Benz C300 auto insurance costs are $1,652 a year or $138 a month.

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Are Mercedes-Benz C300s Expensive to Insure?

The chart below details how Mercedes-Benz C300 insurance rates compare to other luxury cars like the Jaguar XF, Audi S6, and Cadillac CTS-V.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz C300 $404 $718 $372 $1,652
Jaguar XF $406 $804 $398 $1,766
Audi S6 $444 $894 $398 $1,894
Cadillac CTS-V $406 $804 $338 $1,684
Audi A7 $406 $834 $398 $1,796
Chevrolet Corvette $494 $922 $264 $1,790
Cadillac CT6 $382 $774 $398 $1,712
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However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.

What Impacts the Cost of Mercedes-Benz C300 Insurance?

The Mercedes-Benz C300 trim and model you choose can impact the total price you will pay for Mercedes-Benz C300 insurance coverage.

Age of the Vehicle

Older Mercedes-Benz C300 models generally cost less to insure. For example, auto insurance rates for a 2020 Mercedes-Benz C300 are $1,652, while 2010 Mercedes-Benz C300 rates are $1,300, a difference of $352.

Model Year Comprehensive Collision Liability Total
2020 Mercedes-Benz C300 $404 $718 $372 $1,652
2019 Mercedes-Benz C300 $384 $690 $390 $1,622
2018 Mercedes-Benz C300 $370 $686 $398 $1,612
2017 Mercedes-Benz C300 $356 $668 $416 $1,598
2016 Mercedes-Benz C300 $344 $640 $430 $1,572
2015 Mercedes-Benz C300 $326 $618 $442 $1,544
2014 Mercedes-Benz C300 $312 $574 $452 $1,496
2013 Mercedes-Benz C300 $300 $540 $456 $1,454
2012 Mercedes-Benz C300 $288 $484 $460 $1,390
2011 Mercedes-Benz C300 $270 $446 $460 $1,334
2010 Mercedes-Benz C300 $260 $418 $464 $1,300
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Driver Age

Driver age can have a significant effect on Mercedes-Benz C300 car insurance rates. For example, 30-year-old drivers pay $73 more for Mercedes-Benz C300 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Mercedes-Benz C300 insurance rates. For example, drivers in Los Angeles may pay $611 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Mercedes-Benz C300 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz C300 car insurance with violations on their driving record.

Mercedes-Benz C300 Safety Ratings

The Mercedes-Benz C300’s safety ratings will affect your Mercedes-Benz C300 auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Mercedes-Benz C300 Safety Features

The Mercedes-Benz C300 safety features can help lower insurance costs. According to AutoBlog, the 2020 Mercedes-Benz C300 has the following safety features:

  • LED daytime running lamps
  • Collision prevention assist plus
  • Crosswind assist
  • Rearview camera
  • Seat belt technology
  • 9 airbags
  • Adaptive braking technology

Mercedes-Benz C300 Finance and Insurance Cost

If you are financing a Mercedes-Benz C300, most lenders will require your carry higher Mercedes-Benz C300 coverage options including comprehensive coverage, so be sure to shop around and compare Mercedes-Benz C300 auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Mercedes-Benz C300 Insurance

Drivers can end up saving more money on their Mercedes-Benz C300 car insurance rates by employing any one of the following strategies.

  • Make Sure You Use an Accredited Driver Safety Program
  • Ask About Loyalty Discounts
  • Don’t Assume your Mercedes-Benz C300 is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Add a More Experienced Driver to Your Mercedes-Benz C300 Policy
  • Renew Your Mercedes-Benz C300 Insurance Coverage to Avoid Lapses

Top Mercedes-Benz C300 Insurance Companies

Who is the best auto insurance company for Mercedes-Benz C300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercedes-Benz C300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercedes-Benz C300 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mercedes-Benz C300 Insurance Quotes Online

You can start comparing quotes for Mercedes-Benz C300 insurance from some of the top car insurance companies by using our free online tool today.

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