Audi S8 Insurance Quotes [Comprehensive Guide]

Average Audi S8 auto insurance rates cost $215 per month ($2,582 per year). On average, Audi S8 comprehensive insurance coverage costs $629, collision coverage costs $918, and liability coverage costs $729.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 30, 2020

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Key Takeaways:

  • Full coverage costs around $2,582 a year or $215 each month
  • A liability-only policy costs around $1,035 a year or $86 each month
  • Highest rates are for teenage drivers at around $9,437 a year or $786 each month
  • Good drivers can save as much as $1,065 a year by earning policy discounts
  • Audi S8 insurance costs around $1,063 more per year than the average vehicle

Audi S8 insurance rates can differ depending on the level of coverage you wish to receive.

Full coverage costs drivers an average of $2,582 a year, or around $215 per month while a liability-only policy is $1,035 a year, or $86 each month. If you have a clean record, you should know good drivers can save up to $1,065 a year on Audi S8 rates by qualifying for policy discounts.

Learn helpful tips right here in this article so you can spot Audi S8 insurance rates that are fair and work with your budget.

You can start comparing quotes for Audi S8 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi S8 Insurance Cost

The average Audi S8 car insurance rates are $2,582 a year or $215 a month.

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Are Audi S8s Expensive to Insure?

The chart below details how Audi S8 insurance rates compare to other luxury cars like the Audi A4, Mercedes-Benz C300, and Audi A6.

Vehicle Comprehensive Collision Liability Total
Audi S8 $658 $1368 $398 $2,582
Audi A4 $332 $656 $398 $1,544
Mercedes-Benz C300 $404 $718 $372 $1,652
Audi A6 $382 $744 $398 $1,682
Mercedes-Benz S450 $494 $982 $398 $2,032
Jaguar XE $382 $774 $398 $1,712
Lexus GS 350 $370 $714 $338 $1,558
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However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi S8 Insurance?

The Audi S8 trim and model you choose can impact the total price you will pay for Audi S8 insurance coverage.

Age of the Vehicle

Older Audi S8 models generally cost less to insure. For example, auto insurance for a 2018 Audi S8 costs $2,582, while 2013 Audi S8 insurance costs are $2,228, a difference of $354.

Model Year Comprehensive Collision Liability Total
2018 Audi S8 $658 $1368 $398 $2,582
2017 Audi S8 $636 $1336 $416 $2,546
2016 Audi S8 $612 $1280 $430 $2,480
2015 Audi S8 $580 $1236 $442 $2,416
2014 Audi S8 $558 $1146 $452 $2,314
2013 Audi S8 $534 $1080 $456 $2,228
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Driver Age

Driver age can have a significant effect on the cost of Audi S8 car insurance. For example, 30-year-old drivers pay approximately $114 more for their Audi S8 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Audi S8 insurance rates. For example, drivers in Los Angeles may pay $1,420 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Audi S8 auto insurance. Teens and drivers in their 20’s see the highest jump in their Audi S8 car insurance with violations on their driving record.

Audi S8 Safety Features

Audi S8 safety features can lower the cost of your insurance. The safety features for the Audi S8 include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Audi connect Emergency Sos
  • Audi parking system plus Front And Rear Parking Sensors
  • Audi pre sense basic
  • Lane Departure Warning
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • SIDEGUARD Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag and Rear Side-Impact Airbag
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners

Audi S8 Insurance Loss Probability

The lower percentage means lower Audi S8 car insurance rates; higher percentages mean higher Audi S8 auto insurance rates. Insurance loss probability on the Audi S8 fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision 188%
Property Damage no data
Comprehensive 166%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Audi S8 Finance and Insurance Cost

If you are financing a Audi S8, you will pay more if you purchase Audi S8 auto insurance at the dealership, so be sure to shop around and compare Audi S8 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Audi S8 Insurance

Drivers can end up saving more money on their Audi S8 car insurance rates by employing any one of the following strategies.

  • Use an Accurate Job Title When Requesting Audi S8 Auto Insurance
  • Avoid the Temptation to File a Claim for Minor Incidents
  • Make Sure You Use an Accredited Driver Safety Program
  • Wait Six Years for Accidents to Disappear from Your Record
  • Improve Your Credit Score

Top Audi S8 Insurance Companies

The best auto insurance companies for Audi S8 car insurance rates will offer competitive rates, discounts, and account for the Audi S8’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Audi S8 Insurance Quotes Online

You can start comparing quotes for Audi S8 insurance from some of the top car insurance companies by using our free online tool today.

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Average Monthly Car Insurance Rates by State