Best Audi Q3 Insurance Rates [Guide + Free Quotes]

If you want to buy affordable Audi Q3 insurance coverage then you should know that a policy will cost $132 per month ($1,586 per year) on average. Comprehensive, collision, and liability insurance cost around $386, $564, and $447, respectively.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2020

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Key Takeaways:

  • Full coverage costs around $1,586 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,797 a year or $483 each month
  • Good drivers can save as much as $654 a year by earning policy discounts
  • Audi Q3 insurance costs around $67 more per year than the average vehicle

Audi Q3 insurance rates are influenced by a number of factors, such as the age of the driver. Mature drivers with clean records have the most favorable rates, while teenagers pay the most at $5,797 a year, or $483 every month.

In order to help you understand how Audi Q3 car insurance rates are determined, we have constructed this helpful article. Read through it to learn everything you need to know about Audi Q3 rates.

You can start comparing quotes for Audi Q3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi Q3 Insurance Cost

The average car insurance costs for an Audi Q3 are $1,586 a year or $132 a month.

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Are Audi Q3s Expensive to Insure?

The chart below details how Audi Q3 insurance rates compare to other SUVs like the Honda Pilot, Buick Enclave, and Mercedes-Benz GLS 450.

Vehicle Comprehensive Collision Liability Total
Audi Q3 $344 $686 $398 $1,586
Honda Pilot $336 $470 $372 $1,336
Buick Enclave $348 $594 $372 $1,472
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Toyota 4Runner $332 $512 $332 $1,312
Chevrolet Traverse $336 $470 $316 $1,258
Toyota Highlander $332 $512 $390 $1,392
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However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi Q3 Insurance?

The Audi Q3 trim and model you choose will affect the total price you will pay for Audi Q3 insurance coverage.

Age of the Vehicle

Older Audi Q3 models generally cost less to insure. For example, car insurance rates for a 2018 Audi Q3 are $1,586, while 2015 Audi Q3 rates are $1,522, a difference of $64.

Model Year Comprehensive Collision Liability Total
2018 Audi Q3 $344 $686 $398 $1,586
2017 Audi Q3 $332 $668 $416 $1,574
2016 Audi Q3 $320 $640 $430 $1,548
2015 Audi Q3 $304 $618 $442 $1,522
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Driver Age

Driver age can have a significant impact on Audi Q3 auto insurance rates. For instance, a 30-year-old driver may pay $70 more each year for Audi Q3 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Audi Q3 insurance rates. For example, drivers in Jacksonville may pay $952 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Audi Q3 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Audi Q3 car insurance with violations on their driving record.

Audi Q3 Safety Ratings

The Audi Q3’s safety ratings will affect your Audi Q3 auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Audi Q3 Crash Test Ratings

Good Audi Q3 crash test ratings mean the VW is safer, which could mean cheaper Audi Q3 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Audi Q3 SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Audi Q3 SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Audi Q3 SUV FWD N/R N/R N/R N/R
2018 Audi Q3 SUV AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Audi Q3 Safety Features

The Audi Q3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Audi Q3 auto insurance rates. The Audi Q3’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Cross-Traffic Alert

Audi Q3 Insurance Loss Probability

The lower percentage means lower Audi Q3 auto insurance rates; higher percentages mean higher Audi Q3 car insurance rates. The Audi Q3’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision 16%
Property Damage -31%
Comprehensive -6%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Audi Q3 Finance and Insurance Cost

If you are financing a Audi Q3, most lenders will require your carry higher Audi Q3 coverage options including comprehensive coverage, so be sure to shop around and compare Audi Q3 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Audi Q3 Insurance

There are many ways that you can save on Audi Q3 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Audi Q3 car insurance rates low.

  • Compare Audi Q3 Quotes for Free Online
  • Consider Renting a Car Instead of Buying a Second Audi Q3
  • Provide Your Audi Q3 VIN When Requesting Audi Q3 Auto Insurance Quotes
  • Use Paperless Billing for Your Audi Q3 Insurance Policy
  • Ask About Audi Q3 Safety Discounts

Top Audi Q3 Insurance Companies

Who is the best company for Audi Q3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi Q3 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi Q3 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Audi Q3 Insurance Quotes Online

Start comparing Audi Q3 auto insurance quotes for free by using our FREE online comparison tool.

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Average Monthly Car Insurance Rates by State