Compare Altus, OK Car Insurance Rates (2021)

Car insurance in Altus, OK averages $307 a month. Altus, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Altus car insurance rates, compare quotes from the top car insurance companies in Altus, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Altus, OK after a DUI are $4,152/year
  • The cheapest car insurance company in Altus is State Farm
  • The cheapest car insurance company in Altus for teen drivers is State Farm

If you need to buy Altus, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Altus, OK is right here.

You’ll find Altus car insurance rates, the cheapest Altus, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Altus, Oklahoma car insurance rates to Tulsa car insurance rates, Enid car insurance rates, and Broken Arrow car insurance rates.

Ready to find affordable Altus, OK car insurance today? Enter your ZIP code for fast, free Altus car insurance quotes.

Cheapest Altus, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Altus, OK car insurance rates? Every Altus, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Altus, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,309 $2,328 $2,110 $2,219 $6,946 $8,122 $2,513 $2,664
Farmers $2,202 $2,189 $1,982 $2,087 $8,136 $8,345 $2,496 $2,621
GEICO $1,835 $1,989 $1,949 $2,165 $5,215 $5,559 $1,608 $1,628
Liberty Mutual $4,135 $4,362 $3,648 $3,963 $11,276 $12,366 $4,292 $4,432
Progressive $2,374 $2,271 $1,954 $2,057 $9,231 $10,370 $2,787 $2,934
State Farm $1,762 $1,762 $1,547 $1,547 $4,311 $5,451 $1,846 $2,065
USAA $1,694 $1,720 $1,604 $1,652 $5,117 $5,793 $2,202 $2,454

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Minimum Car Insurance in Altus, OK

Every driver must carry the minimum car insurance in Altus, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Altus, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Altus, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Altus, OK. Compare credit history car insurance rates in Altus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Altus, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,516 $3,420 $3,018
Farmers $4,328 $3,558 $3,386
GEICO $3,301 $2,743 $2,186
Liberty Mutual $8,702 $5,308 $4,167
Progressive $4,837 $4,099 $3,805
State Farm $3,522 $2,262 $1,825
USAA $4,160 $2,330 $1,848

Cheapest Altus, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Altus, OK to rates for a clean record with top companies.

Annual Altus, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,151 $3,690 $4,232 $3,533
Farmers $3,176 $4,067 $3,968 $3,817
GEICO $2,014 $3,063 $3,357 $2,541
Liberty Mutual $4,085 $6,818 $7,713 $5,620
Progressive $3,313 $6,129 $3,654 $3,892
State Farm $2,365 $2,708 $2,536 $2,536
USAA $2,063 $2,920 $3,604 $2,530

Cheapest Altus, OK Car Insurance for Teen Drivers

Teen car insurance in Altus, OK can be expensive. Take a look at rates from the top car insurance companies in Altus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Altus, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,946 $8,122
Farmers $8,136 $8,345
GEICO $5,215 $5,559
Liberty Mutual $11,276 $12,366
Progressive $9,231 $10,370
State Farm $4,311 $5,451
USAA $5,117 $5,793

Cheapest Altus, OK Car Insurance for Seniors

Take a look at Altus, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Altus, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,110 $2,219
Farmers $1,982 $2,087
GEICO $1,949 $2,165
Liberty Mutual $3,648 $3,963
Progressive $1,954 $2,057
State Farm $1,547 $1,547
USAA $1,604 $1,652

Cheapest Altus, OK Car Insurance Rates After a DUI

A DUI in Altus, OK increases car insurance rates. Compare Altus, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Altus, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,232
Farmers $3,968
GEICO $3,357
Liberty Mutual $7,713
Progressive $3,654
State Farm $2,536
USAA $3,604

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Cheapest Altus, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Altus, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Altus, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,651 $3,651
Farmers $3,757 $3,757
GEICO $2,691 $2,796
Liberty Mutual $6,059 $6,059
Progressive $4,247 $4,247
State Farm $2,493 $2,580
USAA $2,745 $2,814

The Best Cheap Car Insurance Companies in Altus, OK

Take a look at a side-by-side comparison of the top car insurance companies in Altus, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Altus, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,651
Farmers $3,757
GEICO $2,743
Liberty Mutual $6,059
Progressive $4,247
State Farm $2,536
USAA $2,779

Category Winners: Cheapest Car Insurance in Altus, Oklahoma

Find the cheapest car insurance companies in Altus, OK for each category right here.

Best Annual Car Insurance Rates by Company in Altus, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Altus, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Altus car insurance rates. Find the cheapest Altus, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Altus, Oklahoma

Insurance Company Low Medium High
Allstate $3,449 $3,638 $3,867
Farmers $3,608 $3,719 $3,945
GEICO $2,568 $2,744 $2,918
Liberty Mutual $5,739 $6,036 $6,402
Progressive $3,968 $4,223 $4,550
State Farm $2,383 $2,516 $2,710
USAA $2,698 $2,774 $2,866

What affects car insurance rates in Altus, Oklahoma?

What factors can have an impact on Altus, OK car insurance? There are several reasons why Altus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Altus, Oklahoma.

Commute Time in Altus

The more time you spend in your car the higher the risk of an accident. The average commute length in Altus, OK is 13.3 minutes according to City-Data.

Compare Car Insurance Quotes in Altus, OK

Ready to find affordable Altus, Oklahoma car insurance today? Enter your ZIP code for fast, free Altus, OK car insurance quotes.

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