Compare Newport, RI Car Insurance Rates (2021)

Car insurance in Newport, RI averages $331 a month. Newport, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Newport car insurance rates, compare quotes from the top car insurance companies in Newport, RI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Newport, RI after a DUI are $4,800/year
  • The cheapest car insurance company in Newport for teen drivers is State Farm
  • The cheapest ZIP code in Newport is 2840

If you need to buy Newport, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Newport, RI is right here.

You’ll find Newport car insurance rates, the cheapest Newport, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Newport, Rhode Island car insurance rates to Peace Dale car insurance rates, Oakland car insurance rates, and Adamsville car insurance rates.

Ready to find affordable Newport, RI car insurance today? Enter your ZIP code for fast, free Newport car insurance quotes.

Cheapest Newport, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Newport, RI car insurance rates? Every Newport, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newport, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,216 $3,158 $3,193 $3,329 $5,653 $6,606 $3,366 $3,459
GEICO $2,330 $2,386 $2,386 $2,334 $7,260 $9,477 $2,407 $2,513
Liberty Mutual $3,397 $3,397 $3,241 $3,241 $8,113 $12,619 $3,397 $4,593
Nationwide $2,359 $2,395 $2,098 $2,214 $5,840 $7,456 $2,764 $2,986
Progressive $2,050 $1,948 $1,882 $1,873 $9,046 $10,151 $2,496 $2,549
State Farm $1,296 $1,296 $1,144 $1,144 $3,550 $4,730 $1,423 $1,695
Travelers $1,409 $1,425 $1,436 $1,425 $14,207 $22,333 $1,448 $1,605
USAA $1,685 $1,665 $1,616 $1,583 $7,718 $8,811 $2,288 $2,398

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Minimum Car Insurance in Newport, RI

Every driver must carry the minimum car insurance in Newport, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Newport, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Newport, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Newport, RI. Compare credit history car insurance rates in Newport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Newport, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,011 $3,846 $3,136
GEICO $4,356 $3,778 $3,526
Liberty Mutual $6,891 $4,590 $4,268
Nationwide $4,066 $3,359 $3,118
Progressive $4,481 $3,894 $3,623
State Farm $2,731 $1,848 $1,525
Travelers $5,941 $5,532 $5,509
USAA $5,137 $2,930 $2,345

Cheapest Newport, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newport, RI to rates for a clean record with top companies.

Annual Newport, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,291 $4,088 $4,790 $3,820
GEICO $2,527 $3,313 $6,546 $3,161
Liberty Mutual $4,832 $5,597 $5,739 $4,832
Nationwide $3,181 $3,585 $3,960 $3,330
Progressive $3,278 $5,151 $3,675 $3,894
State Farm $1,888 $2,475 $1,888 $1,888
Travelers $5,071 $5,243 $6,555 $5,776
USAA $2,527 $3,426 $5,247 $2,682

Cheapest Newport, RI Car Insurance for Teen Drivers

Teen car insurance in Newport, RI can be expensive. Take a look at rates from the top car insurance companies in Newport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Newport, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,653 $6,606
GEICO $7,260 $9,477
Liberty Mutual $8,113 $12,619
Nationwide $5,840 $7,456
Progressive $9,046 $10,151
State Farm $3,550 $4,730
Travelers $14,207 $22,333
USAA $7,718 $8,811

Cheapest Newport, RI Car Insurance for Seniors

Take a look at Newport, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Newport, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,193 $3,329
GEICO $2,386 $2,334
Liberty Mutual $3,241 $3,241
Nationwide $2,098 $2,214
Progressive $1,882 $1,873
State Farm $1,144 $1,144
Travelers $1,436 $1,425
USAA $1,616 $1,583

Cheapest Newport, RI Car Insurance Rates After a DUI

A DUI in Newport, RI increases car insurance rates. Compare Newport, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Newport, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
GEICO $6,546
Liberty Mutual $5,739
Nationwide $3,960
Progressive $3,675
State Farm $1,888
Travelers $6,555
USAA $5,247

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Cheapest Newport, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Newport, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Newport, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,969 $4,026
GEICO $3,809 $3,965
Liberty Mutual $5,082 $5,418
Nationwide $3,514 $3,514
Progressive $3,999 $3,999
State Farm $1,973 $2,096
Travelers $5,661 $5,661
USAA $3,438 $3,504

Cheapest Newport, RI Car Insurance Rates by ZIP Code

Newport car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Newport, RI.

Annual Car Insurance Rates by ZIP Code in Newport, Rhode Island

ZIP Code Average Annual Rates
2840 $3,954
2841 $4,000

The Best Cheap Car Insurance Companies in Newport, RI

Take a look at a side-by-side comparison of the top car insurance companies in Newport, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Newport, Rhode Island

Insurance Company Average Annual Rates
Allstate $3,997
GEICO $3,887
Liberty Mutual $5,250
Nationwide $3,514
Progressive $3,999
State Farm $2,035
Travelers $5,661
USAA $3,471

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Category Winners: Cheapest Car Insurance in Newport, Rhode Island

Find the cheapest car insurance companies in Newport, RI for each category right here.

Best Annual Car Insurance Rates by Company in Newport, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Newport, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Newport car insurance rates. Find the cheapest Newport, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Newport, Rhode Island

Insurance Company Low Medium High
Allstate $3,791 $3,987 $4,215
GEICO $3,705 $3,876 $4,078
Liberty Mutual $4,904 $5,210 $5,635
Nationwide $3,621 $3,532 $3,389
Progressive $3,792 $3,975 $4,230
State Farm $1,927 $2,030 $2,146
Travelers $5,756 $5,764 $5,463
USAA $3,311 $3,473 $3,628

What affects car insurance rates in Newport, Rhode Island?

What factors can have an impact on Newport, RI car insurance? There are several reasons why Newport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Newport, Rhode Island.

Car Theft in Newport

High levels of vehicle theft can make car insurance more expensive. Newport, RI car theft statistics from the FBI indicate 26 vehicle thefts a year.

Commute Time in Newport

The more time you spend in your car the higher the risk of an accident. The average commute length in Newport, RI is 18.3 minutes according to City-Data.

Traffic in Newport

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Newport, RI traffic data from INRIX ranks Newport as the 343rd-most congested in the world.

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Compare Car Insurance Quotes in Newport, RI

Ready to find affordable Newport, Rhode Island car insurance today? Enter your ZIP code for fast, free Newport, RI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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